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This research focuses on the transformation of risk control and monitoring policies conducted by Bank Indonesia over the past five years (2018-2023). It uses qualitative analysis methods to examine the evolution of Bank Indonesia's policies through publications of financial institutions such as Bank Indonesia, OJK, and BPK. This study shows that policy impact evaluation plays an important role in identifying areas of improvement and new solutions to enhance policy effectiveness. Bank Indonesia adjusts strategies responsively and proactively to keep up with financial market dynamics and technological developments, and integrates the principles of international standards in banking supervision and risk management. Synchronizing policies with international standards is a top priority for maintaining the credibility of global markets. In facing the challenges of global economic change, technological innovation, and dynamic regulations, Bank Indonesia is committed to conducting in-depth reviews and policy adjustments to face the future. The evolving approach allows Bank Indonesia to strengthen its role in maintaining financial system stability and promoting sustainable economic growth. This research provides insights into Bank Indonesia's successes and challenges in transforming its risk control and monitoring policies.

Developing accounting theory is very important in making financial reports. Accounting theory is an arrangement of concepts, definitions and propositions that presents a systematic picture of accounting phenomena, as well as explaining the relationships between variables in the accounting structure. This research uses qualitative research methods. The data collection technique uses secondary data which is carried out by literature review and literature study. The results of this study state that the benefits of public sector accounting are indeed very important in preparing financial reports with standard account classifications, recording and journaling procedures that are in accordance with the business circulation of public sector organizations including interpretation, treasury and accounting reports. The standards belonging to public sector financial accounting have been created and developed accordingly according to internationally accepted standards to achieve stable and comparable accounting functionality for all countries or jurisdictions.    

This review article examines the influence of red flags, training and expertise on the auditor's ability to detect fraud. This research is a literature study for the investigative audit course which aims to develop hypotheses regarding the influence between variables that can be used for further research.  

This research aims to determine Renewable Energy, Emission Intensity, Life Expectancy, and Unemployment Rate on Gross National Income (GNI) in Estonia, Finland, Germany, Hungary, and Norway. The variables in this research are Renewable Energy, Emission Intensity, Life Expectancy, and Unemployment Rate as independent variables, while the Gross National Income variable is the dependent variable. This research uses secondary data taken from the OECD from 2011-2023. The data analysis technique used is the Autoregressive Distributed Lag (ARDL) panel. The research results from the ARDL model analysis show that the country that is able to become a leading indicator for the stability of the GNI rate is only Norway. This is because all the variables or indicators in the research, namely (Renewable Energy, Life Expectancy, and Unemployment Rate), this country has a significant effect on GNI. while the Emission Intensity variable does not have a significant effect on GNI. If we look at the stability of the short run and long run, the Unemployment Rate variable, both in the short and long term, significantly controls the stability of GNI.    

The development of health services has developed in the last few years and continues to grow to the point of giving rise to telemedicine as a term for electronic services medium between patients and health service providers. The purpose of this research is to find the formal legal truth on the protection rights of a patient who used telemedicine services based on the Indonesian Civil Code, Health Law, and other relevant legal material sources, the study aims to determine the legal certainty of the patient using telemedicine services and legal remedies available to patients injured due to telemedicine malpractice. The research method used is normative or doctrinal and involves relevant approaches such as the statute approach, conceptual approach, theoretical approach, and analytical approach which use various legal material sources including primary and secondary legal material, particularly such as legislation, regulation, various legal theories, legal principles, doctrine, and scientific works of scholars including journals, articles, and practice guides.

This research aims to determine the obstacles in managing village assets as well as regional government policies in overcoming obstacles to managing village assets. This research method uses empirical legal research with a sociological juridical approach. As for the research results that obstacles in managing village assets include village assets, especially village treasury land, which are mostly controlled by third parties, unequal potential for village assets, inharmonious conditions of village government, difficulty in making decisions in determining the fair value of village assets, not actually including the results of village asset management. into the APBDes. As for the government's policies in overcoming these obstacles, the DPRD and the regional government periodically carry out synergistic activities through Focus Group Discussions (FGD) to unravel problems in managing village assets, the government together with the DPRD always receive complaints and mediate to find solutions related to obstacles in managing village assets, The DPRD encourages regional governments through sub-districts to provide assistance in submitting minutes of the handover of the position of village head in relation to the inventory of village assets, and the Government together with the DPRD carry out studies to amend or adjust Regional Regulations or Regent Regulations regarding village asset management according to input from the village government with prior implementation. comprehensive study.

Rape in a relationship has similar effects to rape outside of marriage. It is intended to avoid unnatural sexual behavior in a couple. Although men are considered to have full rights over their wives including in terms of sexual relations, it can worsen the relationship. The problem raised in this paper is to find out how the regulation of marital rape in Indonesia. The research method used is normative legal research, in order to analyze the vague norms related to marital rape in Law No. 23 Thn. 2004 with Law No. 12 of 2022. With the results of the analysis explaining that the factor of marital rape which later became a serious case both in the national and international scope needs regulations on marital rape, especially in Indonesia as a form of affirmation in the gander structure.

Technology has undergone significant and rapid change with the transition from self-managed data centers to visualized infrastructure. Data archiving has a very important role because it can make it easier to process data quickly and accurately. Web-based information systems have become an integral part of digital transformation in various industrial sectors. By providing centralized access to computing resources, data storage, and applications over the internet, the cloud provides significant freedom and flexibility. Web-based information systems bring great benefits to organizations that successfully adopt them. While challenges such as security and regulatory compliance need to be overcome, the opportunities for innovation and operational efficiency make cloud-based information systems a strategic choice in a company's digital transformation roadmap. Several institutional companies and individuals have used web-based archiving but it has not been effective. For this reason, a good archiving system is needed that makes it easier to search and process data. Web-Based Archiving Management Information System which will provide convenience in processing data to be more effective and accurate. Apart from that, it can also save time and better manage reports and decision making within the Company.

This study conducted a trial of B-30 products stored in miniature storage tanks outdoors to produce B-30 offspec products. Tests were also carried out on offspec B-30 products blended with new biosolar products. The research focused on the analysis of water content and Total Acid Number (TAN) using tools and materials that have been determined. The test results showed that biosolar products stored for two weeks in open space had an increase in moisture content and TAN value. An increase in water content is due to condensation during prolonged storage, while an increase in the TAN value indicates damage to the product. The addition of new biosolar in biosolar offspec aims to improve the quality of BioSolar damaged by storage. This study is relevant to understand the impact of storage on biosolar quality and improvement strategies that can be done.  

In the midst of rapid industrial progress and global economic growth, the use of plastic has increased dramatically, causing serious environmental problems due to the accumulation of plastic waste. One of the most worrying aspects of this problem is the presence of microplastics, namely plastic particles less than five millimeters in size. The more accumulation of plastic waste found in the waters will cause damage to the surrounding water and sea environment, plastic waste that is not collected will be exposed to sunlight and exposure to air, the longer it will decompose into small particles called microplastics. In this research, the author researched using the library research method, namely by collecting and studying existing literature from various sources such as: journals, articles, books and others related to this research. Microplastics have spread widely in the environment, from oceans to land, and have had a serious impact on organisms and ecosystems throughout the world. The process by which microplastics are formed, their distribution in the environment, their impact on aquatic and terrestrial organisms, and their potential impact on human health are the main focus research and public attention. To overcome the microplastic problem, a holistic approach is needed that involves collaboration across sectors and scientific disciplines. Handling and mitigation efforts must cover various aspects, starting from regulating the use of single-use plastics, more effective management of plastic waste, developing technology for detecting and eliminating microplastics, to educating the public about the dangers of microplastics and the importance of environmentally friendly behavior. Concrete steps such as banning the use of single-use plastics, promoting recycling, innovation in product design, and cross-border cooperation in managing plastic waste are key in efforts to reduce the negative impact of microplastics. Only by taking these steps together can we create a cleaner, healthier and more sustainable environment for future generations.

The simulation in this research investigates the possibility of using the walls of the rectorate building on the Bina Bangsa campus to install a wall area solar energy system. The building walls are simulated, becoming a representation of the walls of other buildings. PLTS electricity calculations use an interconnected Solar Power Plant [PLTS] system. Research shows that the building has a wall area of 10,353 m2 which can be used to install solar panels. The total electrical power produced in the area is 2030 kWp or 2.03 MWp. The power is divided into four, namely 630 kWp east of the roof, 535 kWp northwest, 668 kWp southwest and 553 kWp southeast.  

Currently, technology is experiencing rapid development, especially in the field of artificial intelligence (AI). One of the famous AIs is Microsoft Copilot. This artificial intelligence can be used to implement Pancasila values in learning. This research uses a qualitative research method of the literature study type. The results of the study show that there are opportunities and challenges in using Microsoft Copilot in the implementation of Pancasila values during the learning process in the digital era.

This study aims to determine the adaptation of the use of Artificial Intelligence (AI) to social behavior, academic integrity, readiness to face the world of work, as well as digital literacy and AI ethics among university students. The research approach used is a qualitative approach with data collection through participant observation and in-depth interviews. The research population consists of students who use AI in their learning and daily activities. The results of this study show that the use of AI by university students has a significant impact on social behavior and academic integrity. In terms of work readiness, students felt that AI can help them learn work skills in the digital era. However, this study also revealed that there are some challenges faced by students in using AI.

This study aims to describe the implementation of differentiation learning as an effort to strengthen the Pancasila Student Profile in the independent curriculum. This research is qualitative description research using library research methods. Using data analysis techniques in the form of reading and recording techniques. The results of this study show that the differentiated approach consists of three aspects, namely content differentiation, process differentiation, and product differentiation. 1) Content differentiation includes what students learn. In this regard, teachers modify the curriculum and teaching materials based on the learning styles and disability proceedings possessed by students. The content of the curriculum is adjusted to the circumstances and abilities of the students. 2) Process differentiation is the way students process and process ideas and information. How students interact with the material and how that interaction becomes a part that then determines student learning choices. Due to the many learning styles and differences in learning style choices presented by students, the class must be modified to accommodate different learning needs. 3) Product differentiation is how students demonstrate what they have learned. Learning products allow teachers to assess what material has been mastered by students and then present the next material. Student learning styles can also determine what student learning outcomes will be shown to the teacher.

This research is a conceptual study of the implementation of the Project Based Learning learning model as an effort to grow the character of students according to the 6 dimensions of the Pancasila Student Profile in the independent curriculum. The Project Based Learning learning model is one of the learning models that can foster Pancasila values in students. By using qualitative descriptive methods through library research, this study aims to find out how the implementation of the Project Based Learning learning model as an effort to grow the character of students according to the 6 dimensions of the Pancasila Student Profile in the independent curriculum. The results of this study show that the Project Based Learning learning model is a strategy that is in accordance with the values contained in the Pancasila Student Profile.

Digital literacy is becoming increasingly important in today's education, especially in developing student profiles that are independent, critical reasoning, and creative in the context of Pancasila. This study aims to describe the role of digital literacy in strengthening the profile of Pancasila students in these three dimensions. This research uses literature method to collect information from various related sources. The results showed that digital literacy has a significant role in strengthening and developing the profile of students who are independent, critical reasoning, and creative in the context of Pancasila. Digital literacy enables learners to access, evaluate, create, use information wisely, and communicate effectively through a variety of digital media. Thus, the integration of digital literacy in education can help strengthen the profile of Pancasila students in the independent, critical, and creative dimensions.

This research aims to examine whether people in Indonesia have implemented the values of Pancasila in realizing tolerance for people with disabilities. In reality, as we know, there are still many cases of discrimination against people with disabilities, there is still a lack of availability of special facilities for people with disabilities, and weak law enforcement. The research method used is a qualitative method. By using literature review data collection techniques by reviewing various literature such as articles and journals that are relevant to the topic of discussion, as well as using interview techniques. It is hoped that the results of this research can increase insight and understanding of the implementation of Pancasila values in realizing tolerance for people with disabilities so that we are able to become a society that is tolerant towards people with disabilities and can provide support in the form of participation, as well as disseminating information through social media in realizing the importance of tolerance towards people with disabilities.

Elections are a democratic process used to elect government leaders and represent the community in government institutions. Money politics is a phenomenon that often occurs in general elections. Money political campaigns are carried out by individuals or groups who use money to influence people's behavior in elections. The aim of this article focuses on the phenomenon of money politics that occurs in society during the campaign period for legislative candidates in the 2024 elections at the neighborhood level and to find out the factors that cause money politics to occur. The form of money politics carried out includes providing basic necessities, money and health services to voters to win votes in legislative elections. This research was conducted using a qualitative research approach, collecting data through interviews and literature reviews. The results of this research show that not all people are influenced by political choices through money politics.

This research aims to increase public awareness regarding how to avoid threats that often occur in society, especially online fraud which is currently on the rise, it is important to understand that online fraud crimes are a serious threat to society in the current digital era. The negative impact of the development of information technology, especially on social media, has led to an increase in online crime cases. In this discussion, the large number of crime victims is caused by low awareness in society. This crime has detrimental social and economic impacts on its victims. Including financial and psychological losses that disturb the victim's mental health. Therefore, appropriate steps are needed to increase public awareness of the risks of online fraud tactics.

This research aims to determine character education in Islamic boarding schools and the prevalence of issues of violence in Islamic boarding schools, so the researcher wants to discuss in more depth about character education and issues of violence that are currently widespread in Islamic boarding schools with the object of research being the Al-Rahmah Islamic boarding school. . The approach method used is a qualitative method with data collection techniques of observation, interviews and documentation. The data collected by researchers is more focused on several research objectives, namely: 1) describing modern Islamic boarding schools based on the times. 2) describe Islamic boarding school institutions in character education 3) analyze more deeply the issues of violence in Islamic boarding schools, Islamic boarding schools are places where education about the Islamic religion focuses on Islamic religious studies and does not eliminate contemporary elements in the current era. more modern, especially in modern-based Islamic boarding schools.