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The agricultural sector plays a crucial role in fulfilling food needs, but it continues to face several challenges, including limited land, climate change, and the need for more cost-efficient production methods. To address these challenges, the application of Artificial Intelligence of Things (AIoT) technology emerges as a promising solution to enhance productivity and efficiency in farm management. AIoT technology integrates artificial intelligence (AI) and the Internet of Things (IoT), enabling smarter decision-making, automation, and real-time data analysis in agricultural practices. This community service activity aimed to provide AIoT technology training to the Satria Tani Hanggawana Farmers' Group in Kalisapu Village, Slawi Sub-district, Tegal Regency, focusing on premium melon cultivation. The methods used in the activity included presentations on relevant materials, an introduction to AI and IoT-based Smart Farming technology, hands-on practice in a greenhouse, and interactive discussions. These methods were designed to equip participants with practical knowledge about integrating AIoT technology into their agricultural operations, enabling them to apply it directly to melon cultivation. The results of the activity showed a significant increase in the participants' understanding of agribusiness management, basic bookkeeping practices, and the application of AIoT in melon cultivation. The participants exhibited high enthusiasm, actively engaging in discussions and successfully performing practical exercises. This training was effective in improving farmers' knowledge and motivating them to adopt AIoT technology in their farming operations. The program has been instrumental in encouraging the use of smart farming techniques, which can lead to more efficient and sustainable farming practices. It is recommended that ongoing support, including follow-up activities and further training, be provided to ensure the sustainability of the technology implementation and continue to improve local food security

Athletic physical condition is a key factor in determining an athlete's performance during competitions. This study aims to assess the physical condition of Unesa Women FC athletes using a descriptive quantitative method, involving 20 athletes as the sample. Data was collected through a series of physical tests to measure various aspects of physical fitness, including aerobic endurance, speed, agility, leg strength, and explosive power. The tests conducted included the Multistage Fitness Test (MFT) for aerobic endurance, a 30-meter sprint for speed, Illinois Agility Run for agility, Leg Dynamometer for leg strength, and Jump MD for explosive power. The results of the study show that the average VO2Max of the athletes is 30.8 ml/kg/min, which falls into the "Poor" category. This indicates that the athletes' aerobic endurance has not yet reached the optimal standard required for competitive performance. The 30-meter sprint time recorded was 5.53 seconds, categorized as "Good," indicating that the athletes have adequate speed. However, the agility score obtained from the Illinois Agility Run was 21.97 seconds, classified as "Poor," suggesting that the athletes need to improve their agility for quicker movements on the field. The explosive power score, measured by the Jump MD test, was 45.75 cm, which also falls into the "Poor" category, while leg strength, measured using the Leg Dynamometer, resulted in a score of 57.47 kg, classified as "Very Poor." These findings indicate that most components of the physical condition of the Unesa Women FC athletes are still below optimal levels. Therefore, the study emphasizes the need for a more structured and targeted physical training program tailored to the individual needs of each athlete. A training program designed based on these test results will help improve the physical fitness components that are lacking and support the enhancement of their performance during competitions.

Background: Fever is a common side effect after infants receive DPT (Diphtheria, Pertussis, and Tetanus) immunization. This condition often causes concern for parents, so appropriate treatment is needed. Generally, fever can be treated with pharmacological and non-pharmacological methods. One of the most widely used non-pharmacological treatments is warm compresses. However, innovations in the use of natural ingredients are starting to be noticed, one of which is dadap serep leaves which are thought to be more effective in helping to lower body temperature. The active compounds in dadap serep leaves are believed to provide a calming effect while helping vasodilation, so that body heat can be reduced more quickly. Methodology: This study used a quantitative method with a quasi-experimental design of the non-equivalent pretest posttest control group design. The research subjects were divided into two groups, namely the intervention group who received dadap serep leaf compresses and the control group who received warm compresses. Body temperature measurements were taken before and after the intervention. The data obtained were analyzed using statistical tests to see the difference in temperature reduction in each group. Results: The intervention group showed a significant reduction in body temperature, namely 73.3%. In contrast, the control group using warm compresses only experienced a 20% reduction, which was not statistically significant. The results of the intergroup comparison test also showed a significant difference, supporting the research hypothesis. Conclusion: Dadap serep leaf compresses were proven to be more effective than warm compresses in reducing fever in infants following DPT immunization. These findings suggest that the use of dadap serep leaves can be recommended as a safe, effective, and easy-to-implement non-pharmacological intervention alternative in daily practice.

Breast carcinoma, commonly known as breast cancer, is a type of malignancy that occurs in the milk-producing ducts and sacs of the breast. Breast cancer is the second leading cause of death in Indonesia, after lung cancer. One of the early steps in detecting breast cancer is through breast self-examination (BSE). Although BSE can help detect lumps or abnormalities in the breast, many adolescent girls are unaware of how to perform this examination or its importance. One reason for this is the lack of education regarding the correct method and the significance of performing BSE regularly. Therefore, an effective educational approach is needed, such as peer education, where peers provide information to their fellow students about the importance of self-breast examination. The purpose of this study is to analyze the impact of a peer education program on improving adolescent girls' knowledge of BSE. This research uses a quantitative method with a quasi-experimental design, specifically a one-group pretest-posttest design. The population in this study consisted of female students from grades X and XII at SMK Nurul Islami Semarang, with a sample of 35 students selected through simple random sampling. Data collection was carried out using a questionnaire that included questions about the students' knowledge of self-breast examination. The results were analyzed using the Wilcoxon test, which showed an Asymp Sig (2-tailed) value of 0.000, which is smaller than 0.05. This indicates that the null hypothesis (Ho) is rejected and the alternative hypothesis (Ha) is accepted, meaning there is a significant effect of the peer education program on increasing adolescent girls' knowledge of BSE. The findings of this study suggest that peer education is an effective method for raising awareness among adolescent girls about the importance of early breast cancer detection, thus encouraging them to perform self-breast examinations more regularly.

The development of the sharia financial system is marked by the establishment of various sharia institutions and the issuance of various sharia-based financial instruments. One of the most prominent institutions is sharia banks, which not only serve as financial intermediaries that collect and distribute funds to the community but also provide various services, including pawning. Bank Syariah Indonesia is one of the leading banks offering a gold pawn product, which has been considered successful due to its continuous growth every year. Sharia gold pawn financing is a product that channels funds in the form of loans, based on the qard principle, where gold serves as collateral for the customer’s money. The process involves several stages that must be followed by both the bank and the customer. Bank Syariah Indonesia has managed to set relatively low rental fees for its gold pawn products compared to other financial institutions, making it an attractive option for customers in need of short-term financing. In this community service activity, the aim is to provide a detailed explanation of the mechanism behind the gold pawning product at Bank Syariah Indonesia. By doing so, the public is expected to become more familiar with the services, operations, and benefits offered by sharia banks, particularly in the context of gold pawn financing. This initiative aims to increase the understanding and awareness of the public about the advantages of using sharia-based financial products, as well as highlight the role of such services in supporting the financial needs of individuals while adhering to Islamic principles. Through this outreach, it is hoped that more people will consider utilizing these financial services, thus contributing to the broader development of sharia finance

The problem faced by partners in community service activities is the low level of creative economic skills among housewives in RW 15, Meteseh Village, Semarang City. This condition has an impact on limited family economic independence, so efforts are needed to develop entrepreneurial potential that is in line with community needs. One potential business opportunity is making wedding dowries, given the stable and growing market demand. However, limited knowledge, creativity, and skills in producing attractive dowry products with sales value are the main obstacles faced by partners. This community service program aims to increase the creativity and economic independence of housewives through dowry making skills training. The method used includes a phased training, starting from an introduction to materials and basic dowry making techniques, developing creative designs, and product marketing strategies both digitally through social media and directly (offline). Participants are also provided with mentoring to improve their understanding of simple business management, product branding, and promotional techniques to be competitive in the market. The target outputs of this activity include the creation of an independent dowry making business, the production of quality dowry products with creative designs, and improving participants' ability to market their products. In addition, this activity resulted in video documentation of the implementation, potential registration of Intellectual Property Rights (IPR), and publication in a community service journal. The evaluation results showed a significant increase in participants' knowledge and skills based on a comparison of pre-test and post-test results. Before the training, most participants did not understand basic techniques or product marketing strategies.

Writing is a complex and fundamental language skill that plays a central role in developing students’ literacy, particularly in the context of producing negotiation texts. Negotiation texts are one of the text types taught in the Indonesian language curriculum that demand mastery of varied vocabulary, logical coherence, and persuasive language structures. Despite its importance, many students continue to face challenges in composing negotiation texts effectively. Difficulties are often found in choosing the right vocabulary, applying grammatical rules accurately, and constructing arguments that are logically consistent and persuasive. This study aims to analyze the extent to which students’ mastery of Indonesian vocabulary and grammar contributes to their ability to write negotiation texts. The research was conducted on class X students of MAN Kota Mojokerto using a qualitative method with a descriptive approach. Data were collected through three techniques: analysis of students’ written negotiation texts, interviews with teachers and students, and classroom observations during the learning process. The results of the study reveal that most students demonstrate limited mastery of vocabulary, which results in repetitive word choices and restricted expression. In addition, weaknesses in grammar application often lead to inaccurate sentence construction, lack of cohesion, and unclear argument flow. These shortcomings significantly affect the quality of negotiation texts, which tend to be less persuasive, poorly structured, and unable to fulfill the standard criteria of negotiation text writing. Based on these findings, it can be concluded that vocabulary mastery and grammar proficiency play a crucial role in supporting students’ negotiation text writing skills. To address this issue, Indonesian language learning needs to adopt strategies that consistently emphasize writing practice, provide opportunities for vocabulary enrichment, and strengthen students’ grammatical competence. Such approaches are expected to improve students’ literacy levels, particularly in the production of negotiation texts.

This study aims to improve the ability to recognize geometry in children aged 5–6 years through the block game method at Nurul Muslimin Mosque Kindergarten. The research was conducted as Classroom Action Research (CAR) with a qualitative approach. The subjects of this study were children in group A at Nurul Muslimin Mosque Kindergarten, with research carried out collaboratively between researchers, teachers, and the principal. The procedure followed a systematic design consisting of two cycles, each divided into four stages: planning, implementation, observation, and reflection. Data were collected through observation, testing, and documentation to measure the development of children's ability to recognize geometric concepts. The results showed a significant increase in children's ability to recognize geometry through the block game method. In the pre-cycle, only 23.33% of children demonstrated the expected level of ability. After the first cycle, this figure increased to 53.33%, indicating moderate progress. By the end of the second cycle, 86.66% of the children had reached the expected competency, showing a remarkable improvement. These findings highlight the effectiveness of the block game method in fostering cognitive development, particularly in the area of early geometry recognition among preschool-aged children. The conclusion of this study emphasizes that implementing block games as a teaching strategy not only enhances children's recognition of geometric shapes but also supports active learning, creativity, and collaboration. Therefore, educators are encouraged to integrate play-based learning methods such as block games into early childhood education programs to improve fundamental mathematical concepts and prepare children for higher learning stages.

The objectives of this Community Service Program are: (1) To introduce the concept of ethnomathematics to students and classroom teachers at UPT SDN 1 Rantepao as a contextual learning approach rooted in local culture, particularly the traditions of the Toraja ethnic group; (2) To enhance students’ understanding and interest in mathematics through the integration of mathematical elements found in Torajan cultural motifs, artifacts, and symbols, such as symmetry, geometric shapes, patterns, and measurement; and (3) To support teachers in developing innovative and meaningful mathematics instruction by connecting mathematical content to real-life contexts that are relevant to students' daily experiences. The program was implemented in five stages: preliminary observation and survey, preparation, implementation, group discussion and reflection, and the final stage—evaluation. Based on the results of the program, the introduction of ethnomathematics based on Torajan local culture successfully contributed to improving students’ mathematical understanding and reinforcing the relevance of mathematics instruction within the local cultural context. The three-day implementation of the program was met with highly positive responses from all school stakeholders, including strong student enthusiasm, active teacher participation, and noticeable changes in instructional practices. Evaluation outcomes demonstrated a significant improvement in student understanding, as reflected by an increase in the average quiz score from 55 to 83. Moreover, the program contributed to social transformation within the school environment, including the formation of culturally based student learning groups, positive shifts in student learning behaviors, the emergence of local student leadership, and increased awareness among both students and teachers of the importance of integrating local cultural values into the learning process.

This study examines legal deviations in the implementation of the Suspension of Debt Payment Obligations (PKPU) mechanism, specifically regarding the approval of a peace settlement submitted for the second time after the debtor is declared bankrupt. The study highlights the Supreme Court Decision No. 648K/Pdt.Sus-Pailit/2021, which ratified the second peace settlement in the case of PT Prospek Duta Sukses. This decision is deemed contradictory to the principle of a single peace settlement, as stipulated in Articles 289 and 292 of Law No. 37 of 2004 on Bankruptcy and PKPU, and further reinforced by Supreme Court Circular Letter (SEMA) No. 5 of 2021, which states that a peace settlement in bankruptcy can only be conducted once. Using a normative juridical method, this research analyzes the legal reasoning used by the panel of judges in approving the second peace settlement and evaluates its impact on legal certainty and protection for creditors, who are the affected parties in the bankruptcy process. The approval of a second peace settlement after the debtor is declared bankrupt creates legal uncertainty, as the existing provisions do not provide for more than one peace settlement. Additionally, this decision potentially harms creditors by prolonging the settlement of debts, which should have been clear, thus allowing room for misuse of legal procedures. The findings of the study show that the approval of this second peace settlement not only contradicts the fundamental principles of law but also risks harming creditors, who should be protected by the bankruptcy system to ensure their rights are fairly met. Therefore, this research suggests that consistent application of the law, in line with existing provisions, is necessary to uphold the principles of justice, legal certainty, and the credibility of the national bankruptcy system. Furthermore, reforms in regulations or law enforcement are needed to ensure that legal practices operate in accordance with principles that are fair and transparent.

The democratic system implemented in Indonesia is realized through general elections, which are held every five years as a manifestation of people’s sovereignty. Elections provide an arena for political contestation where political parties compete to gain votes and legislative seats, including the National Awakening Party (Partai Kebangkitan Bangsa/PKB). In the 2019 general election, PKB in Tanjungpinang City obtained 5,188 votes or 4.67%, securing two parliamentary seats. By contrast, in the 2024 general election, its vote share increased significantly to 9,765 votes or 7.94%, allowing the party to gain three seats. This increase indicates that the political strategies applied by PKB in Tanjungpinang had a substantial impact and are worth analyzing, as they succeeded in attracting voter support and expanding parliamentary representation. The purpose of this study is to identify and analyze the strategies used by the National Awakening Party in the 2024–2029 Tanjungpinang City Legislative Election. This research also explores strategic approaches not only at the party level but also by individual legislative candidates, who applied their own methods to secure voter trust. The study adopts Peter Schroder’s (2010) theoretical framework on political strategy, which includes situation analysis, strategy control, strategy formulation, strategy implementation, and strategy evaluation. This framework is employed to examine how PKB designed, executed, and assessed its strategic efforts during the electoral process. The findings demonstrate that PKB’s success was not merely due to party-level strategies but also the result of synergy between collective organizational moves and personalized campaign tactics by candidates. These strategies involved effective grassroots engagement, optimized use of political networks, and adaptation to the socio-political context of Tanjungpinang. The implications of this research suggest that comprehensive and adaptive political strategies are essential for increasing electoral gains, and that combining party-driven initiatives with candidate-level innovations can enhance both vote acquisition and seat attainment in legislative elections.

This study examines in depth how English learning motivation plays a role in influencing the level of engagement of physiotherapy students with English-language educational materials. The theoretical basis of this study refers to Self-Determination Theory, which emphasizes intrinsic and extrinsic motivational aspects, and Gardner's socio-educational model, which highlights the difference between integrative and instrumental motivation in second language learning. This study involved 44 students of STIKES Bethesda Yakkum Yogyakarta who had taken at least one semester of English for Specific Purposes (ESP). The research design used a quantitative correlational approach, with data collection through a standardized questionnaire that measured integrative motivation, instrumental motivation, and the level of student engagement with English-language academic learning resources. The results showed that integrative motivation had a significant positive correlation with student engagement (r = 0.56, p < 0.01), while instrumental motivation also showed a significant positive correlation (r = 0.62, p < 0.01). Multiple regression analysis indicated that both were significant predictors of engagement, with instrumental motivation being slightly more dominant in explaining variance in engagement (β = 0.40, p < 0.001). This suggests that physiotherapy students are more motivated to use English-language academic materials when motivated by practical needs such as professional career preparation and global communication. This finding confirms that motivation is a key factor that can drive student engagement with English-language academic content. Practical implications of this study include the need for contextualized ESP learning strategies, career-relevant curriculum design, and institutional policies that support increased student exposure to international academic materials to strengthen global competency.  

The low reading interest and literacy skills of elementary school children in Indonesia remain a problem that requires creative and sustainable solutions. Factors such as limited access to quality books, a lack of reading habits at home, and uninteresting learning approaches are often the causes of a weak literacy culture among students. To address this problem, the Student Community Service Program (KKN) of Sebelas Maret University students in Singodutan Village implemented an activity aimed at fostering a culture of literacy in children through a Reading Book Content-Based Project at SDN 3 Krisak. The concept of this activity integrates reading activities with the creation of creative projects that are appropriate to the content of the reading, so that students not only understand the text but are also able to process the information into real products. This study used a qualitative approach with a phenomenological research type to understand students' experiences during the activity. Data were collected through observation, documentation, and literature review, which were then analyzed descriptively. Activities included selecting reading books appropriate to students' ability levels, shared reading, discussions about the reading content, and the creation of creative projects such as posters, picture stories, or artwork inspired by the reading material. The results of the activity showed an increase in student participation in reading activities, an increase in interest in books, and an improvement in their ability to process information into creative works. Furthermore, students demonstrated greater self-confidence when presenting their work to their classmates.

This research is motivated by the importance of achieving the success of the tahfidz program at the Tebuireng 08 Islamic Boarding School in Banten, which faces a number of limitations in strategic management aspects. Therefore, this research focuses on planning, evaluation, and exploration of internal and external factors that have the potential to influence the success of the tahfidz program. The theoretical framework used in this research is the theory of strategic management and the theory of Al-Qur'an memorization, which are considered relevant to understanding the dynamics of the implementation of the tahfidz program in Islamic boarding schools. This research uses a qualitative approach with the aim of digging in depth information related to the strategies, mechanisms, and practices of implementing the tahfidz program at the Tebuireng 08 Islamic Boarding School. The data collection process was carried out through in-depth exploration so that a real picture of the program planning and implementation was obtained. The results of the study indicate that the tahfidz program is implemented through tiered stages starting from the formulation of the institution's vision, mission, and objectives, then translated into the form of a tahfidz program as the main program. The findings of this study confirm that the planning of the tahfidz program at the Tebuireng 08 Islamic Boarding School (Pondok Pesantren Tebuireng 08) adheres to strategic management principles, particularly through a trend-watching mechanism that takes into account the internal and external conditions of the Islamic boarding school. This makes the planning more implementable and focused on achieving the desired goals. Furthermore, the program's success is supported by a continuous evaluation mechanism that allows for dynamic improvements and adjustments. Thus, this study emphasizes that the success of the tahfidz program is determined not only by spiritual aspects, but also by strategic management that is systematic, planned, and adaptive to environmental changes.

The digital era has brought profound transformations in religious life, creating both opportunities and challenges for the younger generation of Christians in maintaining their faith. The Toraja Church Youth Fellowship (PPGT) of the Buntu Masakke Congregation is one such community struggling to maintain the steadfastness of its youth's faith amidst the tide of globalization, the temptations of materialism, worldly positions, and the increasingly prevalent dynamics of interfaith romance. This reality drives the need for a faith training strategy that is relevant, contextual, and utilizes the potential of digital technology wisely. This study aims to implement an effective faith training strategy for PPGT through the use of digital media to produce church youth who not only unleash strength in faith, but also grow spiritually and are able to serve in creative and impactful ways in the modern era. This study used a four-month practicum method involving 22 active participants. Three training modules were implemented in stages: (1) Rooted in God's Word in the Digital Age, which encourages the use of Bible applications and digital devotionals; (2) Growing in Christ's Character Amidst Worldly Temptations, which emphasizes the values of integrity, faithfulness, and holiness; and (3) Serving with Creativity and Relevance in the Digital Age, which invites young people to produce digital content with spiritual value. The results of the study showed significant success, with 95% achieving “rootedness,” 80% achieving “growth,” and 86% achieving “serving.” In fact, 63.6% of participants experienced spiritual transformation and are now active as digital ministry drivers. These findings confirm that digital media, when utilized strategically and in harmony with Christian values, can be an effective tool in fostering the faith of the younger generation. Therefore, the church needs to develop a sustainable and contextual digital training model to strengthen the role of young people in current and future ministry.

Amal Madani Indonesia (AMI) is a zakat philanthropic institution based in Cimahi, West Java, with a vision to empower communities through professional, transparent, and accountable management of zakat, infaq, and alms (ZIS) funds. As a zakat institution, AMI focuses not only on the collection and distribution of funds but also emphasizes the importance of good governance so that the collected funds can have a real impact on improving community welfare. This study aims to analyze AMI's contribution to improving community economic empowerment, evaluate the efficiency of zakat distribution, and examine the practice of Islamic philanthropic governance in the Cimahi region. The research method used is a descriptive qualitative approach with data collection techniques through field observations, documentation studies, and in-depth interviews with administrators and beneficiaries. The results show that AMI has a significant role in encouraging the socio-economic development of the surrounding community. The programs implemented are not only oriented towards distributing consumer assistance, but also focus on sustainable empowerment, for example through entrepreneurship training, mentoring micro, small, and medium enterprises (MSMEs), providing access to capital, and providing educational scholarships for children from underprivileged families. This strategy demonstrates that AMI is striving to shift the paradigm of zakat from merely a means of distributing welfare to an instrument for the economic development of the community. However, research also found several obstacles faced, including the program's distribution reach which is still limited to certain areas, limited human resources in managing empowerment programs, and low levels of zakat literacy among the community. The low understanding of some communities regarding the obligation of zakat has an impact on the potential for zakat collection that is not optimal. Therefore, efforts are needed to improve zakat education, optimize digital technology in collection and distribution, and strengthen collaboration with various parties, both government and the private sector.

This study aims to analyze the influence of Personal Branding, Perceived Value, and Product Quality on consumer purchasing decisions for Carolline Crafty Crochet home industry knitting craft products. The background of this study is based on the increasing competition in the handicraft business, so that business owners are required to be able to build a strong personal image, provide perceived value to consumers, and maintain product quality to increase purchasing attractiveness. The data source used is primary data obtained through distributing questionnaires to respondents. The population of this study were consumers who had purchased Carolline Crafty Crochet products both offline and online. The sampling technique used a nonprobability sampling method with a purposive sampling approach. The calculation of the number of samples used the Lemeshow formula and obtained 96 respondents who met the research criteria. Data analysis was carried out with the help of SPSS version 27 software through validity tests, reliability tests, classical assumption tests, multiple linear regression analysis, and partial and simultaneous hypothesis testing. The results showed that the variables Personal Branding, Perceived Value, and Product Quality had a positive and significant effect on consumer purchasing decisions. This indicates that the stronger the business owner's personal branding, the higher the perceived value felt by consumers, and the better the quality of the products offered, the greater the likelihood of consumers making purchasing decisions. These findings provide practical implications for small and medium enterprises (SMEs), particularly in the handicraft industry, that marketing strategies based on personal branding, increasing perceived value, and controlling product quality need to be optimized to increase consumer loyalty and purchasing interest. Thus, this study emphasizes the importance of integrating aspects of personal branding, perceived value, and product quality in shaping purchasing decisions, which can serve as a reference for developing sustainable business strategies in today's competitive era.

This study aims to analyze the effect of liquidity and credit risk on the profitability of banks listed on the Indonesia Stock Exchange (IDX) during the period 2018–2022. Profitability is measured by Return on Assets (ROA), liquidity is proxied by the Loan to Deposit Ratio (LDR), while credit risk is measured using the Non-Performing Loan (NPL) ratio. The research employs a quantitative approach with multiple linear regression analysis to test the partial and simultaneous influence of the independent variables on profitability. Data were obtained from the annual financial reports of banks published on the IDX, covering a five-year observation period. The results of the analysis show that credit risk, as measured by NPL, has a significant negative effect on bank profitability. This finding reflects that the higher the NPL ratio, the lower the bank’s ability to generate returns on assets, emphasizing the importance of effective credit quality management. In contrast, the liquidity level measured by LDR demonstrates a positive but statistically insignificant effect on ROA. This suggests that although liquidity plays a role in supporting banking operations, its direct impact on profitability is relatively weak when considered independently. However, when examined simultaneously, both credit risk and liquidity significantly affect bank profitability. These findings imply that effective credit risk management is a crucial determinant of financial performance in the banking sector. High levels of non-performing loans can erode bank profits, while optimal liquidity management supports operational efficiency, even if its impact is not strongly significant in isolation. From a managerial perspective, banks need to strengthen monitoring of loan quality, implement more prudent credit policies, and adopt sustainable liquidity strategies to enhance profitability. For regulators, the results highlight the importance of supervising asset quality and ensuring adequate liquidity management in the banking system. This study contributes to the literature on banking performance by providing empirical evidence on the interaction between credit risk, liquidity, and profitability in the Indonesian banking sector.

Learning fatigue is a serious challenge in the world of education, including in Christian Religious Education (CRE) subjects. The purpose of this study is to analyze the effectiveness of active learning methods in overcoming learning fatigue among students in CRE subjects. Furthermore, it aims to provide theoretical and practical contributions to the field of basic education, particularly in formulating more adaptive, interactive, and psychologically appropriate learning approaches. This article employs a qualitative research method by analyzing the effectiveness of active learning methods as a solution to address such boredom. Active learning methods, which include strategies such as group discussions, simulations, role-playing, and project-based learning, have proven to increase students' cognitive, emotional, and social engagement. In addition to providing an enjoyable learning experience, this approach also reinforces Christian values in the context of PAK learning. This article concludes that active learning is not only capable of reducing learning boredom but also improving the quality of the learning process holistically. Therefore, teachers need to continuously develop their pedagogical and spiritual competencies to achieve transformative PAK learning that frees students from boredom. This study is expected to serve as a practical reference for teachers and policymakers in designing relevant, interactive, and contextual learning strategies. Moreover, the implementation of active learning methods in CRE subjects can also foster a deeper connection between students and the spiritual teachings of Christianity. By engaging students through hands-on activities such as role-playing biblical stories or collaborating on projects related to Christian values, students are encouraged to actively reflect on their faith in a more meaningful and personal way.

The implementation of a recommendation feature in the courier service selection system on e-commerce platforms is a technological innovation aimed at improving logistics efficiency while providing a more optimal user experience. Through this feature, consumers can find alternative delivery services based on certain indicators, such as cost, estimated time, and service quality. However, in practice, the implementation of recommendation features has the potential to raise legal issues when platforms prioritize internal couriers or certain partners without transparency and clear objective indicators. This situation can lead to discriminatory treatment, limit market access for other businesses, and reduce consumer freedom in choosing services. This study aims to analyze the implementation of recommendation features by e-commerce platforms from a competition law perspective, specifically based on Law Number 5 of 1999 concerning the Prohibition of Monopolistic Practices and Unfair Business Competition. The method used is normative juridical research with a descriptive-analytical approach, through the review of secondary data in the form of laws and regulations, literature, and the practice of implementing recommendation systems in the digital industry. The research results indicate that recommendation features that unilaterally prioritize internal couriers without objective basis and without information transparency have the potential to violate Article 19 letter d of Law Number 5 of 1999. This practice can hinder competition, close opportunities for other courier service providers, and create distortions in the digital logistics ecosystem. Therefore, this study recommends that recommendation features in e-commerce be designed in a neutral, transparent manner, and based on objective indicators, such as rates, estimated delivery times, and service performance. This will maintain healthy business competition and protect consumers' rights to obtain the best service options.