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This study aims to determine the effect of financial literacy and lifestyle on digital payments with the use of financial technology as an intervening variable for Jambi University digital business students Class of 2021 - 2024. This study uses a quantitative approach with a random sampling method. The population in this study, namely Jambi University digital business students in the 2021-2024 batch of 174 students and the sample of this study amounted to 64 students. The data collection technique used a questionnaire. The data analysis method in this study used Patrial Least Square and was processed using smartPLS 4.0 software. The results of this study found that: 1) Financial literacy has a positive and significant effect on digital payments. 2) Lifestyle has a positive and insignificant effect on digital payments. 3) Financial Literacy has a positive and significant effect on the use of financial technology. 4) Lifestyle has a positive and significant effect on the use of financial technology. 5) the use of financial technology has a positive effect on digital payments. 6) Financial Literacy has a positive and significant effect on digital payments with the use of financial technology as an intervening variable. 7) Lifestyle has a positive and insignificant effect on digital payments with the use of financial technology as an intervening variable.

Polycystic Ovary Syndrome (PCOS) is a complex endocrine disorder affecting reproductive-age women and is closely associated with metabolic disturbances such as overweight and insulin resistance. More than 50% of women with PCOS are overweight, which exacerbates ovulatory dysfunction and increases androgen levels. Insulin resistance, found in approximately 50% of PCOS patients—even those with normal body weight—triggers hyperinsulinemia that stimulates androgen production and suppresses ovulation. This study aims to analyze the contribution of overweight and insulin resistance to the development of PCOS through a literature review approach. Scientific articles were retrieved from databases such as PubMed and Google Scholar, focusing on publications from the last five years. The findings indicate that overweight and insulin resistance mutually reinforce hormonal and ovulatory dysfunction typical in PCOS patients. Recent studies show that higher body mass index (BMI) and elevated HOMA-IR levels are strongly associated with menstrual irregularities, hyperandrogenism, and reduced quality of life. In conclusion, overweight and insulin resistance are two major contributing factors to PCOS pathogenesis and influence reproductive success. Clinical management should consider a comprehensive approach targeting both factors through lifestyle interventions and pharmacological therapy.

Warehouse Receipt is an alternative financing instrument that enables farmers and agribusiness actors to access capital by using stored commodities in licensed warehouses as collateral. This mechanism not only addresses the limited access to financing in the agricultural sector but also functions as a risk mitigation tool against commodity price fluctuations. In Indonesia, the implementation of the Warehouse Receipt System is legally regulated and supported by institutions such as the Commodity Futures Trading Regulatory Agency (Bappebti) and PT Kliring Berjangka Indonesia. However, its effectiveness still faces several challenges, including low financial literacy among farmers, limited warehouse infrastructure, and suboptimal inter-agency coordination. Therefore, policy strengthening, increased public awareness, and digital system development are essential to optimize the role of Warehouse Receipts in enhancing the agricultural sector and maintaining commodity price stability.

This study aims to improve the numeracy skills of early childhood through the use of number card games. Numeracy is one of the basic competencies that is important to develop as a foundation for future mathematics skills. The method used in this study is game-based learning, where children are involved in interactive and fun number card playing activities. The subjects of this study were children aged 5-7 years at RA Al Busyro Ngimbang. The results of the study showed that the use of number card games can significantly improve children's numeracy skills, especially in the aspects of number recognition, addition, and simple subtraction. This game helps children understand basic mathematical concepts more naturally and without pressure, because the learning process is carried out in a fun and informal atmosphere. In addition, number card games can also increase children's motivation in learning mathematics, improve social skills through interaction with peers, and improve concentration and focus during the learning process. The conclusion of this study shows that number card games can be used as an effective learning strategy to improve the numeracy skills of early childhood. It is recommended for educators and parents to utilize this method in order to develop children's mathematical abilities more optimally.

Enhancing personal branding is a crucial factor in building students' academic and professional careers. One way to strengthen personal branding is by creating an attractive and professional Curriculum Vitae (CV). This study aims to improve the skills of Universitas Pendidikan Indonesia students in drafting CVs in Indonesian using the digital platform cvmaker.co.id. This activity is designed to provide practical understanding in composing a CV that effectively reflects students' competencies and personalities. The method used is technology-based direct training, involving students in each stage of CV creation, from personal data collection to the final design. The expected outcome is an improvement in the quality of students' CVs, which can enhance their personal branding and increase opportunities in both academic and professional fields.

This study aims to determine the extent to which learning outcomes in Catholic Religious Education and Character Education can be improved through the application of the scientific learning method among second-grade students at SD Santa Maria Cirebon. The learning materials focused on the topics “My Parents,” “The Role of Family Members,” and “Playing with Friends.” The research subjects consisted of 20 second-grade students, while the object of the study was their learning outcomes following the implementation of the scientific learning method. This method encourages students to actively observe, question, experiment, reason, and communicate their learning outcomes independently and responsibly. The research was conducted over three cycles, each including planning, implementation, observation, and reflection stages. The results indicated a significant improvement in students' learning outcomes. In the first cycle, the average student achievement was 75%, which increased to 85% in the second cycle and reached 100% in the third cycle. In addition to cognitive development, there was also notable improvement in social aspects such as independence, responsibility, and discipline. The number of students showing positive development increased from 75% in the first cycle to 95% in the second cycle, and further to 98% in the third cycle. These findings suggest that the scientific learning method is effective in enhancing both academic performance and social character in Catholic Religious Education and Character Education. Therefore, it is recommended that this method be more widely applied in similar learning contexts.

Background:Breastfeeding is expected to help achieve SDGs goal 3, target 2, which is to reduce neonatal mortality to at least 12 per 1,000 live births in all countries by 2030 and stop unnecessary deaths of newborns and children under five. Encouraging healthy breastfeeding is essential to prevent more than 820,000 deaths of children under five each year. Oxytocin massage has been shown to increase the sensation of relaxation, improve sleep quality and comfort, reduce pain and tension, and help increase prolactin and oxytocin levels, which in turn increase breast milk production. Research Method:The research design used the Pre Experimental Design method, namely with the form of a One Group pretest and posttest design without a control group. This study used purposive sampling, with a sample size of 22 respondents. Data analysis used univariate and bivariate. Result:This study showed that the value before oxytocin massage was 16.14 and after oxytocin massage the mean was 27.73. The conclusion of the study shows that the results of the experimental test have a significant value with a p value of 0.000 <0.05. This shows that there is a significant gap in breast milk production between before and after oxytocin massage. Suggestion: It is hoped that midwives at the Lidya Clinic can use this study as input to support increased breast milk production in mothers, especially those in the postpartum period.

Iodine deficiency remains a major health issue, especially in highland regions like Cisukadana Village, leading to an increased risk of goiter that affects metabolism and growth. This study explores an alternative method to improve iodine intake through the use of factory ash waste in salted egg processing. Factory ash waste is known to contain microelements such as iodine, calcium, and magnesium, which can enhance the nutritional value of salted eggs. The research consisted of three stages: community counseling on iodine importance, practical training on making salted eggs using a salt and ash mixture, and product distribution for evaluation. Eggs were soaked in a brine solution mixed with ash waste for 8–10 days to ensure iodine absorption. The results showed that this method increased iodine content in the eggs, extended shelf life, and improved texture and taste. The program positively impacted the community in health (goiter prevention), social (community involvement and student participation), and economic (potential new business using local resources) aspects. This innovation demonstrates a sustainable approach to enhancing iodine intake while reducing industrial waste impact.

This study aims to analyze and visualize the distribution of COVID-19 cases in Indonesia throughout 2020 with a spatial-based quantitative approach. The data used was obtained from the official report of the Ministry of Health of the Republic of Indonesia as of December 30, 2020, including the number of confirmed cases, recovered, and died. The analysis was carried out by integrating clustering methods and Geographic Information Systems (GIS) using Quantum GIS (QGIS) software. The visualization results show significant spatial variations between provinces, where provinces with high population density such as DKI Jakarta, West Java, East Java, and Central Java are recorded as areas with the highest caseload. In addition, areas with limited health facilities also show a high potential risk of transmission and death. Cluster patterns of positive and cured cases generally show similarities, while mortality rates show spatial inequalities that are important to look at. These findings emphasize the importance of spatial data integration in area-based policy planning for pandemic control. Spatial visualization not only facilitates understanding of distribution patterns, but also supports more effective and targeted decision-making.

Hypercholesterolemia is a significant global health problem, with a high prevalence in Indonesia. Although conventional therapies such as statins have been the mainstay of treatment, limited efficacy and side effects necessitate the development of new, more effective and selective drugs. This article explores the role of medicinal chemistry in the discovery and development of cholesterol-lowering drugs, focusing on structure-activity analysis (SAR) and molecular targets. Through structure-based approaches, compounds such as statins and PCSK9 inhibitors have been optimized to increase affinity for biological targets. In addition, exploration of new targets and formulation innovations have shown great potential in improving therapeutic efficacy. Thus, medicinal chemistry contributes significantly to providing safer and more effective therapeutic solutions for the management of hypercholesterolemia.  

This study aims to analyze the influence of technology on Islamic education using a library research approach. The background of this study lies in the increasing use of digital technology in Islamic learning processes, both in formal and non-formal education. Technology is considered capable of expanding access to information, improving learning effectiveness, and supporting more interactive teaching methods. However, the integration of technology into Islamic education also presents challenges, especially in preserving Islamic values and student morality. The findings show that technology can serve as an effective medium for da'wah and education when used wisely and in accordance with sharia principles. Recommendations are addressed to educators and institutions to develop digital-based curricula that remain grounded in Islamic values.    

This study is interested in uncovering the extent to which parental roles, such as emotional support, involvement in learning activities, and provision of learning facilities, can influence students' intrinsic and extrinsic motivation, as well as creating a conducive learning environment at home. By taking MAN 2 Mojokerto as the object of research, it is hoped that the results of this study can provide a clearer picture of the dynamics of interaction between family and school in shaping student character and achievement.The formulation of the problem obtained by the author is how the influence of the role of parents on student learning motivation at MAN 2 Mojokerto, and how the influence of the role of parents on the student learning environment at MAN 2 Mojokerto. From the formulation of the problem, the author's goal is to determine the effect of the role of parents on the motivation and learning environment of students.The results showed: significantly there is a positive and significant relationship between the role of parents on student motivation and learning environment, and significantly there is an influence between the role of parents on student motivation and learning environment. This is evidenced by the results of simple regression analysis based on the simple regression test results showing a value of 0.001. Based on the decision-making guidelines if the significance value is <0.05, it means that variable X has an effect on variable Y. The conclusion is 0.001> 0.05, which means that variable X has a significant effect on variable Y. Based on the hypothesis, H1 is accepted and H0 is rejected.    

Knowledge is the result of the process of understanding and recognizing something obtained through sensing an object. Beta-lactam antibiotics are a type of broad-spectrum antibiotic commonly used to treat bacterial infections, but their use still has the potential to cause side effects in the form of Adverse Drug Reactions (ADRs). This study aims to assess the level of patient knowledge regarding ADRs due to the use of beta-lactam antibiotics at Bendan Pekalongan Regional Hospital in 2024. This study used a prospective correlation design with a non-experimental approach. A total of 29 outpatients taking beta-lactam antibiotics were sampled, selected using a purposive sampling technique. Data were collected through questionnaires, medical records, and analyzed descriptively using Microsoft Excel. The results showed that 41% of respondents had low knowledge regarding ADRs, 28% had sufficient knowledge, and 31% had good knowledge. These findings indicate the need for more intensive education regarding the risks of ADRs in order to improve the safety of antibiotic use.

Idayatul Khasanah (190701009). Differences in Optimism in Students of SMA NU 2 Gresik Reviewed by Gender. This study aims to determine the Differences in Optimism in Students of SMA NU 2 Gresik Reviewed from Gender. This study uses a quantitative approach, with a comparative method. Respondents in this study were students of SMA NU 2 Gresik. The sampling technique with nonprobability sampling using accidental sampling technique. A total of 110 respondents. The scale validity test uses content validity. Reliability test uses Alpha Cornbach. This study uses an optimism scale with a reliability of 0,885. Data analysis uses a different test, namely the independent sample t-test. The results of the hypothesis test show that the hypothesis of this study (Hₐ) is rejected because the Sig. (2-tailed) value is 0.076> 0.05. So, there is no significant difference in optimism in gender. The unproven hypothesis in this study can be caused by various factors that influence students' overall optimism. These factors include socio-economic conditions, the culture that applies in the student's environment, the area of residence (village or city), and social interaction patterns that are formed in schools and families.

Exclusive breastfeeding during the first six months of a baby's life is an important foundation for optimal growth and development. However, the success of an exclusive breastfeeding program is not only determined by the role of the mother, but also depends heavily on the support of the husband as the main companion. This community service activity aims to increase the involvement of husbands in supporting exclusive breastfeeding for the first child through an educational and participatory approach. The target of this activity was a married couple who were waiting for the birth of their first child in Bengkulu City. The implementation of the program is carried out through a series of activities in the form of counseling, interactive discussions, and continuous assistance during pregnancy up to six months after childbirth. Evaluation was carried out using pretest and posttest to measure changes in knowledge and attitudes, as well as observation of the husband's direct involvement in the breastfeeding process. The results showed a significant increase in husbands' knowledge and attitudes towards the importance of exclusive breastfeeding, as well as an increase in their involvement in supporting their wives both emotionally and practically. These findings confirm that education that actively involves husbands can be an effective strategy in supporting the success of exclusive breastfeeding. Therefore, breastfeeding counseling and mentoring programs in the community should be designed holistically by involving both parents as a supportive unit.

The problem of poverty and neglect in Indonesia is still a major challenge, especially in big cities like Surakarta. The Surakarta City Social Service has the responsibility to handle the problems of neglected people so that they get proper social welfare rights. This study aims to analyze the strategies for handling neglected people implemented by the Surakarta City Social Service, especially in the Social Rehabilitation Sub-Division. The method used in this study is a qualitative method with a descriptive approach. Data were obtained through interviews with Social Service employees and observations of the social rehabilitation services provided. The results of the study showed that the strategies used included data collection, provision of shelters, provision of health and social services, and reintegration into society. Although this strategy is quite effective, there are several obstacles such as budget constraints and lack of public awareness. Therefore, synergy is needed between the government

The aim of this study is to evaluate the effectiveness of the learning process. Based on observations of teacher activities during Cycle I, teacher engagement increased from 65% in the first meeting to 81% in the second meeting. This improvement indicates that teacher activity falls within the "good" category. However, not all observed indicators were fully met in each session. In contrast, student activity during the learning process was categorized as "fair," with 61% in the first meeting and 75% in the second meeting. The results of the action test in Cycle I showed that classical learning mastery reached only 36%, which did not meet the predetermined target of 85%. The classical absorption rate was 63%, also falling short of the expected 65%. Out of all students, 8 achieved learning mastery, while 14 did not. This was primarily due to a lack of motivation and limited understanding of the concepts being taught. Based on the observations of both teacher and student activities and the Cycle I test results, the researcher proceeded with Cycle II in an effort to make the learning process more effective and efficient. The teacher made efforts to reflect on and address the shortcomings from Cycle I.

This study aims to comprehensively examine the influence of the Problem-Based Learning (PBL) model integrated with the Internet of Things (IoT) on enhancing students’ problem-solving abilities in physics education. The integration of IoT into PBL is seen as a progressive approach to address the growing demand for innovative instructional strategies that promote higher-order thinking skills. A quantitative approach was adopted, utilizing a quasi-experimental design with a pretest-posttest nonequivalent control group format to assess the effectiveness of the intervention. The participants were 25 undergraduate physics students from the University of West Sulawesi, selected through saturated sampling due to the limited population size. To evaluate students’ problem-solving skills, data were collected using structured written tests designed around five key indicators: understanding the problem, describing the problem, planning the solution, executing the solution, and evaluating the results. Prior to hypothesis testing, normality of the data was assessed using the Kolmogorov-Smirnov test, followed by paired sample t-tests with IBM SPSS Statistics 23 to determine the significance of differences in pretest and posttest scores. The findings revealed a statistically significant improvement in students’ problem-solving skills following the implementation of the IoT-based PBL model, with results showing significance at the 5% level and gain scores classified as effective. These outcomes demonstrate the potential of the PBL-IoT integration to foster critical thinking and improve educational quality. Therefore, the implementation of this instructional model is recommended for physics educators seeking to enhance student engagement, problem-solving proficiency, and learning outcomes through the integration of emerging technologies.    

This article discusses the Direct Instruction strategy, a teacher-centered learning approach that emphasizes systematic and structured delivery of material. The purpose of this study is to address the following research questions: (1) What is meant by direct instruction strategy? (2) What are the characteristics of the direct instruction strategy? (3) What are its strengths and weaknesses? and (4) How is the direct instruction strategy applied in Islamic Religious Education (PAI) subjects? This article uses a library research method by examining various relevant theoretical sources. The findings indicate that direct instruction is an effective approach for delivering factual and procedural knowledge, particularly when learning objectives focus on mastering basic skills and understanding concepts in stages. This strategy is characterized by clear teacher guidance, structured learning steps, and continuous assessment. Its advantages include time efficiency and ease of classroom control, while its drawbacks involve limited student participation and less development of critical thinking skills. In the context of PAI learning, this strategy can be effectively applied to memorization materials, basic conceptual understanding, and character formation through concrete examples and teacher modeling.      

Learning strategies play a vital role in determining the success of the educational process, particularly in achieving learning objectives effectively and efficiently. This article aims to comprehensively examine fundamental concepts of learning strategies by addressing five main research questions: (1) what is the definition of learning strategies? (2) how are models, approaches, strategies, methods, and techniques of learning interrelated? (3) what are the classifications of learning strategies? (4) what are the essential components of a learning strategy? and (5) what considerations are important in selecting an appropriate learning strategy? Using a descriptive-qualitative approach, this article draws upon various educational literature, both classical and contemporary, to formulate a comprehensive understanding of learning strategies. The discussion on the definition highlights that a strategy is not merely a technical step but also a pedagogical framework that reflects a systematic way of thinking. Furthermore, this article emphasizes the importance of understanding the interconnectedness of learning models (conceptual frameworks), approaches (philosophical orientations), strategies (overall plans), methods (procedural steps), and techniques (practical actions) in order for educators to design cohesive and holistic learning processes. The classification of learning strategies is discussed based on the learning approach used, such as expository, inquiry-based, cooperative, contextual, and problem-based strategies—each with its own advantages and challenges. The article also identifies key components of learning strategies, including learning objectives, student characteristics, materials, media, methods, and evaluation. In choosing the appropriate strategy, the author highlights the need to consider factors such as learning goals, learner characteristics, available resources, and the socio-cultural context of the learning environment, particularly within the framework of Islamic education. The findings of this study are expected to contribute both theoretically and practically to the development of more contextual, adaptive, and relevant learning designs, especially for educators and prospective teachers within Islamic State Universities.