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This study aims to analyze the influence of Overconfidence, Disposition Effect, Representativeness, and Financial Knowledge on Investment Satisfaction among young investors in Indonesia. The research sample consists of 252 young investors in Indonesia. The data analysis method used is SmartPLS 4.0. The research findings show that Overconfidence, Disposition Effect, and Financial Knowledge have a significant positive effect on Investment Satisfaction among young investors in Indonesia, whereas Representativeness does not have a significant effect. This study is expected to provide insights for young investors in Indonesia regarding investment satisfaction.

The integration of Artificial Intelligence (AI) in education has introduced a more responsive and personalized learning approach. This study aims to examine the correlation between the intensity of AI usage and students’ learning outcomes. Employing a quantitative approach, the research utilized Pearson Product Moment correlation analysis. A total of 27 students, selected through purposive sampling and known to actively use AI in their learning process, participated in the study. Prior to the correlation analysis, the data underwent validity, reliability, normality, homogeneity, and linearity testing. The results confirmed that the instrument met the criteria for validity and reliability (Cronbach’s Alpha = 0.824), with data distribution being normal and homogeneous, and the relationship between variables being linear. The Pearson correlation coefficient of r = 0.583 with a significance value of p = 0.001 indicates a statistically significant and moderately strong positive relationship. These findings suggest that AI plays a meaningful role in enhancing students’ learning effectiveness. Therefore, it is essential to provide guidance and development efforts to ensure AI is utilized ethically and educationally to optimize its impact in academic settings.

The era of the Industrial Revolution 4.0 and Society 5.0 brings significant changes in various aspects of life, including education. Islamic educational institutions, as vital entities in shaping the character and knowledge of younger generations, are required to undergo digital transformation to improve governance and management quality. Management Information Systems (MIS) serve as a primary tool that can integrate administrative processes, data management, and decision-making effectively, efficiently, and accountably. This study discusses the optimization of MIS in strengthening the governance of Islamic educational institutions, focusing on the challenges and opportunities faced in this era of advanced technology. The research method employed is qualitative descriptive, reviewing literature and previous studies concerning MIS and the management of Islamic educational institutions amidst digital technological dynamics. The findings indicate that optimizing MIS demands developing human resource capacities, improving technological infrastructure, and fostering an organizational culture adaptive to digital change. Although challenges such as infrastructure limitations, cultural resistance, and data security issues exist, opportunities arising from technologies like cloud computing and big data pave the way for more modern and competitive institutional management. Strengthening governance through MIS not only enhances efficiency but also supports accountability and transparency in line with Islamic values that emphasize honesty and responsibility. Thus, optimizing MIS is a key strategy to ensure Islamic educational institutions can adapt and thrive in the Industrial Revolution 4.0 and Society 5.0 era.

This study aims to examine the effect of organizational support on organizational citizenship behavior with organizational commitment as a mediating variable. The sample consisted of 43 respondents selected using a saturated sampling (census) method. Data were collected through questionnaires and analyzed using descriptive statistics and inferential analysis through the Partial Least Squares Structural Equation Modeling (SEM-PLS) approach. The results indicate that organizational support has a positive and significant effect on organizational citizenship behavior. Organizational commitment also has a positive and significant effect on organizational citizenship behavior. Furthermore, organizational support positively and significantly affects organizational commitment. Organizational commitment partially and complementarily mediates the influence of organizational support on organizational citizenship behavior. Theoretically, this research supports the Social Exchange Theory. Practically, the findings can serve as input for the management of Taman Tirtagangga to enhance employee support in order to foster voluntary behaviors and employee commitment.  

The rapid economic and political rise of emerging countries has led to a change in the dynamics of power in the global system, as economic blocs have provided an important developmental role in the international economy. "For example, the BRICS group has occupied an important role as an influential group on the stage of international politics، Accordingly, the aim of the research was within the framework of seeking to know the developmental role of emerging economies in the global economy, in addition to knowing the impact of economic blocs in those countries in contributing to achieving international economic stability, according to the hypothesis that economic blocs in emerging countries have a positive role in developing the global economy. "The research was used The analytical method in verifying the research hypothesis. The research concluded that the BRICS bloc played many roles in global economic performance, which contributed to strengthening the institutional aspect of the BRICS countries, represented by the New Development Bank and the Emergency Reserve Arrangement, which are two of the main features of cooperation between emerging economies and developing countries". Hence, this makes it necessary to understand the role of BRICS as an important platform in the international system.

The performance of data mining techniques has been proven accurate in many studies, but each method in data mining techniques has different accuracy depending on the type of data that is the object of research. Methods in data mining techniques are divided into several functions, namely: clustering, association, classification, and prediction, where each data mining technique objective has a superior method. Therefore, in this case the author will compare the performance of the multiple linear regression method, and neural networks with fuzzy mamdani in predicting the income of PLN Unit Takengon. In several studies, the Backpropagation method shows the highest accuracy compared to other methods. Then the prediction model with multiple linear regression also has the highest accuracy as well as the Fuzzy Mamdani method has high accuracy too. Therefore, the purpose of this study is to compare the three methods, so that it can be determined which method has a higher accuracy value. The results of this study indicate that the Back propagation method has the highest accuracy and the lowest average error, namely a MAPE value of 5.9% with an accuracy of 94.1% and an RMSE of 14398.14, followed by the multiple linear regression method obtaining a MAPE value of 6.9% with an accuracy of 93.1% and an RMSE of 15527.41, then for Fuzzy Mamdani obtaining a MAPE value of 7% with an accuracy of 93% and an RMSE of 16077.76.

The purpose of this study is to determine the effect of apparatus competence, internal control and financial systems on fraud prevention in the management of village fund financial reports in Rokan Hulu Regency. In addition, this study also tests individual morality as a moderating variable for the relationship between internal control and financial systems on fraud prevention in the management of village fund financial reports in Rokan Hulu Regency. This research design uses a quantitative approach with the type of primary data that is the sample of village officials from 139 villages in Rokan Hulu Regency. The sample determination was done using the Cluster random sampling technique. The minimum sample in this study was 246. The data analysis technique used in this study uses SEM (Structural Equation Modeling) with the help of IBM-Amos software. The results of this study indicate that internal control and financial systems have an effect on fraud prevention, but the competence of the apparatus does not have an effect on fraud prevention. In addition, individual morality is not able to moderate the effect of the competence of the apparatus and financial systems on fraud prevention. However, it is able to moderate the effect of internal control on fraud prevention.

Environmental crises such as climate change, ecosystem degradation, and pollution have prompted countries to formulate environmental policies aimed at preserving environmental sustainability. However, the effectiveness of these policies is often questioned, particularly in their implementation. This article aims to evaluate the impacts of environmental policies implemented over the past decade on biodiversity, air quality, and waste management, as well as to identify implementation barriers and provide recommendations for policy improvement. The study employs a literature review method by analyzing various scientific sources, policy reports, and related documents. The evaluation results indicate that economic incentive-based policies, such as carbon taxes and renewable energy subsidies, tend to be more effective in reducing emissions and promoting clean energy adoption. Nevertheless, policy implementation frequently faces obstacles including lack of political support, limited resources, public resistance, and weak inter-sectoral coordination. Improvement strategies are needed, including enhanced cross-sector collaboration, strengthened data and information systems, and public education to support the success of sustainable environmental policies.

This study evaluates the Mobile Samsat Car Program in North Surabaya using the CIPP (Context, Input, Process, Product) model to assess the program's effectiveness in improving motor vehicle tax services. A qualitative method was applied, involving observation, interviews, and documentation analyzed descriptively. The context evaluation revealed that the program emerged due to the rising number of vehicles and limited public access to the main Samsat office. The input analysis showed limitations in human resources, operational vehicles, and service facilities, which hinder the delivery of inclusive public services. In the process aspect, the program showed commendable efforts in reaching the public, but coordination issues among agencies and lack of public outreach led to low participation. Regarding the product, the program has yet to significantly enhance taxpayer awareness and compliance. Overall, the CIPP evaluation indicates that while the Mobile Samsat Car Program is a relevant innovation responding to public needs, it still faces several implementation and outcome challenges. To optimize its impact, improvements are needed in resource availability, service processes, and public education strategies. With continuous development guided by evaluation findings, the program holds strong potential to offer effective, accessible, and efficient tax services across all social levels in Surabaya.

The current global economic situation is facing various complex challenges, including climate change, economic inequality, and technological revolution. The Keynesian theory, which emphasizes the active role of government in stabilizing the economy, remains relevant for designing adaptive and sustainable economic policies. This article discusses the development of Keynesian theory in addressing future challenges, focusing on green investment, equitable redistribution policies, and strengthening technological innovation. The research method used is a descriptive qualitative literature study with thematic analysis of national and international scientific sources. The findings indicate that the renewal of Keynesian theory should not only aim at maintaining short-term stability but also support long-term sustainability by emphasizing the synergy between fiscal policy, technological innovation, and social justice.

This study aims to examine the implementation of Regional Regulation Number 4 of 2014 concerning the Protection and Empowerment of Farmers and Fish Farmers in Sidoarjo Regency. Focusing on Gisik Cemandi Village as the case study, this research employs a qualitative descriptive approach with Grindle’s policy implementation theory as the main analytical framework. The findings reveal that while various programs such as skill training, fuel subsidies, fishing equipment aid, and institutional strengthening have been carried out, there are still obstacles in equitable distribution, budget constraints, and continuity of the programs. Nevertheless, strong inter-agency coordination, responsiveness of the implementers, and active participation from the fishermen community contributed positively to the overall implementation. This study underscores the importance of aligning public policy with community needs to achieve sustainable development in coastal areas.

This study examines legal protection for child victims of sexual crimes from a criminal law perspective. Using a normative approach and literature review, this study aims to determine the legal protection for child victims of sexual violence, factors that influence the occurrence of sexual violence against children, and efforts to prevent sexual violence against children. The results of this study indicate that Indonesia has a responsibility to protect child victims of crime. Law Number 23 of 2002 in conjunction with Law Number 35 of 2024 in conjunction with Law Number 17 of 2016 concerning Child Protection provides a basis for protection that includes children's rights, protection from violent crimes and discrimination, and fulfillment of their dignity and honor. Special protection is given to child victims of sexual violence through rehabilitation, protection of victim identity, guarantee of safety for victim witnesses, and accessibility to case developments. Criminal sanctions for perpetrators of sexual violence against children are regulated in the Law and the Criminal Code. In handling cases of sexual violence, the role of forensic medicine is crucial in terms of collecting the necessary evidence. The principle of diversion is also applied in handling cases of sexual violence involving minors. Serious coordination between the police, prosecutors, and judges is needed to eradicate sexual violence against children. In closing, this study presents a general overview of legal protection for child victims of sexual crimes from a criminal law perspective. Efforts continue to be made to strengthen the protection and prevention of these crimes through coordination between institutions and effective law enforcement.

The development of information technology has driven significant changes in the practice of contract making, from manual-based to increasingly using electronic systems. This research discusses the validity of the legal certainty of electronic contracts compared to manual contracts. Electronic contracts offer efficiency and flexibility, but raise concerns regarding the validity of electronic signatures, data security, and legal proof in the event of a dispute. Meanwhile, manual contracts are considered more concrete and easily accepted as evidence due to their physical form. Through a normative approach with the analysis of laws and regulations and legal literature, this study found that both types of contracts have equal legal standing as long as they fulfill the legal requirements of an agreement according to the Civil Code. However, electronic contracts face challenges in legal protection, identity authentication, and document integrity. It is necessary to strengthen technical regulations, digital legal education, and technological infrastructure to ensure the validity and legal certainty of electronic contracts to be equivalent to manual contracts, so that the rights and obligations of the parties can be fairly protected in today's digital era.    

This study aims to explore alternative online loans that are in accordance with Islamic principles and their relevance to universities, as well as to understand how universities can play an active role in providing more ethical and responsible online loan alternatives for their students. The research method used is literature analysis and case study, by collecting data from various relevant sources and conducting in-depth analysis of the concept of Islamic-based online loans and their implementation in universities. The results show that Islamic-based online loans, zakat funds, infaq and sadaqah, strict regulations, development of Islamic-based online loans, financial education, and cooperation with Islamic financial institutions can be more ethical and responsible financial solutions for students. The discussion of the results shows that universities can play an active role in providing more ethical and responsible online loan alternatives for their students by collaborating with Islamic financial institutions and developing comprehensive financial education programs. This study also shows that awareness of the importance of finance in accordance with religious and ethical values is crucial in creating a generation that is more caring and responsible in managing their finances and lives. Thus, this study can contribute to the development of more effective university policies and programs in supporting student welfare and increasing awareness of the importance of finance in accordance with religious and ethical values.

This research examines the matrilineal inheritance system in Minangkabau society through the perspective of maqasid al-sharia and the principles of Adat Basandi Syarak, Syarak Basandi Kitabullah (ABS-SBK). The matrilineal inheritance system which transmits inheritance through the mother's lineage is considered controversial in relation to Islamic law which is based on faraid. Through a qualitative approach using literature study and interview methods, this research analyzes the fatwas of Minangkabau female clerics which emphasize that the customary system can be in harmony with the main objectives of Islamic law, such as the protection of life, offspring, property and religion. The results show that female ulama see this system as a form of contextual ijtihad that considers justice and social benefit. The distinction between high inheritance (custom) and search property (divided according to Islamic law) reflects the flexibility in combining adat and sharia. Therefore, the Minangkabau matrilineal inheritance system is not only considered valid according to custom, but is also relevant to maqasid al-sharia.

The documentary film “Thread by Thread: Mengurai Krisis Fast Fashion di Indonesia” is a 14-minute film that explores the environmental and social impacts of the fast fashion industry in Indonesia, along with the low public awareness of this issue. It highlights problems such as textile waste, labor exploitation, and the role of social media in reinforcing consumerist culture. “Thread by Thread” is designed as an educational tool to enhance public literacy and encourage more responsible and sustainable fashion consumption. During its creation, the writer served as the scriptwriter, responsible for crafting a factual and systematic narrative using an expository approach structured into three acts. Act I presents the factual context of fast fashion in Indonesia; Act II discusses its negative environmental impacts and the controversy over thrifting as an alternative solution, supported by data and interviews; and Act III offers sustainability-based solutions with an appeal for audiences to be critical and responsible in their fashion choices.

Hypertension is a common disease in society and can lead to serious complications if not properly managed. This study aims to design a web-based expert system to assist in diagnosing hypertension using the Certainty Factor and Dempster Shafer methods. The Certainty Factor method is used to measure the confidence level of reported symptoms, while the Dempster Shafer method combines information from various sources to generate more accurate decisions. The system is designed with a user-friendly interface to facilitate access for medical personnel and patients. The research results show that the Certainty Factor method achieved an accuracy 97,9%, while the Dempster Shafer method reache 96,4%. The accuracy difference of 1,4% indicates that the Certainty Factor method is more effective in handling the uncertainty of hypertension symptoms than the Dempster Shafer method.

The purpose of this study is to assess how effective. of the e-Samsat application as a vehicle tax payment platform using the End-User Computing Satisfaction (EUCS) approach. The EUCS model evaluates five dimensions: content, accuracy, format, ease of use, and timeliness. Data collection was carried out by means of questionnaires provided to 33 participants who are e-Samsat users in Central Lombok. The analysis methods include convergent validity testing, AVE, discriminant validity, and construct reliability. The findings indicate an average overall satisfaction score of 3.68 out of 5, classifying the e-Samsat application as "effective". This result suggests that e-Samsat has largely met user expectations, especially in terms of accessibility and information accuracy, although improvements are still needed to reach the "highly effective" category.

This study is motivated by the current need for research on pesantren management using the Balanced Scorecard approach, which is essential to identify areas that require improvement in order to increase public interest. Innovative institutions have the opportunity to adopt the Balanced Scorecard as a strategic management system for managing long-term strategies. The research employs a qualitative method and was conducted at Pondok Pesantren Anharul Ulum Soko Plumpungrejo Kademangan Blitar and Pondok Pesantren Bustanul Mutaallimat Dawuhan Kauman Kepanjen Kidul in Blitar City. Data collection techniques include participant observation, in-depth interviews, and documentation. Data analysis techniques involve data condensation, data display, and conclusion drawing or verification. The findings reveal that target setting to build public interest is carried out through several measures. First, institutional development involves transforming pesantren from a salafi model into an integrated institution equipped with formal education facilities. This transformation includes requiring students to reside on-site and implementing strict selection processes to maintain the quality of the pesantren. Additionally, programs and curricula are designed to align with community needs by considering feedback from prospective students' parents, many of whom desire a combination of formal education, pesantren learning, and Quran memorization. Furthermore, the performance of pesantren in building public interest is measured through four perspectives: financial perspective, customer satisfaction perspective, internal business process perspective, and growth and learning perspective.

Indonersia's national erducation underrscorers ther significancer of characterr erducation rooterd in Pancasila and ther 1945 Constitution, prioritizing ther derverlopmernt of morally upright and intergrity-oriernterd perrsons.  This articler erxaminers ther erfficacy of cooperrativer lerarning in Christian Rerligious ERducation (CRER) as a merthod for fosterring characterr derverlopmernt in pupils.  A qualitativer merthodology and literraturer rervierw werrer ermployerd to collerct and asserss perrtinernt information.  Ther rerserarch findings dermonstrater that cooperrativer lerarning erfferctiverly ernhancers studernts' interrerst, motivation, and comprerhernsion of CRER materrial.  Studernts participater in derbaters and partnerrships, promoting ther cultivation of social skills and moral principlers, including lover and rersponsibility.  Nonertherlerss, obstaclers in erxercuting cooperrativer lerarning werrer also rercognizerd, including disparitiers in studernts' capabilitiers and unervern group dynamics.  Proficiernt managermernt by erducators is crucial to tackler therser issuers and guaranterer ther erfficacy of ther lerarning procerss.  This rerserarch concluders that ther implermerntation of characterr erducation via CRER and cooperrativer lerarning sererks to ernhancer acadermic perrformancer whiler also cultivating perrsons erquipperd to confront future moral and social difficulties.  Consequently, character education fosters the development of a harmonious and equitable society, while also cultivating a generation of adolescents with virtuous character.