<em>This article describes and examines whether the tort victim can profit from the proceeds of the tortfeasor’s liability insurance. This article aims to reflect on which approach, either in common or civil law, provides more access for the tort victim to profits from the proceeds of insolvent tortfeasor’s liability insurance policy. The method used in this research is comparative research. The result of this research showed that the status of insurance proceeds becomes debatable because the tort victim (as the claimant) will have no better rights than any other unsecured creditors during insolvency proceedings. This is regardless of the fact that the tortfeasor already got a fund, albeit indirectly through the insurer, to compensate the tort victim’s losses. In relation to this issue, the United Kingdom has adopted the Third Parties (Rights against Insurers) Act 2010 which gives right for tort victim to directly claim for compensation against tortfeasor’s liability insurer in the event of tortfeasor’s insolvency. Meanwhile, the Indonesian legal system provides no clear legal protection to the tort victim. Thus, in the event of insolvency, the tort victim cannot obtain compensation from the insurer, but only from tortfeasor’s bankruptcy estate as part of creditors’ debts. Furthermore, as an unsecured creditor, the tort victim will obtain the debtor’s bankruptcy estate after all secured creditors have received their payment.</em>

Penelitian ini membahas tentang makna ungkapan “Jangan banyak orang diantara kamu mau menjadi Guru”, menurut Yakobus 3:1-2. Guru ialah seorang pengajar, baik di sekolah, di gereja, dan di masyarakat. Tugas guru ialah mendidik, mengajar, membimbing, membina peserta didik. Namun guru yang dimaksud Yakobus dalam teks ialah para guru Kristen yang meliputi: gembala, pendeta, misionaris dan para pengerja gereja lainnya, yang mengajar tentang kebenaran firman Tuhan.

Based on the results of observation, the learning method used in SMP Muhammadiyah 3 Kaliwungu is in the form of discourse, discussions, question and answer with the book media. Learning methods that have been applied so far have not had enough impact on students' level of understanding. The method used is less successful, so students feel bored and bored. This study offers a solution for multimedia utilization with the Mind Map method as an interesting learning media, where computers can display text, images, videos and audio so that students can have a pleasant impression in the learning process. The validity value of media experts is 2.9 which is declared feasible, while the validity value of material experts is 3.3, which is declared feasible, and increases students' understanding and interest as users from 58.5% up to 80.5%.

This study aims to describe the role applied by the principal to improve teacher work commitments. This research was conducted with a qualitative descriptive approach using a multi-site approach at the Baitul Izzah Integrated Islamic Elementary School (SDIT) and the Islamic Elementary School (SDI) Plus Baitul Ikhlas Nganjuk. Research data were obtained from the principal as key informants, teachers, committees, and foundations. Data was collected in the form of structured and unstructured in-depth interviews, participatory observation, and document study. Data sourced from field notes, documents, and interview transcripts that were reduced were then analyzed for validity and credibility tests using triangulation techniques. The results of the study include: 1) the task approach strategy as an obligation that must be completed by the teacher in the context of professional relations; 2) spiritual approach to increasing teacher commitment at school; 3) family approach through active communication to increase teacher work commitment.

Kehadiran iklan televisi merupakan salah satu cara bagi produsen untuk memperkenalkan dan menjual produknya ke masyarakat. Regulasi mengenai iklan khususnya produk rokok dan tembakau mendorong produsen agar lebih kreatif dalam memperkenalkan produknya pada khalayak. Akibatnya, kreatifitas di dalam iklan rokok bertujuan mengangkat citra produk sehingga tidak menampilkan produk secara langsung. Penelitian ini berawal dari ketertarikan terhadap visualisasi iklan-iklan Djarum 76 seri Jin Jawa yang memiliki ciri khas tersendiri dibandingkan produk rokok lainnya. Tampilannya yang lucu dan menghibur tidak menampakkan bahwa pengiklan sedang menjual produk. Penampilan iklan secara sinematik maupun naratif terlihat menggunakan kaidah-kaidah seni pertunjukkan kethoprak. Metode penelitian yang digunakan adalah kualitatif deskriptif dan teori yang digunakan untuk menganalisis tanda adalah semiotika Roland Barthes. Melalui analisis tersebut, diperoleh kesimpulan yang menjelaskan bagaimana cara iklan Djarum 76 membangun konstruksi brand image dalam benak masyarakat serta konsumennya

<p><em>One form of physiotherapy is utilizing heat for recovery. Heat therapy can open blood vessels wider, thereby increasing blood flow and supply of oxygen and nutrients to reduce pain in joints, muscles, ligaments and injured tanks. To help health services in the field of physiotherapy the author modifies the therapeutic pillow with Arduino Uno and DS18B20 based as a temperature sensor, LCD as a temperature viewer and a timer and button that functions to choose how long it takes to do therapy. The design of therapeutic pillows is divided into two, namely hardware and software design, hardware design including power supply, a series of drivers and system scenarios. While the software design of this tool uses the Arduino and proteus applications as software. The result of the percentage error at the TP2 measurement is 0.02%. The measurement results on TP3 when the tool is off or off, then the circuit does not get a voltage while when the device is turned on or on the driver circuit gets a voltage of 1.4 Volt. After making the process of making, testing, testing tools and data collection, the author has succeeded in designing a heat therapy pillow using a temperature sensor and ARDUINO UNO based timer controller that can provide convenience when going to heat therapy because it is equipped with an automatically controlled temperature sensor and controller timer. by DS1820 temperature sensor. A therapeutic pillow based on Arduino with 10 minutes of therapy results in a </em><em>temperature of 41</em><em> °C.</em></p><div id="gtx-trans" style="position: absolute; left: 192px; top: 89.9861px;">  </div>

Computers now have very high capabilities so they can be used virtualization. With computer capabilities that are high enough computer lab practicum and server administration can already be done on a pc or laptop that has virtualization applications installed. Network practicum and server administration that previously could only be done in the classroom, so with this technology it is expected that it can be practiced on a PC or personal laptop for each student, so that students are able to continue the practical scenario that has been given. Virtualization will use Hyper-V that already exists in Windows 7, Windows 8 and Windows 10. In the Hyper-V application 4 Windows servers will be installed, all of which will be installed and connected via Active Directory. All windows servers will be accessed using a computer and physical network through the Remote Desktop Connection application. So it is expected that with this study student will be able to practice outside the campus lab environment.

ABSTRAK  Penelitian ini di latar belakangi dengan di zaman era modern ini dan serba instan, internet sudah merambah ke dunia bidang jasa yang disebut sebagai warnet. Pada dasarnya, warnet merupakan salah satu bentuk usaha yang dikelola oleh satu kelompok atau individu yang memberikan pelayanan berupa jasa internet oleh penggunanya. Biasanya pengguna dikenakan biaya per jam atau paket, sesuai lama penggunannya.Penelitian ini menggunakan pemdekatan kualitatif,lokasi penelitian di warnet MEDIA NET yang terletak di Jl Cinde Barat 1 Ruko No. 2, Kelurahan Jomblang, Kecamatan Candisari, Jomblang, Candisari, Kota Semarang, Jawa Tengah. Sumber data menggunakan observasi,wawancara,dan dokumentasi.Hasil penelitian ini adalah : produk jasa yang ditawarkan di warnet ini cukup beragam seperti paket pelajar,paket umum,dan paket malam yang sangat diminati oleh banyak kalangan. dapat promosi yang dilakukan adalah hanya menyebar brosur saja di sekolah-sekolah sekitar tempat usaha dan lampu merah di tentara pelajar. Tempat yang dipilih oleh MEDIA NET cukup strategis karena tempat yang dipilih berdekatan dengan sekolah dan pemukiman warga dan yang terpenting dekat dengan jalan raya.  Kata Kunci   : MEDIA NET, Produk,Tempat,Promosi,Harga

Kepailitan sebagai salah satu sarana hukum pada pada hakikatnya tidak hanya bertitik tolak pada penyelesaian pembayaran utang kepada para kreditur krediturnya tetapi selain itu terdapat kewajiban kewajiban lain bagi perusahaan yang harus dilaksanakan yaitu terkait dengan para karyawan dimana perusahaan berkewajiban membayar upah .Yang dikaji dalam penulisan ini adalah bagaimana tanggung jawab     kurator dalam pemberesan terhadap hak pekerja selaku kreditur preferen berdasarkan putusan Mahkamah Konstitusi Nomor 67 Tahun 2013. Penulisan hukum ini adalah penelitian hukum empiris yang bersifat diskritif analisis yaitu dengan mengkaji dan menganalisis terkait hukum kepailitan . Berdasarkan hasil penelitian dan pembahasan , dalam kepailitan memiliki tanggung jawab untuk     memenuhi hak karyawan , termasuk upah maupun hak hak karyawan lainnya . Setelah dinyatakan pailit, kurator sebagai pihak yang melakukan pemberesan harta pailit memiliki tanggung jawab agar selama proses pemberesan harta pailit , kedudukan karyawan sebagai kreditur preferen terlindungi hak-haknya sesuai dengan Undang-Undang yang memberikan para karyawan hak istimewa untuk di dahulukan pembayaran utang-utangnya .  Bankruptcy as one of the means of law is essentially not only based on the settlement of debt payments to the creditors - creditors but in addition there are other obligations for the company that must be implemented that is related to the employees where the company is obliged to pay wages. Which is reviewed in writing this is how the responsibility of the curator in the imposition of the right of the worker as the preferred creditor based on the decision of the constitutional court number 67 of 2013. The writing of this law is an empirical legal research that is discrete in the analysis that is by reviewing and analyzing related bankruptcy law. Based on the results of research and discussion, in bankruptcy has a responsibility to fulfill the rights of employees, including wages and other employee rights. Having been declared bankrupt, the curator as the party making the bankruptcy property has the responsibility that during the process of securing the bankrupt property, the employee's position as the preferred creditor shall be protected his rights in accordance with the Law which grants the privileged employees to pre- pay the debts.

E-Commerce is a flexible buying and selling system where a buyer does not need to come to a physical store to buy an item. Currently e-commerce is one of the alternative options for a business that is especially engaged in the field of processed coffee as a medium of information that facilitates interaction between sellers and buyers without limited space and time