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This study aims to analyze the competitive advantage strategy of Islamic Banks using the Porter's Five Forces approach, which is used to understand the competitive position of Islamic Banks in facing the dynamics of the financial industry that continues to grow. This study includes qualitative research methods with the approach of Field research and Library research, which are supported by interviews or observations as the main data collection techniques. The results of the study indicate that the Threat of New Entrants BSI Karang Kobar is aware of the threat of new entrants and faces internal challenges, especially in the marketing aspect which is still low. Customer strength is shown through the influence of satisfaction with products and employee behavior on loyalty, especially on flagship products such as KPR, gold installments, and micro financing. Supplier strength shows that there is a great opportunity for suppliers to establish partnerships with Islamic financial institutions. The threat of substitute products has not been found directly, but digital transformation to the Byond By BSI platform is a concern. In industrial competition, BSI Karang Kobar admits that it still faces challenges, such as limited economies of scale compared to conventional banks. Thus, the application of sharia principles in the formulation of business strategies allows Islamic banks to build customer loyalty and create sustainable competitive advantages. Porter's Five Forces approach has proven to be relevant and effective in helping Islamic banks formulate adaptive and valuable strategies in facing competition in the modern financial industry.

This study employs a qualitative method with a literature review approach to examine how the optimization of marketing skills contributes to enhancing customer loyalty in Islamic banking. Based on a review of various national journals and theoretical references, it was found that personal selling skills, interpersonal communication, understanding of sharia-compliant products, and the ability to build long-term relationships with customers play a significant role in maintaining loyalty. Amidst the competition between digital and conventional banking, Islamic banks are required to prioritize service values aligned with sharia principles and optimize human resource capabilities in delivering educational, solution-oriented, and consistent approaches. Effective marketing skills not only create a positive customer experience but also enhance trust in Islamic financial institutions.

Palm oil is a strategic commodity in the Indonesian economy. Innovation in palm oil filtration is needed to improve the quality and sustainability of production. This article aims to provide insight into the mechanism of the Oil Purification tool based on the Quality Function Deployment (QFD) method and compare it with conventional methods. The method used is a literature review from secondary sources such as journals and scientific articles related to palm oil filtration technology. The results showed that conventional methods have disadvantages such as high oil loss, suboptimal FFA control, and large environmental impacts. In contrast, the Oil Purification tool with QFD and clean production approach offers efficiency, ease of maintenance, and healthier and environmentally friendly filtration results. This innovation is an adaptive and economical solution for small and medium-scale industries.

This study aims to determine the effect of Moodle-based e-learning on the social studies learning outcomes of grade IX students at MTs Negeri 3 South Bolaang Mongondow. The research employed a quantitative approach with a Quasi-Experimental design using the Posttest-Only Control Group Design. The sample consisted of 43 students from classes IX A and IX B. Data were collected through observation, tests, and documentation. The data were then analyzed using an Independent Sample T-test. The findings revealed that the average posttest score of the control class was 61.91, while the experimental class, which used Moodle-based e-learning, scored an average of 84.15. The significance value obtained was 0.000 (p < 0.05), indicating a statistically significant difference between the two groups. These results suggest that the use of Moodle-based e-learning has a positive impact on student learning outcomes in social studies. Therefore, it can be concluded that Moodle is more effective than conventional learning methods in enhancing students’ academic performance.

This study uses a qualitative method to analyze the optimization of digital branding strategies in enhancing the competitiveness of Islamic banks in the digital economy era. Changes in consumer behavior, advancements in information technology, and increasing competition in the banking sector are the main factors driving the importance of digital branding as a modern marketing strategy. Islamic banks are required not only to comply with Sharia principles but also to adapt to digital transformation dynamics to maintain their relevance. This study explores various elements of digital branding such as digital visual identity, social media interaction, and brand narratives based on Islamic values that help shape positive consumer perceptions. The findings reveal that Islamic banks that consistently implement digital branding strategies are more likely to build customer loyalty, increase brand awareness, and create strong differentiation from conventional competitors. These findings affirm that digital branding is not merely a promotional tool but a strategic instrument in building public trust and brand image in the rapidly evolving digital transformation era.    

The Sauyunan Women Farmers Group and the Sabilulungan Farmers Group face obstacles in meeting the demand for quality banana seeds. They usually get banana seedling propagated conventionally with the consequence that production is not optimal because of many deficiencies. Moreover, their knowledge about banana pests and diseases and their management is still lacking. These challenges were answered by providing counseling and technology transfer of acclimatization of tissue culture banana seeds based on the concept of integrated pest and disease management. The programs was attended by 23 participants who were group members and a Field Instructor Officers of Tamansari District. Participants were given counseling on the economic potential of bananas, banana tissue culture seedling,  acclimatization, and types of banana pests and diseases and their management in an integrated manner. In addition, technology transfer of tissue culture banana seedling acclimatization was provided through training methods which included preparing media, planting seeds (acclimatization), handling, transplanting, as well as observation and monitoring. Thus, participants were given insight and skills in responding to the supply of quality banana seeds needed in an effort to increase their income through this program.

This study aims to help students better understand the historical material about the entry of Islam into Indonesia by using the interactive quiz method in class X-4 SMAN 2 Karawang. The background is the low understanding and participation of students in history lessons, which so far still use conventional methods such as lectures. The study was conducted in two cycles through the stages of planning, implementation, observation, and reflection. Data were collected through observation, comprehension tests, and student response questionnaires. The results showed a significant increase in student understanding, both from the test results and their activeness in class. Students also looked more enthusiastic, motivated, and able to understand the material better. In conclusion, the interactive quiz method has proven effective in improving student understanding and engagement, and can be an attractive option for teachers to create a more lively and enjoyable learning atmosphere.

This study uses a qualitative method to analyze the dynamics of the business environment within the context of the digital economy, specifically focusing on the impact of platformization on industry competition. Rapid digital technological developments have given rise to various digital platforms that disrupt conventional business models and reshape market structures across multiple sectors. Platforms such as marketplaces, ride-sharing services, and fintech companies have become dominant actors influencing competitive patterns, value distribution, and relationships between large and small enterprises. This research aims to understand how digital platforms affect industry competition through vertical integration, network effects, and data control. The findings reveal that platformization enhances transaction efficiency and market access but also creates imbalances in market power, digital monopolies, and dependency on algorithms. In this context, government regulation and business adaptation strategies are essential to maintaining competitive balance and ensuring the sustainability of the digital ecosystem. The study recommends the adoption of adaptive regulatory approaches and multi-sector collaboration to foster healthy competition in the digital era.    

This study examines the representation of the power of women's masculinity in the novel Women Who Wait in the Aisle to the Sea by Dian Purnomo. The research problem focuses on how forms of masculinity power are displayed through female protagonists and how these characteristics reflect the configuration of masculinity according to Raewyn W. Connell's theory. This research aims to uncover how female characters build power, resistance, and independence through masculine attributes in the context of oppressive social structures. The method used is qualitative descriptive with reading and recording techniques as well as content analysis of novel texts. The results of the study show that Shalom figures represent the power of masculinity through courage, social dominance, mental toughness, rhetorical leadership, and physical endurance. These findings prove that women in literary narratives are able to internalize masculine attributes as a resistance strategy against social injustice. The conclusion of this study is that women's forms of masculinity power not only challenge conventional gender stereotypes, but also expand the understanding of women's roles in social structures through powerful and empowered literary representations.

Online gambling is a form of cybercrime that utilizes information and communication technology, especially the internet, as a medium to commit gambling crimes. Online gambling as a form of cybercrime has become an increasingly widespread phenomenon in line with the rapid development of information and communication technology. Gambling that was previously only known conventionally is now transforming into the digital realm by utilizing the internet as the main media. This research uses a theoretical study of online gambling as cybercrime. This research uses a qualitative approach with an analytical descriptive method. The types of data used are primary data in the form of laws and regulations (ITE Law, Criminal Code), online gambling case documents, official police reports, as well as academic literature and scientific articles related to cybercrime and online gambling. Meanwhile, secondary data is obtained from observation of the investigation process and law enforcement carried out by the cybercrime unit in the police. The data collection technique uses Library Research to collect secondary data relevant to cybercrime legal regulations and theories. The data analysis technique uses qualitative analysis techniques with a descriptive approach. Online gambling is expressly prohibited by Indonesian laws and regulations, especially through Law No. 11/2008 on Electronic Information and Transactions (ITE Law) and its amendments, such as Law No. 19/2016 and Law No. 1/2024. Article 27 paragraph (2) of the ITE Law prohibits any person from distributing, transmitting, or making accessible electronic information containing online gambling content, with imprisonment of up to 10 years and a maximum fine of IDR 10 billion in the latest amendment. In addition, the Criminal Code (KUHP) regulates gambling in general in Articles 303 and 303 bis, with criminal penalties that are also quite severe, although they do not specifically regulate online gambling. Law enforcement against online gambling faces various complex challenges. The existing regulations are still partial and not fully able to accommodate the cross-border and dynamic characteristics of cybercrime.Proof of online gambling cases relies heavily on electronic evidence that requires digital forensic expertise,such as imaging the perpetrator's device and server,as well as analyzing activity logs and electronic transactions

Cybercrime is an unlawful act committed using the internet based on sophisticated computer technology, networks and other information technologies. This crime not only affects individuals, but also financial institutions, critical infrastructure, and even national and international security. Cybercrime has characteristics that distinguish it from conventional forms of crime, namely the ability to cross geographical boundaries of countries without physical barriers so that in this case this cybercrime is referred to as transnational crime. The purpose of this study is to examine and analyze the position of cybercrime in the perspective of international law and to examine and analyze the position of cybercrime in the perspective of national law. The results of the study were obtained from the perspective of international law, cybercrime has a strategic position as a global threat that requires a cross-country legal approach. Meanwhile, from the perspective of national law, cybercrime has a central position in the reform of the Indonesian criminal law system. Through the formation and improvement of the ITE Law, as well as increasing the capacity of law enforcement and the community, the state seeks to create a safe, fair and responsible digital space

The purpose of this study was to illuminate how students understand various types of sentences, especially single sentences, compound sentences, and compound sentences, and to develop and implement flipbooks as a learning aid in grade V of SD Negeri 12 Kota Langsa. This study was conducted through a qualitative approach using observation, interviews, and documentation to collect data. The results showed that conventional learning methods and the lack of interactive media caused most students to still have difficulty in distinguishing the structure and use of sentence types. There is evidence that the use of visual and interactive flipbook media can improve students' understanding and encourage them to actively participate in the learning process. Flipbooks are able to create a more interesting and meaningful learning environment, despite technical constraints such as limited digital devices. This study found that flipbooks are an effective alternative for teaching Indonesian to elementary school students by improving their language skills.

This research aims to determine the effect of applying the command teaching style on the fundamental breaststroke skills of male students at SMA Negeri 7 Manado. Using an experimental method with a randomized control group pre-test and post-test design, data were collected from 30 students divided into experimental and control groups. The experimental group received treatment using the command teaching style, while the control group followed conventional instruction. The results showed a significant increase in breaststroke skill scores in the experimental group compared to the control group, with a mean gain of 4.00 and 0.46 respectively. Statistical analysis using a t-test revealed that the command teaching style significantly improves basic swimming skills. These findings suggest that the command teaching method is effective for developing movement precision and discipline in physical education, particularly for skill-based learning such as swimming techniques.

The aim of this study is to examine the philosophical and practical differences between conventional and Islamic financial reports. Laporan keuangan konvensional disusun berdasarkan prinsip-prinsip ekonomi kapitalis, dengan orientasi pada laba dan kepentingan pemegang saham. Meanwhile, Islamic financial reports are based on Islamic principles that emphasise justice, transparency, and social responsibility, as well as holding financial activities accountable not only to humans, but also to Allah SWT. The research method used was qualitative descriptive-comparative through a literature study of accounting standards and related journals. The results of the study show differences in reporting objectives, report structure, basic principles, transaction measurement methods, and stakeholder orientation. Laporan syariah mencakup unsur-unsur tambahan, seperti laporan zakat, qardh, dan tanggung jawab sosial, yang tidak ditemukan dalam sistem konvensional. Memahami perbedaan ini sangatlah penting untuk mempromosikan praktik pelaporan keuangan yang tidak hanya berorientasi pada keuntungan, tetapi juga menjunjung tinggi nilai-nilai etika dan keberlanjutan.

The purpose of this study was to illuminate how students understand various types of sentences, especially single sentences, compound sentences, and compound sentences, and to develop and implement flipbooks as a learning aid in grade V of SD Negeri 12 Kota Langsa. This study was conducted through a qualitative approach using observation, interviews, and documentation to collect data. The results showed that conventional learning methods and the lack of interactive media caused most students to still have difficulty in distinguishing the structure and use of sentence types. There is evidence that the use of visual and interactive flipbook media can improve students' understanding and encourage them to actively participate in the learning process. Flipbooks are able to create a more interesting and meaningful learning environment, despite technical constraints such as limited digital devices. This study found that flipbooks are an effective alternative for teaching Indonesian to elementary school students by improving their language skills.

Technological shifts and changing consumer behaviors require organizations to continuously innovate in order to remain competitive. In this context, creative leadership plays a strategic role in driving market disruption through the development of relevant and adaptive business model innovations. This study adopts a qualitative approach based on secondary data using the Systematic Literature Review (SLR) method. A variety of academic sources, including journal articles and case studies of companies such as Netflix, Gojek, and Ruangguru, were systematically analyzed to identify strategic leadership patterns in creating disruption. The findings indicate that creative leaders do more than just adopt technology—they design innovation ecosystems that foster experimentation, continuous learning, and responsiveness to market needs. Strategies such as digital platform development, big data utilization, and business model transformation serve as key tools in challenging conventional market boundaries. This study contributes conceptually to the understanding of the relationship between creative leadership and business model innovation in navigating the complexities of the digital era.

Technological shifts and changing consumer behaviors require organizations to continuously innovate in order to remain competitive. In this context, creative leadership plays a strategic role in driving market disruption through the development of relevant and adaptive business model innovations. This study adopts a qualitative approach based on secondary data using the Systematic Literature Review (SLR) method. A variety of academic sources, including journal articles and case studies of companies such as Netflix, Gojek, and Ruangguru, were systematically analyzed to identify strategic leadership patterns in creating disruption. The findings indicate that creative leaders do more than just adopt technology—they design innovation ecosystems that foster experimentation, continuous learning, and responsiveness to market needs. Strategies such as digital platform development, big data utilization, and business model transformation serve as key tools in challenging conventional market boundaries. This study contributes conceptually to the understanding of the relationship between creative leadership and business model innovation in navigating the complexities of the digital era.

The rapid growth of the fashion industry in Indonesia, particularly in Bandung, has increased the demand for structured and efficient sewing course management. Bandung Vision Center, as one of the institutions providing sewing training, faces significant administrative challenges due to the continued use of manual registration and attendance monitoring systems. These conventional processes result in data inaccuracies, slow information retrieval, limited transparency, and difficulties in monitoring participant progress across multiple training waves. This study aims to design and develop a web-based application to optimize participant registration and attendance monitoring processes at Bandung Vision Center. The research adopts an Agile software development methodology to ensure iterative development, flexibility, and responsiveness to user requirements. The system is implemented using the Laravel framework for backend development, ReactJS for frontend interface design, and MySQL as the relational database management system. System modelling is conducted using UML diagrams, and functionality testing is performed using the black-box testing method. The results indicate that the developed application significantly improves administrative efficiency, enhances data accuracy, and enables real-time monitoring of participant attendance. Additionally, the system increases transparency, facilitates structured data management, and supports better decision-making for course administrators. The implementation of this web-based application demonstrates its effectiveness in modernizing administrative processes and strengthening institutional competitiveness in the local fashion education sector. Future enhancements may include integration of online payment features, automated notifications, and advanced data analytics to further improve service quality and user satisfaction.

This study compares conventional and Islamic pawnshops from the perspective of Islamic Economic Law. Utilizing a qualitative descriptive approach, data were collected through literature reviews and interviews with practitioners. The findings indicate that Islamic pawnshops employ contracts such as rahn, ijarah, and qardh, aligning with Islamic jurisprudence, whereas conventional pawnshops operate based on interest-bearing loans. The study underscores the importance of promoting sharia-compliant financial services to ensure fairness and justice in economic transactions.  

Fraud in cosmetic buying and selling transactions through e-commerce in Indonesia is increasing along with the growth in the use of digital technology. As a mitigation measure, the Online Dispute Resolution (ODR) system, which is one of the Alternative Dispute Resolution (ADR) dispute resolution techniques, has begun to develop into an efficient alternative solution. This article discusses efforts to apply ODR in dispute resolution of cosmetics sales fraud cases through e-commerce platforms in Indonesia. Apart from Indonesia, the application of ODR is also carried out in the United States. By utilizing ODR mechanisms, consumers can file claims, resolve conflicts, and obtain fair solutions quickly and easily without having to go through conventional court processes. In addition, this article also explores the challenges of ODR implementation in Indonesia, including regulatory constraints and the level of consumer confidence. This research is conducted using a normative juridical approach, which is expected to provide strategic recommendations in strengthening ODR regulations and infrastructure in Indonesia.