Generation Z grew in the midst of rapid technological developments, including the use of Characters. Al, an artificial intelligence-based platform that allows interaction with virtual characters. This article explores the role of Character. Al supports self-expression, trains social skills, and overcomes loneliness in Generation Z. Findings show that this technology can provide significant benefits, especially in aspects of mental health and communication. However, challenges such as potential dependencies and data privacy issues are also a concern. By understanding the role and impact of Character. Al, Generation Z can use this technology wisely to support their social lives.

Pancasila is the basic value of the Indonesian nation, and is the foundation of national and state life in Indonesia since independence. Considering the importance of the existence of Pancasila in Indonesia, of course the creation of the Pancasila ideology has gone through a very long process. This article will highlight and examine the history of the creation of Pancasila and its position as the ideology and foundation of the state. This article will also highlight the position of Pancasila in the era of globalization and how the ideology and foundation of the state are applied in facing the challenges of change in the era of globalization.

Penelitian ini bertujuan untuk membuktikan secara empiris atas pengaruh transformasi digital, inklusi keuangan digital, dan literasi keuangan masing-masing terhadap kinerja pelaku UMKM disabilitas. Penelitian ini menggunakan pendekatan kuantiatif asosiatif dengan jumlah sampel 30 pelaku UMKM disabilitas yang ada di Jabodetabek. Teknik sampling yang digunakan dalam penelitian ini adalah teknik simple random sampling. Instrumen yang digunakan dalam penelitian ini berupa kuesioner yang disebarkan secara online. Alat analisis yang digunakan adalah program SPSS versi 25. Hasil yang pertama yang didapatkan dari penelitian ini adalah transformasi digital tidak berpengaruh terhadap kinerja pelaku UMKM disabilitas, yang menunjukkan bahwa pelaku UMKM disabilitas baik yang sudah maupun tidak melakukan transformasi digital sama-sama tidak merasakan manfaat sehingga transformasi digital tidak mempengaruhi kinerja pelaku UMKM disabilitas. Penelitian ini juga menemukan bahwa inklusi keuangan digital berpengaruh negatif terhadap kinerja pelaku UMKM disabilitas, karena walaupun pelaku UMKM disabilitas sudah mendapatkan modal dengan mengakses kredit ke lembaga keuangan namun kemampuan pengelolaan keuangan dari pelaku UMKM disabilitas tidak digunakan semestinya sehingga kinerja pelaku UMKM disabilitas cenderung menurun. Kemudian, hasil terakhir dari penelitian ini adalah literasi keuangan tidak berpengaruh terhadap kinerja pelaku UMKM disabilitas, karena tingkat literasi keuangan yang dimiliki para pelaku UMKM disabilitas ditemukan masih rendah sehingga tidak mempengaruhi peningkatan kinerja pelaku UMKM disabilitas.

Deposits are straightforward investment instruments that offer fixed interest over a specified period, serving as a profitable product for banks. They play a crucial role in supporting banking operations, particularly within the internal scope of the institution. This study aims to examine the causal relationships between deposit interest rates, inflation, and money supply on the total deposits held by banks. A Vector Error Correction Model (VECM) is employed to investigate these relationships in both the short and long term. The analysis reveals that inflation and money supply significantly influence the volume of deposits in the short term. Conversely, deposit interest rates do not exhibit a substantial short-term impact on the total funds deposited. In the long term, all independent variables—deposit interest rates, inflation, and money supply—demonstrate a considerable effect on the amount of deposited funds. These findings provide valuable insights for banks, enabling them to optimize their funding strategies through deposit products while addressing challenges posed by macroeconomic fluctuations

Humans as social creatures need language as a communication tool to share thoughts, feelings, and information. Language is a complex social phenomenon that is influenced by culture and social context. Pragmatics, which is a branch of linguistics that studies meaning in context, focuses on speech acts as a basic element in communication. This study aims to analyze the illocutionary speech acts (directive, expressive, commissive, declarative, and representative) that often appear on Neuron's YouTube channel, especially on playlists related to sex education. This research uses descriptive qualitative method and pragmatics theoretical approach, and collects data through literature study by referring to various scientific literatures relevant to the topic discussed. The focus of the study is to analyze the illocutionary speech acts in sex education videos on Neuron's YouTube channel, which discuss important issues such as HIV/AIDS, contraception, and transgender. Of the six videos in the “Sex Education” playlist analyzed, 91 illocutionary speech acts were found, consisting of 28 directive speech acts, 8 expressive speech acts, 11 commissive speech acts, 15 declarative speech acts, and 29 representational speech acts. This research is expected to provide insight into the use of illocutionary speech acts in Neuron's YouTube channel playlist and help viewers understand the messages conveyed in these sex education videos.

The set theory approach, which is often used in pure mathematics, can be applied to analyze relations between indigenous communities in Papua. This article maps cultural relations between three main indigenous communities Kamoro, Amungme, and Dani with a mathematical approach. Each community is represented as a collection of unique cultural elements, such as wood carving traditions (Kamoro), mountain beliefs (Amungme), and ancestral mummy traditions (Dani). This analysis involves the concepts of intersection, combination, and complementation to identify similarities, uniqueness, and potential conflicts and synergies between communities. This study found that although there is no direct cultural intersection, the combination of cultural elements shows significant richness. This approach provides a systematic tool for understanding relationships between communities, supporting cultural preservation, and creating social harmony.

The Madurese language, which is used by the Madurese ethnic community both on Madura Island and outside the island, has significant dialect diversity. The mobility of the Madurese people and interaction with the Javanese language on the island of Java resulted in a mixture of dialects, which influenced the formation of new vocabulary through morphophonemic processes. This research aims to analyze the affixation process in Madurese, especially the use of the prefixes {-e} and {-pa} in the Sekar Assre’ 4 textbook. In this research, the prefixes {-e} and {-pa} are analyzed based on form, function , and its meaning in the formation of verbs, adjectives and nouns. The research uses a qualitative descriptive approach with listening and listening methods, as well as data analysis techniques such as drop and replace. The research results show that the prefix {-e} and its allomorphs (e-, epa-, eka-) function to form passive verbs and adjectives, while the prefix {pa-} functions to form nouns, especially those related to certain professions or activities . It is hoped that this research can contribute to understanding the morphological structure of the Madurese language, especially related to the role of the prefixes {-e} and {-pa} in everyday communication and in learning Madurese in schools.

Knowledge related to finance and management in running a business is very important. This is the basis for managing a business so that it can survive in an era of developments and increasing business competition. Culinary businesses, such as Albania Coffee & Resto, often face challenges in managing finances and running operations. The purpose of this activity is to provide financial and business management assistance to the Albania Coffee & Resto business located in the Limbangan-Boja area, Kendal Regency, Central Java. This community service provides a real contribution in increasing the capacity of micro, small, and medium enterprises (MSMEs) in the culinary field. By equipping the owners of Albania Coffee & Resto with the knowledge and skills needed, it is hoped that they can increase the competitiveness of their businesses and contribute to local economic growth.

Efforts to increase fish farming productivity, motivating farmers to enhance the fish farming population in Pulau Semambu Village. Inderalaya Utara Village, Ogan Ilir, can be implemented through village lecture provision, training, and demonstration of artificial feed production based on maggots with the addition of water spinach leaf extract. The objective of this activity is to enhance the growth and immune system of fish livestock.Based on that reasoning, the framework of thought that will be pursued through the model approach (1) The approach is carried out through direct observation of the community while simultaneously mapping the latest fish farms in Pulau Semambu Village, Inderalaya Utara, Ogan Ilir.(2) Assistance, this activity is carried out through village lectures that can be realized in the form of outreach to fish farmers about improving fish farming management and providing support in motivating fish farmers to start implementing the concept of an intensive maintenance system in fish farming in maintenance ponds that meet health standards. (3) Direct demonstration (practice) of making artificial feed based on BSF maggots, which includes how to make water spinach leaf extract, how to maintain maggots, and how to make flour and pellets for artificial feed. The village lecture activity was attended by 40 women in the fish farming group in Pulau Semambu Village and students taking the Entomology and Entrepreneurship courses.The result of the activity is to increase the productivity and population of fish livestock in Pulau Semambu. The provision of fish feed based on a mixture of maggot flour and water spinach extract can enhance the growth and immune system of fish livestock, resulting in heavier fish that are less prone to disease. Increasing the production and population of fish livestock will result in higher incomes for the fish farmers in Pulau Semambu village, Inderalaya Utara, Ogan Ilir.

This research aims to optimize the introduction of the MDIN application as one of the sharia banking services offered by Bank Muamalat Indonesia to its customers in Parepare. The MDIN application is designed to provide convenience in digital banking transactions while maintaining sharia principles. The service methods used include outreach, training and assistance to customers. The results of the service show that the introduction of this application increases customers' understanding of digital sharia banking features and increases their interest in using the MDIN application in daily transactions.