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This research delves into the nuanced landscape of digital marketing evolution in Indonesia, particularly at the intersection of artificial intelligence (AI) and business ethics. The study aims to elucidate the current state of digital marketing practices in Indonesia, exploring how AI technologies are integrated and the ethical considerations surrounding their implementation. Employing a qualitative research approach, the study utilizes in-depth interviews and focus group discussions with key stakeholders in the Indonesian digital marketing ecosystem. The sampling technique involves purposive sampling to ensure representation from various industry sectors and perspectives. Data analysis is conducted through thematic analysis, allowing for the identification of emerging themes and patterns related to AI adoption and ethical implications in digital marketing strategies. Preliminary findings suggest a complex interplay between technological advancements, ethical dilemmas, and regulatory frameworks, highlighting the need for a balanced approach to AI utilization in digital marketing within the Indonesian context.

This qualitative research aims to explore the role of Strategic Financial Fluency (SFF) as a catalyst for growth in Micro, Small, and Medium Enterprises (MSMEs). The study employs a multi-method approach integrating literature review, case studies, and expert interviews to construct a comprehensive understanding of SFF and its impact on MSMEs' growth trajectories. Sampling techniques involve purposive sampling of MSMEs representing diverse industries and geographical locations to ensure comprehensive data collection. Data analysis employs thematic analysis, focusing on identifying patterns and themes related to SFF adoption, utilization, and its influence on business growth. The findings reveal that MSMEs equipped with Strategic Financial Fluency demonstrate higher adaptability, resilience, and growth potential. Moreover, SFF facilitates informed decision-making, efficient resource allocation, and strategic planning, thus fostering sustainable growth in MSMEs. This research contributes to the existing literature by highlighting the pivotal role of financial literacy and strategic financial management in enhancing the competitiveness and growth prospects of MSMEs in a dynamic business environment.

Regency roads are local roads which do not include roads connecting the district capital to other districts, but their network is diverse as a link for local activities, namely connector roads between villages, between sub-districts, production center roads and environmental roads in residential areas. This research focuses on roads in Kaur Selatan District and Maje District, Kaur Regency, Bengkulu Province with a total length of 128.50 km with a total of 68 sections. There are several sub-district roads which are a road network that is integrated with national roads. In general, this road section is often used by various types of vehicles, from light to heavy vehicles. Utilization of roads that do not match their class and the influence of the weather climate in areas that are quite extreme result in landslides so that the road body becomes narrow and heavily damaged. As a result of damage to existing roads, community activities are hampered. The purpose of this research is to provide information to the Bengkulu Regency government in preparing priority planning, determining the type of pavement that is appropriate to the location of the road section and determining the calculation of the costs required. The results of research and calculations show that the cost required for road repairs is IDR. 70,788,844,000 for a period of 5 years. The priority scale consists of 17 sections with a cost of Rp. 57,541,204,000.

An abstranct is a brief summary of a research article, thesis, review, conference proceeding or any-depth analysis of a particular subject or disipline, and is often used to help the reader quickly ascertain the paper purposes. When used, an abstract always appears at the beginning of a manuscript orEngaging in communication within the realm of teaching and learning is fundamentally a social activity. It becomes particularly crucial for educators when guiding visually impaired students, necessitating the utilization of a variety of learning strategies that extend beyond the confines of sight within the classroom. To effectively achieve educational goals, teachers employ a myriad of methods to convey instructional materials. This research endeavors to scrutinize the communication strategies implemented by teachers while educating visually impaired children, delving into the intricate communication dynamics between educators and students. The study delves into the exploration of multimodal learning techniques employed by teachers to impart educational messages within the classroom setting. The results elucidate distinct phases within the learning strategies embraced by teachers, ranging from the cultivation of personal and intimate connections to the meticulous selection of teaching materials. The study sheds light on the application of multi-modal learning, encompassing auditory-kinesthetic, kinesthetic-visual, and audio-visual styles. Additionally, the research delineates stages pertaining to learning outcomes and the responses of teachers to their students.    

Technology advancements are inevitable in this day and age, and they have an impact on Islamic education as well. The education industry must keep up-to-date media and instructional strategies in line with information technology advancements in order to effectively implement learning technologies. Given that the current generation's learning preferences differ from those of past generations, it is critical to monitor the advancement of learning technologies. The purpose of this study is to comprehend the definition, advantages, and effects of learning technology on Islamic education. The process of gathering data involves reading and investigating books, journals, and other informational materials about learning technology, particularly as it relates to Islamic education. According to the data gathered, learning technology in Islamic education is a set of activities that are done in order to facilitate effective and efficient Islamic education learning. These activities include design, development, utilization, management, and assessment.

In the digital era, Islamic religious education (PAI) is faced with the challenge of attracting the learning interest of the millennial generation who are accustomed to technology. This article explores the potential of using digital media as an innovative strategy to increase interest in learning PAI in the millennial generation. This approach includes the use of mobile applications, interactive learning videos, and online platforms specifically designed to provide an engaging learning experience that suits the learning styles of the millennial generation. By understanding the characteristics of the millennial generation who tend to be responsive to technology, the application of digital media in PAI classes can create a more dynamic and relevant learning atmosphere. In addition, this article explains how the integration of digital media can stimulate discussion and active participation of students, building connections between PAI material and the daily life context of the millennial generation. The successful use of digital media to increase interest in learning PAI in the millennial generation requires an active role from educators in designing interesting content, facilitating online interactions, and continuing to apply innovation in learning approaches. Thus, this article not only discusses the positive impact of using digital media in increasing interest in learning PAI in the millennial generation, but also provides practical guidance for educators to implement it effectively in the educational environment.

Nowadays, many Islamic boarding schools have been found as a place to pursue education in the frame of Islam like mushrooms in winter. One of them is Darul Falah Islamic Boarding School. The famous name Darul Falah to various regions certainly cannot be separated from the roles and ways of various parties, in the form of the efforts of the asatidz and the contribution of students combined with the utilization of existing resources, such as extracurricular activities. This research has the aim of knowing how much extracurricular roles and their influence on the development of Pondok Pesantrean Darul Falah. The method used in this research is qualitative method, through interviews and literature review as data collection techniques, while the data analysis used is descriptive statistics. The results of this study indicate that, in fact, extracurricular activities are very helpful and have a positive impact on the development of Darul Falah Islamic Boarding School. This is evidenced by several things. Although it is not a mandatory program, extracurricular activities play an important role in the development of Pesantren Darul Falah.

This research seeks to assess PT. BNI (Persero) Tbk's performance through the utilization of the balanced scorecard approach, encompassing financial, customer, internal processes, and learning/growth perspectives. The study, employing a descriptive method, focuses on PT. BNI (Persero) as the sample population, utilizing documentation techniques for data collection. Results indicate favorable financial indicators (ROA, ROE, NPM, BOPO, LDR), subpar customer metrics (customer acquisition, retention), excellent internal business processes (AETR, NGR), and positive learning/growth aspects (employee productivity, ETTE).

One type of fruit that is liked by people in Southeast Asia, namely Salak. The development of nail art has become one of the supporting appearances for women. So that it becomes a source of ideas in new innovations in the world of nail art. The purpose of this study was to find out how to make nail art by utilizing zalacca peels. In this study using the method, observation, documentation, literature and experimental methods Utilization of zalacca skin in making nail art through three stages, namely preparation of material tools and manufacturing steps. The results of the feasibility test from the five validators, namely the color assessment indicator score 23 is said to be very feasible, the form score 23 is said to be very feasible, the neatness score is 21 is said to be very feasible, and the design gets a score of 23 which is said to be very feasible so that it can be concluded that the product is said to be very feasible. .5% nail art color involved suitable for women's skin, 98.8% beauty nail art color gradations, 96.3% beauty nail art accessories, 98.8% accessories for fantasy makeup, 61.3% nail art accessories in fashion, 86.3% zalacca nail art accessories not excessive, 96.3% accessories on nail art to match, 96.3% nail art able to compete and 98.8% nail art being one of the innovations based on the results of the test 87% of respondents said they liked snake fruit nail art products

Making fake nails using coconut coir is product that can beautify your appearance, reduce the accumulation of coconut coir waste and can be used as an opportunity for entrepreneurship. The purpose of this study is to find out and explain the process of making fake nails, product validation, and public acceptance of the Utilization of Coconut Coir as a Fake Nail Innovation. The methods used are observation, literature, experiments, documentation, interviews, and questionnaires. The process of making coconut coir fake nails goes through 3 stages, namely preparation of tools and materials, the process of making coconut coir fake nails, and attaching accessories to fake nails. There was evidence of product validation by 5 validators with the result that fake nails from coconut coir waste which had a reddish-brown color, smooth texture and very clear fiber motifs were the most chosen by the validators. The public test results in the average color category obtained 2.5 are very fond of (3). In the average texture category, 2.5 is very like (3) and for the pattern category, the average is 2.6, very like (3). A total of 3 average categories obtained, namely 2.545, are included in the very like category so that the product can be accepted by the community and can be used as a business opportunity. The advice given is another, faster technique for attaching coconut coir to fake nails.

This service focuses on "Community Empowerment through the Utilization of Household Waste into Organic Fertilizer in South Lembang Batualu", people who do not understand how to make organic fertilizer by using used materials, people still lack understanding in terms of adapting the plants to be planted in the soil with different conditions. Therefore, this service focuses on the theme "organic farming" which aims to increase public awareness and broaden people's knowledge about organic farming, especially in making organic fertilizer using household waste. The method we use is the approach method, this method is a method carried out directly by students to inspire the community in South Lembang Batualu. The results achieved are able to help with community problems regarding organic farming in South Lembang Batualu, so that this service activity can have a positive impact, namely that the community understands more about organic farming, especially in making organic fertilizer using household waste.

The objective of this research is to assess the utilization of Canva application as a biology learning media at SMA Negeri 1 East Siau. 2. To assess the efficacy of utilizing the Canva application as a Biology learning medium in improving student learning outcomes at SMA Negeri 1 East Siau. This research instrument employs a combination of interviews, questionnaires, and test questions. Subsequently, the data is examined utilizing the percentage calculation. The research yielded a design for electronic-based media, which involved several stages: needs analysis, design, validation and revision, and testing and implementation. The effectiveness test results, validated by media experts, yielded a 95.38% rating in the highly feasible category. Similarly, the material experts rated it as very feasible with a score of 98%. Furthermore, 92.31% of students who participated in the trials found it to be very feasible. This is supported by the average pretest score of 59.3, which increased to 89.33 in the posttest, resulting in a gain score of 0.73. Therefore, utilizing the Canva application as a digital learning platform is highly appropriate for enhancing the academic achievements of 10th grade students at SMA Negeri 1 East Siau.

The prevalence of nutritional status among children aged 5-12 in the Gorontalo Province based on BMI-for-age indicates that 2.70% are severely underweight, 8.45% are underweight, 8.93% are overweight, and 6.26% are obese. The shift from the previous 'four healthy five perfect' nutrition reference to balanced nutrition guidelines is not yet fully understood and known by all layers of society, including within school environments. The outreach activity conducted at Al-Falah Elementary Islamic School in Gorontalo District aims to provide education and socialization regarding balanced nutritional guidelines and the concept of 'My Plate' to elementary school students. The participants involved 34 students from grades 4 and 5. The methods employed included lectures, video presentations, followed by an evaluation using a 'My Plate' puzzle assembly game. The utilization of the puzzle as an evaluation medium was well comprehended by the students, as evidenced by a 75% proficiency in completing the puzzle. Enhancing students' knowledge about balanced nutritional guidance and food plate composition can be achieved through nutritional education and socialization.

 This article discusses the dynamics of the development of mining management policies in Indonesia. Where mining activities in Indonesia itself have been going on for a long time. The study of this article shows mining regulatory policies in Indonesia to date, which have experienced many ups and downs in several regions of Indonesia. Starting from the licensing system, utilization of natural resources, policies towards mine workers and several other things, both national and international companies. The various dynamics of these developments show that mineral and coal mining is always seen as a strategic commodity economic center so it is worth fighting over, especially Indonesia which has a lot of natural resources whether it was once by domestic or foreign entrepreneurs and even recently by the central and regional governments, and the law was then held to support these goals.

This journal discusses the utilization/processing of bananas into snacks such as banana chips and snacks in Kecupak II Village, Pakpak Bharat Regency. Bananas are not prominently featured in that area, but they have been optimized into a marketable product, namely banana chips. Therefore, this research aims to optimize the utilization and processing of bananas into value-added products. The principle in Deuteronomy 28:8 provides a foundation for blessings in conducting a business. Processed banana products have good market potential in Kecupak II Village and its surroundings. Besides serving as a healthy snack alternative, these products can also be an additional source of income for the local community. The utilization and processing of bananas into snacks in Kecupak II Village hold promising potential. It is hoped that this research can make a positive contribution to the development of banana agro-industry in this region.

Opportunities for crime in the digital business world include various forms of threats, such as system hacking, theft of personal data, financial fraud, and other criminal acts that can harm companies and damage consumer trust. Digital business is a business activity that in its implementation utilizes technology as a medium, either when creating or in a series of marketing activities. In an effort to deal with opportunities for crime in the world of e-business, companies must prioritize information security, strict policy implementation, education and training for employees, as well as partnerships with security and government agencies. This research uses a qualitative literature study method by obtaining secondary data through published journal articles with the question "Are there many opportunities for crime in the utilization or use of e-business?". Based on this, it is clear that there are still many opportunities for crime in the digital business world and continue to occur, where the crimes that often occur are fraud, hacking, as well as cybercrime and cyberfraud.

This research aims to investigate the impact of Ta'lim Muta'allim book learning strategies on the character formation of Islamic students in boarding schools. Boarding schools play a significant role in character education and the promotion of Islamic values among their students. The Ta'lim Muta'allim book, as a classical text commonly used in boarding schools, is considered to have significant potential in shaping the character of students. The research employed a qualitative case study approach at Al-Ihsan Boarding School, located in Central Java, Indonesia. Data were collected through interviews, observations, and document analysis. The research participants included students and instructors at the boarding school. The findings of the research indicate that the utilization of learning strategies centered around the Ta'lim Muta'allim book significantly contributes to character formation among the students. Students engaged in deep and reflective learning about the contents of the Ta'lim Muta'allim book displayed a substantial improvement in their understanding of Islamic values, ethics, and morality. Furthermore, these learning strategies also played a role in fostering discipline, patience, and perseverance among the students. This research provides valuable insights into the importance of incorporating the Ta'lim Muta'allim book into the boarding school curriculum and employing appropriate learning strategies to achieve character development objectives. These findings can serve as a guide for other boarding schools in their efforts to enhance character education effectiveness in the face of evolving contemporary challenges.

The utilization of cassava in cake production has become a significant innovation in addressing economic challenges in Batuhoring Village, Batang Toru Subdistrict. Cassava, as an abundant crop in the area, offers significant economic potential. This research explores the potential of cassava in cake production, identifies challenges in management, and formulates promotional and marketing strategies for cassava-based cake products. The results indicate that cassava has a stable raw material availability, high nutritional value, and a variety of processed cake products. Challenges involve the complexity of management and the need for strong marketing. Marketing strategies involve social media and exhibitions, emphasizing competitive pricing and understanding consumer targets. The utilization of cassava in cake production is expected to increase community economic income, support the agricultural sector, and create blessings through biblical values of hard work, sharing, and wise natural resource management.

This research explores the optimization of network utilization to enhance the efficiency of Shariah Mobile Banking services for customers. The study delves into the theoretical framework of Shariah Mobile Banking, elucidating its customer benefits, technology, and the role of networks. Employing a qualitative research approach, the study aims to examine the efficiency of Shariah Mobile Banking services. The findings underscore the paramount importance of efficiency in Shariah Mobile Banking and highlight the pivotal role of network concepts in augmenting this efficiency. The discussion also identifies hurdles encountered in optimizing Shariah Mobile Banking services and proposes viable solutions to overcome these challenges. This research contributes valuable insights for financial institutions and providers of Shariah Mobile Banking services to improve their service efficiency through network optimization. Additionally, it broadens the understanding of the customer benefits derived from Shariah Mobile Banking. The outcomes are anticipated to inform strategies and actions aimed at enhancing the overall user experience of Shariah Mobile Banking for customers.  

Ethnobotany has a very important role in society, including as a symbol of identity for a community group, including in the traditional area of ​​Cikondang Traditional Village, Bandung Regency, West Java Province. The traditional area is a small part of the traditional village covering an area of ​​3 hectares which consists of 7 sub-regions including prohibited forest, traditional rice fields, traditional gardens, traditional houses, traditional graves, saung lisung and bale paseban. The aim of this research is to examine the use of plants in traditional areas by the people of Cikondang Traditional Village in daily life, architecture and traditional ceremonies. This research is a qualitative research approach using survey methods and semi-structured interviews. 34 types of plants from 24 families were obtained, the highest use was as traditional ritual materials and the most widely used part of the plant was fruit. The people of Cikondang Traditional Village have a strong attachment to plants as evidenced by the use of plants in various aspects of their lives.