Home Ownership Loan Agreement in the Labuha Branch of Bank Syariah Indonesia
(Dahlai Hasim, Fatma Faisal, Arief Budiono)
DOI : 10.26623/jic.v10i1.10818
- Volume: 10,
Issue: 1,
Sitasi : 0 28-Feb-2025
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| Last.09-Jul-2025
Abstrak:
In this paper, the authors will analyze: (1) the details of the home ownership loan agreement in the Labuha Branch of Bank Syariah Indonesia (The Indonesian Sharia Bank/BSI) and (2) how to resolve the issue of default carried out one of the parties in the home ownership loan agreement in the Labuha Branch of BSI. Members of society who wish to own a home but lack funds may utilize the credit facilities provided by BSI by making a credit agreement (home ownership loan). It is one of the solutions for prospecting housing consumers to quickly have a house. This paper is urgent because the increasing Indonesian population leads to an increase in demand for housing. Banks like BSI can help society obtain house ownership loans amid the increasing house prices. This paper employed the normative empirical legal research method. Results showed that the agreement carried out by the debtor and creditor is already according to the applicable regulations. It was shown that there was an increase in the number of debtors who obtained home ownership loans from the Labuha Branch of BSI. In total, 83 debtors obtained such facilities from 2021 to 2023. In the case of problematic debtors, ten debtors experienced a default in the Labuha Branch of BSI from 2021 to 2023. In the case where debtors fail to carry out their obligations in paying installments or in repaying their debt, then the bank will sell the collateral object or the house.
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2025 |
Analisis Model Spasial Kondisi Lahan Daerah Aliran Sungai (DAS): Mendukung Pengambilan Keputusan Berkelanjutan di DAS Paguyaman, Indonesia
(Faridawaty Waode, Fitryane Lihawa, Hasim, Dewi Wahyuni K. Baderan, Marike Mahmud)
DOI : 10.62504/jimr525
- Volume: 2,
Issue: 5,
Sitasi : 0 30-May-2024
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| Last.31-Jul-2025
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The Paguyaman watershed in Gorontalo is crucial for life, but it faces land degradation and erosion. This study evaluates land conditions using satellite imagery and spatial data. Results indicate that 58.73% of the area is in moderate condition, while 27.4% is in poor or very poor condition. Recommendations include reforestation with local species and integrated farming systems to improve soil fertility. Regular monitoring using remote sensing technology is proposed for the early detection of vegetation changes. Collaboration between the government, community, and researchers is essential to achieving sustainable watershed management.
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2024 |
Penyuluhan Hukum Hak Atas Tanah di Kawasan Pesisir Desa Wawobungi Kecamatan Lalonggasumeeto Kabupaten Konawe
(Rahman Hasima)
DOI : 10.26623/kdrkm.v4i2.8080
- Volume: 4,
Issue: 2,
Sitasi : 0 15-Dec-2023
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| Last.09-Jul-2025
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<p><em>The need for land is not only felt by people in urban areas, but also people living on small islands. People who live on small islands that are inhabited and have easy access from the local government center have a fairly high population growth rate which results in their need for land is also getting higher while the available land is very limited and has been used to build houses and other buildings, so they are trying to find solutions to meet their needs for land. One solution is to find land in peripheral areas such as coastal areas. The method used in legal counseling activities with lecture and question and answer methods to explore public knowledge of the material provided. The results of the activity showed that legal counseling can increase the knowledge and understanding of the people of Wawobungi Village related to the policy of granting land rights in coastal areas so that it has an impact on increasing understanding and awareness of community law in terms of regulation of land rights in coastal areas and participants are able to understand and know the policy of granting land rights in coastal areas which can be shown by the participation of participants in Participating in legal counseling activities from the beginning to the end of the activity aimed at the questions asked by participants in the question and answer session.</em></p>
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2023 |
Pengenalan Rumah Adat Nusantara Berbasis Mobile AR
(Fardani Annisa Damastuti, Jauari Akhmad Nur Hasim, Irma Wulandari, Darmawan Aditama, Aji Sapta Pramulen, Ibrohim Yofid Fananda, Dita Aulia Rahma)
DOI : 10.51903/pixel.v16i2.1221
- Volume: 16,
Issue: 2,
Sitasi : 0 06-Dec-2023
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| Last.23-Jul-2025
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Rumah adat adalah rumah yang memiliki ciri khas bangunan yang melambangkan kebudayaan dari suatu daerah. Keunikan rumah-rumah adat di Indonesia menjadi salah satu materi pembelajaran untuk pelajar di Indonesia. Buku-buku yang menjadi media pengenalan rumah adat di Indonesia masih memiliki kekurangan berupa terbatasnya tampilan rumah adat secara visual. Sehingga mengurangi minat anak dalam mengenal rumah adat nusantara. Hal ini dapat mengakibatkan tergerusnya budaya. Oleh karena itu untuk meningkatkan minat dan wawasan terhadap budaya rumah adat ini digabungkan antara teknologi dan budaya. Penggabungan ini menggunakan teknologi augmented reality untuk mengenalkan rumah adat nusantara. Rumah adat divisualisasikan melalui objek 3-dimensi didalam aplikai android. Aplikasi augmented reality yang dikembangkan bersifat dinamis, sehingga penambahan konten dapat dilakukan tanpa memodifikasi kode program. Aplikasi ini akan memvisualkan 9 rumah adat dari 9 provinsi yang ada di Pulau Jawa, Nusa Tenggara, dan Bali. Hasil pengujian menunjukkan kenaikan pengetahuan siswa SDN Banjarmendalan sebesar 56% dimana berarti aplikasi cukup efektif untuk membantu siswa mengenal rumah adat nusantara dan dari penilaian kepuasan siswa terhadap aplikasi mendapatkan nilai 90,5% dimana berarti aplikasi sudah cukup menarik minat siswa untuk belajar mengenal rumah adat.
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2023 |
Geber Madu Ayu, Gerakan Bersama Memajukan Pos Pelayanan Terpadu (Posyandu) di Kabupaten Indramayu
(Indra Ruswadi, Nengsih Yulianingsih, Hasim Asyari, Masliha Masliha)
DOI : 10.55606/kreatif.v2i3.439
- Volume: 2,
Issue: 3,
Sitasi : 0 01-Sep-2022
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| Last.19-Aug-2025
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The Integrated Service Post, known as Posyandu, is the front line in health services and other multifunctional services. However, at this time its existence has not been seen optimally, this is due to the lack of Posyandu implementers and managers in understanding the existence of Posyandu, so that reports on Posyandu activities that should be carried out in stages have not been carried out optimally, besides that there is still an assumption that Posyandu belongs to Health people. The objectives of the service activities are: Understanding Geber Madu Ayu, Joint Movement for Advancing Posyandu in Indramayu Regency. Methods: lectures, discussions and simulations.
The results of the activity: All management of the Posyandu, Village Working Group, District Pokjanal and District Posyandu Pokjanal understand the importance of the Joint Movement to Promote Integrated Service Posts (Posyandu) in Indramayu Regency. Conclusion: The Joint Movement to establish a posyandu in Indramayu has been received and received a good response from stakeholders. Suggestion: Posyandu administrators at every level should increase their commitment to advancing posyandu by involving related elements, ranging from academics, business people, communities and media as well as advocating for regional/government heads.
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2022 |
Politik Hukum Pengadaan Tanah Terhadap Tanah Abrasi Pasca Diberlakukan Undang-Undang Cipta Kerja
(Embun Sari, Muhammad Yamin, Hasim Purba, Rosnidar Sembiring)
DOI : 10.26623/jic.v7i1.4390
- Volume: 7,
Issue: 1,
Sitasi : 0 16-Apr-2022
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| Last.09-Jul-2025
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Tujuan penelitian ini untuk menganalisis politik hukum terhadap pembangunan untuk kepentingan umum atas tanah abrasi pasca hadirnya undang-undang yang memuat peraturan tentang cipta kerja. Berbagai macam pendekatan seperti pendekatan peraturan perundang-undangan dan pendekatan konseptual menjadi instrument pada jenis penelitian yuridis normatif yang digunakan sebagai metode dalam penelitian ini. Penemuan dari hasil penelitian yang dilakukan bahwa telah ditambahkan kepentingan umum seperti halnya termaktub dalam pasal yang mengatur tentang pengadaan tanah sebanyak 6 (enam) kegiatan meliputi kawasan industri, ekonomi khusus, pariwisata, ketahanan pangan, industri gas, industri minyak, dan pengembangan teknologi. Hapusnya hak atas tanah karena tanah musnah bersamaan dengan pemberian kesempatan kepada pemegang kuasa atas tanah untuk perlu membangun kembali dan merevitalisasi atas pendayagunaan tanah dan diatur di dalamnya tentang pihak lain yang dapat melakukan rekonstruksi dan revitalisasi berdasarkan pemberian dana kerohiman pada kuasa atas tanah atau kuasa pendayagunaan. Adanya perubahan-perubahan tersebut diatas akan menjadi sebuah langkah lebih dekat demi terwujudnya keadilan, kesejahteraan dan kemakmuran dalam pemberian kompensasi terhadap tanah musnah. The purpose of this research is to analyze the legal politics of development in the public interest on abraded land after the presence of a law that contains regulations on work creation. Various approaches, such as the statutory and conceptual approach, become instruments for the type of normative juridical research that is used as a method in this research. The findings from the results of research conducted that public interest has been added as stated in the article that regulates land procurement as many as 6 (six) activities covering industrial areas, special economy, tourism, food security, gas industry, oil industry, and technology development. The abolition of land rights because the land is destroyed simultaneously with the opportunity for the holder of the power over the land to need to rebuild and revitalize the utilization of the land and it is regulated in it by other parties who can carry out reconstruction and revitalization based on the provision of spiritual funds to the power over land or the power of utilization. With the changes mentioned above, it is seen that it will be a step closer to the realization of justice, welfare, and prosperity in providing compensation for the destroyed land.
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2022 |
HUBUNGAN PENGETAHUAN TENTANG DIABETES MELLITUS DENGAN KEPATUHAN MENJALANI PENGOBATAN PADA PASIEN DIABETES MELLITUS DI KECAMATAN KERTASEMAYA TAHUN 2021
(Priyanto Priyanto, Nengsih Yulianingsih, Hasim Asyari)
DOI : 10.55606/jpikes.v2i1.337
- Volume: 2,
Issue: 1,
Sitasi : 0 24-Mar-2022
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| Last.19-Aug-2025
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Prevalensi diabetes di dunia semakin meningkat dari tahun ke tahun. WHO memperkirakan jumlah penderita diabetes di Indonesia akan meningkat secara signifikan dari 8,4 juta pada tahun 2000 menjadi sekitar 21,3 juta pada tahun 2030 (Perkeni, 2006). Prevalensi penyakit diabetes melitus di Provinsi Jawa Barat menempati urutan terbesar kedua setelah hipertensi yaitu sebesar 16,53%. Diabetes mellitus merupakan penyakit metabolik yang disebabkan kelenjar pankreas tidak dapat memproduksi hormone insulin secara kuat. Insulin berpengaruh besar dalam proses metabolisme glukosa menjadi energi. Pasien diabetes mellitus yang tidak menjalani pengobatan dengan baik dapat berakibat fatal terhadap kesehatannya, yaitu hiperglikemia yang dapat menyebabkan koma diabetikum bahkan kematian. Pengetahuan tentang Diabetes Mellitus sangat penting diketahui oleh pasien Diabetes Mellitus sehingga ia dapat menjalani pengobatan dengan patuh. Kepatuhan menjalani pengobatan dengan baik dapat mencegah komplikasi akibat Diabetes Mellitus. Penelitian ini ingin mengetahui hubungan antara tingkat pengetahuan tentang Diabetes Mellitus dengan kepatuhan menjalani pengobatan pada pasien Diabetes Mellitus di Kecamatan Kertasemaya Kabupaten Indramayu.
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2022 |