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This research explores the impact of financial technology (fintech) on the development of Islamic investment in the digital era. The study aims to analyze how fintech influences the accessibility and growth of Islamic investment products. Using a systematic literature review, this research examines various academic sources published between 2019 and 2024, focusing on countries with significant Islamic fintech developments such as Indonesia, Malaysia, and the Middle East. The findings indicate that fintech has enhanced public acceptance and participation in Islamic investment by offering more accessible and diverse financial products. However, regulatory challenges hinder the full potential of fintech in the Islamic finance sector. The research suggests that innovation in financial products and supportive regulations are key to fostering the growth of Islamic fintech. Additionally, further empirical research is recommended to explore the regulatory impacts and sustainability of Islamic fintech development across different regions.

Pembangunan yang berkelanjutan membutuhkan keterlibatan masyarakat sebagai pelaku utama, terutama melalui sektor usaha mikro, kecil, dan menengah (UMKM). UMKM memiliki peran strategis dalam mendorong pertumbuhan ekonomi, menciptakan lapangan kerja, dan mengurangi tingkat pengangguran, khususnya di Indonesia sebagai negara berkembang. Dengan kontribusi signifikan terhadap produk domestik bruto (PDB) nasional, yaitu sebesar 61% atau setara Rp9.580 triliun, UMKM menjadi tulang punggung ekonomi Indonesia. Selain itu, UMKM mampu bertahan dalam situasi ekonomi global yang tidak stabil melalui fleksibilitas dan inovasi produk. Dukungan pemerintah, seperti penyaluran Kredit Usaha Rakyat (KUR), menjadi faktor penting dalam pemberdayaan UMKM, meskipun realisasinya pada tahun 2023 belum mencapai target. Tren positif pertumbuhan UMKM, yang mencakup 99% unit usaha di Indonesia dan menyerap 97% tenaga kerja, menunjukkan potensi besar untuk dikembangkan lebih lanjut. Penelitian ini bertujuan untuk mengeksplorasi peran UMKM dalam pembangunan ekonomi nasional serta mengevaluasi strategi pengembangan yang dapat meningkatkan kontribusi mereka terhadap pemerataan pendapatan dan stabilitas ekonomi.

This research aims to improve students' Mahārah Al-Kitābah (writing ability) through learning calligraphy. The problem raised was the low writing skills of students in elementary schools, which had an impact on their ability to convey ideas and information effectively. This research used an experimental method with a pre-test and post-test design, involving two groups of students: one group who were taught to write using calligraphy techniques and a control group who followed conventional learning. Research findings showed that the group that received calligraphy learning experienced significant improvements in Mahārah Al-Kitābah compared to the control group. The average post-test score of the calligraphy group increased by 30% compared to the pre-test, indicating the effectiveness of this method in improving writing skills. The implications of this research indicate that integrating calligraphy learning in the curriculum can be an effective strategy for improving students' writing skills, as well as fostering their interest and love for the art of writing. In addition, the results of this research can be a reference for educators in designing more innovative and interesting teaching methods to improve Arabic language skills in schools.

This article discusses the importance of planning in the learning process, which serves as a systematic guide to achieving educational goals. Planning is an organized process and mindset that supports the effectiveness of learning implementation. Education, as a means of humanizing individuals, aims to develop the quality of human resources that are not only profession-oriented but also equipped to face life’s challenges. With a dynamic and systematic approach, education needs to adapt to the times and societal needs, including aspects of educational autonomy and character development of individuals who are faithful, responsible, and productive.This study employs a literature review method, examining relevant theories and references to provide a theoretical foundation for learning planning. The discussion highlights that learning planning, such as lesson plans, syllabi, and teaching methods, plays a crucial role in helping teachers organize learning activities effectively. Professional mentoring is one of the strategies to enhance teaching quality, foster collaboration, and build a professional learning community in schools. Therefore, effective planning, supported by teacher competence and mentoring strategies, will comprehensively improve the quality of education.

Peer Support Groups have a meaningful role in the life of an ODHIV. ODHIV who received a peer support had a significant effect on changes in HIV identity, HIV knowledge, access to HIV services, HIV prevention behaviors and positive activities compared to ODHIV who did not receive peer support. The purpose of this study is to find out the process of peer support group program activities. This study was carried out using descriptive qualitative research methods, using data collection with interview, observation and documentation techniques. The results of the study show that this peer support group program has been running and implemented optimally and the ODHIV members have shown an increase in self-change through activities that have been planned according to the needs of the ODHIV, namely family groups, socialization, counseling, self-help groups, capacity building and also mobile visiting.

The role of assistance includes actions and interactions that occur in victims of domestic violence (KDRT) who are in the institution. This study aims to determine how the role of the assistant provides assistance. This field research uses Qualitative research, the informant selection technique uses the Proposive Sampling Technique. And data collection is obtained from the results of interviews, observations, and documentation. Data analysis is carried out through the stages of data reduction, data presentation, and drawing conclusions. The location of this study is at the Regional Technical Implementation Unit Institution for the Integrated Service Center for the Empowerment of Women and Children. Jalan Rawa Buntu NO.18 RT.03 RW.02 Kelurahan Rawa Buntu, Serpong District, South Tangerang City. The results of the study show that UPTDPPA South Tangerang provides assistance to victims of domestic violence by focusing on case assistance from the initial stage to the final stage, with the main goal of recovering and strengthening victims. The assistance mechanism is completed with case management involving partnerships with mediators, psychologists, and legal experts to provide comprehensive services. Although there are inhibiting factors such as the lack of client openness in explaining the problems faced. Meanwhile, the supporting factors are the existence of a team of experts, including counselors, lawyers, social workers, and medical personnel. The conclusion in this study shows that UPTDPPA is effective in providing support to victims of domestic violence. The existence of a team of experts with in-depth knowledge, including counselors, lawyers, social workers, and medical personnel, is the main supporting factor. This supporting factor ensures the provision of appropriate and necessary assistance for victims of domestic violence at UPTDPPA.

Public service is a key focus for the government in improving the quality of life of the community. The implementation of e-government is the government's effort to increase the efficiency, transparency, and accessibility of public services through the utilization of information and communication technology. The Department of Population and Civil Registration (Disdukcapil) of Padang City has implemented an online service innovation called SIRANCAK to facilitate the community in accessing population administration services. However, there are still several obstacles such as lack of socialization, uncertainty in procedures, and lack of public understanding in using the SIRANCAK online service system. This study aims to analyze the reliability, responsiveness, and assurance of the services provided by the SIRANCAK online service, as well as provide recommendations to improve the quality of public services at the Disdukcapil of Padang City.

This article discusses a literature review on the benefits of probiotic-containing foods for health. Fermented foods are food products processed with the help of microorganisms or enzymes, producing components beneficial to human health. In Indonesia, fermented foods such as tempeh, tapai, green tea, pickled vegetables, and bekasam are known for their high health value and potential to gain international recognition. This literature study aims to analyze the benefits of probiotics in fermented foods, particularly regarding digestive health, immunity, and disease prevention.  Probiotics such as Lactobacillus plantarum, Lactobacillus curvatus, and Lactobacillus GG, as well as indigenous yeasts like Saccharomyces cerevisiae and Candida tropicalis, play a crucial role in the fermentation of traditional Indonesian foods. These microorganisms help improve gut microbiota balance, inhibit the growth of pathogenic microbes, and produce beneficial bioactive compounds. Research indicates that probiotics can enhance immune responses, reduce inflammation, and improve glucose metabolism and lipid profiles.  The findings of this study underscore the importance of fermented foods as a public health strategy, considering their contributions to supporting digestive function, strengthening immunity, and preventing various diseases. Traditional Indonesian fermented foods not only hold cultural value but also have significant potential as functional foods to improve quality of life.

Bill Of Lading is a document of receipt of goods that have been loaded onto a ship that serves as proof of ownership, and a contract between the carrier and the sender. The export process in the shipping world requires the issuance of a Bill Of Lading as a condition for transporting goods and the obstacle is the exporter's delay in sending the Shipping Instruction document. The purpose of writing this paper is to find out the process of issuing a Bill Of Lading in the export of goods. as well as efforts made so that the export process can run smoothly at PT. Seroja Jaya Agency, Kuala Tanjung Branch. The efforts made so that the process runs smoothly, including the Bill Of Lading must be received directly from the carrier where the Bill Of Lading is issued by the sender, the Bill Of Lading must state the name and shipping address, the Bill of Lading must be signed by the captain, the Bill Of Lading must be matched with the invoice and Letter of Credit, the Bill Of Lading date must not exceed the shipping date, the Bill Of Lading must match the Letter of Credit regarding the implementation of payment.

Human resource management (HRM) plays an important role in helping organizations achieve short-term and long-term goals by aligning those goals with overall business strategy. The purpose of writing this paper is to determine the relationship between Human Resource Management (HRM) and business strategy and to provide an overview of effective employee training and development to increase company productivity. The research method used is qualitative with data collection techniques through literature study. Based on the studies conducted, it is known that the assumption of a close relationship between business strategy and HRM methods is based on contingency theory. This theory emphasizes that human resource management methods are selected according to the type of competitive strategy adopted by the business. A well-crafted business strategy should align with the company's core mission and vision, and serve as a roadmap for achieving profitability, competitiveness and sustainable growth. In addition, proper training and development can significantly influence employee productivity, which in turn will improve the well-being and prosperity of the company. This shows the importance of planning and implementing training and workforce development, both at the company and public levels, to achieve the organization's long-term goals. Keywords: , , ,  , 

This research aims to train the agility of extracurricular basketball students at SMA Negeri 1 Lubuklinggau in dribbling the ball, identify mistakes that are often made when dribbling basketball, and provide treatment in the form of ladder drill exercises to get better dribbling results. A total of 20 students in this extracurricular activity were trained by researchers on Wednesday, Friday and Sunday in the field of SMA Negeri 1 Lubuklinggau from 15.30 to 17.00. Data was collected using the zig-zag dribbling test, namely pre-test and post-test. The aim is to compare the initial dribbling test before being given treatment and after being given treatment. The results of the research showed that there were significant changes after being given treatment in the form of an increasing number of obstacles to overcome compared to before being given treatment. This research indicates thatthere is an influence of ladder drill training

Enforcement of criminal law against criminal acts of corruption in Indonesia requires an approach that is not only based on positive legal provisions but also reflects the values ​​of Pancasila as the basis of the state. Pancasila, with five principles covering aspects of Divinity, Humanity, Unity, Democracy and Social Justice, provides the moral and ethical framework that underlies legal principles in Indonesia. This research aims to explore how Pancasila values ​​are applied in enforcing criminal law against corruption, as well as the challenges and obstacles faced in the implementation process. By using an analytical approach to legal literature and current case studies, this research finds that the application of Pancasila values ​​can increase integrity, transparency and justice in the legal system. Nonetheless, issues such as a widespread culture of corruption, deficiencies in the legal system, and a lack of collaboration among agencies present major challenges. This study suggests overhauling the legal system, enhancing education and training for law enforcement personnel, and promoting community engagement to better implement Pancasila values in the enforcement of criminal laws against acts of corruption. 

The Job Creation Law Number 11 of 2020 brings significant changes to various aspects of employment, including workers' leave rights. This article aims to analyze the juridical application of leave rights after the enactment of the law, focusing on the changes that have occurred and their impact on the relationship between workers and employers. While leave rights such as annual leave, maternity leave, and sick leave are still recognized, detailed arrangements regarding the implementation of leave are left to implementing regulations or work agreements. This flexibility provides employers with advantages in workforce management, but raises concerns about potential reductions in workers' rights. The article concludes that these changes must be responded to with fair and transparent policies to maintain a balance between employers' interests and workers' welfare. The research in this paper uses a descriptive analytical research method. This method describes data from various sources, including statutory regulations, journals, and other sources from the internet concerning events that occurred in society.

Contract workers are workers who are contracted within a certain time, it could be two years, three years or more. In general, workers have a work contract with the company where they work, there are many workers in Indonesia who experience violations of legal protection of labor rights and obligations, and what are the rights and obligations of labor which is the basis of this research. The purpose to be achieved in this paper is to find out what are the rights of labor contracts to workers who often have no knowledge of what is about labor contracts. This article discusses the rights of contract workers based on Indonesian labor law regulations. Contract workers, who are employed under a fixed-term employment agreement (PKWT), have rights that are guaranteed by law although they differ from those of permanent workers. Some of these rights include wages, social security, employment protection, and the right to compensation in the event of termination before the contract ends.  

This consider explores the exchange between citizenship and the flow of political and Islamic law in Indonesia, the world’s  biggest Muslim-majority nation with a complex legitimate framework. The essential center of this inquire about is to get it how Islamic values are coordinates into open approach and the national lawful system, and their affect on administrative forms and national identity.Employing a mixed-methods approach, this consider utilizes subjective examination through in-depth interviews with legitimate specialists and policymakers, as well as quantitative examination of later approach information and enactment. Furthermore, the investigate compares the flow in Indonesia with encounters from other nations with blended lawful frameworks, such as Malaysia and Turkey, and investigates the challenges confronted in adjusting Islamic law with human rights.The key discoveries uncover that the integration of Islamic law inside Indonesia's national lawful framework presents both challenges and openings, especially within the domain of social arrangement usage and person rights security.  Moreover, the impact of Islamic legislative issues on the authoritative prepare contributes to the arrangement of approaches that reflect devout values. This investigate highlights the require for a adjust between devout standards and human rights, and its suggestions for national character and pluralism in Indonesia.The ponder gives important bits of knowledge for policymakers, scholastics, and lawful professionals in understanding the complex elements between Islamic law and open approach in a multicultural nation. It is expected that this investigate will contribute essentially to endeavors in legitimate change and the advancement of more comprehensive and evenhanded arrangements in Indonesia.

This study examines the impact of nationality on civil legal status in mixed marriages, particularly in Indonesia and several other countries. Mixed marriages, involving two individuals of different nationalities, often present complex legal issues, especially concerning property ownership, inheritance rights, and the nationality of children. In Indonesia, foreign nationals face various restrictions regarding land and property ownership, and there are temporary provisions for dual nationality for children born from mixed marriages. In a global context, differences between countries following jus soli and jus sanguinis principles also affect the status of children and inheritance rights. This research uses a comparative approach by analyzing civil law regulations in countries such as the United States, the United Kingdom, Japan, and Saudi Arabia. The findings show that Indonesia’s civil law system requires reforms to be more accommodating to the globalization phenomenon and the increasing number of cross-national marriages. Recommendations include harmonizing national regulations with international law, implementing more flexible dual nationality policies, and strengthening protections for the rights of mixed couples in property ownership and inheritance.

The role of educational leadership is very important in developing entrepreneurial skills in students, especially in the era of globalization that requires graduates to have independent and innovative abilities. Educational leadership acts as a catalyst in creating a conducive learning environment, facilitating an entrepreneurship-based curriculum, and integrating entrepreneurship programs into the learning process. This study aims to explore the role of educational leadership in developing entrepreneurial skills in students. Educational leadership has an important role in shaping students' character and skills, including entrepreneurial skills. The research method used is a literature study to collect data and information relevant to the research topic. The results of the study indicate that effective educational leadership can provide encouragement and motivation to students to develop their entrepreneurial skills. The implication of this study is the need for an active role of educational leadership in creating a learning environment that supports the development of entrepreneurial skills in students.

Community Service Activities (PKM) carried out at St. Peter Krissologus Parish BSB aims to strengthen the spirituality and pastoral skills of catechists through a principle-based approach of "Life, Joy, and Love." This program is organized by the Catechetical Pastoral College (STPKat) of Saint Francis Assisi, guided by the General Instruction Manual of Catechetes. The multidimensional approach is applied through lectures, interactive discussions, case studies, and group dynamics, which are expected to be able to create catechists who live according to faith, bring the joy of the gospel, and serve with sincere love. The results show that catechists are increasingly motivated and ready to face ministry challenges. The development of aspects of digitization of catechesis and deepening of the liturgy is suggested as a sustainability measure.

This article discusses the transformation of young Catholics (OMK) through liturgy as a foundation for regeneration at Sta. Renha Rosari Trans-Biduk, North Kalimantan. The research focuses on the lack of understanding and involvement of OMK in liturgical practices, which poses a challenge for the church in increasing their participation. Through an inclusive approach and proper training, it is hoped that OMK can play an active role in the liturgy and strengthen their faith. The method used utilizes the ten steps of pastoral work. The results showed that despite barriers such as busyness and lack of confidence, with consistent coaching, the involvement of OMK in the liturgy can be increased.

This research explains the Village Innovation Program (PRO-IDe) which aims to combine creative economy and innovative agriculture in the development of the Green Education Tourism Village in Bakung Jaya Village. This program utilizes local resources to empower communities through training and mentoring in sustainable agricultural practices as well as the development of creative products based on existing natural resources. In this way, it is hoped that people can improve their welfare, open new jobs, and attract tourists. In addition, this study also examines the social and economic impacts of the implementation of PRO-IDe as well as the challenges that arise in integrating these two sectors. The results of this study are expected to provide useful inputs for the development of policies and practices in other villages that have similar potential.