The UMKM digitalization is carried out by utilizing digital technology to expand the marketing of UMKM products through digital marketing. The method used is the observation method by going directly to the UMKM location. The selected UMKMs in this service are UMKM Dua Putra and UMKM Tempe and Soy Milk. After conducting a survey and finding the problems faced by these UMKMs, this service carried out the development of UMKMs by making UMKM product brands and logos, making Google Maps, and making QRIS. The results and benefits obtained from this activity are first, branding UMKM products by giving the name “Tempe Ndeso” and making a logo so that it can increase consumer attractiveness and increase sales. Second, location placement on Google Maps for UMKMs so as to facilitate buyer access and increase visibility. Third, the implementation of the QRIS payment system at the Dua Putra UMKMs for an integrated digital payment system to facilitate transactions and increase payment efficiency.

Because we are social creatures, laws establish norms about how members of society should interact with each other. The Constitution of the Republic of Indonesia establishes a legal framework to regulate all human interests, including human rights. An agreement is an important document that regulates the responsibilities and privileges of individuals involved in a contractual relationship. An agreement is defined as a legally binding act that binds the promising parties in Article 1313 of the Indonesian Civil Code. However, agreements are not always enforced, and defaults occur all the time; for example, PT. Bank Rakyat Indonesia (Persero) Tbk is fighting debtors who have not paid their bills. The causes of default, its impact on the parties, and the procedures required by law to resolve disputes are all discussed in this abstract. It is believed that a thorough understanding of default will help prevent similar incidents in the future and find fair and efficient solutions.

Research on Artificial Intelligence (AI) in finance has been growing significantly alongside its increasing implementation in the financial sector. This development raises questions about the specific financial areas and AI technology applications that are most frequently explored as research topics within AI in finance. This study aims to address these questions by employing a systematic literature review (SLR) method, analyzing journal articles indexed in Scopus (Q1–Q4) and published between 2020 and 2024. A search conducted using Publish or Perish on the Scopus database identified 496 records, which were subsequently filtered to 94 articles using the PRISMA protocol. The selected articles were examined through bibliometric analysis using VOSviewer, followed by content analysis. The findings reveal that fintech and risk management are the most frequently discussed financial areas in AI in finance research. Moreover, machine learning emerges as the most commonly addressed AI technology application in this domain. Notably, the combination of machine learning and risk management stands out as the most prominent research topic.

This research is motivated by the rampant moral decadence that needs attention. Underlining the responsibility of parents and educators in educating children, including the importance of the right method to shape children's faith, morals, knowledge, mentality, and social. Sheikh Nawawi Al Bantani and Abdullah Nashih 'Ulwan were appointed as the main focus because of their influential thoughts in the context of children's education. The purpose of this study is to describe, compare, and analyze the relevance of the thoughts of the two figures regarding children's education in the context of contemporary Islamic education. This study uses a Qualitative Descriptive-Analytical approach with a literature review nature. The data obtained are sourced from primary data as the main reference obtained from a book entitled Tarbiyatul Aulad Fil Islam by Dr. Abdullah Nashih 'Ulwan and the book Tanqih Al-Qaul by Sheikh Nawawi Al-Bantani. While secondary data is obtained from journals, expert books, and previous scientific articles. Descriptive in explaining the arguments and comparison of the two concepts and methods, analysis to describe the contents in depth. In this study it was found that the educational methods proposed by Sheikh Nawawi al-Bantani and Abdullah Nashih have similarities even though the approaches and implementations are different, both discuss Islamic education that prioritizes noble morals which are very relevant considering the contemporary era which is full of moral crises.

This study aims to describe the creativity of children in Group B at TK State Pembina Ki Hajar Dewantoro I Kindergarten, Kota Selatan District, Gorontalo City. The research employed a qualitative method focusing on children's creativity in Group B. The study involved 24 children from Group B and one teacher as subjects. Data were collected through interviews and documentation. Data analysis was conducted through data reduction, data presentation, and conclusion drawing. The results revealed that the creativity of children in Group B at TK State Pembina Ki Hajar Dewantoro I Kindergarten, Kota Selatan District, Gorontalo City, could develop optimally based on several indicators. The first indicator, fluency, showed that most children were able to generate numerous ideas quickly and complete specific tasks efficiently. The second indicator, flexibility, indicated that children could create diverse ideas, provide varied answers, and explore alternative solutions. The third indicator, originality, revealed that children could produce unique and unconventional ideas or solutions and solve problems in an original manner. The fourth indicator, elaboration, demonstrated that children could expand their ideas and provide detailed descriptions of an object. The fifth indicator, redefinition, showed that children were capable of revisiting an object and solving problems related to it effectively.

This study aims to describe: (1) types of errors in the use of Indonesian language which include errors in spelling, word choice, sentence structure, and paragraph structure; (2) factors causing errors in observation reports of grade VIII students at SMPN 6 Rajadesa; and (3) efforts made to overcome these language errors. This study uses a qualitative descriptive method with a content analysis approach to samples in the form of observation reports from 3 grade VIII students of SMPN 2 Rajadesa. The results of the study show that: First, the forms of language errors found include errors in spelling, choice of diction, sentence structure, and paragraph structure. Second, factors causing language errors in the report include students' lack of understanding of language rules, inaccuracy when writing, low motivation in writing, and limited student vocabulary. Third, efforts made to correct language errors in this observation report include the application of writing learning with a process approach, increasing understanding of language rules through reading activities, and increasing writing practice for students.

PT. Pelayaran Cahaya Papua Dumai Branch is one of the companies operating as a Shipping Agency (ship agency) which provides domestic and international services. PT. Pelayaran Cahaya Papua also provides ship services such as ship needs (reflagging, fresh water, bunker), and also provides services for processing ship certificates that are entering their expiry date. The discussion presented in this paper is the Ship Sanitation Control Exemption Certificate (SSCEC) Certificate Extension Procedure at the Class I Port Health Office (KKP) by PT. Dumai branch of the Papua Light Cruise. In the Ship Sanitation Control Exemption Certificate (SSCEC) Certificate Extension Procedure, the company deals directly with relevant agencies, both government and private (companies). By having a good relationship with the shipowner (ship owner) who has been given the authority to make a Letter of Appointment (LOA) agreement to agent their ships, the Company can more freely convey information regarding ship certificates because information regarding ship certificates has a very important role in managing the arrival and departure of ships. To obtain data, the author used 2 (two) types of observation methods in collecting data, namely direct observation of field study and library study. Thus the author can conclude that the procedure for extending the Ship Sanitation Control Exemption Certificate (SSCEC) at the Class I Port Health Office (KKP) has been running smoothly.

The research was conducted by providing training and enhancing the understanding of mathematical concepts among the fifth-grade students of SDN 2 Kembiritan. The goal is to improve the students' understanding of mathematical concepts. The methods used in this activity are direct practical methods and lecture methods. The instruments used were pre-tests and post-tests. Based on the service, it can be concluded that the use of the Fractional Clock media has proven to be able to improve the learning outcomes of fifth-grade students at SDN 2 Kembiritan, as evidenced by the learning outcomes after the use of the learning media meeting the established criteria, with 70% of students achieving scores above the Minimum Completeness Criteria (KKM).

Education is the key to all quality progress and development, because with education humans can realize all their potential both as individuals and as citizens of society. The low quality of the teaching and learning process and outcomes indicates that the interaction between students and learning resources, such as teachers and the environment, is not effective so that the learning outcomes achieved are not optimal, resulting in low educational quality. Education is a process for someone to gain knowledge, experience and behavior. Apart from that, the role of education is also an important factor in a person's ability to solve problems in their life with the values ??in society.

Indonesia's full membership in the Financial Action Task Force (FATF) occurred at the end of the FATF Plenary Session on October 27, 2023, in Paris, France. Indonesia's acceptance as the 40th member of the FATF results from a long road traveled over the years and is an international recognition of Indonesia's efforts in combating money laundering and terrorism financing. FATF is an important forum for Indonesia to be understood as a safe investment country and a supporting factor for the standard context of countries in establishing business relations with the international community. This research analyzes Indonesia's interest in becoming a full member of the FATF which can be explained based on national interest theory and rational choice theory using literature-based data collection techniques. Despite the costs of membership and obligations, Indonesia's decision to become a full member of the FATF is considered appropriate because it can improve the integrity of the financial system, strengthen its position in the global economy, and have a positive reputation internationally.Keanggotaan penuh Indonesia di Financial Action Task Force (FATF) terjadi pada akhir Sidang Pleno FATF pada 27 Oktober 2023 di Paris, Prancis. Diterimanya Indonesia sebagai anggota ke-40 FATF merupakan hasil dari jalan panjang yang telah dilalui selama bertahun-tahun dan merupakan pengakuan internasional atas upaya Indonesia dalam memerangi pencucian uang dan pendanaan terorisme. FATF merupakan forum penting agar Indonesia dapat dipahami sebagai negara investasi yang aman dan faktor pendukung untuk standar konteks negara-negara dalam menjalin hubungan bisnis dengan dunia internasional. Penelitian ini menganalisis kepentingan Indonesia untuk menjadi anggota penuh di FATF yang dapat dijelaskan berdasarkan teori kepentingan nasional dan teori pilihan rasional dengan menggunakan teknik pengumpulan data berbasis literatur. Meskipun terdapat biaya keanggotan dan kewajiban, keputusan Indonesia menjadi anggota penuh FATF dinilai tepat karena dapat meningkatkan integritas sistem keuangan, memperkuat posisi dalam perekonomian global, dan reputasi positif di dunia internasional.