The problem that often occurs is that some people do not understand the existence of exemplary values contained in the folklore of Bulusan. This study aims to describe exemplary values in the Bulusan folklore, namely the religious values and moral values contained in the Bulusan folklore. The method used in this study is qualitative with a qualitative descriptive analysis method and the data sources come from community leaders, village heads, local residents, and practitioners who are experts in knowing and understanding Bulusan folklore. In this study using data collection techniques by way of observation, interviews, recording, recording, photographing, and transcription. In this study, the validity of the data was used, namely triangulation of sources, time, and techniques. Based on the analysis of the data obtained in the Bulusan Folklore, there are also character values that can serve as guidelines and examples for the whole community, especially young people for the next generation. The origins of the Bulusan folklore have several religious values and moral values contained in it. The content of religious values in Bulusan folklore includes obedience, belief, and practice. The moral values contained in the Bulusan folklore are the values of mutual cooperation, obedience, and politeness.
 

As a sharia microfinance institution that has a function as developing productive businesses and investments to improve the quality of micro, small and medium enterprises, this study aims to examine the effect of variable capital financing, length of business and own capital on the income of customers who are members of the Sharia Financing Savings and Loans Cooperative Baitul Mal wa Tamwil Nurul Barokah Klego branch, Boyolali regency. They are micro, small and medium enterprises (MSMEs), the population in this study is 108 with a sample of 52 respondents. Analysis techniques use multivariate regression analysis and use instrument tests which include validity and reliability tests, and descriptive statistical tests of respondents based on sex, based on age, and classical assumption tests include normality tests, multicolleniarity tests, heterokedasticity tests, and multiple linear regression analysis and model permanence tests including coefficients of determination, and hypothesis testing includes t tests, F tests. The results showed that only own capital had a positive effect on MSME income, while capital financing and long time did not affect MSME income, because financing members often took advantage of capital loans not in accordance with loan agreements and lack of innovation to see consumer interest so that it stagnated.

Early marriage is now a serious problem not only at the national level but at the regional/regency/city level. Early marriage is one of the strategic youth issues that must be resolved immediately. One of the government's strategies in reducing the number of early marriages is the Marriage Age Maturity Program (PUP). Through this program, every government, academician, community and early marriage eradication group collaborate in the success of the program. The educational activity on Marriage Age Maturity (PUP) which was carried out at MA NW Bagik Payung Selatan went smoothly, it's just that there were a number of problems, namely in terms of the characteristics and mindset of students who still underestimate the dangers of early marriage. In addition, the environment where they live is also supportive when they do underage marriages. This service uses an interactive approach with the FGD method. Efforts to reduce the number of early marriages at MA NW Bagik Payung Selatan must be supported by the school and parents, not only the government's task so that the Marriage Age Maturity Program (PUP) can produce optimal results
 

The findings of this study indicate that job satisfaction has a positive effect on organizational commitment. Furthermore, organizational commitment also has a positive impact on employee performance at Q Mall Banjarbaru. These findings suggest that organizational commitment plays a crucial role in connecting job satisfaction with employee performance. The managerial implications of this study are that Q Mall management needs to pay attention to job satisfaction and make efforts to enhance employees' organizational commitment to improve their performance.This research contributes both theoretically and practically to expanding the understanding of the relationships among job satisfaction, organizational commitment, and employee performance.

There is a goal to be achieved in this research, namely to determine the effect of risk management on the financial performance of banks in Indonesia. One of the factors that influence banking financial performance is risk. There is a goal to be achieved in this study, namely to determine the effect of credit risk (NPL) and market risk (NIM) on the financial performance of banks in Indonesia. The sample used in this study is banking financial performance for 3 years which is calculated from 2016 to 2019. In this study the analytical method used is multiple linear regression analysis. The results of the study show that NPL has a negative and significant effect on banking financial performance. Meanwhile, NIM has a significant positive effect on ROA.

This research aims to analyze the conservation or solutions to flood disaster problems as a community need with a healthy environment. The research was conducted in Sukasari District, Bandung City, West Java Province, with an area of 6.27 km2. The method used in this paper is descriptive analysis and the data used is secondary data. Based on the analysis of the flood hazard map for Bandung City, the research results show that the entire area of Sukasari District is highly prone to flooding. Based on the findings, the overflow of the Cidurian, Cipamokolan, and Cibeureum rivers poses a threat of flooding in Sukasari sub-district. Green Open Spaces in Sukasari District consist of 16 location points spread across 3 sub-districts. The utilization of Green Open Spaces serves to maintain ecosystem balance and increase the availability of clean air and water catchment areas. Solutions to reduce flood disasters include reducing the level of risk, decreasing vulnerability, and enhancing community capacity.

Industry clusters, which consist of a group of companies related geographically and sectorally, have become the focus of attention in regional economic and business strategy studies. This study uses an industrial structure analysis approach to understand the strength of competition within an industry cluster. Some of the factors analyzed include the level of industry concentration, new entries, bargaining power of buyers and suppliers, as well as product or service substitution. The data used in this study includes information about the companies that are members of the industrial cluster studied. The research method used includes secondary data collection, such as company financial reports, industry data, and related publications. In addition, interviews with industry stakeholders were also conducted to gain deeper insights into the structure of competitive forces and the factors that influence industrial clusters. The results of the analysis show that the structure of competitive forces in industry clusters can vary depending on the industrial sector studied. This research contributes to our understanding of how the structure of competitive forces and industry clusters can shape a competitive business environment, as well as providing useful insights for the development of effective business strategies within industry clusters.
 
 

This study aims to examine the effect of liabilities and equity on profitability (Studies of Banking Companies Listed on the Indonesia Stock Exchange in 2019-2021). The samples and data in this study were taken from banking companies listed on the IDX for 2019-2021 in the financial statements and annual reports for that period. The method used is sampling. The method used in this study uses the normality test method with multiple linear regression analysis. Based on the research results, liability has a positive and significant effect on profitability, while equity has no effect and is not significant on profitability.

Currently, the majority of the Arofah Kendal Cooperative in financial management is still in the form of files, causing accumulation, damage, difficulty finding and even loss of financial data which has resulted in the Arofah Kendal Cooperative experiencing difficulties in presenting reports. The Arofah Kendal Cooperative always experiences an increase in transactions for the number of deposits and loans. The customer financial service system is centralized on one computer, so services must take turns, which takes a long time and is less effective. Implementing a Multi-User-Based Financial Management Accounting Information System, the Arofah Kendal Cooperative is able to overcome problems related to processing, financial filing and reporting. With a multi-user application, the database of the Arofah Kendal Cooperative is connected to each other to make it easier for each user to access the system according to authority simultaneously for data collection, financial transactions that can present up to date financial information according to the needs of cooperative management which provides effectiveness and efficiency in financial management, improves employee performance and maximizing customer service satisfaction for the Arofah Kendal Cooperative.

This study aims to examine the effect of the science and social studies module on story material in the area where I live on the learning outcomes of IV grade students at SDN Lebakrejo IV Purwodadi. This type of research is quantitative using experimental research methods, the form of Quasi Experimental Design research and the design of this research, namely Nonequivalent Control Group Design. The instrument used in this research is the test instrument. The population in this study amounted to 27 students. The instrument includes a pre-test and post-test using the t-test statistical analysis technique. The results showed that there was a significant influence from the use of the science teaching modules which had been developed according to the needs and characteristics of students, namely the t count (3.52) was greater than the t table (2.06), so it could be concluded that the difference between the mean post-test scores of the two groups were statistically significant.