Banking is an important sector for a country's economy, therefore maintaining banking stability is very important because if there is a problem it can have a direct impact on economic conditions in that country. One of the factors that influences growth stability is competition. This research aims to determine the effect of competition on banking stability in Indonesia. This research was carried out with data samples from 43 banks in the 2018-2021 period. The analytical tool used was Z-score value analysis, the Leaner Index with Stata 17.0 panel data regression. The research results show that competition can explain the dependent variable, namely stability of 5.20%.

The AHP method used in this decision support system can help decision makers in solving complex problems by considering existing criteria and sub-criteria. It is hoped that this decision support system will make it easier for the faculty to assess lecturer performance objectively and effectively so that it can improve the quality of education at Dehasen University, Bengkulu. Waterfal method, ready-made software that is operated by the user and carried out maintenance. Maintenance allows developers to make corrections to errors that were not detected in previous stages. Maintenance includes repairing errors. Based on the research that has been carried out through the stages of analysis, design, system development, system testing and implementation, it can be concluded that, the system built using the Analytical Hierarchy Process (AHP) method in selecting the best lecturers can provide information in the form of the best lecturers in accordance with the criteria and also the conditions that the user enters, the Analytical Hierarchy Process (AHP) method uses input in the form of assessments for each criterion that can run well according to the design, the decision support system uses the analytical hierarchy process (AHP) method where the value obtained is a consistent value if the value of CR is equal to or more than 0.1 (10%).

SDIT NIDAUL HIKMAH SALATIGA is a private school with more than 600 students. Despite the large number of students, administrative services are still manually performed, including writing and compiling payment receipts in Microsoft Excel, manual data retrieval, and printing invoices from Excel. This method is not only impractical and inefficient but also often leads to calculation discrepancies.
 
This study aims to develop an information system using the CodeIgniter framework. CodeIgniter, with its Model, View, Controller (MVC) concept, provides ease in designing information systems. The implementation of the WhatsApp API aims to create an up-to-date system by introducing WhatsApp notification features containing detailed billing and transaction information to parents/guardians of students. The research also aims to design a practical and effective information system in school administration services, making it easier and faster to perform administrative tasks.
 Through validation conducted by experts and users, it can be concluded that this system has received excellent ratings and can be applied as a tool for school administrative payment services, with revisions made if any issues are found. User Acceptance Testing (UAT) was conducted on sample respondents by asking users to try accessing the system and provide feedback by completing the provided questionnaire. From the test results, respondents gave a total score of 90% for ease of use, 86% for appearance, and 91% for functionality, indicating that users strongly agree that this school payment information system is easy to operate, has comprehensive features, and facilitates administrative services.

The eyes are crucial tools for human observation and perception, facilitating various tasks in daily life. Individuals, including those with visual impairments or blindness, engage in currency transactions, posing challenges in recognizing notes and preventing mishaps with counterfeit money. Despite government efforts, features like embossing on banknotes have limited effectiveness due to the circulated currency's disheveled condition. Addressing the visually impaired community's needs is imperative. An innovative solution, the "all-in-one smart white cane," integrated with machine learning supports daily activities, enhancing independence for visually impaired individuals. The YOLOv8 algorithm is employed for the precise detection of monetary denominations, subsequently recorded through a camera and seamlessly integrated into a smart cane, resulting in a consolidated device. This device, designed with standout features, excels in detecting Indonesian Rupiah banknote denominations. Detection performance testing, incorporating methods like object rotation, utilized a dataset divided into training (70%), validation (20%), and test (10%) segments. Modifications to contrast and variability rotation are essential in the context of real-time nomination recognition. These adjustments are implemented to ensure accurate and swift identification in dynamic, real-world scenarios. Testing results reveal a 99% average accuracy in recognizing currency note denominations, presenting an effective solution for the visually impaired community.

Lontar Usada Taru Pramana adalah manuskrip yang merupakan kearifan lokal Bali yang berisi mengenai pengobatan tradisional dengan tumbuhan herbal serta telah dikaji secara ilmiah. Tumbuhan herbal umumnya dikenali dari daunnya. Namun, pengenalan tumbuhan herbal menjadi sulit karena minimnya pengetahuan mengenai jenis tumbuhan herbal dan kemiripan morfologi daunnya. Penelitian ini menggunakan dataset citra daun tumbuhan herbal bernama TPHerbleaf yang digunakan untuk mengklasifikasikan jenis daun tumbuhan herbal berdasarkan Lontar Usada Taru Pramana. Dataset ini terdiri dari 50 kelas jenis daun tumbuhan herbal. Penelitian ini menggunakan tiga arsitektur Convolutional Neural Network sebagai perbandingan untuk klasifikasi, yaitu MobileNet, Inception ResNet V2, dan EfficientNet B2. Model dengan hasil terbaik adalah MobileNet dengan learning rate 0,0001 dan dropout 20%. Model ini menghasilkan akurasi 100% untuk proses training, 79% untuk validation, dan 82% untuk testing. Hasil penelitian ini menunjukkan bahwa teknologi modern dapat digunakan untuk meningkatkan pemahaman dan pelestarian warisan budaya melalui penerapan praktik dalam bidang klasifikasi citra.

Permasalahan yang terjadi di Desa Gunungsari yaitu kurangnya sarana infrastruktur seperti plang jalan dan cermin cembung. Hal ini sangat berguna apalagi terdapat banyak jalan-jalan kecil dan gang yang berada di desa sehingga mempersulit pengguna jalan yang melalui jalan desa. Dengan adanya permasalahan yang ditemui sehingga perlu upaya peningkatan sarana infrastruktur yang memadai. Kegiatan pengabdian masyarakat ini dimulai dengan mengadakan survei lokasi titik dimana akan diberikannya nama-nama plang jalan dan cermin cembung. Adapun jumlah plang nama jalan yang dibuat sebanyak 6 buah dan 2 buah cermin cembung. Kegiatan ini sangat disambut positif oleh warga desa mulai dari proses persiapan hingga dengan pelaksanaan pemasangan. Dengan adanya pemasangan nama jalan dan cermin cembung di desa menjadi startegi penting dalam peningkatan insfrastruktur jalan, mulai dari memperjelas navigasi dan meningkatkan keselamatan pengguna jalan pada akhirnya juga membuka akses yang lebih luas terhadap poteensi pembangunan ekonomi dan sosial di desa.

The combustion of fossil fuels causes an increase in the release a group of gases found in the earth atmosphere that trap heat and contribute to the greenhouse effect, which in turn contributes to the occurrence of global warming. The advancement of sustainable energy sources plays an important role in human life due to renewable and environmentally friendly. This problem can be resolved by using alternative fuels as renewable sources of energy that are more environmentally friendly, such as bioethanol. Empty fruit bunches (EFB) constitute a portion of the solid waste that cause problems in storage, transportation, and processing costs. This is because EFB is waste in a solid that is produced from a processing facility where the fruits of the oil palm tree are processed to extract palm oil in large quantities. The process of producing bioethanol by utilizing coconut fruit bunches that are devoid of their contents as a raw material involves two essential stages: hydrolysis and drying. Hydrolysis with an acid catalyst results in a lower yield, but the catalyst itself is inexpensive. Conversely, when using enzyme catalysts, hydrolysis produces a greater quantity of reducing sugars. Enzyme catalysts can be employed in the simultaneous saccharification and fermentation (SSF) process using S. cerevisiae yeast, while chemical catalysts can be used in separate hydrolysis and fermentation (SHF) methods. The SSF method provides a comparatively elevated ethanol yield, demands less enzyme usage, has a shorter duration for ethanol production, and is environmentally friendlier when compared to the SHF procedure.

Every person experiences disagreements, conflicts, issues, and confrontations in their lifetime. Nobody wants to get into a disagreement with someone else. Each business actor, particularly in economic activities, should always be prepared for the possibility of disagreements that may arise at any point in the future. Here, the business actor will select the form of dispute resolution that best fits their requirements. This study employed a normative juridical research methodology that combines a doctrinal and statutory regulation approach. This study concludes that arbitration is a non-litigation dispute settlement mechanism. With its many benefits, arbitration plays a big part in settling business conflicts.

Spodoptera frugiperda J.E. Smith (Lepidoptera: Noctuidae) merupakan hama utama pada tanaman jagung, bersifat invasif dan polifag yang berasal dari Benua Amerika dan telah masuk ke Indonesia pada awal tahun 2019. Sifat polifag yang dimiliki oleh S. frugiperda dapat menyebabkan hama ini menyerang tanaman tingkat tinggi lainnya, seperti padi, kacang-kacangan, kapas, dan tanaman Poacee lainnya. Penelitian ini dilakukan untuk menganalisis jenis serangan dari S. frugiperda yang paling sering ditemukan pada tanaman inang alternatif dan menganalisis jenis tanaman inang alternatif yang paling sering digunakan S. frugiperda di Kabupaten Kulon Progo, D.I. Yogyakarta. Penelitian ini dilakukan di sekitar perkebunan jagung pada 12 kecamatan yang terdapat di Kabupaten Kulon progo. Penentuan lokasi pengambilan sampel ditentukan dengan menggunakan metode purposive. Kriteria tanaman inang yang diambil adalah yang didapatkan gejala serangan dari S. frugiperda dicirikan dengan adanya paket telur, terdapat kotoran atau bekas aktivitas makan larva, atau lubang bekas gigitannya. Berdasarkan penelitian yang telah dilakukan didapatkan hasil berupa adanya serangan dari S. frugiperda pada tanaman tingkat tinggi lain selain jagung pada 12 kecamatan di Kabupaten Kulon Progo. Jenis serangan yang paling banyak ditemukan adalah berupa lubang bekas gigitan larva S. frugiperda pada daun dan jenis tanaman inang yang paling sering digunakan oleh S. frugiperda di Kabupaten Kulon Progo adalah Pennisetum purpureum.

This research aims to analyze financial ratios to assess the financial performance of companies in Advertising, Printing and Media Companies Listed on the Indonesian Stock Exchange for the 2017-2021 Period. This type of research is a case study using secondary data. The population was 20 companies, sampling using the purposive sampling method selected 4 companies as samples. Library study data collection methods and documentation data collection techniques, as well as quantitative descriptive data analysis techniques. The results of the financial ratio analysis of the company that has the best Current Ratio value is PT Jasuindo Tiga Perkasa Tbk, the best Cash Ratio value is PT Surya Citra Media Tbk, the best Debt to Asset Ratio value is PT Surya Citra Media Tbk, the best Debt to Equity Ratio value PT Surya Citra Media Tbk, the best Return On Asset value PT Surya Citra Media Tbk, the best Net Profit Margin value PT Surya Citra Media Tbk, the best Receivable Turnover value PT Link Net Tbk, the best Total Asset Turnover value PT Jasuindo Tiga Perkasa Tbk, the best Price Earning Ratio value for PT Link Net Tbk, and the best Price To Book Value for PT Link Net Tbk.