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Discounts and promotions are the main motivation, while most feel that the financial risks outweigh the benefits. This research aims to highlight aspects of financial risk associated with adolescent consumption choices in the e-commerce era so that this study contains an analysis of the impact of using the "PayLater" option on Shopee on adolescent consumption behavior, focusing on financial implications and usury perspectives. The method used in this study was qualitative and literature with research subjects of adolescents aged 17-21 years. The results of this study show that the use of the "PayLater" option on Shopee affects teenagers' consumption behavior in a complex way. The majority of teenagers have a neutral point of view influenced by friends and Shopee promotions.

This research focuses on optimizing the profits of  UMKM production of banana chips using the simplex linear programming method and the help of POM-QM software. This research aims to find out ways to use profit optimization methods in banana chips MSMEs so that they can find out maximum profits, production costs, income and raw materials used. The method used is a qualitative descriptive method, where the data obtained is more descriptive in nature from the results of interviews and observations that have been carried out and then the data will be analyzed qualitatively. Data collection techniques in this research include the use of primary data and secondary data. Primary data is obtained through observation, interviews, or distribution of questionnaires to relevant sources. Meanwhile, secondary data was obtained through literature searches from books and magazines that were relevant to the research topic. The analysis technique used is linear programming using the simplex method. The research results and discussion show that this function has reached optimal conditions. Therefore, the calculation stops once all the values in the objective function become positive. The result of this solution is the variable value x1 = 6 ; x2 = 2 ; x3 = 0 dan x4 = 0. Increase in profit from the initial value of Rp. 675,000 to reach a maximum profit (Zmaks) of Rp. 900,000, then the difference between profits before and after optimization is IDR. 225,000, and with the help of POM-QM for Windows software calculations become more relevant because this tool helps in completing calculations to achieve maximum profit levels quickly, accurately and efficiently.

The coffee business, especially during the pandemic, faces challenges in maintaining operations and ensuring profitability. This study focuses on Javadwipa_roastery & Coffee Shop, exploring its Break Even Point (BEP) to assess financial sustainability. Through direct observation and interviews, data on fixed and variable costs were collected. Findings revealed monthly fixed costs of Rp. 1,000,000, and variable costs including raw materials, equipment, labor, and transportation, totaling Rp. 7,223,500. The BEP analysis for Cappuccino and Matcha Latte showed unit BEP at 468.33 and 200.71 respectively, with corresponding Rp. BEP at Rp. 3,275,058.28 and Rp. 3,008,565.31. Understanding BEP aids in strategic planning and decision-making, crucial for achieving optimal profitability in the coffee business.

This community service activity through mentoring and fostering Qur'an literacy activities is important in supporting the development of one's Qur'an literacy skills. Research and field practice show that ongoing effective mentoring can help children to gain a better understanding of the content of the Qur'an. The main focus of this mentoring and guidance is to improve the ability to read and write the Qur'an thoroughly and accurately, as well as ensure a deep understanding of the meaning and context of the verses of the Qur'an. This mentoring and coaching involves various methods and techniques, such as the use of interactive approaches, repetitive exercises, the use of educational technology, and the strengthening of tajweed skills. The ultimate goal of this mentoring and coaching is to create a learning environment that supports, motivates, and strengthens the individual's spiritual connection with the Qur'an, thus fostering continuous personal growth and strong character development in accordance with Islamic teachings

Tiwul is a traditional food source of carbohydrates made from traditionally processed cassava, which is used as a substitute for rice. This research aimed to determine the effect of adding mocaf flour and okra flour (Abelmoschus esculentus) on the chemical and antioxidant properties of instant tiwul. The research method used an experimental design, namely a one-factor Completely Randomized Design (CRD), with treatment comparison between mocaf flour and okra flour (100:0, 85:15, 75:25, 65:35). Each treatment was repeated 4 times. The variables observed were air content, ash, fat, protein, carbohydrates, antioxidants, and preference tests. The data obtained was described as diverse, and if there were differences between treatments, then it was tested further using the Duncan Multiple Range Test (DMRT) at the 5% level. The research results of instant tiwul with the addition of 85% mocaf flour and 15% okra flour formulation were instant tiwul with the best treatment in chemical testing and liked by consumers. The selected instant tiwul had an air content of 2.46%, ash content of 2.05%, fat content of 0.32%, protein content of 3.93%, carbohydrates of 81.25%, and antioxidant activity of 81.25%. The tiwul formulation from mocaf flour and okra flour can fulfill the requirements for instant tiwul.

Snack bars are processed food products that shaped rectangular or like a bar. Snack bar in this study used ingredients of barley flour and mocaf. Barley is a potential ingredient as a source of dietary fiber and gluten-free mocaf can fix the texture of barley. One of the factors that affects the quality of the snack bar is the baking process. The purpose of this study was to determine the effect of temperature and baking time on the characteristics of physical, chemical, and sensory of the snack bar, and to determine best formulation of the temperature and baking time of the snack bar. The design applied was a completely randomized design with two factors consisting baking temperature of 130 and 160°C, and baking time of 20 minutes and 40 minutes. The results showed that baking time had a significant effect on the values of a and b, but not significant on the value of L. Baking temperature and time had a significant effect on the level of preference for texture, color, overall and on texture and color on sensory quality. However, it had no significant effect on aroma and taste. The baking temperature had a significant effect on the moisture content, but roasting time had no significant effect. The best snack bar was that baked at 160ºC, 20 minutes. The best formulation of snack bar contains nutrients, water content of 15%, ash of 1.906%, fat 19.447%, protein 21.012%, carbohydrates 42.635%, dietary fiber 11.262% and total calories 429 kcal.

Katte tong arrowroot-wheat flour has potential functional food that can be developed to optimize local ingredients. The addition of white saffron powder and CMC, which believed to provide health benefits because has high antioxidant activity and improve the texture to be sturdy. The purpose of this study was to determine the effect of the addition of white saffron powder and CMC on the physical, chemical and level of liking of katte tong arrowroot. This research was conducted to make katte tong with arrowroot-wheat flour with the addition of white saffron powder and CMC using a two-factorial completely randomized design (CRD). Factors included the addition of white saffron powder at 5, 10, 15% and CMC at 0.5, 1, 1.5%. Katte tong garut was then tested physically, chemically, and tested for favorability. The results showed that the addition of white saffron powder and CMC had a significant effect on the physical and chemical properties and preference level of the katte tong produced. The results of the analysis of the selected arrowroot katte tong have a moisture content of 1.82%bb, protein 7.89%bb, antioxidant activity of DPPH method 22.65% RSA, antioxidant activity of FRAP method 3.6 mg Efero/g and total phenols content 11.41 mg EAG/g.

This type of research is experimental research in the form of Pre-Test Post Test Design, namely an experiment which in its implementation only involves one class as the experimental class without any comparison class (control class). The sampling technique used was a saturated sample, using the population as a sample, namely 20 students. Data collection techniques in this research used tests and observation. The data analysis used is descriptive data analysis and inferential data analysis. The results of inferential statistical analysis using the t-test formula show that the t value obtained is 10.52 with a frequency of dk = 20-1 = 19, at a significance level of 0.05, t table = 1.729. So, tcount > ttable or the null hypothesis (H0) is rejected and the alternative hypothesis (H1) is accepted. This means that the use of snack packaging media influences initial reading ability in class I Indonesian language subjects at SD Inpres Tamattia, West Bajeng District, Gowa Regency.

This research is entitled Financial Ratio Analysis in Assessing Financial Performance (Case Study of PT. Arthavest Tbk Listed on the IDX 2018-2022). The purpose of this research is to find out how the company PT. Arthavest Tbk for the 2018-2022 period using Liquidity Ratios, Activity Ratios and Profitability Ratios. This research method is descriptive research with a quantitative approach, namely by collecting, processing and interpreting the data obtained so that you can get a clear picture of the situation being studied based on numbers. The data collection technique is obtained from documentary evidence which contains data relevant to the object of the research carried out, namely by collecting PT financial report data. Arthavest Tbk. obtained from the Indonesian Stock Exchange (BEI) website, namely www.idx.co.id. The results of this research indicate that PT. Arthavest Tbk for the 2018-2022 period tends to remain unstable, however, the company's liquidity ratio has been able to fulfill its short-term obligations by obtaining current assets that are greater than its current liabilities

Research with literature studies is still rarely carried out, therefore in this article we want to know about the External Radiation Radiotherapy Technique in Cervical Cancer Cases with 3D-CRT (3-Dimensional Conformal Radiation Therapy): This literature discusses the application of the 3D-CRT external radiation radiotherapy technique in treatment cervical cancer. 3D-CRT is a method that allows external radiation exposure from more than one side,possiblemore appropriate radiation dose according to the shape and location of the tumor. This study also lists other techniques such as Brachytherapy, IMRT, and 2D in the treatment of cervical cancer. Photon Dose Distribution Using 3D-CRT and IMRT Techniques in Cervical Cancer Therapy: This research discusses photon dose distribution in the Treatment Planning System (TPS) using 3DCRT and IMRT techniques for cervical cancer therapy. This provides insight into the comparison between the two techniques in delivering appropriate radiation doses to the tumor target. 6 MV Energy Linac Radiotherapy Against Cervical Cancer: This journal discusses the use of radiotherapy on a Linac aircraft with a 6 MV energy photon beam using the 3DCRT technique in the treatment of cervical cancer. This technique helps deliver the right dose of radiation according to the target area. The literature above provides information about external radiotherapy techniques, including 3D-CRT, in the treatment of cervical cancer. They help understand the role and application of this technique in cervical cancer treatment.    

This study aims to determine the level of feasibility assessed from the aspects of validity, practicality, and effectiveness of the PLC-based Logo Softcomfort Job Sheet. Development utilized the Research and Development (R&D) research method. This study employed a one-group pretest-posttest design and was conducted on 34 students of XII TITL 1 class. The research employed a validation instrument for the job sheet, with practicality assessed through student responses, and the effectiveness measured through the cognitive pre-test and posttest scores of students. The results indicate that the job sheet's validity yielded a rating of 94.19, categorized as "very valid." The practicality of the PLC job sheet resulted in a rating of 91.35, categorized as "very practical." Regarding the effectiveness of the PLC job sheet on cognitive learning outcomes, it resulted in a calculated t-value of 18.738, with a critical t-value (df = 66, α = 0.05) of 1.997, obtaining a significance value of 0.000. Based on these findings, the PLC job sheet based on Softcomfort can be considered valid, practical, and effective for use in IML learning at SMK Negeri 1 Pungging.    

This article aims to establish Legal safeguards for employees.within the legal framework of the employment system in Negara kepulauan Indonesia. The study utilizes normative legal research with a focus on legal and regulatory methodologies.. The research findings demonstrate that legal protection for workers in the realm of the Negara kepulauan Indonesian employment system includes: 1) Compensation protection, social protection, and social guarantees for workers; 2) Security and health protection for activities; 3) Legal protection in establishing and becoming a workers' union or employee union; 4) Preventing the infringement of workers' rights in negotiations; in the private sector.

Health is a human right and is an element of welfare because health is a community need and must be realized. One of the health supports is medicine, the function of medicine is prevention, healing, recovery, health improvement, and contraception, for humans. Based on its function and the dangerous consequences of drug consumption, its manufacture and distribution must be under the supervision of the Food and Drug Monitoring Agency, by Presidential Regulation Number 80 of 2017 concerning the Food and Drug Monitoring Agency.Under his supe rvision, illegal drugs remain widespread and consumed in inappropriate doses by the public, including hard drugs and narcotics. As a result of dependence, many drug traffickers are caught and repeat the same actions (recidivists). Drug recidivism is regulated in Law Number 5 of 2009 concerning Narcotics Article 144 paragraph (1). However, the distribution of narcotics continues to occur. From the results of this research, the author found that BPOM's efforts as a supervisory body need to be increased, not only collaborating between agencies but also inviting the community, this is also to realize Chapter XIII concerning Community Participation, Law Number 35 of 2009 concerning Narcotics. Also, apply the most severe sanctions to create a deterrent effect so that there is no repetition of criminal acts of narcotics trafficking.    

There are provisions regarding trademarks that cannot be registered in Law No. 20 Year 2016, one of which is in Article 20 letter f which states that "Trademarks cannot be registered if they are common names and/or symbols of public property." However, even though there is already a regulation regarding the invalidity of registration of the use of common words in trademarks, there are still many uses of common words as trademarks in Indonesia. This shows that there is still a lack of clarity regarding the parameters of acceptable use of generic words in trademark registration. One of the famous trademark infringement cases using a common word in Indonesia is the case between PT Unilever Indonesia, Tbk. against Hardwood Private Limited with the alleged use of the "STRONG" Trademark with the Supreme Court Decision Number 332 K/Pdt.Sus- IPR/2021. This research aims to discuss the legal action in the settlement of infringement of well-known trademarks that use the word general and the judge's consideration of infringement of well-known trademarks that use the word general based on Indonesian positive law. Based on the research results, the word "STRONG" is an English word that has a strong meaning. Then the word STRONG is a general or generic word that when referring to the explanation in Article 20 of Law No. 20 Year 2016, the word "STRONG" should not be registered as a trademark because it is a common word

Technology is a part of human life. Technology contributes to the development of society and helps people's daily lives. Nowadays students spend more time with their cell phones. Learning media in the field of technology that can be used in the teaching and learning process is the quiz on the Quizizz 'Mastery Peak' application because it can replace the traditional method of using paper and pen. On the other hand, traditional learning methods in the form of written tests that still use paper and pen have positive effects, for example students can complete their work more efficiently. In the world of education, especially in English subjects, students study various genres of text, one of which is studying analytical exposition text in class X SMA Merdeka Curriculum. This study aims to determine whether or not there is a correlation between Quizizz 'Mastery Peak' scores and written test scores in understanding analytical exposition texts of grade X students of SMA Negeri 1 Pekanbaru. The sample in this study amounted to 40 people using purposive sampling technique. The method used in this research is quantitative correlation. Data analysis technique using correlation test obtained significance number of 0.535, where 0.535 > 0.05 then H0 is accepted Ha is rejected. This means that there is no correlation between Quizizz 'Mastery Peak' scores and students' written test scores in understanding analytical exposition text.

This article aims to understand the impact of gadget use on  childhood as well as implement  solutions on the impact of gadget use on  childhood. This gadget is a medium  used as a  modern communication tool. Gadgets make human communication easier. Today, communication has become more advanced with the advent of gadgets. Among them, 4,444 are smartphones such as iPhones, Androids and laptops. In preschool psychology, development refers to children from 0 to 6 years old. The research method used is literary research. Results show that amenities impact  social development in young children. Excessive use of gadgets harms children's social and emotional development. Harmful effects of electronic device use on children include isolation, sleep disturbances, loneliness, violent behavior, reduced creativity and threats of cyberbullying. Solution to device use in  childhood by limiting device use, supervising children's screen time with parents who play a crucial role, and providing a schedule timely  when children play with devices, so that devices do not hinder young children's social development.

Banking is an important sector for a country's economy, therefore maintaining banking stability is very important because if there is a problem it can have a direct impact on economic conditions in that country. One of the factors that influences growth stability is competition. This research aims to determine the effect of competition on banking stability in Indonesia. This research was carried out with data samples from 43 banks in the 2018-2021 period. The analytical tool used was Z-score value analysis, the Leaner Index with Stata 17.0 panel data regression. The research results show that competition can explain the dependent variable, namely stability of 5.20%.

Life insurance is an agreement made by the insurance company as the party responsible for providing the guarantee in the form of providing money as risk compensation if an event occurs, such as the death of an insurance participant. As compensation, the insurance participant has the obligation to pay a certain amount of premium to the insurance company. Single premium is a premium payment method that is made once at the beginning. Single premium is a way of paying insurance premiums that are paid all at once at the beginning. Sum Insured is funds that will be given the insurance company to the heirs as a replacement if the insurance participant dies. The purpose of this research is to determine the premium value and compare the premium value if various sums insured are given. And it was found that the greater the sum insured, the greater the premium value that must be paid, and the older a person is when taking out life insurance, the greater the premium value that must be paid.

One company that solves financial problems is a motorbike credit company that can help people who are constrained by costs but want to own a motorbike to make their lives easier. One of the motorbike leasing companies that provides a motorbike credit system. One of the products is the Honda ADV 160 ABS which provides various down payment offers with time periods. In this research, the data used is quantitative data in the form of secondary data obtained from motorbike credit brochures on one of the motorbike rentals in the city of Binjai which were registered in October 2023. This research will analyze and compare the results between the total credit interest that matches the flat interest, annuity interest and effective interest which provide slightly lighter installment or credit installment payments. Based on the results obtained from both samples, the lowest total interest is the effective interest.

This Space Security System is a system that utilizes the existing Internet Network to monitor a room remotely or from a different location. With the aim of making it easier to limit employee access rights and monitor the presence of people in the room.So the author made a room security system tool using the Internet of Things (IOT) which was implemented at the Demak Regency Communication and Information Service. The way this system works is only employees who have access rights who can enter the room by attaching an RFID card to the RFID Reader sensor, and the way the PIR sensor works is to monitor human presence, when there is infrared or human emission it will send data to the web if it is in the room has people and the red LED lights up and the buzzer sounds, while the push button button is when the push button button is pressed the solenoid will open. By making this design, it will help improve room security at the Demak Regency Communication and Information Service, especially the Encryption Room