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This study aims to determine how much influence of financial literacy to the performance of the financial on the MSMEs and control cost in Bojonegoro District. Research this is research quantitative. Collection the data done by spreading question naires and then processed using the SPSS application. Total sample is 38 the sample actors MSMEs ssector culinary in sub-district bojonegoro. Results here are in fluence positive and significant Financial literacy variables on the cost control of reseresearch shows that. The influence positive and significant variable literacy Finance onthe performance ofthe financial SMEs. Tarch on the effect of financial literacy on MSMEs performance have very broad implications, both theoretically and practically. There is no significant effect of mediation between financial literacy variables on financial performance through cost control. The results of this study can enrich the Khazanah science, provide better policy recommendations, and help MSMEs in improving their financial performance. This study contributed a very valuable to the development of MSMEs in Bojonegoro.

Learning technology continues to develop as time goes by. Technology is the science of tools and skills that make humans work more efficiently. The implementation of daily learning often follows technological developments in the world of education, as do teachers and lecturers. In the field of education, technology has an influence on improving the quality of education, types of educational technology, information technology and communication and learning technology have a major role in learning. The role of technology in the field of education is as an information center and doing new things to illustrate learning and determine online learning methods. With increasingly developing technology, it can also provide benefits that have both good and bad impacts. One of the developments in technology has had a good influence by increasing self-openness in terms of expanding knowledge as information for all life in the world across borders, places and times. Negative impacts include changes in behavior, morals, rules or morals of life so that they conflict with the moral rules that apply in society. Therefore, to prevent the negative impact of using technology in learning, it is necessary to supervise parents and educators who work together in carrying out teaching and supervising children in using technology. The presence and function of technology in the world of education provides the development and growth of human resources as a determinant in achieving success in education. This kind of thing is caused by human resources themselves which are still lagging behind in using this technology in training. With today's technological developments in education, there are many new innovations to support learning. In this case, one way is to provide changes in educational facilities which are increasingly increasing and developing rapidly through technology.

The method applied in this study is Systematic Literature Review (SLR) and this work examines the pertinent literature between 2020 and 2024. The sources included here were Scopus, Web of Science, Google Scholar while using the following keywords; digital communication and profitability. The findings indicate that firms that engage in anticipatory digital media communication receive higher customer interactions of between 10-30% and continued patronage and sales. Furthermore, AI and big data help organizations tailor their communication strategies, maximize CLV and minimize operation expenditures. However, the study also revealed that digital skills’ dearth and organizational reluctance to embrace digital technology are a thorn for firms, particularly MSMEs, regarding the appropriate execution of digital communication strategies. Based on the findings of this study, the conclusion is that enhanced digital communication can enhance the profitability of the company as long as adequate technological platform and increased digitization of company’s employees are in place. As for the suggestions for future research, they include examining the effects of data privacy legislation on Digital Communications Planning and analyzing how manufacturing and, especially, financial service industries can leverage Digital Technology to create a sustainable competitive advantage.

This study aims to enhance students' learning outcomes in Natural Science (IPA) through the demonstration method in fourth-grade students at SD Inpres Teas, Noebeba District, Timor Tengah Selatan Regency. The research was motivated by low science learning outcomes, with 60% of students failing to meet the Minimum Competency Criteria (KKM) of 70. Conventional teaching methods contributed to students' passivity and lack of engagement. This Classroom Action Research (CAR) follows the Kemmis and McTaggart model, consisting of two cycles with four stages: planning, implementation, observation, and reflection. The study involved 10 fourth-grade students, with data collected through learning outcome tests, observations, and teacher interviews. Descriptive quantitative analysis compared student performance before and after intervention. Results indicated that the demonstration method effectively improved science learning outcomes. Initially, students scored an average of 73.5, with a mastery rate of 40%. After applying the demonstration method in cycle I, the average increased to 84.1, with 70% mastery. In cycle II, refining teaching strategies led to an average score of 90.1, with 90% mastery. The method also enhanced student engagement, teamwork, and conceptual understanding. These findings suggest that the demonstration method is an effective strategy for improving science learning outcomes. Teachers are encouraged to incorporate demonstrations regularly, and schools should provide necessary resources to optimize learning experiences.

The Qur'an is the word of Allah SWT that discusses various types of knowledge, including science, hence the scientific values within the Qur'an exist, one of which is in Surah Al-Fatihah, verse 02. One interpretation of the Qur'an that discusses science is the work of Tantawi Jawhari, who has a different perspective in interpreting the Qur'an compared to most other scholars, making it a distinctive feature of scientific interpretation that is considered interesting. This interpretation utilizes images to provide understanding or viewpoints in offering explanations. This research employs a qualitative library research method, with the primary source being 'al-Jawahir fi Tafsir al-Qur'an al-Karim,' a work by Tantawi Jawhari. The results of this research indicate that Surah Al-Fatihah holds scientific perspectives in its entirety, one of which is illustrated in verse 02, explaining that there are many realms, including the upper and lower realms. The upper realm is filled with creatures such as aliens and other beings of Allah, while the lower realm consists of elements like the earth, oceans, and mountains, among which there are humans.

This journal discusses the importance of integrating islamic values within then study of social sciences Through an interdisciplinary approach, this research aims to explore how islamic principles can enrich then understanding of social, cultural, and economic aspects in the context of modern society.

Muhammadiyah is an Islamic movement with the preaching of Amar Makruf Nahi Munkar which is based on Islamic faith and is based on the Qur'an and As-Sunnah. Many things drive the progress of this Muhammadiyah organization, such as the vision-mission, educational concept, goals, and curriculum that are mutually continuous so that Muhammadiyah can process well in the life of society. In Islamic education there are challenges that must be faced by Muhammadiyah because considering the development of Islam is very fast and also flexible and always relevant from time to time. One of the challenges to the development of Islamic education is the advancement of technology. The advancement of science and technology (iptek) requires all parties to be competent so as not to be eroded and crushed by the times. The negative and positive impacts of technological progress must be addressed with the right innovation. Innovation that can be applied by the Muhammadiyah organization is through the field of education. Education is a process that can shape human beings such as potential, personality, intelligence, noble morals, self-control, religion and skills needed in oneself and society.

Bio-inspired engineering is a rapidly growing field that applies principles found in nature to develop innovative solutions in structural engineering, materials science, and robotics. This paper explores biomimicry in various disciplines, such as self-cleaning surfaces inspired by lotus leaves, energy-efficient building designs modeled after termite mounds, and ultra-lightweight yet durable materials inspired by spider silk. The study highlights the role of computational modeling in replicating biological structures and discusses the challenges of translating natural efficiencies into engineered systems. Additionally, this research examines the environmental impact of bio-inspired materials and their potential to replace conventional, resource-intensive materials in industries such as construction, aerospace, and biomedical engineering.

The digital era in the industrial revolution 4.0 has brought significant changes in various aspects of life, including education. With the presence of increasingly sophisticated digital technology and the widespread use of Artificial Intelligence (AI), the education system is currently faced with new challenges to adapt to the times. However, the emergence of AI also has a negative impact on education, especially in the context of Technology and Vocational Education, namely increasing plagiarism, excessive dependence, lack of skill development, and weakening of culture, norms, and interactions between students and lecturers. This study aims to analyze the moral and ethical role in the use of AI in Technology and Vocational Education. The literature review research method is used in this study with a qualitative approach. Secondary data collection was carried out with the help of Google Scholar web technology and the bibliometric processing application VOSViewer. The data analysis technique applies the Miles & Hubberman model which consists of: data collection, data reduction, data presentation, and conclusion drawn. The results of the study show that morals and ethics play a central role in the utilization of artificial intelligence (AI) in Technology and Vocational Education in the digital era of the Industrial Revolution 4.0. The study also recommends strategic steps to ensure the use of AI in Technology and Vocational Education remains ethical and effective.

Indonesia is an archipelagic country that has abundant mineral wealth, both metal minerals and other minerals. Metal minerals, including gold, tend to have a higher economic value. Based on data from the Ministry of Energy and Mineral Resources, the world's gold reserves in 2020 were 50,300 tons of Au. Indonesia is among the 5 largest in the world with 5% of the total gold reserves, which is 2,600 tons of Au. Therefore, it is necessary to develop technology and science in the mining industry, especially gold and silver, to improve the optimization of the process and increase the added value of the mining products themselves. One of the gold extraction processes can be done hydrometallurgically with the cyanidation method using a intensive leach test. The results of this experiment show that factors such as cyanide usage and ultra fine particle size will greatly affect the recovery of gold and silver metals.

This study aims to explore the various challenges faced by students in learning science and to analyze the internal and external factors that influence them. This research is motivated by the low success rate of students in science courses, which is thought to be due to multiple obstacles involving cognitive, affective, and learning environment aspects. The research method used is a qualitative approach, with data collected through in-depth interviews and surveys of students enrolled in science courses at universities. The findings show that internal factors, such as self-efficacy, basic mathematical skills, and intrinsic motivation, play a significant role in influencing students’ understanding of science material. On the other hand, external factors, including curriculum, teaching methods, environmental support, and facility limitations, also have a substantial impact. This study suggests improvements in curriculum reform at the elementary and secondary levels, more interactive teaching methods, and adequate academic support to help students overcome difficulties in science courses. These findings are expected to provide insights for educational institutions and educators in designing more effective learning strategies to enhance students' competencies in science.

Rapid advances in technology and science can be a challenge in maintaining local wisdom. Education is one alternative way to overcome these problems. Educational innovations carried out by teachers in learning activities can integrate local wisdom into teaching materials such as Student Worksheets. This study aims to describe the analysis of local wisdom-based Student Worksheets in Situbondo Regency, which includes the curriculum analysis process. These mapping materials will be integrated with local wisdom culture, and materials will be determined based on learning achievements and indicators. This study uses a qualitative descriptive approach with teachers in Situbondo Regency as research subjects. The sampling technique uses purposive sampling. Data collection uses observation, documentation, and interviews. The study was conducted by analyzing the curriculum, focusing on Student Worksheets, mapping materials, determining Student Worksheets, and making Student Worksheets. The results of this study show that there is a need for the development of local wisdom-based Student Worksheets so that students have knowledge about culture and values ​​that can be taken. Furthermore, this study recommends that teachers develop Student Worksheets by incorporating local wisdom values ​​from their respective regions.

The Inclusive Education Programme is an effort by the government in promoting education for students with special education needs especially in Malaysia. The implementation of the Inclusive Education Programme puts great pressure on mainstream teachers to prepare themselves to teach students with special educational needs. This study aims to identify the knowledge, skills and attitudes of trainee teachers towards the implementation of the Inclusive Education Programme in primary schools. The respondents were 59 trainee teachers who were pursuing study at the Institute of Teachers' Education Special Knowledge Campus. This survey study uses a quantitative approach through questionnaire instruments. The data obtained is analyzed using SPSS (Statistical Package for The Social Sciences) version 29 software. Researchers used the Theory of Constructivism and the Theory of Behaviorism in this study. The overall findings showed that the level of readiness of trainee teachers towards the implementation of inclusive education in primary schools in terms of knowledge, skills and attitudes is at a satisfactory level (mean 3.25; sp=1.14). This study has had implications for policymakers, trainee teachers and college training institutes. Among the recommendations of researchers in increasing the level of readiness of trainee teachers for the implementation of inclusive education is that by increasing their knowledge, skills and self-attitude in implementing inclusive education, policymakers in education should further diversify the teacher's professional development program on inclusive education to trainee teachers such as courses, workshops and training programs and the trainee teachers themselves need to increase their self-sufficiency in implementing inclusive education in elementary school.

This study aims to determine the influence of clothing advertising on shopee on the shopping interest of PR C students of the Faculty of Communication Sciences UIN Susuka Riau class of 2022. The data analysis method used is simple linear regression using the SSPS program. Based on the results of data analysis, a correlation or relationship (R) value was obtained of 0.674 (67.4%). This value indicates that there is a strong correlation or relationship between advertising and interest. The results of the hypothesis test showed that the ttable > tcount was 5.075 > 2.039. Therefore, clothing advertisements on shopee have a significant influence on the purchase intention of students of the Communication Science Department of PR C class Class of 2022 UIN Suska Riau.

The purpose of this study was to determine how much students' attitudes toward financial management were influenced by their social surroundings, financial experience, and financial literacy. This kind of study uses a quantitative, explanatory methodology. The population is students of the Faculty of Economics and Social Sciences Sultan Fatah University Demak as many as 110 people. Because the entire population is used, the sampling method uses saturated samples. Information was gathered using an online survey and using multiple linear regression analysis techniques. Respondents' answers were measured using a Likert scale with SPSS version 25 tools. According to the study's findings, the dependent variable is significantly impacted by each independent component taken combined. Taken alone, financial management literacy is not influenced by the social environment, while financial management literacy is significantly influenced by financial experience and financial literacy.

This research discusses the analysis of students' learning difficulties in understanding cube building material. Mathematics is a basic science that must be studied from an early age because it is closely related to other sciences in order to advance to the next level. The research was created to solve students' learning difficulties at SD Negeri 104208 Cinta Rakyat. This research uses a qualitative approach with descriptive research type. The results obtained are that students still lack understanding of the material that has been presented by the teacher in the process of teaching and learning activities, there are many students who do not understand the material explained by the teacher. It can be seen that students' learning difficulties are also determined by low interest in learning and Lack of understanding of the material taught. Several factors include disinterest in mathematics and ineffective use of learning media. This research suggests that schools are expected to innovate in the use of learning media and learning methods that are changed and adapted to students' learning needs and interests.

This study aims to explore the application of turmeric as an acid-base indicator in science learning at Madrasah ibtidaiyah ihya ulumiddin banjarmasin, as well as to understand students' perspectives on the use of turmeric in acid-base reaction experiments. The research method employed is a qualitative approach, utilizing interviews and observations with students at the madrasah. In the experiment, turmeric is used to indicate pH changes in solutions of Sunlight soap as a base and lime juice as an acid. The findings reveal that students have a good understanding of the acid-base concept and recognize the benefits of using turmeric as a natural, easily accessible, and environmentally friendly indicator. Based on interview results, students also expressed that this experiment made science learning more engaging and easier to comprehend. This study is expected to provide new insights into more contextual and applicable science teaching at the madrasah level.

This study aims to determine how effective the interactive learning media Wordwall is in increasing students' learning motivation in the subject of Natural and Social Sciences (IPAS) in elementary schools. Wordwall provides interesting educational game features, so it is expected to arouse students' interest and enthusiasm in learning IPAS. This study uses an experimental method with a pre-test and post-test design in the control and experimental groups. Participants in this study were fourth grade students in an elementary school. Data on students' learning motivation were collected through questionnaires and analyzed using statistical tests to see the difference in increased motivation between the group using Wordwall and the group using conventional methods. The results showed that the use of Wordwall significantly increased students' learning motivation compared to conventional learning methods. Therefore, Wordwall can be an effective alternative learning media to support students' learning motivation in the subject of IPAS in elementary schools.

The leadership of the Prophet Muhammad SAW in Islamic education is a very relevant example to this day. Through his leadership characteristics which include honesty, trustworthiness, gentle firmness, and noble morals, the Prophet Muhammad SAW succeeded in transforming the divided Arab society of Jahiliyah into one people united in Islamic values. He led with a clear vision and mature strategy, creating an education system that prioritizes the development of character, morals, and knowledge. The Islamic education inherited by the Prophet Muhammad SAW not only includes religious knowledge, but also general knowledge that gave birth to various great scientists during the golden age of Islam. The legacy of his leadership is evident in his broad influence on the development of Islamic civilization. His success in establishing the Islamic Khilafah State and introducing the values ​​of justice, compassion, and the spirit of seeking knowledge became the foundation for the development of science that was very advanced at that time. Therefore, the principles of the leadership of the Prophet Muhammad SAW are not only relevant in a historical context, but can also be implemented in facing global challenges in the modern era, by emphasizing the importance of education, justice, and integrity.

This study examines the integration of science and religion based on Quranic verses at MTs Raudlatul Hasaniyah Mojolegi Gading Probolinggo, focusing on the Big Bang theory, embryology, and atmospheric layers. The research investigates how the school implements this integration through training and seminars involving academics, scholars, scientists, and teachers. The aim is to provide deeper insights to educators, students, and the surrounding community about the relationship between scientific discoveries and religious teachings, especially as reflected in Quranic verses. The findings suggest that integrating science and religion enriches students' understanding of both the natural world and the greatness of God, showing that science and religion can complement each other. This approach helps teachers incorporate scientific concepts with religious teachings, fostering a more holistic and contextual understanding among students.