Currently, the traditional market is increasingly being supplanted by numerous online markets. The fierce competition in the online market necessitates excellent service from sellers to buyers. As a result, many online stores now offer round-the-clock service, which can be financially burdensome if handled manually. Chatbots offer a promising solution by automating the online shopping process, thereby reducing costs and enhancing customer service. To address the need for accurate and prompt responses, this study proposes an intelligent chatbot system built on Artificial Intelligence (AI), specifically tailored to function as an e-commerce assistant. Integrated seamlessly into the Telegram application, the chatbot efficiently processes user input questions through three essential stages: parsing, pattern matching, and data crawling, all powered by AI technology. Within the AI process, user requests are systematically categorized into three primary domains: general questions, calculations, and stock checks. Notably, the calculation category encapsulates both order and payment processes. The effectiveness of the proposed method is substantiated by the results of 200 trials, demonstrating its adeptness in accurately addressing all user inquiries.

This research aims to analyze the figure of speech of Figurecara (hyperbola) contained in a poem of Karya Sapardi Djoko Damono. This research method used a descriptive method. Judging from the secondary data source of this problem formulation is sourced from internet sites besides that, also the supporting source or complete in the discussion of this issue from the literature study research. The data used in this study was that the short story by Eka Kurniawan, a data analysis text used the reading methods. The results showed that we found many of Figure of speech (Figure of hyperbola) in every stanzas we might find when reading the poem.

This study aims to analyze the role of fiscal decentralization in enhancing regional financial independence in Indonesia. Using a qualitative approach and literature review methodology, the research examines the role of fiscal decentralization in promoting regional financial autonomy in Indonesia. The analysis compares the effectiveness of fiscal decentralization policies in fostering financial independence across various regions in the country. Fiscal decentralization has demonstrated positive impacts by granting regions greater freedom to determine development priorities and explore funding sources. Regions with strong economic potential and natural resources can increase their locally generated revenue (Pendapatan Asli Daerah or PAD) to support development. However, this policy also creates disparities among regions, where wealthier regions manage their finances independently while poorer regions remain reliant on central government transfers. Moreover, limited managerial capacity in some regions hampers the policy's effectiveness. Fiscal decentralization can strengthen regional financial independence if accompanied by enhanced financial management capacity and fiscal policy adjustments.

The research results show that there is a significant relationship between the value symbiosis paradigm and job satisfaction eudaimonia on organizational behavior. Well-implemented Islamic values ??support eudaimonic job satisfaction, which in turn increases the transformation of more positive organizational behavior. Faculty and staff who feel there is alignment between their work and their values ??tend to work better and demonstrate behavior that supports organizational goals.

According to the Indonesian Ministry of Health in 2020, the number of maternal mortality rates (MMR) in Indonesia is still quite high, totaling 4,627 cases of maternal death. This number shows an increase compared to 2019 of 4,221 cases of maternal death (Indonesian Health Profile, 2021). Objective: To apply the theory that has been obtained at the academy with comprehensive midwifery care for pregnant women, laboring women, postpartum women, newborns, and family planning in practice using Varney and SOAP documentation, is there a gap between theory and practice. Research method: In this study the authors used a qualitative research method with a case study approach which was carried out by examining a problem through a case consisting of a single unit. Results: At the first pregnancy obstetric care visit, there was a problem of Chronic Energy Deficiency (CHD) where LiLA was 22.5 cm and also breech location. After being given counseling about high calorie balanced nutrition there was an increase in the size of LiLA by 2, 5 cm so that the mother did not experience SEZ. In the process of childbirth was done by Sectio Caesarea. In the postpartum period there was no complication in the postpartum period. Newborn was normal, no problems. In family planning, Mrs. M chose to use a 3-year family planning implant. Conclusion: During the assistance to Mrs. M, the health problems experienced by Mrs. M, especially the incidence of SEZ in pregnant women can be resolved, and there is a gap between theory and practice related to the size of LiLA and the height of the mother.

Penelitian ini bertujuan untuk mengetahui faktor-faktor yang dapat meningkatkan pertumbuhan UMKM Non-Bankable di Kota Semarang. Variabel independen dalam penelitian ini yaitu akses keuangan dan literasi keuangan. Variabel dependen dalam penelitian ini adalah pertumbuhan UMKM Non-Bankable dengan teknologi informasi sebagai variabel mediasi.
Penelitian ini menggunakan metode kuantitatif dengan menggunakan kuisioner untuk mengumpulkan data yang dibutuhkan. Sampel dalam penelitian ini sebanyak 100 pelaku usaha UMKM Non-Bankable di Kota Semarang. Analisis yang digunakan berupa analisis jalur menggunakan PLS 3.3.1.
Hasil penelitian ini menunjukkan bahwa akses keuangan dan teknologi informasi berpengaruh terhadap pertumbuhan UMKM Non-Bankable. Begitu juga dengan variabel akses keuangan yang juga memiliki pengaruh terhadap teknologi informasi. Sedangkan variabel literasi keuangan tidak berpengaruh terhadap teknologi informasi dan pertumbuhan UMKM Non-Bankable. Teknologi informasi belum tepat digunakan sebagai mediasi pertumbuhan UMKM Non-Bankable karena karakteristik pelaku usaha yang masih konvensional dalam menjalankan kegiatan usahanya.

This study aims to evaluate the effect of grafting and budding techniques on the growth and success of avocado (Persea americana) plant propagation. Grafting and budding techniques are vegetative methods commonly used in horticultural plant propagation to maintain the genetic quality of the parent plant. The study was conducted using avocado plants with grafting and budding techniques on the rootstock. The parameters observed included the level of success of unification (compatibility rate), shoot growth rate, survival percentage, and growth in stem diameter and plant height during a certain period. The results showed that the grafting technique provided a higher success rate than the budding technique on certain varieties, with a survival percentage reaching 85%. However, the budding technique showed advantages in the parameter of shoot growth rate, especially on varieties with specific or better environmental adaptation. This study shows that choosing the right propagation technique, depending on the characteristics of the variety and environmental conditions, is a key factor in supporting the success of avocado plant propagation. These findings are expected to be a reference for farmers and researchers in optimizing the production of high-quality avocado seedlings.

Penelitian ini bertujuan untuk menguji pengaruh rasio tingkat kesehatan bank terhadap profitabilitas dengan GCG sebagai variabel moderating. Tingkat kesehatan bank diukur menggunakan rasio NPL, BOPO, CAR, sedangkan profitabilitas diukur menggunakan rasio ROA dan implementasi GCG melalui dewan direksi. Teknik analisis data dalam penelitian ini menggunakan regresi data panel yang diolah dengan Eviews. Sampel yang digunakan sebanyak 30 perusahaan PT. Bank Perkreditan Rakyat Badan Kredit Kecamatan di Jawa Tengah periode 2019-2021 melalui teknik purposive sampling. Hasil penelitian ini menunjukkan bahwa variabel NPL, BOPO berpengaruh signifikan dan negatif terhadap profitabilitas, tetapi variabel CAR tidak berpengaruh signifikan terhadap profitabilitas. Sedangkan variabel GCG mampu memoderasi pengaruh variabel NPL dan BOPO terhadap profitabilitas, namun GCG tidak mampu memoderasi pengaruh variabel CAR terhadap profitabilitas. Variabel kontrol CR, LDR dan Ukuran Perusahaan terbukti tidak berpengaruh signifikan terhadap profitabilitas.

Ethnic and cultural diversity in modern society has become increasingly complex due to the influences of globalization, urbanization, and migration, resulting in multicultural communities. This diversity, while offering opportunities for mutual understanding, often gives rise to tensions, prejudices, and even conflicts between groups, especially when cultural identities are contested. In such circumstances, religion plays a significant role as a social pillar that can embrace differences. However, if applied exclusively, religion also has the potential to become a source of conflict. Therefore, inclusive theology, which prioritizes acceptance of differences without compromising religious teachings, becomes a relevant solution to bridge these tensions. Inclusive theology not only encourages intercultural dialogue but also promotes peace and solidarity by emphasizing love, tolerance, and respect for the dignity of every individual. In the context of the church, inclusive theology serves as an agent of peace actively addressing issues of ethnic discrimination and cultural injustice. This study aims to explore the application of inclusive theology in responding to ethnic and cultural conflicts in multicultural societies, using a qualitative approach and Ricoeur's hermeneutic analysis. It is expected that this research will contribute to fostering harmony and reconciliation amidst existing diversity.

The expansion of the scope of People's Economic Bank (BPR)s to enter the capital market is new in Indonesia. The legal arrangements are not yet fully regulated. Several obstacles are experienced by BPRs towards the capital market. Therefore, innovations are needed that can make BPRs enter the capital market by applying some existing legal arrangements even though they are not specifically regulating BPRs. The purpose of this study is to determine the barriers and innovations in the framework of BPR towards the capital market. Normative legal method by taking a statutory and conceptual approach. There are several challenges BPR in heading to the capital market. The answer to these challenges is innovation. The existence of innovations that can be applied to BPR in order to go to the capital market can be seen from the legal arrangements that already exist in other fields but can be applied in the BPR. BPR experiences several obstacles, including (1) Changes from closed to public LLC must go through several processes before heading to the capital market, (2) Changes in share ownership that can determine company policy and (3) Capital fulfillment factors required by the capital market. The innovations made are (1) the fulfillment of corporate governance, (2) Share ownership arrangements that can still be held by families with (a) The form of holding companies and subsidiaries with certain ownership arrangements, and (b) Applying dual class shares, (3) BPRs that have not met the capital requirements can enter through the OTC market with reporting obligations in each securities transaction.