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Cucu Rohendi; Nurul wulandari putri

Jurnal Bisnis, Ekonomi Syariah, dan Pajak 2025 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The birth of various Islamic financial institutions (LKS) shows that Islamic teachings cover the economic scope, including cooperatives in the form of Islamic finance These Islamic teachings must absolutely be obeyed and guided by all Muslims in making daily life activities, including in transaction and investment activities, Mashlahah refers to all forms of benefits or goodness that can bring prosperity to individuals and society in general.  without ignoring sharia values. For manufacturers of mashlahah formulations, it is an important challenge in carrying out production activities that not only pursue material profits, but also contribute to economic sustainability, social justice, and environmental preservation Qualitative descriptive research is aimed at describing and describing existing phenomena, both natural and man-made, that pay more attention to the characteristics, quality, and linkages between activities. In addition, descriptive research does not provide treatment, manipulation or alteration to the variables studied, but rather describes a condition as it is. The only treatment given is the research itself, which is carried out through observation, interviews from competent sources in their fields The imbalance between profits and benefits is one of the fundamental issues in the formulation of mashlahah for producers who are faced with pressure to maximize profits in a short time, which sometimes has the potential to sacrifice the principles of benefits caused by several factors, such as adopting strategies that are oriented towards short-term profits to meet financial targets or pressure from shareholders. As a result, the benefits are often overlooked. The imbalance between profits and benefits is an important problem for sharia-based cooperatives that lack understanding of the principles of mashlahah in Islamic business, such as avoiding riba and using a clear profit-sharing system on every transaction

Siyena Wee; Theresia Noiman Derung

Jurnal Manajemen dan Ekonomi Bisnis 2024 Pusat Riset dan Inovasi Nasional

This research aims to describe the development of small business networks as an effort to create jobs for the younger generation and low-skilled communities. Referring to the teachings of Pacem in Terris which emphasize social justice, human rights and economic prosperity, small businesses are seen as an effective solution in facing the challenge of unemployment, especially among these vulnerable groups. SME networks have the potential to provide training, employment opportunities and skills development that can increase individual competitiveness in the labor market. This article also explores the application of Pacem in Terris principles, particularly solidarity and cooperation between individuals and groups, in small and medium enterprise development policies and programs to create inclusive and sustainable employment opportunities. It is hoped that this research will provide insight for policy makers and practitioners in formulating more effective strategies to support economic empowerment and poverty alleviation through strengthening the SME sector.

Purwo Hindarto; Eny Rochaida; Warsilan Warsilan

International Journal of Economics, Commerce, and Management 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The aim to be achieved through this research is analyzing and knowing the Effect of Foreign Direct Investment and Domestic Direct Investment with Total Population on Economic Growth and Welfare in Berau Regency. by using analysis path. This study is causality, which analyzes the effect of variables Independnt on the variables Dependent. The variables used are variables of Foreign Direct Investment and Domestic Direct Investment with Total Population on Economic Growth and Welfare in Berau Regency. He data used in this study are the secondary time series data from 2010 to 2017 sourced from the Provincial BPS and other sources in the Provincial Government of East Kalimantan. The data that has been collected is then analyzed quantitatively and qualitatively to provide the proposed hypothesis by using analysis path. The results show that the Foreign Direct Investment has a negatif and not significant on Economic Growht. Domestic Direct Investment has a positive and not Significant on Economic Growht. Total Population has a negatif and not significant on Economic Growth. Foreign Direct Investment has a positive and significant on Welfare. Domestic Direct Investment has a positive and not significant on Welfare. Total Population has a positive and significant on Welfare. Economic Growth has a positive and not significant on Welfare.

Eva Suryani; Novebri Novebri

Jurnal Inovasi Pendidikan 2024 Lembaga Pengembangan Kinerja Dosen

The aim of this research is to determine the role of financial literacy in improving the economic well-being of individuals and the community as a whole, with a specific emphasis on the residents of Jambur Padang Matinggi. The ability to understand and use various financial skills, such as budgeting, investing, and personal financial management, is referred to as financial literacy. This study emphasizes the relationship between better economic stability and higher financial literacy among community members. According to information gathered through surveys and interviews, individuals with greater financial knowledge are more capable of making sound financial decisions, which in turn leads to increased savings and investments in local businesses. Furthermore, the results indicate that financial literacy programs can have a significant impact on overall community growth by encouraging saving habits and borrowing money wisely. The study underscores the importance of integrating financial literacy programs into community development strategies, especially in rural areas where financial education resources are limited. Therefore, enhancing financial knowledge emerges as a crucial component in improving the prosperity of both individuals and communities.

Bunga Ahista Rania; Marcelino Rizki Suryanto; Athfiatul Ashfiyah; Rasidah Novitasari

Jurnal Ekonomi dan Keuangan Islam 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The focus of sharia monetary economics is to apply Islamic rules in financial management to improve welfare and reduce poverty. The system emphasizes the concepts of justice and equity and avoids elements such as usury, uncertainty, and excessive speculation. The sharia monetary economy aims to increase income equality by using instruments such as zakat, infaq, alms, and waqf. This study shows how sharia monetary economics can help overcome poverty in Indonesia, especially through sharia financial instruments such as microfinance institutions and yield principles. Studies show that Islamic finance improves economic stability and helps people achieve sustainable prosperity.

Nabila Azrilia Syahra; Fitriana Yasintha; Rawdia Tuzahara; Nur Azmi; Wismanto Wismanto

Hikmah : Jurnal Studi Pendidikan Agama Islam 2024 Asosiasi Riset Ilmu Pendidikan Agama dan Filsafat Indonesia

This article discusses the concept of buying and selling from the perspective of muamalah fiqh and its implications for sharia economics. Buying and selling, as one of the most common economic transactions, has a strong legal basis in muamalah fiqh which regulates the principles of justice, transparency and certainty in trade. This research identifies various forms of transactions that are permitted and prohibited in sharia, as well as legal conditions for buying and selling. Through a normative analysis approach and case studies, this article also explores the impact of applying the principles of muamalah fiqh on sharia economic growth, including how sharia-compliant transactions can increase public confidence in business, encourage the growth of small businesses, and create more equitable prosperity.

Pranoto Effendi

Jurnal Pengabdian Kepada Masyarakat 2024 Pusat Riset dan Inovasi Nasional

Community development programs are very important in reducing poverty and enhancing societal prosperity by improving quality of life, fostering economic empowerment, and promoting inclusivity. However, not all the programs have success as expected. This study examines ten evaluation studies of community development programs across various areas and tries to find common weaknesses. A qualitative analysis of evaluation studies identifies shortcomings in three domains i.e. program design and management, stakeholder engagement and participation, and external resource constraints. It is argued that these shortcomings are largely predictable and highlight the need for proactive strategies. The paper suggests that embedding risk management into the conception and implementation of community development programs can mitigate these challenges. A simplified framework adapted from project management practices is proposed, encompassing risk identification, measurement, assessment, evaluation, and control. By systematically integrating risk management, community programs can anticipate obstacles, strengthen accountability, and enhance their likelihood of success. Recommendations include applying risk management throughout program cycles and conducting post-implementation evaluations to inform future initiatives.

Jeka Widiatmanta

Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah (JUPIEKES) 2024 STAI YPIQ BAUBAU, SULAWESI TENGGARA

This research analyzes the consumption behavior patterns of the people of Blitar Regency and City in the context of national food efficiency from an Islamic economic perspective. The aim of the research is to identify people's consumption behavior patterns, the food efficiency strategies implemented, and the obstacles faced in national food efficiency efforts. The research method used is a descriptive qualitative approach with data collection techniques in the form of in-depth interviews, observation and documentation. The research results show that the consumption patterns of Blitar people tend to shift from staple food to non-food as prosperity increases. Food efficiency efforts are carried out through increasing production at low costs and optimizing income. However, there are obstacles in the form of uneven efficiency in the production to consumption chain. This study recommends increasing public awareness to avoid wasting the implementation and concept of maslahah in consumption patterns according to Islamic teachings.

Hani Hasanah; Budiastuti Fatkar; Dwi Sri Dani Afriza; Teuku Fajar Shadiq

Karunia: Jurnal Hasil Pengabdian Masyarakat Indonesia 2024 Fakultas Teknik Universitas Maritim AMNI Semarang

This Community Service activity aims to ensure that every woman is able to have a management strategy in managing household finances so that economic prosperity can be achieved in the family. Participants in this activity are given an understanding of the management strategies applied in managing household finances which will result in output from the participants, namely that each participant knows the level of financial needs, is able to make financial plans well in accordance with the flow of the management process, has an effective financial management strategy and practice in preparing routine financial budgets. It is important to carry out this activity because of economic instability and the increasing cost of living nowadays. It is very necessary to educate the public, especially women, in financial literacy to manage household finances well and optimally. This is an open access article under the CC–BY-SA license

Muhammad Nafi’ Maula; Ahmad Muzaki Aziz; Putri Febriana Setianingtyas; Nailla Mariska Alhumaira; Lilif Mualifatul Khorida Filasofa

Jurnal Pelayanan Masyarakat 2024 Lembaga Pengembangan Kinerja Dosen

The creative economy is a concept for realizing sustainable economic development based on creativity. Improving the welfare and prosperity of society in a country is very dependent on the level of economic development. Developing a village economy means making the village economy independent. Cepokomulyo Village is a village with an area that is mostly agricultural land and local crafts that have the potential to be marketed more widely. This makes it easier for people to explore economic potential through abundant fertile land to fulfill their daily activities. However, this potential has not been fully developed optimally due to limited infrastructure, human resources and market access. With this, KKN UIN Walisongo Semarang students play a role in empowering MSMEs to increase and disseminate the economic potential that exists in Cepokomulyo Village by carrying out several activities including holding educational seminars related to digitalization by inviting speakers who are experts in their fields to increase community insight into the economic and digital fields. marketing, providing skills training through processing village agricultural products, as well as helping to build marketing networks. This research uses qualitative research methods through primary and secondary data collection. Meanwhile, the subjects of this research are MSMEs in Cepokomulyo Village. It is hoped that the MSME development empowerment program will have an impact on effective and productive sales, higher quality, and products that can be recognized by all groups in order to compete at national and international levels, provide motivation to the community, and reach wider marketing reach.

Sherin Eknandya Juliantika; Sudarsana Arka

International Journal of Economics and Management Sciences 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

A good country's economy can be seen from the level of prosperity of its people. To see the welfare of society in a country, it can be measured by the Human Development Index (HDI). The level of social welfare between regions indicates that there is inequality between regions. The objects of this research are 9 regencies/cities in Bali Province. The descriptive quantitative method used in this research is the Secondary Data Analysis (ADS) approach. Based on the results of the analysis, it can be concluded that partial economic growth has a positive and significant effect on the welfare of the people in districts/cities in Bali Province. The unemployment rate partially has a positive and significant effect on the welfare of the people in the Regencies/Cities in Bali Province and the poverty rate partially has a positive and insignificant effect on the welfare of the people in the Regencies/Cities in the Province of Bali.

Afif Amir Amrullah; Cahya Arbitera

ARDHI : Jurnal Pengabdian Dalam Negri 2024 Asosiasi Riset Pendidikan Agama dan Filsafat Indonesia

One of the tridharmas goals for higher education is the existence of a campus can provide benefits and prosperity to society. After the Covid-19 pandemic, there was a slowdown in people's economic activities, marked by a large number of unemployed people and a decrease in purchasing power, as well as a reduction in the income of MSMEs (UMKM) in the area around the UPN Veteran Jakarta campus. If this conditionremain ignored, it will lead to a negativeimpact and reduce social relations between campus residentsandsurrounding residents. Because efforts areneeded to improve campus relations with local residents while empowering the economy through Sportavest 2023 activities. This research containsservice activities regarding empoweringcommunity MSMEs in Pondok Labu Subdistrict to be able to promote their products widely and increase income from product sales which synergized with sports activities from student.

Bilbina Iqlima Putri; Nashriyah Ummuhany; Azkia Nur Shadrina Hayati; Fitriyani Fitriyani; Alifvia Ridzky Hidayanti +1 more

SOSIAL: Jurnal Ilmiah Pendidikan IPS 2024 Asosiasi Peneliti Dan Pengajar Ilmu Sosial Indonesia

This study aims to find out the causes of wildlife trade, the factors that drive the continued of illegal trade and the consequences which is studied in the perspective of Georg Simmel's philosophy of money theory. The method used is descriptive qualitative derived from the analysis of one of the videos in the watchdoc youtube channel and literature review from several sources of national and international articles. The results showed that the existence of wildlife trade in animal markets is a form of weak law enforcement and the lack of prosperity of Indonesian which also affects on other living creatures. The main factor behind the wildlife trade is economic. Economic difficulties force some people to do various ways to survive, one of which is by buying and selling wildlife that is considered to be quite profitable. However, the impact of this wildlife trade is also a concern because it can lead to zoonosis that threatens human health. This illegal trade is a manifestation of Georg Simmel's theory that money moves in the social, money adjusts itself in social relations, and how money affects social phenomena that happens in society. The effort that can be made to decrease the rampant wildlife trade is by consciously enforcing the applicable regulations together.

Vicente Pironti

International Journal of Educational Evaluation and Policy Analysis 2024 Asosiasi Riset Ilmu Pendidikan Indonesia

This thesis examines the critical role of education in societal transformation, drawing on Werner Jaeger's assertion that the state is the primary agent of education and cultural evolution. In "Paideia," Jaeger emphasizes the state's role in shaping individual development and humanity's essence through educational systems. The thesis introduces the concept of a Ministry of Generosity, a state initiative aimed at fostering a Culture of Generosity as a formal measure of societal happiness. This ministry would integrate the Pedagogy of Generosity into education, promoting prosperity and compassion across economic and educational spheres. The thesis explores the General Theory of Generosity and its practical application in social and educational technology, highlighting the pioneering work of Dr. hc Vicente Pironti, founder of Humaniza. It examines how these technologies can drive cultural transformation and set a global standard for education and societal well-being. Additionally, the thesis addresses the development of humanized algorithms within the Artificial Intelligence Universe, incorporating ethical parameters and compassion for humans, sentient beings, and the environment. These humanized algorithms are presented as a crucial element in realizing the new Culture of Generosity.  

Andi Diah Kuswanto; Azumardi Nabil Fadhila; Paulus Tri Setiawan; Muhammad Kevin Setiawan; Dody Renal Syahputra

Repeater : Publikasi Teknik Informatika dan Jaringan 2024 Asosiasi Riset Teknik Elektro dan Informatika Indonesia

Unemployment is a persistent problem in the labor market, thus hampering economic development and national prosperity. Indonesia, including its capital Jakarta, continues to face significant levels of unemployment compared to neighboring countries. This research focuses on analyzing the structure of unemployment in Jakarta using K-Means Clustering to categorize unemployment data based on age groups (2020-2022) sourced from the Central Statistics Agency. Analysis carried out via RapidMiner revealed three clusters:-Cluster 0: Age 30-60 years and above, Cluster 1: Age 20-24 years, Cluster 2: Age 15-19 and 25-29 years. The findings show that the 20-24 year age group has the highest unemployment rate (399,167 people), while the 30-60 year and above age group shows the lowest unemployment rate (75,560 people). This clustering approach provides insight into the distribution of unemployment by different age demographics in Jakarta, highlighting areas where targeted interventions may be needed to effectively address this socio-economic challenge

Suci Martha Liany; Arsa Arsa; Refky Fielnanda

Jurnal Inovasi Ekonomi Syariah dan Akuntansi 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The background to this thesis is that apart from Muslim customers, there are also non-Muslim customers who are gold pawning customers at the Pekanbaru branch of Bank Syariah Mandiri. The aim of this research is to find out the motives of non-Muslim communities for using gold pawning financing services at Bank Syariah Indonesia Jambi Branch Office and to find out how Islamic economics views the motives of non-Muslim communities for using gold pawning financing services at Bank Syariah Indonesia Jambi Branch Offices. The population in this study was 4 non-Muslim customers who used the gold pawn financing services of Bank Syariah Indonesia, Jambi City Branch. This research is field research or what is known as field research. The location of this research is Bank Syariah Indonesia, Jambi City. The sample in this research was all non-Muslim customers, namely 4 people who used gold pawning financing services at Bank Syariah Indonesia, Jambi City. After the author conducted research, it can be concluded that the motive for non-Muslim people to become gold pawning customers at Bank Syariah Indonesia Jambi City Branch is because non-Muslim customers need capital, such as to sell in markets. Some of the motives used by non-Muslim customers are personal motives, cultural motives, religious motives, stimuli, Islamic economic views on the motives of non-Muslim communities for using gold pawn financing services at the Pekanbaru branch of Bank Syariah Mandiri in accordance with the rules of Allah SWT, leading to the achievement of goodness, prosperity, helping humans to achieve success.

Cokorda Gede Agung Deo Sukma Prawira; Made Dwi Setyadhi Mustika

International Journal of Economics, Commerce, and Management 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Two big problems generally faced by developing countries like Indonesia are low human development which leads to prosperity and economic inequality or inequality in the distribution of income between high-income groups and low-income groups. Migrants can increase family income in the area of origin thereby creating prosperity for the family and the area of origin through remittances sent by migrants from the migration area. This study aims to analyze the direct influence of education level, length of service, marital status, family responsibilities on the income and remittances of migrant workers in Denpasar City and the indirect influence of education level, length of service, marital status and family responsibilities on remittances through the income of migrant workers in the City Denpasar. The sample used in this research was 100 migrant workers in Denpasar City. This research uses a probability sampling method. The analysis techniques used are descriptive analysis and path analysis. The research results obtained state that education level, length of service, marital status and family responsibilities have a direct, positive and significant effect on the income of migrant workers in Denpasar City. Education level, length of service, marital status, family responsibilities and income have a direct positive and significant effect on remittances by migrant workers in Denpasar City. Education level, length of service, marital status and family responsibilities have an indirect effect on remittances through the income of migrant workers in Denpasar City.

Reychel Clara Adinda; Siti Khusnul Khotimah; Winda Pitaloka; Muhammad Kurniawan

Jurnal Pajak dan Analisis Ekonomi Syariah 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Economic growth is the key to successful development and increased prosperity in developing countries like Indonesia. This study uses secondary data from 2013-2023 to analyze the influence of the Human Development Index, Unemployment Rate and GRDP on development. The results show that GRDP and Unemployment Rate do not have a significant effect on the Human Development Index. Therefore, it is important for the authorities to facilitate job seekers in finding work, even if they do not work in Lampung Province.

Shinta Rahma Diana; Muhammad yasin

Jurnal Relasi Publik 2024 International Forum of Researchers and Lecturers

Economic development is one of the key aspects in achieving societal prosperity and overall country growth. In an effort to achieve this goal, many countries adopted industrialization strategies as a foundation for their economic development. This strategy emphasizes the development of the industrial sector as a motor of growth that can move the economy in a stronger and more sustainable direction. However, it needs to be understood that the process of implementing an industrialization strategy is not easy, and often involves various challenges and risks that need to be overcome.

Umi Sangadah; Lusi Indriyani; Andre Putra Pratama

Jurnal Ekonomi Keuangan Syariah dan Akuntansi Pajak 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

One of the main objectives of economic development in many nations, including Indonesia, is to improve societal welfare. Within this framework, zakat and waqf have great promise as Islamic social financial tools that alleviate poverty and inequality in society. With their solid theological and historical roots in Islamic tradition, zakat and waqf have long been employed to promote social and economic prosperity. Nonetheless, there are a number of obstacles facing the collection and administration of zakat and waqf in Indonesia, including poor public confidence in zakat management organisations and a lack of public awareness of the duties associated with zakat and the advantages of waqf. Using a SWOT analysis, this study intends to examine the roles that zakat and waqf play in enhancing societal wellbeing. The strengths, limitations, possibilities, and dangers encountered in the management of zakat and waqf are identified in this analysis, which also offers strategic recommendations to maximise the potential of zakat and waqf in promoting social and economic development. It is anticipated that the findings of this study will significantly aid in the creation of zakat and waqf management methods and policies that are more effective and efficient.