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This examination means to investigate and recognize the different sources and components adding to income age in the financial area inside the City of Medan. The study evaluates the various sources, instruments, and strategies utilized by banks to generate income and delves into the intricate details of revenue streams. Using a blended strategies approach, the exploration consolidates both quantitative information investigation and subjective experiences from key partners inside the financial business. The quantitative perspective includes the examination of fiscal summaries, pay reports, and execution pointers, giving a complete outline of income patterns. Key central places of the exploration incorporate the ID of premium pay, expense-based pay, and other subordinate sources adding to the general income of banks in Medan. The subjective part includes meetings and conversations with banking leaders and controllers to accumulate nuanced experiences about the techniques utilized for income expansion and maintainability. Primer discoveries show a different scene of income sources, including conventional financial exercises, imaginative monetary items, and computerized administrations. The examination adds to the comprehension of the elements of income recognizable proof in the financial area, giving important bits of knowledge to monetary foundations, policymakers, and industry experts.

This research aims to understand how the community comprehends the wadi'ah contract in the Indonesian Shariah Bank, Central Lampung Branch. The researcher employed a qualitative descriptive approach with data collection techniques, including observation, interviews, and documentation, to explore this issue comprehensively. The acquired data was analyzed using the analysis model and Spradly. The research findings revealed that the level of understanding among Indonesian Shariah Bank Central Lampung Branch customers is proficient. Proficiency can be interpreted as a level of knowledge that can be effectively used to explain what is known accurately. However, at this level of expertise, proficient individuals may only sometimes be able to apply what they understand in real-world situations. Therefore, it can be concluded that the Indonesian Shariah Bank, Central Lampung Branch customers, have a proficient understanding, as all 15 informants demonstrated a solid comprehension of the wadi'ah contract in the bank.

Comprehending narrative literature is a pressing matter for students. Reading entails more than the visual perception of symbols; it involves comprehending the significance conveyed by those symbols. This research aims to identify issues or difficulties in comprehending narrative texts during reading. The objective of this study is to delineate the difficulties encountered by grade VI students at SDN Pleret Lor in comprehending narrative reading texts. This study employs a descriptive methodology. The researchers selected a sample of 40 children in the sixth grade, with 3 of them being chosen as participants. The researchers employed observation and experimentation methodologies. The observation approach is employed to assess students' comprehension by gauging their grasp of the content conveyed through narrative in reading materials. The exam administered to the three kids had the lowest level of reading comprehension. The findings revealed that students encountered difficulties in comprehending narrative texts. Specifically, students struggled with understanding reading comprehension indicators, identifying the main idea of the text, comprehending the information presented, determining factual details, and drawing conclusions from the reading material. Recommendations for educators to employ more effective reading techniques and educators to evaluate reading comprehension.

It’s very important for students to be able to understand the basic concepts of chemistry and how they relate to one concept to another. The purpose of this study is to evaluate and examine the  nderstanding of grade XI MA Al Rohmah students in Tasikmalaya for understanding the concept of electrolyte and non electrolyte solutions. Descriptive research methodology with a quantitative approach is used. The study involved 22 students who were taken as samples by researchers. Data collection was conducted through an online questionnaire-based test consisting of 7 multiple-choice questions with Yes/No options. The results showed that 18 students (81.81%) had the ability to understand the concept of electrolyte and non-electrolyte solutions very well. But there are still 4 students (18.19%) who still do not understand the basic concepts of electrolyte and non-electrolyte solution materials. This shows that a more interactive and in-depth learning approach is needed to increase students' understanding of electrolyte and non electrolyte solution materials which include phases and chemical bonds in a compound that can affect its electrolyte properties, lamp flame tests on electrolyte and non electrolyte compounds, and the ionization process of electrolyte and non-electrolyte solutions to strengthen the basic concepts of student chemistry.

It’s very important for students to be able to understand the basic concepts of chemistry and how they relate to one concept to another. The purpose of this study is to evaluate and examine the  nderstanding of grade XI MA Al Rohmah students in Tasikmalaya for understanding the concept of electrolyte and non electrolyte solutions. Descriptive research methodology with a quantitative approach is used. The study involved 22 students who were taken as samples by researchers. Data collection was conducted through an online questionnaire-based test consisting of 7 multiple-choice questions with Yes/No options. The results showed that 18 students (81.81%) had the ability to understand the concept of electrolyte and non-electrolyte solutions very well. But there are still 4 students (18.19%) who still do not understand the basic concepts of electrolyte and non-electrolyte solution materials. This shows that a more interactive and in-depth learning approach is needed to increase students' understanding of electrolyte and non electrolyte solution materials which include phases and chemical bonds in a compound that can affect its electrolyte properties, lamp flame tests on electrolyte and non electrolyte compounds, and the ionization process of electrolyte and non-electrolyte solutions to strengthen the basic concepts of student chemistry.

Abstract. In the rapidly evolving era of information technology, digital records management is crucial for enhancing the efficiency of tax service tasks. This study thoroughly analyzes the existing digital archive system, emphasizing key aspects such as creation, storage, access, and management of digital records. Results reveal the potential of the digital archive system in the Tax Service Office Pratama Jakarta Pulogadung to boost records management efficiency and streamline information access. However, identified barriers include a limited understanding of the technology's full benefits and challenges in adapting to changes in work culture and traditional data management processes. These findings underscore the need for efforts to increase awareness and understanding of the benefits of effective digital records management. Furthermore, strategic development, focusing on training, cultural change, and technology integration, is crucial for optimizing digital archive systems. This research enhances our comprehension of the digital archiving system's role in improving the performance and efficiency of the Service Section of the Tax Service Office Pratama Jakarta Pulogadung, offering insights for future improvements in tax-related tasks.

This research isrooted in the need for innovative approaches in the Islamic Religious Education learning process at the elementary level. The use of plastic waste/waste as a learning medium emerged as a response to two crucial issues: increasing students' learning ability and overcoming the problem of plastic waste. The research aims to evaluate the effectiveness of using waste/plastic waste media in increasing the comprehension ability of grade 1 students at SDN 48 Gedongtataan Pesawaran in Islamic Religious Education subjects. The research uses a classroom action research approach with one cycle. Data was obtained through classroom observations and Likert scales. Statistical and qualitative analyzes were used to interpret the results. During the observation, it showed that the majority of students had not achieved the expected development, indicating the need for more in-depth intervention in presenting the findings during the observation. Cycle I showed significant improvement, with a success percentage reaching 86%, exceeding the previously set target of 65%. This confirms that the use of plastic waste/waste media has a strong positive impact in increasing students' comprehension ability.

Abstract. The baby's social emotional development must be a parent's main goal, because if social emotional development does not go well it will affect and hinder other developments such as psychomotor, emotional and other baby development. This research uses a method called critical review, which involves careful examination and evaluation of various sources of information, such as scientific journals, articles, and other media. The main goal of this approach is to improve readers' comprehension and interpretation skills in the field of early childhood development. Infancy is a time of rapid growth and change, infancy is a time of reduced dependency. The developmental tasks of infancy throughout the life span are, learning to eat solid food, learning to walk, learning to talk, learning to control the elimination of body waste, learning sexual differences and procedures, preparing to read, and learning to distinguish right from wrong, and starting to develop conscience. The development of patterns in the changes experienced by individuals since they were still in the womb over a certain life span, namely, weight, height, physical proportions, bones, muscles and fat, body shape, teeth, nervous system, and development of the sense organs. The psychological function of infancy is the period of formation of fundamental psychological patterns for eating, sleeping, and toileting, although the formation of these habits may not be complete by the end of infancy.

This research is motivated by: 1) the existence of various facts which show that students' reading comprehension abilities and reading motivation are relatively low; 2) the ability to find the main idea in a paragraph is very important in understanding a reading text. This research was carried out to determine the effect of the motivation-based Scaffolded Reading method on improving students' learning outcomes in finding the main idea in a paragraph. The research was carried out in class IX-C of SMPN 2 Balaraja. The method used in the research is an experimental method with a quantitative approach.  After knowing the results of data analysis that the application of the scaffolded reading method is effective in improving the ability to find the main idea in a paragraph, it is best to use this technique as an alternative learning technique in learning reading comprehension to improve reading skills.

This research is motivated by: 1) the existence of various facts which show that students' reading comprehension abilities and reading motivation are relatively low; 2) the ability to find the main idea in a paragraph is very important in understanding a reading text. This research was carried out to determine the effect of the motivation-based Scaffolded Reading method on improving students' learning outcomes in finding the main idea in a paragraph. The research was carried out in class IX-C of SMPN 2 Balaraja. The method used in the research is an experimental method with a quantitative approach.  After knowing the results of data analysis that the application of the scaffolded reading method is effective in improving the ability to find the main idea in a paragraph, it is best to use this technique as an alternative learning technique in learning reading comprehension to improve reading skills.

Developing scientific literacy in students is the main objective of any reform in science education. Scientific literacy is one of the most significant competencies of the 21st century. One problem with science education in Indonesia is that students fail to give enough attention to the knowledge that has already been taught, which results in a lack of scientific comprehension. By observing how the student responded to the student's collaboration abilities during their chemical studies from the viewpoint of the chemical literacy teacher, the study was trying to figure out how well second-year students understood chemical literacy on the level of a problem. In order to ascertain high school chemical literacy, a descriptive research design and quantitative methodology were employed in the study. The interview guides and chemical literacy questionnaires, which provide data on students' understanding of chemical literacy, are the study's instruments. Students from high schools in cities and villages, both regular and vocational, are the subjects of the study. Studies show that 39% of respondents agreed that high school students had very little understanding of the concept of chemistry. It is further supported by the opinions of a few of the chemical teachers who teach the XI class.

Problem-Based Learning (PBL) has become a significant approach in the realm of education aimed at enhancing students' abilities to solve real-world problems. This paper delves into the integration of PBL within curriculum planning as an endeavor to create a more meaningful and pertinent learning environment for students. PBL amalgamates theoretical concepts with practical applications in problem-solving, enabling students to hone critical thinking, creativity, and collaborative skills. This research scrutinizes strategies for implementing PBL within curriculum planning, encompassing the identification of curriculum-relevant issues, structuring structured learning steps, and evaluating learning outcomes. The success of PBL within the curriculum context hinges upon schools' and teachers' capacities to design adaptable and flexible curricula. Teachers assume a pivotal role as learning facilitators, guiding students in exploring problems, fostering collaboration, and nurturing profound comprehension. Furthermore, this study underscores the advantages of integrating PBL into the curriculum, including heightened student motivation, fortified problem-solving skills, and preparing students to confront real-world challenges.

The pair-check method is a novel instructional approach to enhance students' reading comprehension. The study aimed to examine the impact of applying the pair check method for teaching reading comprehension students at SMPN. The experimental group consisted of 30 students, while in the control group, 30 students received instruction without any specific reading method, relying solely on opening a dictionary. The sample comprised 20 students from class A and B as the sample. The control group was instructed by using reading method and the experimental group was taught by applying pair checks method. The pre-test and post-test scores were compared between the experimental and control groups. The results indicated that the experimental class exhibited significant improvement in both pre- and posttest scores, with a notable increase in the average score from 33.6 in the pretest to 33.32 in the posttest. In addition, the control class, employing traditional teaching methods, exhibited a substantial increase in posttest score, indicating noteworthy progress in learning outcomes. These findings underscore the importance of instructional methods in influencing student outcomes, with the pair-Check method emerging as a practical and effective tool for improving reading comprehension in the educational setting. Further research and analysis are recommended to delve deeper into the statistical significance of these observations and to inform future instructional strategies for optimizing student learning outcomes in the classroom.

Managers' primary responsibility is to boost the company's performance. With regards to hope hypothesis, the job of supervisors as leaders features the assumption that administrators who have adequate administrative information and abilities will actually want to reasonably tackle business issues. In the possibility aspect, this study investigates the impact of motivations and nonfinancial execution on administrative execution with the comprehension that administration approaches can affect administrative execution. The SMART-PLS application is used to conduct a quantitative analysis of the questionnaire data for the research method. The findings demonstrated that managerial performance was significantly influenced by incentives and nonfinancial performance, with organizational commitment unable to moderate the relationship.

Writing skills (maharah al-kitabah) are the highest of the four language skills. Writing is an activity that is related to the thinking process and expression skills in written form. Maharah Kitabah or also known as applied writing has a very important role in human life. Even in educational institutions, learning a foreign language is the main aim of writing skills. In general, writing skills have unique characteristics compared to other types of skills that have an impact on teaching methods. Therefore, every educator needs to look for effective writing teaching methods to improve student achievement. The most effective is the Total Physical Response method or known as Perfect Physical Response (TPR). In the 1960s, American psychologist James Asher developed the TPR method. This research uses a qualitative method, descriptive research type. In other words, this method provides comprehension practice through the use of physical drawing techniques during foreign language teaching at the initial level. This method has the following principles: First, teaching must reduce productive skills in language learning (spoken and written). Second, delay teaching speaking before the child's understanding has developed. Third, language skills acquired through hearing transfer to other skills (speaking, reading and writing). Fourth, teaching must emphasize the meaning of form.

One of the educational problems that occur in Indonesia is the low interest in reading of students, especially the ability to read foreign language texts that are still low. This service activity aims to improve the understanding of accounting students of Politeknik Negeri Semarang in understanding international articles. The implementation of the activity was carried out by the author in the work unit of the Politeknik Negeri Semarang, Department of Accounting. There are 4 activities carried out from the 1st to the 30th of August 2020, namely; 1) Pre-Test reading habits and understanding of students in reading and understanding international articles, 2) Creating teaching materials for virtual tutorials and simulations of reading international articles, 3) Creating international article analysis assignment procedures, 4) Post Test of reading habits and student understanding in reading and understanding international articles. The activity was attended by final semester students of the finance and banking study program with 71 participants from KP 3A, 3B, and 3C classes. During the implementation of the activity the author received support from superiors, fellow lecturers, students and education personnel in the Accounting Department so that all activities could be completed.

This qualitative study investigates the perspectives of 240 Semester 3 cadets at the Maritime Institute Jakarta (STIP Jakarta) regarding An Operational Approach to Maritime Cyber Resilience. Over three semesters, the research scrutinizes cadets' academic self-checked intelligence, perceived professional competences, motivations, and the interplay between language development and preparedness for global roles. The demographic diversity of the cadet sample, representing majors in Nautical, Technical, and Port and Shipping Management, ensures a comprehensive exploration of maritime education. The findings reveal a positive evolution in cadets' understanding of maritime cyber resilience, with a notable increase in academic self-checked intelligence. The curriculum's effectiveness in cultivating a nuanced comprehension of cyber threats is underscored by the enhanced professional competences perceived by cadets, indicating preparedness for the practical challenges in the maritime industry. Motivations and engagement exhibit a positive trajectory, from initial challenges to sustained interest, indicating the subject's growing relevance over time. The interconnected development of English language proficiency and subject mastery emphasizes the need for targeted language support within maritime education. The positive correlation between improved language fluency and a deeper understanding of maritime cyber resilience suggests the symbiotic relationship between linguistic and technical competence. The study's implications extend beyond STIP Jakarta, offering insights for refining maritime education globally. Recommendations encompass dynamic pedagogical approaches, continual curriculum evaluation, industry collaboration, and language enhancement initiatives. By embracing these recommendations, maritime education programmes can foster a resilient cadre of professionals adept at navigating the complexities of the modern maritime industry.

This qualitative study investigates the perspectives of 240 Semester 3 cadets at the Maritime Institute Jakarta (STIP Jakarta) regarding An Operational Approach to Maritime Cyber Resilience. Over three semesters, the research scrutinizes cadets' academic self-checked intelligence, perceived professional competences, motivations, and the interplay between language development and preparedness for global roles. The demographic diversity of the cadet sample, representing majors in Nautical, Technical, and Port and Shipping Management, ensures a comprehensive exploration of maritime education. The findings reveal a positive evolution in cadets' understanding of maritime cyber resilience, with a notable increase in academic self-checked intelligence. The curriculum's effectiveness in cultivating a nuanced comprehension of cyber threats is underscored by the enhanced professional competences perceived by cadets, indicating preparedness for the practical challenges in the maritime industry. Motivations and engagement exhibit a positive trajectory, from initial challenges to sustained interest, indicating the subject's growing relevance over time. The interconnected development of English language proficiency and subject mastery emphasizes the need for targeted language support within maritime education. The positive correlation between improved language fluency and a deeper understanding of maritime cyber resilience suggests the symbiotic relationship between linguistic and technical competence. The study's implications extend beyond STIP Jakarta, offering insights for refining maritime education globally. Recommendations encompass dynamic pedagogical approaches, continual curriculum evaluation, industry collaboration, and language enhancement initiatives. By embracing these recommendations, maritime education programmes can foster a resilient cadre of professionals adept at navigating the complexities of the modern maritime industry.

The purpose of this research is to develop innovative assessment methods in the context of modern Learning. In today's digital age, traditional approaches to learning assessment are often no longer sufficient to holistically assess student progress and success. Thus, this study proposes a more innovative and comprehensive assessment method that uses modern technology and considers students' individual needs. This study identified and tested promising new assessment tools and techniques through pilot projects, such as digital portfolios, peer assessment, and realistic simulations. In addition, this study also explores how technologies such as learning analytics can be used to provide more meaningful and timely feedback to students and teachers. The results of this study indicate that this innovative assessment method can improve student engagement, comprehension, and learning outcomes. These findings also suggest that teachers and educators can use technology and data to make more informed decisions about how to develop and implement assessment strategies. In conclusion, developing innovative assessment methods in modern learning environments is essential for more inclusive, adaptive, and practical education. By integrating technology and new assessment approaches, this research significantly contributes to our understanding of creating more effective and engaging assessment systems in this digital era.

Mathematics is a discipline characterized by its abstract nature and reliance on logical reasoning. Therefore, it is essential to choose a teaching method that facilitates students' comprehension of the subject matter and fosters their logical thinking abilities. The software is a suitable form of media for the latest advancements in technology. Presently, technology is advancing at a rapid pace and is not only utilized in daily life but can also be employed in the process of learning mathematics. Software facilitates students' comprehension of lessons by enabling them to effortlessly solve questions. Furthermore, the Maple Calculator program is a straightforward and practical tool. The Maple calculator software offers a range of tools to assist students in solving mathematical problems, including integrals and trigonometry. It provides numerous features and functionalities. It has the potential to assist students in resolving their difficulties and is anticipated to enhance students' motivation for studying mathematics. The objective of this publication is to examine the proper and accurate utilization of the Maple Calculator program.