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Financial literacy has been proven to have a positive effect on increasing economic welfare. Apart from that, financial literacy is also needed to mitigate the risk of crime or fraud which often occurs in the world of financial investment. Considering the importance of financial literacy, service activities through the personal financial planning education program are held to create people who are aware of the importance of financial planning. The activity was held for the community of vocational school teachers in Malang Regency (MGMP Malang). The results of the activity showed good enthusiasm from the participants. Participants felt they had gained new knowledge in the world of finance and planning. Changes in behavior and views about finances were also visible from what participants said after the training program

The rise in fuel prices over the past two years has considerably impeded Indonesian society's present economic recovery following the Covid-19 outbreak. Fuel oil, often known as BBM, is a fuel produced by refining crude oil deep inside the ground. This study intends to explore how the covid 19 pandemic affected lower-class residents of the Rumpin sub-district by raising fuel prices. The case study approach method is used in this study's qualitative investigation. The lower class community is the focus of the study. The study's findings and analysis demonstrate how claustrophobic the lower-class community in Rumpin District is despite the fact that this fuel is essential for movement. so that fuel will still be bought despite the price hike. According to the study's findings, the government's experience with inflation compelled them to adopt a policy of raising fuel prices.

This research raises the issue of the lack of facilities for learning media, the lack of student interaction in the learning process, and the disruption caused by students who often go in and out of class. These inadequacies can hinder the learning process and affect the teacher's creativity in managing learning. The purpose of this research is to find out how to create and maintain a maximum Islamic religious education learning atmosphere at SMPN 29 Sijunjung. The research method used is descriptive qualitative with a focus on teacher creativity in managing Islamic learning. Data were collected through observation and interviews, then analyzed through data reduction, data presentation, and conclusion drawing. The results showed that the creativity of teachers in managing Islamic learning has been done well, but has not reached the maximum level because there are still some things that need to be improved. Factors that influence creating a maximum learning atmosphere include forgetting to convey learning objectives, interference in managing time and learning activities, lack of student involvement in learning, and limited learning media. To improve the effectiveness of learning, there needs to be more attention in managing learning in order to create an optimal learning atmosphere for students in understanding Islamic religious education.

This research is motivated by the results of research on November 24, 2021 at SD N 34 VII Koto Sungai Sarik. The researcher observed that students' bad character greatly affected students' learning outcomes. The problems identified include absenteeism, lack of attention in lessons, noisy behavior in class, and lack of motivation to do assignments. This study aims to determine the effect of character education on the learning outcomes of fifth grade Islamic religious education at SD N 34 VII Koto Sungai Sarik. The type of research used is quantitative with a correlational approach. The population is all fifth grade students (120 people), with a sample of 30 people selected using random sampling technique. The results of the analysis showed a significant influence between student character and Islamic religious education learning outcomes. The coefficient of determination shows that 50.2681% of student learning outcomes are influenced by student character, while the rest is influenced by other factors. This finding confirms that student character has an important role in learning outcomes, especially in Islamic religious education subjects at SD N 34 VII Koto Sungai Sarik.

Gender inequality in education persists in Indonesia, as reflected in the differences in the Literacy Rate (AMH) between males and females. Therefore, this study aims to determine the influence of poverty and income distribution inequality on gender inequality in education in Indonesia, both partially and simultaneously. The study was conducted in 34 provinces in Indonesia. The data used were secondary data, including the poverty rate, the Gini ratio, and the Average Years of Schooling (RLS) in 2022. This research data was accessed online from the website of the Central Statistics Agency (BPS) at https://www.bps.go.id/id. Data analysis was performed using multiple linear regression analysis. The results indicate that income distribution inequality has a positive and significant impact on gender inequality in education in Indonesia. Meanwhile, poverty has a positive but not significant impact on gender inequality in education in Indonesia. Education and income distribution inequality simultaneously have a significant impact on gender inequality in education in Indonesia. The findings of this study have implications for policy formulation to achieve fair and equal human development.

The Influence of Service Quality and Customer Loyalty at Jasmine Beauty Salons and Spa  North Toraja District". The purpose of this study was to find out whether there is an influence of service quality and customer satisfaction on customer loyalty in the Jasmine Beauty Salons and Spa in Tallunglipu Sub-Dstrict, North Toraja District . Data collection procedures from this study are: observation, questionnaires, and documentation. The data analysis technique is quantitative with multiple linear regression tests. The results of calculations with the F test obtained the results of F count 43,165 with F table 3.090. Based on the results of calculations with the T test on the cooperative image variable, the result is T count (2,734) < T table (1.986) and on the service quality variable, the result is T count (4,458) > T table (1.986). The conclusion of this study is that the service quality variable has no effect on loyalty customer at the Jasmine Beauty Salons and Spa North Toraja District and the customer satisfaction variable has an effect on loyalty customer at the  Jasmine Beauty Salons and Spa  North Toraja District.

This research is quantitative research using a questionnaire aimed at employees of PT Graha Inti Permai. Sampling in this research was carried out by distributing questionnaires with a sample size of 105 respondents. The design used in this research is hypothesis testing using the Smartpls 4.0 statistical tool. The results of this research provide an explanation that the Workload variable has a positive effect on employee performance at PT Graha Inti Permai. However, the Job Stress and Work Motivation variables have no effect on employee performance at PT Graha Inti Permai. This research shows that work stress is not the main consideration in employee performance. This research has limited research objects which were only carried out on employees of PT. Graha Inti Permai. In this research, it combines the variables of work stress, workload and work motivation on employee performance at PT. Graha Inti Permai.

Sambal Dadakan Bang Jali is a type of UKM culinary business located in Bekasi City. This business was founded in 2020 during the COVID-19 pandemic and at that time only the company implemented a take away strategy. This study aims to determine the effect of product quality and service quality on purchasing decisions for Sambal Dadakan Bang Jali in Bekasi City. This study uses a type of Quantitative research. The population of this study were customers / visitors of Sambal Dadakan Bang Jali in Bekasi City. The sample collection method used is Non-Probability Sampling. Purposive sampling is a sampling approach method with the hair formula and a sample of 80 respondents. Data collection by means of observation, interviews, and questionnaires, data analysis using multiple linear regression methods. The results stated that product quality has a significant effect on purchasing decisions, while service quality has a significant effect on purchasing decisions and then simultaneously product quality and service quality affect purchasing decisions.

This research aims to determine whether there is an influence of product quality and service quality of M Banking KB Star on customer satisfaction at PT Bank KB Bukopin Tbk Bekasi Branch. This type of research is quantitative. The population in this study is 3.016. The sampling technique uses Non-Probability Sampling using Purposive Sampling techniques. The sample in this study amounted to 102 respondents. Data collection technique by distributing questionnaires via Google Form. Hypothesis testing in this research uses Multiple Linear Regression analysis. The research subjects were consumers of Bank KB Bukopin Tbk Bekasi Branch. The results of this research show that the product quality and service quality variables partially and simultaneously have a significant effect and have a positive influence on the consumer satisfaction variable.

Human resources are the most important capital and wealth in every human activity, meaning that a company cannot function properly without human resources. Employees have a role as planners, implementers and supervisors who always play an active role in realizing company goals. The success of a company greatly influences the performance of its employees, because employee performance is a very important starting point for the success of the company. This research aims to determine the effect of work discipline and leadership on employee performance with work motivation as an intervening variable at PT. XYZ This research design uses a quantitative research design. The population and sample size in this study were all 68 employees of PT XYZ. The data source used is primary data in the form of a questionnaire. The measurement scale used is the Likert scale. The data analysis technique used is Partical Least Square (PLS) with SmartPLS 3.2.9 software. The research results show that; work discipline, leadership, and motivation have a positive and significant effect on performance; work discipline and leadership have a positive and significant effect on motivation; and work discipline and leadership have a positive and significant influence on performance which mediates motivation.

This study was conducted with the aim of knowing how the implementation of the principles of financial management listed in Law No. 20 of 2003 article 48. Transparency can mean openness, with transparency it can increase the support of parents, the community and the government. Accountability means that the use of financial resources can be accounted for in accordance with the plan that has been set at the SDN inpres Silae school.    

The majority of MSME players in Simodong village have not optimized the use of digital technology in managing their business. Their understanding is also very limited regarding the digital economy and the benefits of technology in their business development. Therefore, community service activities in the form of socialization were held to MSME players in Simodong village, Sei Suka sub-district, Batu Bara district. This socialization activity aims to increase the understanding and knowledge of MSME actors about the digital economy. The socialization activity was attended by 20 participants. The methods used in this service activity are lectures and interactive discussions. The stages of service activities include the preparation stage, implementation stage and evaluation stage. After participating in the service activities, the understanding and knowledge of MSME actors about the digital economy increased. The majority of service activity participants have understood the concepts and benefits of the digital economy. Likewise, E-Commerce and online marketplaces and their benefits in increasing MSME sales have also been understood by the majority of participants. This activity has a significant impact in increasing the understanding and knowledge of participants.

Anemia is one of the crucial problems that are often experienced by female athletes. The occurrence of anemia in athletes will cause the training process cannot run optimally so that the increase in ability at a higher level does not occur. The purpose of this community service was to increase the knowledge of athletes, teachers and coaches, especially female athletes by providing nutritional education about the prevention and management of anemia in SMANKOR Papua. Thus, the creation of the good physical condition of female athletes who are able to score achievements. This activity took the form of nutritional education conducted by giving materials, discussions, evaluations and mentoring. The activity began with a pre-test and was done post-test at the end of the activity. The event was conducted online attended by students, teachers and coaches of SMANKOR Papua. The results showed differences in knowledge of students, teachers and coaches about the prevention and management of anemia, before and after nutrition education and mentoring. Thus, it can be concluded that nutrition education and assistance regarding the prevention and management of anemia affect the knowledge of students, teachers and coaches at SMANKOR Papua

This research aims to determine the effect of the independent variables, namely facial recognition attendance and work motivation, on the dependent variable, namely work discipline. This research was conducted at PT XYZ. The data analysis used was the classical assumption test and multiple linear regression analysis, to test and prove the research hypothesis using the SPSS version 25 application. Data collection was carried out by distributing questionnaires to 46 employees at PT XYZ. Partially, the results show that the facial recognition absentee variable has a significant effect on work discipline, and work motivation has a significant effect on work discipline. Simultaneously the results obtained from this research are that the facial recognition absentee variable and work motivation simultaneously have a significant effect on the work discipline variable.

Current information technology developments enable UMKM and creative endeavours to improve their business performance through the LCNC (Low-Code, No-code) Platform, as well as offer great potential for improving productivity and business development processes. The study aims to identify and analyze the impact of Privacy, Rapidity, Cost Reduction, Complexity Reduction, Easy Maintenance, Involment of Business Profile, and Minimalisation of Unstable on the performance of the Low-code No-code B-Pro Business Student application at Ngudi Waluyo University. The influence we want to know is whether it's direct or indirect. This type of research is quantitative, using 113 populations with purposive sampling techniques. The test tools used are statistical analysis methods of multivariate development of regression and path analysis. The results of this study showed that significant influence on the variables Rapidity and Involment of business profile significantly affected the performance of low-code no-code applications.

This research aims to determine the influence of content marketing, social media and word of mouth (WOM) in increasing brand awareness among Finsa Samban Digital Print consumers. The influences you want to know are direct and indirect influences. This research uses a quantitative method with a descriptive research model which presents an accurate, systematic and factual description of a situation or phenomenon on variables through hypothesis testing by distributing questionnaires. This research used a sample of 96 respondents. Samples were taken using a purposive sampling method using non-probability with characteristics of a minimum age of 17 years and having used a product or service from Digital Print Finsa at least once. The test tools used are research instrument tests, classical assumption tests and multiple regression analysis tests. From the results of this test it can be concluded that marketing content has a significant direct influence on brand awareness. Social Media has an indirect influence in the research results in the T Test which is stated to have no significant effect on brand awareness. The results of the study on word of mouth (WOM) have a significant direct influence on brand awareness on Digital Print Finsa Samban.

The aim of this research is to determine the influence of Shopee Live, EXO's k-pop Brand Ambassador, and Brand Image on purchasing decisions for Scarlett Whitening products on Shopee e-commerce. The location of this research was conducted on Scarlett Whitening consumers in Semarang City. This type of research uses quantitative research and the methods used are survey research and associative approach research. The main instrument of this research is a questionnaire with 100 respondents using the Slovin formula. Data collection was obtained by distributing questionnaires to Scarlett Whitening consumers in Semarang City who were selected using purposive sampling. Data processing uses Microsoft Excel and IBM SPSS Version 25 software. The data analysis used is multiple linear regression analysis. The research results concluded from the data analysis of the F test results showing that Shopee Live, Brand Ambssador K-Pop EXO, and Brand Image simultaneously had a positive influence on purchasing decisions for Scarlett Whitening products on e-commerce Shopee. Furthermore, data analysis of the T test results shows that Shopee Live does not have a partial positive influence on the decision to purchase Scarlett Whitening on Shopee e-commerce, while the K-Pop EXO Brand Ambassador and Brand Image have a partial positive influence on the decision to purchase Scarlett Whitening on e-commerce. Shopee commerce.

This research aims to analyze and explain the impact of digital marketing and brand image on work interest as intervening variables. The data collection method was carried out through questionnaires to 100 Scarlett Whitening consumer respondents, using techniques of non-probability sampling. Data analysis was carried out using the multiple linear regression method. The research results show that there is a significant positive influence of the variables digital marketing on buying interest, while variable brand awareness also has a positive and significant effect on buying interest. The brand ambassador variable does not show a significant influence on purchasing interest, while the online customer review variable has a positive and significant influence on purchasing interest. Apart from that, the brand image variable also has a positive and significant effect on purchasing interest, as well as variable digital marketing, brand awareness, brand ambassador and brand image has a positive and significant effect on purchasing decisions, and online customer does not a significant influence on purchasing decisions. However, the purchase interest variable was not proven to be an intervening variable that mediates the influence of digital marketing, brand awareness, brand ambassador, online customer review and brand image on purchasing decisions.

aim of this research is to find out the influence of capital, HR performance, the role of government and technology on the development of MSMEs in West Ungaran District. The population used in this research is traders who have MSME businesses whose business locations are in the West Ungaran District area who are domiciled in the Ungaran District area. The population was taken using data from BPS Semarang Regency in 2020, from this population a sample of 278 MSME traders in 2020 was obtained. West Ungaran District. This research method uses quantitative methods. The results of this research are that business capital, human resource performance, the role of government and technology have an important role in the development of MSMEs in West Ungaran District.

This research aims to examine the influence of education level, work discipline and leadership on Jaya Bakti Village employees. The population in this research is Jaya Bakti village employees. The sampling technique used in this research was a total of 50 employee data samples. The analysis method uses multiple linear regression methods. The test results proved that the variables Educational Level (X1), Work Discipline (X2), Leadership (X3), and Employee Performance had a significant simultaneous effect with the results of multiple linear analysis and the F test. The calculation results were obtained from F-count > from F- table (173.138 > 2.80), while the significant partial effect via the t test was obtained from the t-calculated value on the Education Level variable (X1) of 4.970, the t-calculated value on the Work Discipline variable (X2) was 6.243 t-calculated value The Leadership variable is 2.677 and is greater than the t-table of 2.012. The research results show that the level of education, work discipline and leadership simultaneously have a positive and significant effect on the performance of Jaya Bakti village employees.