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Investing in economic development is an important aspect because investment is one of the driving forces in the process of strengthening a country's economy. Several countries have made efforts to increase investment within the framework of their economic policies, as one way to encourage the process of strengthening the economy (Jati, 2012). Over the last decade, investment has not only become an important need for a country to advance its economic development but is also the most important means of developing industry. The research method used in this journal is qualitative. This research uses a qualitative approach to understand the factors influencing traditional markets and their impact on society and the economy. In this research, the author uses descriptive analysis to explain the conditions of traditional markets and the impact of changes in consumer preferences and the shift in people's shopping places to modern shopping centers. Indonesia has decided to become a member of both regional and world trade, such as: GATT (General Agreement on Tariffs and Trade), AFTA (Asean Free Trade Area), APEC (Asia-Pacific Economic Cooperation) and WTO (Word Trade Organization). Indonesia has become a member of regional and world trade, so at the same time, Indonesia has become part of the global community and trade liberalization. Basically, liberalization creates an era of global trade that is free of borders, protection and barriers. This also increases trade competition between economic actors. The challenges of traditional markets in facing the impact of globalization and trade liberalization are characterized by the flow of investment into Indonesia from one most profitable region to another in all investment sectors. This phenomenon makes capital investment or investment a demand to meet the needs of a country, company and society, for example by investing in the modern retail industry (modern markets), such as: supermarkets, hypermarkets, minimarkets.

The aim of this research is to find out how many santri students have online loans, the purpose of santri students making online loans and find out how santri students pay off these online loans. This research method uses a descriptive qualitative method by conducting surveys and in-depth interviews with Islamic boarding school students who have online loans. Furthermore, the descriptive qualitative method aims to answer the problem formulation in this research. The results of this research are (i) the majority of santri students have online loan facilities, (ii) all santri students use online loans for consumptive purposes, (iii) the source of installment payments for online loan payments comes from the santri students' pocket money. The implication of this research is to provide information and references to stakeholders regarding the reach of online loans which have spread among Islamic boarding schools. The novelty of this research is related to the research object, namely online loans among Islamic boarding schools.

Sustainable national development requires support from quality, creative, and independent human resources (HR). In facing the challenges of global competition and rapid technological change, strengthening HR competencies since school age is very important. This Community Service (PKM) activity aims to improve understanding and build entrepreneurial character among high school students through basic creative entrepreneurship training. This PKM is carried out by lecturers from the Faculty of Economics, Business and Humanities (FEBHum) of Karangturi National University (UNKARTUR), especially from the Management Study Program, as a form of implementing the Tri Dharma of Higher Education. The activity took place offline at SMA Sedes Sapientiae Semarang on Monday, May 8, 2023, at 09.00–12.00 WIB and was attended by students as participants. This activity presented three speakers who presented material on strengthening HR competencies, the basics of creative entrepreneurship, and financial literacy. The methods used include interactive lectures, group discussions, and question and answer sessions, supported by Microsoft PowerPoint-based presentation media. The results of the activity show an increase in students' understanding of the concept of entrepreneurship, as well as growing interest and motivation to become independent and innovative young entrepreneurs. This activity provides benefits not only for students, but also for schools and universities, in strengthening collaboration in forming superior human resources since secondary education level.

Utilization of financial technology as an effort to improve the quality of MSME financial reporting. Current developments in financial technology really help business actors in preparing financial reports per period. This convenience is expected to help business actors in presenting better financial reports. The general objective of this activity is to support MSME (Micro, Small and Medium Enterprises) business actors to improve their ability to record transactions and be able to present financial reports easily so as to produce sustainable financial reports. The method is carried out by making direct visits, conducting observations, conducting questions and answers and providing demonstrations and briefings. The results of this activity provide MSME players with an understanding of how important it is to record financial reports every month. The advantage of making financial reports is that it will make it easier for the owner to control and evaluate his business. Financial technology is an alternative that business actors can use to make it easier to create and present financial reports on an ongoing basis.

The health of pregnant women is one of the national health indicators. The Center for Indonesian Medical Students' Activities (CIMSA) considers that the health figures for pregnant women in Indonesia cannot be categorized as good. So early detection of pregnancy complications can be used as an effort to prevent complications in pregnancy. The still high maternal mortality rate (MMR) and infant mortality rate (IMR) can be caused by several factors, one of which is the lack of optimal antenatal care and low maternal knowledge about danger signs in pregnancy. Pregnant women's knowledge about danger signs in pregnancy is one of the factors that can influence pregnant women at high risk of experiencing danger signs in pregnancy. The main causes of maternal death, namely preeclampsia, bleeding and infection, can be prevented if the signs are recognized early. These signs are known as danger signs of pregnancy. Therefore, pregnant mothers should learn more about the danger signs of pregnancy. The aim of this activity is to increase mothers' knowledge about the danger signs of pregnancy. This activity was carried out at TBMB Hj. Mardiawati on September 5 2020. The target of this activity is pregnant women who are pregnant women who are at TBMB Hj. Mardiawati. The methods used in this community service activity include counseling, discussion, Javanese questions. After counseling, pregnant women understand and know about the danger signs in pregnancy.

This research is motivated by the lack of knowledge and ability of MSME actors to carry out product branding, especially in the Kepatihan Kulon sub-district. One of these problems is that the majority of MSMEs have not found a brand to attract customers and packaging that still does not attract buyers and there is limited information regarding product branding. To overcome this problem, it is necessary to carry out research and assistance. The aim of this research is to provide assistance and introduction to creating NIB accounts and checking business names and logos as well as assistance and creating the latest logos for selected MSMEs. The method in this research uses the PAR (Participatory Action Research) method to make it easier for researchers to define problems and provide action as a solution to the problems that have been defined. The results of this research explain that so far MSMEs in the Kepatihan Kulon sub-district have only prioritized taste without paying attention to branding and packaging, so the hopes of this assistance for MSMEs can be higher than before. Apart from that, creating an NIB account is expected to make MSMEs more concerned about the legality of their business.

Quality antenatal care is essentially one of the basic medical services that is very strategic in an effort to improve the health status of pregnant women and the fetuses they contain. To achieve this desire, it is necessary to always pay attention to access to antenatal services that can be reached by pregnant women and their families, so that pregnant women can continue to attend antenatal check-ups on an ongoing basis for the health and safety of their pregnancy. Apart from that, the quality of the services provided must always be maintained, thereby increasing the continuity of antenatal checks so that partners can maintain the health status of the pregnancy and early detection of disorders that may occur during pregnancy (Guidelines for Antenatal Services).

Siswa sekolah menengah pertama adalah para remaja dengan rentang usia 12-15 tahun yang merupakan kelompok pengguna aktif media sosial. Hasil pengamatan awal menunjukkan bahwa mereka rata-rata menghabiskan antara 3-4 jam setiap hari untuk mengakses media sosial seperti Youtube, Facebook, Instagram, TikTok, dan Whatsapp. Sehingga dapat dikatakan jika media sosial telah menjadi bagian penting kehidupan mereka sehari-hari. Namun sayangnya, tingginya frekuensi pemakaian media sosial belum diimbangi dengan kecakapan literasi digital. Akibatnya, mereka menjadi tidak dapat menggunakan media sosial secara bijaksana dan menjadi korban peredaran berita bohong (hoax). Berdasarkan permasalahan tersebut, kegiatan pengabdian ini bertujuan untuk meningkatkan kecakapan literasi digital siswa SMP Negeri 37 Pekanbaru melalui program pemerintah yang bertajuk #BijakBersosmed. Kegiatan pengabdian ini dilaksanakan menggunakan dua yakni metode ceramah, metode ini bertujuan untuk membekali siswa dengan wawasan cara pemanfaatan media sosial secara bijaksana. Metode yang kedua adalah praktik yang bertujuan untuk melatih siswa agar mampu mengidentifikasi informasi yang didapatkan dari media sosial. Hasil kegiatan pengabdian masyarakat ini mampu membangkitkan kesadaran kritis siswa, selain itu siswa juga mengetahui tentang etika bermedia sosial. Setelah mengikuti kegiatan pengabdian ini, para siswa diharapkan mampu menapis berita bohong (hoax), ujaran kebencian (hate speech), dan menghentikan fenomena oversharing bagi para pengguna media sosial.

Standard Sanitation Operating Procedures (SSOP) and the production process layout play an essential role in food production so that product quality complies with standards and food safety. The problem faced by the partner (UD Sumber Rejeki) is that there is no SSOP and a good production space layout. This community service (PkM) aims to assist partners in making SSOP and production space layouts so that the products produced comply with quality and food safety standards. The methods used are the active participation approach (partners play an active role during PkM), the activity orientation approach (assisting partners in making SSOP and production space layout), and the SSOP implementation approach and production space layout. The result of this PkM is the enthusiasm and activeness of partners during assistance in making SSOP and layout of production space. Another result is the availability of SSOP and the layout of the production room, which is placed in the production room.

One of the themes included in the Kukerta UNRI 2023 activity is the welfare theme particularly in community health and safety programs. Based on the theme and program, the activity performed by Kukerta UNRI in the village of Pulau Terap is devotion to the community through the 4R method of household nonorganic waste utilization. The purpose of this activity is that students are expected to find solutions to health problems, particularly those caused by household garbage, especially in the village of Pulau Terap. The goal is also to educate people on how to manage inorganic household garbage to be more useful products. As for products made in flower pots using fabrics in cloth litter that are widely found in the household. Students do this activity with the two stages of socialization and practice. Socialization involves the poor health impact of garbage, and how the 4R method can provide solutions to the garbage problem. But practice followed by illustrating steps made to create flowerpots from inorganic household garbage.

This service is about system utilization (enterprise resource planning) in micro, small and medium enterprises (MSMEs) in Indonesia. Applying enterprise resource planning to MSMES can help increase flexibility and integrate entire business processes, such as inventory management, finance, production, and sales. However, the implementation of enterprise resource planning requires mature preparation, including proper selection of suppliers, optimization of internal teams, and preparation of human resources. The research methodology used is a participatory action learning system with the active participation of MSMES stakeholders and enterprise resource planning providers. The implementation process of the ENERPRISE Resource Planning system in MSMES includes the phases of meetings, planning, system design, training, and support, as well as the use of the system in business operations. The implementation steps of the Enterprise Resource Planning system in MSMES include business information documents, functional requirements documents, user acceptance testing, training, and go-live.

Pulau Jambu village, located in Kampar Regency, Riau, Indonesia, has an area of 60.7 km2 and a population of around 3,254 people, with the majority adhering to Islam. This village is divided into four hamlets: Sungai Betung, Kampung Panjang, Kampung Baru, and Pulau Jambu. This article describes the four main pillars that form the essence of Indonesian people's lives in Pulau Jambu Village: the "Kukerta Bangun Kampung" program as a form of community service, a lively 1 Muharram celebration, outreach efforts about stunting, and the commemoration of independence on August 17.each of these elements reflects cultural identity, religious values, health challenges, and the spirit of patriotism in the village community. With a variety of activities that include Adhan, Recitation, Tahfidz competitions, as well as festive competitions on August 17, Pulau Jambu Village strengthens Indonesian unity and culture while overcoming the problem of stunting and improving people's welfare

Desa Banjarejo merupakan salah satu desa di Kabupaten Malang yang memiliki potensi alam yang bagus dengan tanah subur yang bisa ditanami berbagai macam sayur-sayuran, salah satunya adalah selada air. Namun pemanfaatan kekayaan alam tersebut belum maksimal sehingga masih memiliki nilai ekonomis yang rendah. Tim pelaksana kegiatan pengabdian masyarakat dari Universitas Negeri Malang berkesempatan untuk melakukan pelatihan pengolahan selada air untuk meningkatkan nilai ekonomis dari sayuran tersebut. Kegiatan ini bertujuan untuk memperkuat perekonomian kelompok tani melalui inisiatif pengolahan mie selada air sebagai strategi mendorong pengembangan desa wisata di desa Banjarejo kabupaten Malang. Dengan menggunakan pendekatan kualitatif melalui wawancara dan observasi lapangan, kegiatan ini melatih bagaimana kelompok petani di desa mengatur dan mengembangkan usaha pengolahan mie selada airnya, tidak hanya membantu meningkatkan pendapatan pribadi tetapi juga berkontribusi positif terhadap perekonomian Desa Banjarejo. Potensi dampak pengembangan komersial ini untuk meningkatkan daya tarik desa sebagai tujuan wisata juga dieksplorasi dalam kegiatan ini, memberikan pandangan komprehensif tentang potensi pemberdayaan ekonomi berkelanjutan di tingkat lokal. Kata Kunci: selada air, kelompok tani, mie selada air.

The aim of this MSME training program is that the aim of entrepreneurial training is not to direct people or SMEs to create new businesses, but to help SMEs to see business opportunities and new markets by looking at them from a different angle. This different angle is more directed at the need for new innovations from businesses that are currently being run and ensuring business continuity. This activity can increase sales and profits, expand target markets, deepen customer loyalty, and increase competitive advantage (Perwita, 2021). The benefits obtained from this activity are for participants to gain knowledge and product promotion. Increased product orders from a wider target market will also be obtained. Apart from that, this activity also provides social learning for the implementing team, namely students. Students interpret the knowledge gained on campus by providing benefits to many people. Students also carry out downstream research and interpret knowledge for the progress of SMEs. Increased product orders from a wider target market will also be obtained. The method used is Participatory Action Research (PAR). From the results of the service, it can be concluded that this MSME training was carried out so that Konveksi Aura consumers would increase and expand from various regions. This MSME training uses Instagram media which will be filled with content and product videos. This video content is in the form of product manufacturing procedures, types of products produced, and profiles, pachaking designs. The content video is published on the durian village Instagram account.

This service aims to introduce a hydroponic vegetable cultivation system using the wick method in Sungai Pagar Village. The environment in Sungai Pagar Village is characterized by sandy soil due to the accumulation of peat soil, so plant cultivation activities are still limited. In this context the wick method is adopted as a relevant solution. Training activities were carried out through several stages, including field surveys, delivery of materials, sowing seeds, making AB mix nutrition, making a hydroponic wick system from used plastic bottles, and monitoring and evaluation. The results of the training showed an increase in participants' knowledge about hydroponic cultivation and their abilities in caring for hydroponic plants. Each training participant succeeded in making a hydroponic wick system using used plastic bottles and was given a hydroponic cultivation package to continue cultivation at home. In order to improve food security and the community's economy, this training made a positive contribution by introducing an environmentally friendly and hydroponic vegetable cultivation system. efficient. In conclusion, this training was successful in introducing and training the public in hydroponic vegetable cultivation using the wick method.

It is difficult for company players to market their products in the current digital era so that the share market expands. As a service partner, Tani Sejahtera Group offers excellent products. Gandus specialty coffee requires online media marketing through the use of e-commerce to promote supportive activities. Use the Rational Unified Process method (RUP) to approach implementation, which is incorrect. Developing web applications is one strategy utilized in problem-solving marketing. A website designed specifically for partners, www.kt Sejahtera Kopi.com, offers online ordering capabilities. Using a website for media promotion will enable you to reach a larger audience, which will benefit farmers in the prosperity group.

The potential possessed by Teluk Makmur sub-district includes the agricultural and fisheries aspects, where in terms of agriculture it’s in the form of cassava plants and in terms of fisheries it’s in the form of shrimp. This is also related to the livelihoods of the community, the majority of whom are farmers, fishermen and entrepreneurs/MSMEs, so by utilizing the potential of the sub-district and the livelihoods of the community, the Kukerta team decided to hold a demonstration of organic cassava jerky and shrimp nuggets as an alternative for entrepreneurial sales products/ MSMEs. The aim of this demonstration is to motivate MSMEs to continue running and provide various variations of sales products originating from the potential of the sub-district. Community service activities were carried out at the Teluk Makmur Village Hall, Medang Kampai District, Dumai City on Saturday, July 29 2023 at 08.00 WIB until finished. Methods include direct explanations by Kukerta students from Teluk Makmur Village as well as field practice which is directly held in front of the participants present. This service activity took place successfully, which can be said to be due to the response given by all demonstration participants who were truly enthusiastic about everything.

Stunting is a problem of chronic malnutrition caused by a lack of nutritional intake over a long period of time due to the provision of food that is not in accordance with nutritional needs.  The aim of this activity is to educate the people of Sungai Kayu Ara village regarding the importance of stunting. This socialization activity broadens the mothers' insight so that anticipatory preparations for stunting prevention can be carried out from the start. The implementation method in this research is an educational approach, direct interaction with the community, evaluation of knowledge before and after socialization, as well as concrete actions to improve children's nutrition.  All of these efforts aim to increase the community's understanding of stunting and provide concrete support to prevent it. The data sources used in this research are interviews, questionnaires and observations. The results of this research are that the majority of the people of Sungai Kayu Ara Village still have little understanding about stunting can be seen from the results of the questionnaire that was distributed by Kukerta Unri students. Of the 35 respondents who were distributed the questionnaire, only around 12 people understood about stunting. Therefore, socialization is needed regarding stunting, the effects it causes, how to prevent it, and efforts to overcome stunting from The most basic stage, as a form of individual preparation effort without relying on government programs, because overcoming stunting is an urgent problem that must be handled by various parties.

Guntung sub-district has the potential for shrimp farming. There is one pond called the brilliant shrimp pond. This shrimp mine itself can provide job opportunities for the community to create MSMEs regarding the use of shrimp. And with this shrimp farm, the Kukerta Guntung Team made an innovation by using shrimp as a natural artificial flavoring. The Kukerta Guntung Team service activity was held on August 19, 2023 at 10.00 WIB until it was finished. The method used in this service is to explain to the participants about the process of making it so that it becomes a natural flavor.  

Based on data from the West Sumatra energy and mineral resources service, it is stated that Limapuluh Kota Regency has the potential for rocks (andesite, granite, limestone, marble) and metallic minerals (gold and lead). This huge natural potential requires good management so that it can develop and requires potential human resources as well. This is the background for socializing opportunities and potential job opportunities in Limapuluh Kota Regency. The socialization explains what potential mining resources exist in Limapuluh Kota Regency along with the job opportunities that exist in managing these resources. The target of this socialization is to open the minds of high school students in terms of the natural potential that their region has and to open up the students' insight in choosing the science they will study in college, so that as sons/daughters of the region they can contribute to the management and development of their region.