This study was motivated by students' understanding of writing and completing letters and words at the early stages of learning to write. The aim is to improve students' understanding of how to write productively and descriptively. Data were collected through observation, practice questions, and documentation with a qualitative case study approach. The results showed that students were able to write loose letters, distinguish similar letters (b, d, p, q), and complete missing letters and words in the context of words and sentences.

The increasingly competitive competition in international market is a challenge for Indonesia. In the development and economic growth, Small and Medium Industries (SMEs) play an important role. This study was conducted to find the most relevant marketing strategy so that sales at CV. Delta Raya, Sidoarjo, can increase. Based on the results of observations, CV. Delta Rata is in quadrant 1, which indicates a favorable situation. For CV. Delta Rata, because it has the strength that can be utilized as an opportunity to increase sales results. With this study, it is expected that business actors will improve the quality and quantity of optimal services, expand the market, and maximize the development of information technology.
 

Management of medical Hazardous and Toxic (B3) waste is a major challenge in the health and environmental fields. PT Ubersari Kertalangu, as a company operating in the waste and environmental management sector, requires a structured company architecture system to support B3 medical waste management activities safely, efficiently and in accordance with regulations. This research designs a TOGAF-based corporate architecture planning method that is integrated with the ISO 31000 risk management approach. The results show that this integrative model is able to increase waste tracking accuracy, mitigate environmental and legal risks, as well as company operational efficiency..
 
 

This study focuses on understanding the experiences of early adult women whose parents got divorced. The research emploed a qualitative method through a phenomenological approach. Purposive sampling was used to select participants who met specific criteria, namely early adult women aged 18–25 years, with a background of parental divorce that occurred at least five years ago, currently unmarried or not in a marital relationship, and willing to participate in the study. The data analysis technique applied in this research is Interpretative Phenomenological Analysis (IPA). Interviews were used as the method for collecting data from the participants. The findings of this study revealed six superordinate themes: family dynamics and the root causes of parental divorce, psychological and emotional impacts of divorce, coping strategies and adaptation processes, views on marriage, personal growth and future aspirations, and partners as new sources of emotional support.

Film serves as a vital medium for reflecting cultural values and functions as an effective tool for intercultural communication. This study explores the differences in communication styles between the Korean and Indonesian adaptations of Miracle in Cell No. 7, focusing on how culture influences the expression of emotions, authority, and moral values through verbal and nonverbal elements. Employing a mixed-method approach, this research integrates qualitative thematic analysis (Braun & Clarke, 2006) to examine key scenes, along with quantitative coding to statistically compare communicative elements. Hall’s (1976) theory of high-context and low-context communication provides the main theoretical framework to understand the intercultural distinctions between the two versions. The results show that the Korean adaptation relies more heavily on gestures (53.33%), such as physical aggression and exaggerated movements, while the Indonesian version (42.86%) places greater emphasis on verbal articulation and religious expression. Dramatic tonal shifts are more common in the Korean version (26.67%), whereas the Indonesian adaptation (28.57%) maintains a more controlled tone of voice. Facial expressions are more exaggerated in the Korean version (6.67%), particularly in scenes involving authority, while the Indonesian characters (9.52%) display subtler and more restrained expressions. Implicit communication, including religious symbolism, is more prominent in the Indonesian adaptation (19.05%), incorporating Islamic prayers and teachings, whereas the Korean version (13.33%) subtly includes Christian elements. This study reveals that while both adaptations reflect high-context communication cultures, the Korean version emphasizes physical expressiveness and hierarchical interaction, while the Indonesian version highlights verbal communication, religious themes, and emotional restraint. These findings reinforce the role of cinema as a medium for identity representation and cross-cultural understanding.

This research discusses the business development strategy of Bank Mandiri Banjarnegara Branch using Ansoff Matrix as the main analysis tool. The issue raised is how this branch designs and implements growth strategies amidst banking industry competition and local challenges, such as limited digital infrastructure and customer characteristics. The research objective was to describe the implementation of the four Ansoff Matrix strategies, namely market penetration, market development, product development, and diversification, in the context of branch operations. Qualitative descriptive research was used, with data collection through interviews, observation, and documentation. The results showed that Bank Mandiri Banjarnegara Branch implemented market penetration strategy through active promotion and service improvement, market development strategy by cooperating with customers as mini ATM partners, product development strategy through customer needs survey, and diversification strategy with strict risk mitigation. The conclusion of this study confirms that the application of Ansoff Matrix in a structured manner is able to assist branches in facing competition and optimizing business growth opportunities in non-metropolitan areas.

This study aims to analyze the marketing strategy of the Multi-Service Ijarah product at BMT Mentari Bumi Panican, Purbalingga, using a SWOT analysis approach. The Multi-Service Ijarah is a service-based financing product used for non-asset needs such as education, healthcare, and other urgent expenses. Despite its great potential, the utilization rate remains low, accounting for only 19% of the total financing distributed. This research applies both descriptive quantitative and qualitative methods, through questionnaires and interviews with BMT's internal parties. The findings reveal that the main strengths of BMT lie in its fast and friendly service process and the provision of customer education regarding the contract. Its weaknesses include limited socialization and insufficient use of digital technology. Opportunities exist in fulfilling emergency financial needs, particularly for customers requiring flexible repayment options. However, threats arise from the public's lack of understanding of the Ijarah concept and competition from more recognized and accessible financial institutions and Islamic fintech platforms. Based on the identified SWOT factors, the study recommends strengthening promotional strategies, leveraging digital tools, and enhancing community education to improve competitiveness and market penetration of the Multi-Service Ijarah product. This research is expected to contribute to developing more effective marketing strategies in Islamic microfinance institutions.

This study aims to evaluate the sharia financial service strategy of Bank Syariah Indonesia (BSI) Banjarnegara Branch through the VRIO and PEST approaches, in order to identify internal advantages and external dynamics that affect the competitiveness of the institution. Using a qualitative-descriptive method, this study reveals that BSI Banjarnegara has a sustainable competitive advantage through sharia-based products that are difficult to imitate, a wide community network, and a personal service approach. In addition, the results of the PEST analysis show that political support, stable economic conditions, and the level of community religiosity are great opportunities for the growth of sharia finance in the region, although the level of digital technology adoption is still a challenge. The strategy of strengthening digitalization, education of sharia financial literacy, and product innovation such as Cicil Emas are the main keys in responding to market challenges and increasing financial inclusion. Thus, the results of this study provide a strategic direction for the development of sustainable and adaptive sharia services to changes in the business environment.
 
 

This study aims to analyze the implementation of the Business Model Canvas (BMC) at the Purwokerto branch of PT Jamkrindo Syariah in addressing competitiveness within the Islamic finance sector. The BMC is a strategic framework consisting of nine building blocks: customer segments, value propositions, channels, customer relationships, revenue streams, key resources, key activities, key partnerships, and cost structure. This research employs a qualitative approach with descriptive analysis, utilizing observation and unstructured interviews with relevant stakeholders as data collection techniques. The findings reveal that the application of BMC at PT Jamkrindo Syariah has been optimal and has positively impacted the company’s operations, particularly in market penetration, customer relationship management, and cost efficiency. Furthermore, partnerships with both private and governmental institutions serve as critical elements for ensuring business sustainability. The study recommends that the company continuously pursue product innovation, strengthen digital channels, enhance human resources, and regularly evaluate its business model to remain responsive to market changes. Effective implementation of BMC can serve as a strategic tool to boost the company’s competitive advantage.

Using a literature review approach, this research looks at how the public views the accountability and openness of the Medan City Government's budget. The foundation of this research is the idea that openness and responsibility are cornerstones of effective leadership that may boost confidence in government. Finding out how people feel about government transparency and accountability in handling regional budgets is the main goal of the research. An analysis of pertinent literature, documents, and prior research is carried out as part of the methodology, which is known as a literature review. According to the study's results, budget transparency is crucial for establishing public confidence and engagement since it shows how openly the government provides information and the accountability systems are operating. The study's findings highlight the need of holding governments more responsible and transparent in order to foster more responsive and accountable leadership and, by extension, to increase public engagement in tracking how regional funds are being used.