This study aims to analyze the influence of financial literacy, financial technology, and financial management on the financial performance of Micro, Small, and Medium Enterprises (MSMEs) in Gresik Regency. The background of this study is based on the importance of strengthening the financial aspects of MSMEs as a foundation in facing the challenges of competition and economic uncertainty. The method used is a quantitative approach by distributing structured questionnaires to 96 MSMEs selected through a purposive sampling technique. The collected data were then analyzed using SPSS version 26 software to examine the relationships and influences between variables. The results show that financial literacy has a positive and significant influence on the financial performance of MSMEs. This means that the higher the level of understanding of MSMEs regarding financial management, the better the financial performance achieved. Similarly, the use of financial technology has also been shown to have a significant positive effect. The use of digital financial services such as mobile banking, e-wallets, and digital bookkeeping applications can help MSMEs simplify transactions, financial recording, and access to financing, which ultimately improves efficiency and business results. Meanwhile, the financial management variable shows a moderate influence on financial performance. This indicates that financial planning, recording, and control practices in some MSMEs are still suboptimal and need to be improved to contribute more significantly to business performance. Overall, these findings underscore the importance of improving financial literacy and adopting financial technology as key strategies for strengthening MSME performance. This research provides practical recommendations for MSMEs and stakeholders to enhance their financial management capacity to encourage sustainable business growth in the digital era.

This study aims to analyze the strategy of utilizing vacant spaces within airports to enhance non-aeronautical revenue through collaboration with Micro, Small, and Medium Enterprises (MSMEs). Given the growing importance of non-aeronautical revenue sources in the aviation industry, this research focuses on how airports can optimize underutilized spaces for commercial purposes. The research method applied is library research, where relevant literature, journals, and previous studies are reviewed to gain insights into successful strategies and best practices. The findings of the study indicate that the development of commercial spaces, such as fast-food tenants, retail outlets, and photo booths, can significantly enhance the passenger experience by providing convenient services and entertainment. Additionally, these developments offer a sustainable alternative revenue stream for airports, diversifying income beyond traditional aeronautical activities. The research also explores the role of the Value Proposition Canvas business model to assess the alignment between the value offered by these services and the needs of passengers. By applying this model, the study emphasizes the importance of understanding customer expectations and ensuring that airport services meet these demands. The analysis further highlights that successful implementation of these strategies requires careful planning, including collaboration between airport management, MSMEs, local governments, and sponsors. Building strong partnerships and ensuring mutual benefit are critical for maximizing the non-aeronautical revenue potential. The study concludes by suggesting that airports can leverage vacant spaces more effectively to not only boost revenue but also improve the overall passenger experience, contributing to the long-term sustainability and growth of the airport sector.

This study aims to identify various types of hazards found in the Apron of Juanda International Airport Surabaya and analyze their impact on flight operational safety. The apron is a vital area in aviation activities because it is a parking lot for aircraft, the process of boarding and dropping passengers, loading and unloading cargo, and light maintenance activities. The existence of potential hazards in this area can have a direct effect on flight safety if not handled properly. The research method used was qualitative descriptive with data collection techniques through field observations, interviews with apron officers, and documentation during the implementation of On The Job Training. The data obtained is then analyzed to identify potential hazards and evaluate the level of risk. The results of the study show that there are still hazard findings in the apron area, including Foreign Object Damage (FOD) in the form of foreign objects that have the potential to damage aircraft engines, oil or fuel spills that can cause fires, the presence of wild animals in the aircraft movement area, Ground Support Equipment (GSE) that is parked out of place so as to interfere with aircraft movement, and marshalls who do not use Complete Personal Protective Equipment (PPE).  This problem is caused by the weak supervision of the Apron Movement Control (AMC) unit and the low awareness of personnel in implementing a work safety culture. Based on these findings, the author prepared mitigation measures in accordance with the guidelines of Doc 9859 AN/474 concerning the Safety Management Manual, including increasing supervision, enforcing safety standards, and periodic training for all apron personnel. It is hoped that the results of this study can be an evaluation reference for airport management to strengthen the supervision system, reduce the risk of accidents in the apron area, and build a better and sustainable work safety culture.

To preserve the environment and culture, the people of Tawun Village in Ngawi Regency routinely carry out the Keduk Beji tradition once a year. This tradition is an annual ritual to clean Sendang Tawun, which aims to maintain ecological balance and prevent the emergence of disasters or plagues. The routine of the Tawun community in carrying out this tradition is based on the oral tradition of “the legend of Sendang Tawun” regarding the origin of Tawun Village. The existence of a tradition that is closely related to the environment has a significant impact on the ecological balance in Tawun Village. This study aims to (1) describe the correlation between Keduk Beji tradition and the legend of Sendang Tawun, (2) describe the procession of the Keduk Beji tradition, and (3) describe the implementation of deep ecology environmental ethics in the Keduk Beji tradition. This research is qualitative research with the object of study being the Keduk Beji oral tradition carried out in Tawun Village, Ngawi Regency. The method used in this study is ethnography, which provides a comprehensive understanding of the impact of implementing the Keduk Beji tradition. Data collection techniques are done through interviews, observations, and documentation studies. The study results show that the Tawun community applies environmental ethics (principles of deep ecology), which are guided by the values ??inherited from their ancestors. This study distinguishes between empirical reality in the form of cultural practices of the community in the Keduk Beji tradition and ideal values contained in the principles of deep ecology as a reference in environmental conservation.

Penelitian ini bertujuan untuk mengetahui pengaruh media flash card dalam mengatasi kesulitan membaca siswa kelas I Sekolah Dasar. Penelitian ini merupakan penelitian kuantitatif dengan jenis penelitian eksperimen dengan tipe One Group Pretest-Posttest Design (tes awal-tes akhir kelompok tunggal). Populasi dalam penelitian ini berjumlah 81 orang dengan jumlah sampel keseluruhan 27 orang. Penentuan sampel penelitian menggunakan teknik Purposive Sampling. Didapat hasil penelitian, berdasarkan data yang diperoleh dari hasil pretest pengaruh media flash card dalam mengatasi kesulitan membaca siswa Sekolah Dasar dan data distribusi frekuensi pada lampiran dapat diuraikan sebagai berikut: nilai rata-rata siswa sebesar 64,40; Variansi = 20,59; Standar Deviasi (SD) = 4,54; nilai maksimum = 73; nilai minimum = 55, dengan rentangan nilai (Range) = 18. Sedangkan data yang diperoleh hasil posttest pengaruh media flash card dalam mengatasi kesulitan membaca siswa Sekolah Dasar dapat diuraikan sebagai berikut: nilai rata-rata siswa sebesar 81,57; Variansi = 24,63; Standar Deviasi (SD) = 5,12; nilai maksimum = 80; nilai minimum = 62, dengan rentangan nilai (Range) = 18. Uji Independent Sample t-test dalam mengatasi kesulitan membaca siswa kelas I Sekolah Dasar diketahui nilai 2,973 dan 2,05 sehingga Thitung > Ttabel. Berdasarkan data tersebut dapat diambil kesimpulan bahwa H0 ditolak dan Ha diterima sehingga dapat disimpulkan terdapat pengaruh media flash card dalam mengatasi kesulitan mmbaca siswa kelas I Sekolah Dasar.

Vocational high schools (SMK) play an important role in preparing students for the world of work. However, student learning outcomes in the subject of Electrical Lighting Installation at SMK Negeri 5 Kota Padang are still relatively low, with an average pretest score of 57.34. This study aims to test the effectiveness of the Student Teams Achievement Division (STAD) cooperative learning model in improving student learning outcomes. The research method used was classroom action research with 32 students from class XI TITL as subjects. Data were collected through pre-tests, post-tests, and observations of student activities during learning. The results of the study indicate that the implementation of STAD successfully improved student learning outcomes significantly, with an average post-test score of 82.19 and an N-Gain Score of 0.58 (moderate category). Academic achievement also increased from 15.6% to 75%. Further analysis revealed that collaborative interactions within groups, the reward system, and active student participation were key factors contributing to the success of this method. However, challenges such as time management and low student engagement require attention. It is concluded that the STAD model is effective in improving students' learning outcomes in the subject of Electrical Lighting Installation, both in terms of cognitive aspects and social skills. Therefore, it is recommended that teachers implement STAD with proper syntax and consider developing supporting media such as digital simulations to optimize the learning process.

The rise of digital technology has brought about many benefits. Digitalization brings lots of changes in both positive and negative impacts on the character development of Generation Z. Therefore, preventive efforts are needed to overcome the moral decadence of the young muslim generation. This study aims to analyze the story of Lukman al-Hakim in educating children which has been narrated in the Qur'an. This study uses the library research method to analyze sources from books, tafsir books, and journal articles about Lukman al-Hakim’s story. Using content analysis techniques, this study concluded that moral education contained in the story of Lukman al-Hakim, which includes monotheism, worship, and morals, is material that is very much needed in the digital era. In the era of information technology, the role of parents as role models in children's character education is very much needed. Parents can guide their children to face the negative influence of digital media with a stronger religious character, including spiritual and moral values, worship to God, and fellowship to human beings. So that social media, which is often consumed by young generation in excess, is not used as a living guide in daily life.

Principal This study aims to analyze the principal's leadership management in building the character of students at SD Negeri 27 Palembang. Student character is an important aspect in education that not only focuses on academic achievement, but also the formation of a strong and ethical personality. The principal has a strategic role in managing resources, creating a conducive learning environment, and implementing character values in every aspect of learning. This study uses a qualitative approach with a case study method. Data were collected through observation, in-depth interviews, and documentation of the principal, teachers, and students. The results of the study indicate that the leadership of the principal at SD Negeri 27 Palembang contributes significantly to the formation of student character through habituation programs, extracurricular activities, and role models provided by educators. However, there are several obstacles such as lack of parental involvement and limited supporting facilities. In conclusion, effective principal leadership management plays an important role in building the character of students. A more optimal strategy is needed, including increasing communication with parents and strengthening school-based character education programs.

Mental health is a crucial aspect of life. Humans live not only by maintaining their physical health but also by taking care of their mental well-being. Mental health can be influenced by various factors, one of which is religion. In this regard, religion plays a significant role in maintaining a person's mental health. This study was conducted to examine the role of religion in human mental health. The research used a qualitative approach with a literature study method. A literature study is a method that relies on secondary data sources from various existing scientific references, conducted by reading books, journals, or articles with relevant topics to be analyzed and explored further. This study found several important roles of religious psychology in shaping mental health, along with its various functions.

This research examines God as the initiator of cross-cultural missions through a case study of mission transformation in the life of the Apostle Peter. Departing from the existing research gap, namely the need to reflect on the nature of God who loves other nations through a change in Peter's perspective, this study aims to show that God is the initiator of salvation for all mankind. The significance of this study is to encourage the church to see cross-cultural missions as an important approach in transmitting God's love to those who have not yet repented. Using a descriptive-analytical method, this study finds that Peter's encounter with Cornelius was a crucial turning point in early Christian missionary work. The experience radically changed Peter's narrow understanding of who was worthy of receiving the gospel, extending from just Jews to all nations. The descent of the Holy Spirit upon Cornelius and his family is clear evidence to Peter that God's grace is impartial and available to every believer. This event was not only a personal lesson for Peter, but also a revelation of God that opened the door for the gospel to reach the Gentile world, fundamentally changing the course of church history.
 
Penelitian ini mengkaji Allah sebagai penggagas misi lintas budaya melalui studi kasus transformasi misi dalam kehidupan Rasul Petrus. Berangkat dari kesenjangan penelitian yang ada, yaitu kebutuhan untuk merefleksikan sifat Allah yang mengasihi bangsa lain melalui perubahan cara pandang Petrus, studi ini bertujuan untuk menunjukkan bahwa Allah adalah inisiator keselamatan bagi seluruh umat manusia. Signifikansi penelitian ini adalah untuk mendorong gereja agar melihat misi lintas budaya sebagai pendekatan penting dalam menularkan kasih Allah kepada mereka yang belum bertobat. Dengan menggunakan metode deskriptif-analitis, penelitian ini menemukan bahwa perjumpaan Petrus dengan Kornelius merupakan titik balik krusial dalam karya misi Kekristenan awal. Pengalaman tersebut secara radikal mengubah pemahaman sempit Petrus mengenai siapa yang layak menerima Injil, meluas dari hanya orang Yahudi menjadi semua bangsa. Turunnya Roh Kudus kepada Kornelius dan keluarganya menjadi bukti nyata bagi Petrus bahwa kasih karunia Allah tidak memandang bulu dan tersedia bagi setiap orang yang percaya. Peristiwa ini tidak hanya menjadi pelajaran pribadi bagi Petrus, melainkan juga wahyu Allah yang membuka pintu bagi Injil untuk menjangkau dunia non-Yahudi, secara fundamental mengubah arah sejarah gereja.