Publication Search

This study focuses on analyzing the impact of Islamic financial literacy on the interest in investing in the Shariamarket. Islamic financial literacy involves a deep understanding of financial principles that comply with Islamic law, including zakat, riba, and the principle of justice in financial transactions. The growing awareness of halal and Sharia-compliant investments suggests that Islamic financial literacy can be a decisive factor in investment decisions. This study uses a quantitative method by distributing questionnaires to 200 respondents, comprising prospective investors and active investors in the Sharia capital market. The results of the study indicate that higher levels of Islamic financial literacy positively correlate with greater interest in investing in Sharia capital market instruments such as sukuk and Sharia mutual funds. These findings highlight the need for more intensive Islamic financial education programs to improve public literacy and support the development of the Sharia capital market in Indonesia. Supporting policies and innovations in Sharia investment products are also identified as crucial factors in encouraging investment interest. Thus, this study concludes that enhancing Islamic financial literacy can play a significant role in advancing the Sharia capital market and supporting a more inclusive Islamic economy. This research demonstrates that Islamic financial literacy significantly influences investment interest in the Sharia capital market. Investors with a solid understanding of Islamic financial principles such as riba (usury), zakat (almsgiving), and profit-sharing are more likely to opt for Sharia-compliant investment products like sukuk (Islamic bonds) and Sharia mutual funds. The study underscores the importance of comprehensive financial education programs and the availability of accessible information to enhance Islamic financial literacy among the public. These efforts are expected to increase participation in the Sharia capital market and support more inclusive and sustainable economic growth in Indonesia.

Zakat, infaq, and alms are forms of charity that are part of the worship of Muslims, especially infaq is seen as an important tool to increase social solidarity and create economic justice. This study aims to identify and analyze the role of infaq in strengthening the community's economy from the study of the Qur'an and Hadith. The method used in this study is library research, using a qualitative approach. The data sources used are the Qur'an, Hadiths, books and journals related to the theme for the validity of the data presented. The results of the study show that based on a cross-disciplinary study involving the perspective of the Qur'an, Hadith, and economics, infaq that is carried out voluntarily without coercion has a positive impact on economic growth, both at the individual level and at the macro social level.

The focus of sharia monetary economics is to apply Islamic rules in financial management to improve welfare and reduce poverty. The system emphasizes the concepts of justice and equity and avoids elements such as usury, uncertainty, and excessive speculation. The sharia monetary economy aims to increase income equality by using instruments such as zakat, infaq, alms, and waqf. This study shows how sharia monetary economics can help overcome poverty in Indonesia, especially through sharia financial instruments such as microfinance institutions and yield principles. Studies show that Islamic finance improves economic stability and helps people achieve sustainable prosperity.

Alms is one of the obligations carried out by a Muslim who has excessive wealth. Those who are obliged to give alms to those who are entitled to receive it. This is because the recommendation from the Koran and Sunnah to give alms is not binding. The discussion in it explains the hadith regarding the virtues of almsgiving. The method used in the research is hadith thematic with a grounded theory approach. The hadiths found were 8 hadiths, namely the history of Bukhari, Muslim, and An-Nasa'i. This research concludes that almsgiving is something that Muslims must do because it will bring many benefits to those who do almsgiving, and there are many rewards to be gained.

Waqf is one of the instruments of Islamic philanthropy that plays a strategic role in building sustainable welfare for the people. Although the term waqf is not explicitly mentioned in the Qur'an, its basic values are scattered throughout various verses that talk about infaq, almsgiving, distribution of wealth, and social justice. This article aims to analyse Qur'anic verses that have a substantial connection with the concept of waqf through a thematic (maudhu'i) interpretation approach, as well as to examine its relevance to efforts to improve the welfare of the ummah in a contemporary context. This study uses a qualitative-descriptive literature review method, drawing on the Qur'an, classical and contemporary interpretations, and scientific literature related to waqf and Islamic economics. The results of the study show that the principle of waqf in the Qur'an emphasises the sustainability of benefits, the trustworthiness of asset management, and an orientation towards social justice, all of which are relevant to the development of productive waqf as a solution for the welfare of the modern community.

A foundation is a non-profit organization operating in the fields of religion and education, with its primary funding coming from public donations in the form of alms and charity. Although it is not intended to generate profit, a foundation must still address financial aspects and prepare financial reports in accordance with applicable standards to ensure accountability to the public. Good financial management involves budgeting, cash flow management, expense oversight, transparent financial reporting, and financial report analysis. The main issue faced by Yayasan Cipta Solo Berbagi is ineffective financial management, with financial reports being simple ledgers and not compliant with ISAK 35 standards. The Pustapako community service team collaborated with Yayasan Cipta Solo Berbagi to address this issue through a series of activities, including focus group discussions (FGDs), training, and the implementation of a web-based accounting information system. The results indicate that by applying appropriate accounting standards and using a suitable accounting information system, the foundation can produce more transparent, accurate, and comprehensible financial reports. The foundation's management now has improved capabilities in financial management, enhancing donor and public trust. This program also opens opportunities for similar programs in the future with more in-depth material and long-term support programs for foundations.  Keywords: Non-profit foundation, financial management, financial reporting, ISAK 35, accountability, accounting information system, training, community service

Water alms are one way to get forgiveness from Allah SWT and get heaven. There is a hadith that discusses the virtue of giving drink to animals. This shows that Islam teaches to do good to every creature, including animals. Among the hadiths that are raised is the discussion of an adulterer who gave a dog a drink, and finally he got forgiveness of sins. One thing to note is no matter how bad your past is, no matter how big the sins you have made, do not despair and feel very low, believe that Allah's forgiveness is real, open, Promise to repent and cover up his actions with good deeds and sincerity in carrying them out.    

This research uses a qualitative research method with a case study approach. Data collection techniques using observation, interview and documentation. Data sources in this study include principals, Islamic Religious Education teachers and students. Data analysis techniques used in this study are data collection, data reduction, data presentation, conclusion drawing. Triangulation used to test the validity of data triangulation techniques and sources. Research Results: (1) The method of strengthening responsibility character education through Islamic religious education learning is by habituation, exemplary, and advice carried out by students to carry out their duties and responsibilities as a Muslim-muslimah: (2) The implications of the method of strengthening responsibility character education through Islamic religious education learning The results of research findings in the field Attending school on time makes students more disciplined, throwing garbage in its place awareness that the need to keep the environment beautiful, clean and cleanliness is part of faith. Obeying worship through gemajusa learning makes students more accustomed to worship so that it becomes a habit that is always done and almsgiving is carried out by all students to make students care about others through almsgiving.

Culture is the result of human thought so that it is manifested by humans in everyday life. The form of culture cannot be separated from the existence of space and time which are produced from cultural elements. Javanese society in general who live in rural areas in living and carrying out daily life is covered by various traditions.Nyadran comes from Hindu and Buddhist traditions that originated in the 15th century, and Walisongo combined this tradition with his preaching so that he could easily embrace Islam. Initially, the saints tried to straighten out the Javanese people's beliefs about animism, which in Islam is known as polytheism. To avoid misunderstandings with these traditions, the saints complemented them by taking them, filling them with verses such as the Qur'an, tahlil, and prayers. Earth Alms (Nyadran) as a form of gratitude for the Javanese and Islamic traditions of the Sumur Village Community, Brangsong District, Kendal, usually in the Sumur village they carry out the nyandran tradition right on Friday Kliwon in the month of Mubarrom (Suro). This tradition is carried out by the Sumur village community to commemorate the ancestral heritage site of the Sumur village in the form of a spring to meet the needs of the Sumur village community in the form of water before the existence of PAMDES. The event is filled with prayers addressed to the ancestors who preceded them.

Islamic philanthropy management plays an important role in managing zakat, infaq, alms and waqf funds in a structured and accountable manner. The aim is to achieve social justice and equal distribution of welfare, help the poor, support social development, and strengthen the Islamic brotherhood. The basic principles of Islamic philanthropy management include sincerity, justice, target accuracy, efficiency and accountability. In its implementation, professional philanthropic institutions are established, effective fund collection systems, use of information technology, development of human resources, and development of innovative philanthropy programs. With effective management of Islamic philanthropy, it is hoped that it can create a just, prosperous and noble society.

Local wisdom functions as a bridge between spirituality and sustainable living, especially in rural communities such as Wates Village. This article explores the integral role of local wisdom in maintaining cultural heritage and environmental balance in villages. Through in-depth study of traditional practices, such as the ritual of recitation of petilasan, earth almsgiving, and others. this research highlights how these customs are deeply rooted in spiritual beliefs that encourage ecological conservation. This paper argues that local wisdom in Wates Village not only strengthens cultural identity but also provides practical solutions for sustainable development. By examining how spirituality influences conservation efforts and community resilience, this research highlights the broader implications of local wisdom in addressing modern challenges. These findings show that the application of traditional knowledge systems can make a significant contribution to cultural continuity and environmental sustainability, as well as providing valuable insights for communities facing the pressures of globalization and environmental degradation. This research uses an interview method by going directly to meet the community and mingle so they can find out about the local wisdom that exists in this place. The aim of this research is to find out how much local wisdom exists in this village so that we KKN 102 students understand more about the culture in this village.

Economic development is the main goal that every country wants to achieve to improve people's welfare, reduce poverty, and encourage sustainable economic growth. This study examines the important role of philanthropic institutions and fiscal policy in encouraging economic development, both in general and from an Islamic economic perspective. Philanthropy, through voluntary contributions such as zakat, infaq, alms, and waqf, helps fill gaps that cannot be fully addressed by the public sector, improves people's welfare, and reduces socio-economic disparities. Fiscal policy, as the main tool of government, plays an important role in managing state revenues and expenditures, influencing economic growth, income distribution, and macroeconomic stability. Through in-depth literature analysis, this research finds synergies between the philanthropic sector and fiscal policy that can strengthen sustainable economic development. This study also provides insight into the development of Islamic economics in the last three decades, showing significant progress in academic research and operational practice. It is hoped that the results of this research can provide significant policy recommendations to maximize the potential of these two tools in achieving fair and sustainable economic development.  

Unemployment is a significant economic problem that can affect society's well-being. In an Islamic economic perspective, unemployment is viewed through the lens of social justice, equitable distribution of wealth, and other sharia principles. The causes of unemployment in an Islamic economy include unfair distribution of wealth, lack of relevant education and skills, injustice in the conventional interest-based financial system, and economic and political instability. To overcome unemployment, Islamic economics offers solutions through the effective implementation of zakat, alms and waqf, the use of profit-sharing-based financial instruments such as mudharabah and musyarakah, as well as investment in education and skills training. The government also plays an important role in creating an environment that supports job creation through fair and stable policies. Encouraging entrepreneurship through training and access to capital is also an effective strategy in reducing unemployment. This holistic approach not only aims to reduce unemployment levels, but also to create a more just and prosperous society in accordance with Islamic economic principles.    

This article discusses the tradition of sea alms in Cilacap Regency and how this tradition is acculturated with Islamic teachings. Sedekah laut is a traditional ceremony performed by coastal communities as a form of gratitude for sustenance from the sea. This tradition originally contained elements that were considered deviant from Islamic teachings, such as offerings to the sea spirit Kanjeng Ratu Kidul. However, through acculturation, these elements have been adapted to Islamic values, so that they now involve prayers and alms to Allah SWT. The sea alms tradition also plays a role in strengthening the spirit of mutual cooperation and awareness of cultural preservation among coastal communities. This research uses a descriptive qualitative method with a literature study to examine the relationship between customary law and Islamic law in this tradition. The results show that customary law and Islamic law can interact harmoniously without dominating each other, each having a role in preserving local traditions that enrich Indonesia's cultural heritage.

This study focused on assessing the conformity of sharia to kafalah contracts in Hasanah Card products. The main findings show that the implementation of kafalah contracts on Hasanah Cards still does not fully meet the required Sharia criteria. The majority of scholars are of the view that the agreement related to ujrah for kafalah services falls into the category of riba qardh, so it is forbidden. Therefore, it is important to keep the kafalah in its purity context as a form of aid and almsgiving without any element of imbalance or compensation that is not under the principles of Shariah. This research is expected to make a significant contribution to the development of Islamic financial products that are more in line with Islamic teachings. By highlighting shortcomings in the implementation of the kafalah contract in the Hasanah Card product, it is hoped that it will encourage better improvement and innovation efforts to ensure Sharia compliance in Islamic finance practices. In addition, this research is also expected to increase public awareness of the importance of applying sharia principles in every aspect of finance, to create a more transparent, fair, and under Islamic values.

This article discusses the role of Islamic economic mitigation in achieving social justice and economic sustainability in the context of natural disasters. The main focus of this research is how the principles and instruments of Islamic economics, such as zakat, infaq, alms, waqf, andIslamic microfinance institutionscan be used to reduce the social and economic impact of natural disasters. Islamic economics, based on the principles of social justice and redistribution of wealth, offers a holistic and sustainable approach to dealing with disasters. These instruments are capable of providing immediate and effective assistance, as well as supporting long-term rehabilitation and development programs. This research uses a descriptive analysis method with a library research approach. The research results show that Islamic economics not only functions as an economic system, but also as a mechanism for achieving social justice and economic sustainability, which can significantly increase society's resilience to future disasters. This paper emphasizes that the application of Islamic economic principles can be an effective and sustainable solution in dealing with the macroeconomic impacts of natural disasters.

Economic problems that occur such as multidimensional poverty in the form of education, social, health and politics. One ethod of improving the economy and poverty problems is through grounding the Islamic economy with the alms instrument. The purpose of this study is to examine the grounding of the sharia economy through the alms instrument to improve the welfare of the community through the alms instrument. This study uses a literature review that contains theories, findings and materials from previous studies as the basis for writing this article. The results of the study show that grounding the Islamic economy to the community is not only by increasing the number of Islamic financial institutions, but rather to the implications of Islamic values such as the practice of alms. Through almsgiving, Allah swt will be able to cover the needs of the poor and the giver of alms will be doubled according to His promise.

The marketing process in Islamic economics must be implemented correctly, and in accordance with sharia principles. In distributing products, it must be evenly distributed so that all people can enjoy the product. This research is about e-marketing analysis in increasing sales on shopping applications. The purpose of this research is to find out how marketing strategies increase sales on the Belanjo application. This type of research is descriptive qualitative with primary and secondary data types. The data collection technique in this research uses observation, interview and documentation techniques.The research results show the marketing mix strategy implemented by Belanjo to increase sales, including product availability, price, promotion and place. Supporting and inhibiting factors for the marketing mix strategy implemented by Belanjo in increasing sales, including supporting, conducting socialization and collaboration and increasing employee skills and knowledge. obstacles, low consumer buying interest and the marketing area for chips is still limited. Marketing mix strategies viewed from an Islamic Economics Perspective include: Always decorating charity with the intention of worship and sincerity. Transparency, and the goods are halal and not harmful. Carrying out honest distribution methods, not reducing size, standards, quality and scales fraudulently. Being responsible for the goods received. distributed fairly, and not doing things that are prohibited in Islam. Please help, tolerate and give alms. Never neglect worship because of distribution activities. Ikhtikar is prohibited because it will cause price increases. Seek reasonable profits. Widespread distribution of wealth. Social equality. 

The main objective of this research is to analyze the financial reports managed by the Galang Bersama Kami Foundation (YGBK) as a non-profit institution that focuses on raising funds from donors in the form of Zakat, Infaq, Alms and Waqf (ZISWAF) funds. Which is about where the Foundation's funds come from, and how the Foundation provides the allocation flow. For this purpose, the author used quantitative descriptive research methods, with direct observation techniques to related parties, followed by interviews and special documentation during data collection. After conducting interviews, the author found that the entire set of YGBK funds came from 3 things, namely from ZISWAF funds, CSR funds from agencies/companies, and potential businesses from our Joint Business Institutions. The funds raised will be channeled to the Foundation's program and operational funds, the distribution percentage of which is based on BAZNAS regulation Number 1 article 8 of 2016 specifically for ZISWAF funds. The percentage of CSR distribution depends on the Foundation's agreement with the CSR provider company. Meanwhile, the proceeds from our Joint Business will be distributed in full to the Foundation's operational costs. The percentage of the Foundation's financial reports shows a decrease in income from 2022 to 2023 of 49%. All of this is done to provide transparent and open financial management for the people in order to maintain their sense of trust in the Galang Bersama Kami Foundation.

The aim of this research is to determine the role of infaq and alms funds in improving social welfare from an Islamic macro perspective. This research uses a qualitative method with a qualitative descriptive approach. The main technique in this research is to collect data using a literature review technique which is a technique for collecting several articles which will be used as a reference by the author in preparing the article. The results obtained from this research are that infaq and alms activities have a religious purpose in overcoming social problems. Infaq and alms funds not only play a role in social life, but also support economic growth and strengthen social, economic and spiritual aspects in society in accordance with Islamic principles.