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The rapid development of digital technology has significantly transformed financial transactions in Indonesia, particularly through the growing use of e-wallets as practical and efficient payment tools. In a country with a Muslim-majority population, ensuring that e-wallet services comply with Islamic principles—free from riba, gharar, and maysir—is essential. This study aims to analyze Indonesia’s legal politics in regulating the use of e-wallets within the Islamic financial system and to assess their alignment with sharia principles. This research employs a normative juridical method with a qualitative descriptive approach by examining laws, regulations, and fatwas related to sharia-based fintech. The findings indicate that the Indonesian regulatory framework—through the OJK, Bank Indonesia, and DSN-MUI—has attempted to harmonize policies to support sharia-compliant digital financial services. However, several challenges remain, including limited e-wallet platforms with sharia certification, low digital sharia literacy among users, and the absence of detailed technical regulations specific to sharia e-wallet operations. This study recommends strengthening regulatory guidelines, increasing public literacy, and enhancing collaboration between regulators and the fintech industry to promote the development of sharia-compliant e-wallets that are secure, innovative, and aligned with Islamic financial principles.

This research aims to analyze the relationship between Christian Family Discipleship and Ethics of Holy Living toward achieving Christian Household Harmony. The Christian family is understood as a covenant institution whose primary purpose is sanctification and discipleship. Harmony within the household is viewed not merely as the absence of conflict, but as genuine peace (shalom) founded upon biblical principles. The methodology utilized in this study is a descriptive qualitative approach based on literature review, assuming that data is derived from surveys/literature studies involving Christian families. The independent variables tested are the consistency of Christian Family Discipleship practices (as the means/process) and the application of the Ethics of Holy Living (as the standard/morality), while the dependent variable is the level of Household Harmony. The research findings indicate a positive and significant relationship between Christian Family Discipleship and the Ethics of Holy Living, both simultaneously and partially, regarding Christian Household Harmony. Family Discipleship serves as a tool that actively trains and internalizes spiritual values, while the Ethics of Holy Living, especially the principles of forgiveness, Agape love, and humility, function as the normative foundation that must be lived out. It was found that the synergy between a consistent Discipleship process and the practice of Holy Ethics produces a stable and transformative harmony, supported by the unity of spiritual purpose and covenant-based conflict resolution mechanisms. This study concludes that strengthening Christian Household Harmony requires investment in Discipleship that gives rise to the Ethics of Holy Living, which should be the main focus of church ministry and parental responsibility.

The rapid development of digital technology in the past decade has transformed Christian Religious Education (PAK) through synchronous–asynchronous models, Learning Management Systems (LMS), and blended learning, thereby expanding access and enriching both cognitive and spiritual learning experiences. However, this digital shift also introduces new risks related to child protection in online environments. National regulations mandate schools and higher education institutions, including PAK, to embed safeguarding principles into digital learning practices. Recent literature identifies three main research streams: the effectiveness of technology-enhanced learning, Christian ethics and digital spirituality, and faith-based digital literacy. Nonetheless, three research gaps remain: (1) limited integration of legal norms into technology-driven pedagogy, (2) absence of a safeguarding-by-design framework tailored for PAK, and (3) insufficient evaluation instruments to measure child protection outcomes in digital learning environments. This study aims to: (a) analyze the juridical implications of child protection regulations for the design, implementation, and evaluation of technology-based PAK strategies, (b) develop a “child-safe technology-based PAK framework” that integrates theological-pedagogical formation with regulatory compliance. The scientific contribution of this study lies in offering a PAK strategy that is not only pedagogically effective but also legally compliant, ethically grounded, and pastorally responsive thereby fostering a safe, inclusive, and child- centered learning ecosystem in the digital era.

The UNAMA Library employs information systems to enhance its academic services. Nevertheless, its administrative framework continues to encounter obstacles, such as inadequate service system support for users, constrained resources allocated for the management and upkeep of the system, an absence of standardized protocols for addressing technical challenges, and insufficient assessment system efficacy. If these issues remain unaddressed, the operational effectiveness of the library information system will be compromised, thereby thwarting the objective of delivering dependable information services. This investigation seeks to illuminate the maturity level of information system governance as delineated by COBIT 2019 within the Decision Support Systems (DSS) domain, specifically focusing on the DSS01 (Manage Operations) and DSS02 (Manage Service Requests and Incidents) processes. The findings suggest that the degree of information system governance capability the UNAMA Library is situated at the Established Process level (level 3), signifying that the process has undergone implementation; however, it has yet to be comprehensively documented and consistently evaluated. Moreover, a disparity persists between the existing state and the anticipated capability level of the organization, particularly concerning IT operations management, the standardization incident handling, and the documentation of operational procedures. An elucidation of the expected level is articulated, especially in terms of operational standards, incident documentation, and IT infrastructure oversight. Recommendations encompass the formulation of standard operating procedures (SOPs), the enhancement of documentation practices, and periodic assessments grounded in COBIT 2019. These findings are anticipated to assist libraries in augmenting the efficacy of information systems governance and the quality of IT services.

This study aims to analyze the internal and external conditions of Karel Workshop in Wairhubing, Sikka Regency, using a SWOT approach (Strengths, Weaknesses, Opportunities, and Threats) as a basis for formulating business development strategies. The research employed a qualitative descriptive method with data collected through in-depth interviews with the owner, employees, and customers, as well as secondary data from documents and official statistics. The findings indicate that Karel Workshop possesses several strengths, including meticulous service quality, strong interpersonal relationships with customers, and mechanic skills acquired through self-learning. However, the workshop also faces weaknesses such as limited equipment, the absence of a structured management system, and a lack of digital promotion. Opportunities that can be utilized include high public interest in motorcycle modification, potential motorcycle painting services, a strategic location, and possible partnerships with spare-part suppliers. Meanwhile, the main threats include rising spare-part prices, competition among workshops, and occupational safety risks. Overall, the study recommends strengthening digital promotion, improving business management, enhancing workshop facilities, and implementing safety standards to support the sustainable development of Karel Workshop. 

Cooperatives as economic entities based on the principle of mutual cooperation are required to prepare financial statements that are accurate, transparent, and accountable to their members. The Financial Accounting Standards for Entities Without Public Accountability (SAK ETAP) serve as the main guideline for cooperatives in presenting high-quality financial reports. This study aims to analyze the implementation of SAK ETAP in the preparation of financial statements at Koperasi Kasih Indonesia and to assess its compliance with applicable accounting standards. This research employs a qualitative approach using a literature study method and secondary data analysis, including cooperative financial statements and supporting documents. The results indicate that Koperasi Kasih Indonesia has implemented SAK ETAP; however, the implementation has not been fully compliant with the standard requirements. This is evidenced by the absence of Notes to the Financial Statements, inconsistencies in the naming and presentation of certain financial statement items, and incomplete fulfillment of the required financial statement components under SAK ETAP. Nevertheless, the balance sheet, income statement, statement of changes in equity, and cash flow statement have largely been prepared in accordance with SAK ETAP provisions.  

This study aims to analyze the transparency of Village Fund Allocation (ADD) management based on the Regulation of the Minister of Home Affairs (Permendagri) Number 20 of 2018 in Mojorangagung Village, Sidoarjo. This research employed a descriptive qualitative approach to examine the phenomenon under study. Data were collected through observation, interviews, and documentation involving the Village Head, Village Secretary, Financial Affairs Officer, Village Consultative Body (BPD), and community representatives. Data were analyzed using the Miles and Huberman model, while data validity was ensured through source and technique triangulation. The results indicate that the management of Village Fund Allocation has been implemented in accordance with the stages of village financial management, namely planning, implementation, administration, reporting, and accountability. However, the transparency of Village Fund Allocation management has not been optimal. Financial information has not been fully disclosed to the public due to the absence of information boards or billboards, while the village website only provides information on the Village Budget (APBDes) without presenting budget realization reports and accountability information. This study concludes that the transparency of Village Fund Allocation management in Mojorangagung Village has not fully complied with the provisions of Permendagri Number 20 of 2018. Therefore, optimizing public information media is necessary to improve transparency and public access to village financial management information.

In the book Bina Belajar Al-Qur'an dan Hadith for grade V MI published by Erlangga Publisher in accordance with the madrasah curriculum (KMA) No. 183 of 2019, this book is analyzed by researchers in meeting the needs of 21st century learning, especially in developing critical thinking skills, creativity, communication, and collaboration. This study aims to analyze the feasibility of textbooks based on four aspects of the National Education Standards Agency (BSNP) standards, namely the feasibility of content, feasibility of presentation, language and graphics. This study uses a literature study approach (library study) which is used to collect various data sources from the book Bina Belajar Al-Qur'an dan Hadith, journals and others. The results of the study show that this book is in the very feasible category, with the suitability of the material to KMA No. 183 of 2019, the use of communicative language, and consistent graphic displays. However, deficiencies were found in the presentation aspect, such as the absence of concept maps, learning objectives, and the lack of contextual illustrations. Overall, this book remains relevant and can support the learning of the Qur'an and Hadith in MI.

This study aims to analyze the internal and external conditions of Karel Workshop in Wairhubing, Sikka Regency, using a SWOT approach (Strengths, Weaknesses, Opportunities, and Threats) as a basis for formulating business development strategies. The research employed a qualitative descriptive method with data collected through in-depth interviews with the owner, employees, and customers, as well as secondary data from documents and official statistics. The findings indicate that Karel Workshop possesses several strengths, including meticulous service quality, strong interpersonal relationships with customers, and mechanic skills acquired through self-learning. However, the workshop also faces weaknesses such as limited equipment, the absence of a structured management system, and a lack of digital promotion. Opportunities that can be utilized include high public interest in motorcycle modification, potential motorcycle painting services, a strategic location, and possible partnerships with spare-part suppliers. Meanwhile, the main threats include rising spare-part prices, competition among workshops, and occupational safety risks. Overall, the study recommends strengthening digital promotion, improving business management, enhancing workshop facilities, and implementing safety standards to support the sustainable development of Karel Workshop. 

In Indonesia, micro, small, and medium enterprises (MSMEs) have long been recognized as a very important business sector due to their various real roles in the economy. However, MSMEs often face many obstacles in running their businesses. More incentive support from various parties, especially the government, is needed for the development of MSMEs. In order to overcome the problems faced by MSMEs and support their sustainability, a KKU (Business Field Study) activity was carried out by Group 15 at the KKU-11 of the Institute of Technology and Business (ITB) Adias Pemalang at the MSME “Ev_Kids Product.”After conducting an observation phase, several problems faced by the SME were identified, including the lack of social media for marketing, failure to calculate the Cost of Goods Sold (COGS) and maintain simple accounting records, absence of a business logo, banners, promotional image designs, organizational structure, business profile, product catalog, stamps, receipt books, and product attributes. Additionally, the SME had never produced a production video or promotional video.After conducting the observation phase, KKU actors formulated several business development assistance programs, namely creating social media accounts, calculating the Cost of Goods Sold (COGS), creating simple bookkeeping, creating a business logo, banners, promotional image designs, organizational structure, business profile, product catalog, stamps, note books, and product attributes in the form of hangtags. They also created production videos and promotional videos.

This community service program aims to develop an empowerment model for Etawa goat milk micro, small, and medium enterprises (MSMEs) in Kepuh Klagen Village, Wringinanom District, Gresik Regency through an Islamic Social Entrepreneurship (ISE) approach. Kepuh Klagen Village has significant economic potential in Etawa goat farming; however, MSME actors face several challenges, including limited halal-thayyib-based production capacity, low literacy in Islamic business management and finance, weak branding and marketing strategies, and the absence of sustainable collaboration among farmers. This program employed a participatory approach through mentoring, training, and capacity building activities. The implementation stages included identifying potentials and problems, providing training on Islamic Social Entrepreneurship values and Islamic business ethics, improving production quality based on halal-thayyib standards, strengthening Islamic financial management practices, and developing digital marketing capabilities. The results indicate an increase in MSME actors’ understanding of Islamic social entrepreneurship, improvements in production hygiene and product quality, and the emergence of collaborative awareness among Etawa goat milk entrepreneurs. The ISE approach proved effective not only in enhancing economic value but also in strengthening social responsibility, spiritual values, and business sustainability. This empowerment model is expected to be replicable for other local commodity-based MSMEs in rural areas.

This study examines the critical role of expert opinions from the Ministry of Energy and Mineral Resources (ESDM) during the investigation phase in uncovering gold mining without permit (PETI) crimes under Article 120 of the Indonesian Criminal Procedure Code (KUHAP) in West Kalimantan. The research employs a normative-empirical approach, analyzing legal provisions, government reports, and judicial practices to assess how ESDM experts contribute to establishing the material truth of PETI cases. Findings reveal that expert opinions are indispensable for verifying the absence of permits, assessing environmental damage, and quantifying state losses, thereby strengthening evidentiary frameworks for prosecutors and judges. However, challenges persist, including coordination gaps between law enforcement and ESDM, insufficient technical capacity among investigators, and potential threats to expert independence. The study concludes that optimizing the use of ESDM expertise is not merely procedural but strategic for effective, accountable, and just enforcement against PETI, which remains a significant threat to national resource sovereignty and environmental sustainability.

This study aims to design the User Interface (UI) and User Experience (UX) on the VINIX Showcase Website as a personal branding platform and digital Skill Passport for participants of the VINIX Seven Aurum Program using the Design Thinking method. The background of this research is the absence of an integrated digital platform that can systematically and easily document and display participants' skills, projects, certificates, and professional identity. The design process is carried out through five stages of Design Thinking, namely Empathize, Define, Ideate, Prototype, and Test, starting with exploring user needs, formulating problems, developing solution ideas, creating Prototypes, and Usability Testing. The results of the study consist of the UI/UX design of the VINIX Showcase Website, which includes registration and Login features, user Dashboard, Skill Passport, project upload, public Showcase, and automatic CV generation feature. Testing using the Usability Testing method showed that the resulting design has a good level of ease of use and comfort and is acceptable to users. This research is expected to be an effective digital solution in supporting personal branding, skills documentation, and improving the professionalism of VINIX Seven Aurum Program participants.

This study aims to analyze the implementation of artificial intelligence in economics learning within the context of the Merdeka Curriculum and to examine its alignment with deep learning principles. The study employed a qualitative approach using a case study design conducted at SMAN 1 Boyolali. The research participants included economics teachers and eleventh grade students. Data were collected through classroom observations, in depth interviews, and document analysis. Data analysis was carried out interactively through data reduction, data display, and conclusion drawing and verification. The findings indicate that the use of artificial intelligence in economics learning remains limited and has not been systematically integrated into pedagogical design. AI is primarily utilized as a supporting tool for lesson preparation and concept clarification rather than for adaptive learning, data driven assessment, or the enhancement of students’ critical thinking skills. Although students demonstrated positive responses toward AI assisted learning, several constraints were identified, including teachers’ limited pedagogical competence in AI integration, the absence of deep learning based instructional design, and infrastructural challenges. These findings suggest that the effectiveness of artificial intelligence in economics education depends not merely on technological availability, but on the alignment between pedagogy, curriculum policy, and human resource readiness.

This article examines the limitation of transparency within the Indonesian House of Representatives (DPR) during the formulation of the Job Creation Act (Law No. 11 of 2020) and its implications for legislative performance and public participation. Transparency represents a fundamental requirement in a democratic legal system as it ensures accountability, public oversight, and the legitimacy of legal products. However, the legislative process of the Job Creation Act demonstrated significant procedural issues, including inconsistent draft versions, restricted access to essential documents, accelerated deliberation, and the marginalization of meaningful public participation. This study highlights how these limitations hinder the public’s constitutional rights, weaken legislative oversight, and create asymmetrical power relations that enable elite dominance in policymaking. The lack of transparency also led to procedural defects acknowledged by the Constitutional Court, reflecting a systemic decline in democratic legislative practices. Using a normative juridical method supported by legislative analysis and doctrinal studies, this paper argues that the absence of transparency not only reduces the quality of participation but also erodes the legitimacy and accountability of the DPR. The findings emphasize the urgent need for open access to legislative documents, inclusive public consultation, and strengthened accountability mechanisms to ensure democratic and lawful policy making.  

This study aims to analyze the potential and business development strategies of Warung Misop Kampung Yani Mbotz in Tanjung Morawa District as a representative of traditional culinary MSMEs. The main problems identified are limited capital, simple business management, and the lack of digital promotion. This research employs a qualitative descriptive method with a case study approach, using direct observation, interviews with the business owner, and document analysis. Data were analyzed using the SWOT (Strengths, Weaknesses, Opportunities, Threats) framework to identify internal and external factors, and the Business Model Canvas (BMC) to formulate development strategies. The results reveal that the main strengths of the business lie in authentic taste, affordable prices, and customer loyalty. Weaknesses include limited menu innovation, underutilized digital promotion, and the absence of systematic financial recording. Opportunities arise from the growing public interest in traditional culinary products and government support for MSMEs, while threats come from competition with modern food outlets, fast-food chains, and rising raw material prices. The strategies formulated through the BMC framework include product innovation, service diversification, the optimization of social media marketing, and the strengthening of business networks. The study concludes that applying BMC-based strategies can enhance the competitiveness of Warung Misop Kampung Yani Mbotz while preserving traditional culinary heritage. These findings are expected to serve as a reference for other culinary MSMEs in developing their businesses sustainably.

This study provides a juridical analysis of the application of the Plurium Litis Consortium principle in the Serang District Court Decision Number 81/Pdt.G/2025/PN Srg, which declared the plaintiff’s claim inadmissible (niet ontvankelijke verklaard/NO) due to a formal defect in the form of incomplete parties. The legal issue examined concerns the absence of other parties who were proven to have jointly taken and utilized the disputed land but were not included as defendants in the lawsuit. This omission resulted in error in persona, leading to the failure to fulfill the formal requirements of a civil claim. This research employs a normative legal research method using statutory, case, and conceptual approaches to assess the conformity of the judges’ legal reasoning with civil procedural law and relevant jurisprudence. The findings indicate that the judges’ application of the Plurium Litis Consortium principle was appropriate and aligned with the principles of justice, legal certainty, and the effectiveness of judicial decisions. The inclusion of all parties with legal interests in the disputed object is essential to ensure a comprehensive and enforceable judgment. Failure to involve such parties may give rise to subsequent disputes and hinder the execution of the court’s decision. Therefore, the declaration of the claim as inadmissible in the a quo case represents a correct legal measure to preserve the integrity of judicial proceedings and serves as an important guideline for litigants to exercise greater diligence in formulating civil claims in accordance with applicable procedural principles.

The development of Artificial Intelligence (AI) has generated new challenges in civil law, particularly regarding breach of contract in cross-border transactions. The autonomous decision-making capacity of AI systems raises questions concerning their legal status and the allocation of contractual liability. This study aims to analyze liability for breaches of contract caused by AI under Indonesian civil law and to examine the determination of the applicable law (lex causae) in cross-border contracts from the perspective of private international law. Using a normative juridical method with conceptual, case-based, and comparative approaches, this research draws upon the Indonesian Civil Code, the Electronic Information and Transactions Law, the Copyright Law, and relevant legal literature. The findings show that autonomous AI cannot be recognized as a legal subject in the Indonesian legal system due to the absence of free will and moral consciousness, so liability remains attributed to the human or legal entity operating the system under the doctrine of vicarious liability. The case of Quoine v B2C2 confirms that contracts executed through algorithms remain legally binding on human or corporate parties rather than AI systems. From a private international law perspective, the study affirms that the use of AI does not alter the fundamental principles for determining lex causae, which continue to rely on connecting factors such as lex loci contractus, lex loci solutionis, and party autonomy.

This study analyzes the legal protection of children as perpetrators of rape within Indonesia’s national legal system and Aceh’s Qanun Jinayat, focusing on the Syar’iyah Court’s decisions that often fail to confirm the fulfillment of children’s rights to education, rehabilitation, and reintegration. Although the principle of the best interests of the child requires comprehensive protection, the absence of clear implementing regulations has created uncertainty. Using a normative juridical method with legislative and case approaches, the research draws on secondary data enriched with primary data and qualitatively analyzed. The findings show that both national law and Qanun Jinayat emphasize child protection based on the best interests principle. National law mandates special procedures such as mentoring, closed hearings, psychological assessments, and diversion, while Qanun Jinayat, through Article 50, stipulates lighter and proportionate uqubat for children. These frameworks complement each other in ensuring education, psychological recovery, and social reintegration. However, several Syar’iyah Court decisions have not explicitly included recovery rights, resulting in ineffective protection and legal uncertainty. The study recommends that the Syar’iyah Court explicitly incorporate children’s rights to education, rehabilitation, and reintegration in its verdicts. Furthermore, the Aceh Government should issue Standard Operating Procedures or Governor’s Regulations to provide a clear legal basis for implementing child uqubat in line with the Juvenile Criminal Justice System.

Land navigation capability is a fundamental competence that must be possessed by Marine Corps cadets to support the success of military training and operations. Along with technological advancements, the utilization of modern navigation devices such as offline maps integrated with smartwatches has emerged as a strategic alternative to enhance the effectiveness of ground operation training. However, the implementation of this technology within military education institutions, particularly at the Indonesian Naval Academy, remains limited. This study aims to analyze the optimization of smartwatch-based offline maps to support ground operation training for Marine Corps cadets. A qualitative research method with a phenomenological approach was employed through interviews, observations, and documentation. The research subjects included instructors from the Marine Department and Marine Corps cadets of the 70th cohort. The findings indicate that smartwatch-based offline maps offer significant advantages in terms of practicality, durability in wet terrain, accessibility of navigation data, and movement efficiency compared to conventional GPS devices. Nevertheless, the utilization of this technology is constrained by the absence of structured curriculum integration, limited specialized training, and insufficient technological proficiency among instructors and cadets. Therefore, this study recommends incorporating smartwatch-based offline map training into the formal curriculum to enhance the readiness, professionalism, and independent navigation skills of Marine Corps cadets in modern military operations.