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Currently we have entered the era of digitalization or what is called the modern era. Technology is developing rapidly, especially in the field of online buying and selling that It makes it easier to access all the necessities of life. In Indonesia, there are many online sales and purchase applications, one of which is the Shopee application which provides various kinds of life needs ranging from food, clothes, household appliances and even tertiary needs (cars, motorcycles, and so on). Where shopee also provides various ways to pay, from on-site payment (COD system) when the goods are in the hands of the buyer, bank transfers, shopeepay transfers and even provides spaylater payments where this payment is made without having to pay immediately for the goods purchased or also called a credit system which of course is based on the terms and conditions that apply in the spaylater system. This research uses qualitative data, obtained from literature from various sources. The sources used are processed from the analysis of various journals, articles, reports and information related to the review of muamalah fiqh on the case of online purchases with credit system payments offered by Shopee through the "spaylater" feature.

Technology is developing very quickly, this makes it easier for people to get information through various media platforms. Architects use these technological developments to simplify and promote their work and educate the public. This article aims to find out how digital influence can influence urban people's interest in modern minimalist architectural style housing. The research data collection method uses library research and the data analysis method used is qualitative. Based on the results of this research, it can be concluded that architects use digital technology as a tool to simplify, speed up and showcase their work. Residences with a modern minimalist architectural style have become very popular and are in great demand by urban communities because their shape optimizes function and is considered to suit their lifestyle.

Economic growth is one of the most important goals countries seek to achieve.Now, when the world is witnessing a revolution in information and communicationtechnology, economic growth has become entirely linked to the state's readiness fordigital transformation and its degree of reliance on advanced means. The researchproblem of the present study revolves around the fact that Iraq is one of the countrieslagging behind in terms of the use of modern technology due to the extraordinaryconditions, which impacted various areas of life, especially the field of informationand communication technology, leading to the weak application of the digitaltransformation process. The present study aims to explore the challenges facingdigital transformation in Iraq and determine the extent of hindering economic growth.The SPSS is employed to reveal the correlation between digital transformationindicators and economic growth in Iraq 2010-2022 . The results of the present studyindicate that there is a slowdown in digital transformation in Iraq due to lack ofinfrastructure and reliance on foreign markets in providing information andcommunication technology resources as a result of not manufacturing them locally .One of the important recommendations of the present study is to spread technical anddigital awareness by providing training programs in order to prepare qualified andtrained human staff that contribute to the management of the digital transformationprocess.

Advances in information and communication technology have had a significant impact on the world of education, especially in improving the effectiveness and efficiency of the learning process. One technology that is often used is Microsoft PowerPoint as learning media. This study aims to analyze the effect of using PowerPoint media on student learning interest in Islamic Religious Education and Ethics subjects at SMKN 3 Solok City. This research uses a quantitative approach with a quasi-experimental method using a nonequivalent control group design. Data were collected through tests, questionnaires, and observations, and analyzed using normality, homogeneity, and t-test. The results showed that the use of PowerPoint media had a positive and significant effect on students' interest in learning. The experimental group that used PowerPoint had a higher level of interest in learning than the control group. This is due to the presentation of material that is more interactive, interesting, and systematic, so as to motivate students to be actively involved in the learning process. The t-test value shows that there is a significant difference between the experimental and control groups, with a t-count value of 5.384 (p < 0.05). This study concludes that PowerPoint learning media is effective in increasing students' interest in learning Islamic Religious Education and Ethics subjects. Hopefully, this finding can be a reference for educators in developing technology-based learning models that are more innovative and relevant to modern learning needs.

The purpose of this study was to determine the strategy of teacher Pak in implementing modern-based learning at the junior high school level. With a qualitative descriptive research method with a literature study approach or library research. Christian Religious Education (PAK) plays a very important role in shaping the character, nature, and behavior of students, and the most important thing is the growth of their faith. Currently, in the twenty-first century, when internet technology is widely used to process information, this has significant consequences for the world of education, with both positive and negative consequences. Digital learning is an effort to improve the quality of learning and not just utilizing digital tools in the classroom. Therefore, digital learning cannot be a trend to use digital tools but a responsibility to improve the quality of learning. By mastering digital competencies and the availability of facilities that support the implementation of digital-based learning, it can be applied maximally and teachers can pour out their creativity to create a new innovation in learning. The limited devices owned by students as a supporter of the learning process are one of the obstacles in implementing technology in the digital transformation era besides signals that we cannot control because not all students are able and come from families with upper economies who at least have android or laptop facilities.

The results of the pre-test and post-test in this service show that local students, in this case MA students, are old enough to be considered capable of logical thinking and are considered to have advantages in understanding the social, cultural context and local potential of Mojokerto Regency. So that it can become an agent of change in encouraging more transparent, efficient and accountable financial governance. Good financial literacy contributes to increasing Regional Original Income (PAD), spending efficiency, and budget management that is oriented to community needs. To achieve this, this service invites and encourages MA Al Kautsar students to think critically, logically and encourages students to have concern for Mojokerto Regency. Students are encouraged to choose roles that can contribute to the better development of Mojokerto Regency. The post test results show that students plan to choose roles that are oriented towards developing personal skills which also have an impact on solving community problems, for example becoming health workers, education workers, and even improving skills in understanding religion such as memorizing the Koran.  This service article recommends increasing the capacity of local youth through continuous training, strengthening collaboration between government and society, and applying modern technology to increase financial transparency. With this approach, Mojokerto Regency can realize better financial governance and inclusive and sustainable development through human resources who are active, intelligent and care about the progress of the region.

The tourism sector in Indonesia is growing rapidly thanks to the abundant natural, social, cultural and regional potential. One educational tourist attraction that is currently developing is Arjuna Farm in Tasikmalaya City, which offers the concept of integrating the agricultural and fisheries sectors with the application of IoT (Internet of Things) technology. This research aims to analyze the application of IoT technology to support hydroponic production management at Arjuna Farm, especially in increasing the effectiveness, efficiency and quality of agricultural products. The research used a case study approach with a qualitative descriptive method, involving direct observation, in-depth interviews with the main managers (Mr. Andi and Mrs. Selvi), as well as analysis of secondary data from various literary sources. The research location was chosen by purposive sampling, located at Jalan Situ Cibereum, Tamanjaya, Tamansari, Tasikmalaya City, during November 2024. The research results show that POAC (Planning, Organizing, Actuating and Controlling) based management is implemented well, supported by IoT systems such as automatic watering, drip irrigation. This technology enables efficient and real-time production management, thereby maintaining the quality and sustainability of harvests, as well as increasing the attractiveness of Arjuna Farm as an educational tourist attraction based on modern technology.

MIPA education (Mathematics and Natural Sciences) plays a strategic role in developing excellent human resources in the modern era. However, the disparity in access to and the quality of MIPA education in Indonesia remains a significant challenge, particularly in remote areas. This article aims to identify the factors contributing to the gap in MIPA education, analyze its impact on learning quality, and propose solutions to address the issue. The main causes of this disparity include inadequate infrastructure, uneven distribution of teachers, and technological and socio-economic barriers. The consequences range from low student interest in science and technology to inequality in educational quality across regions. This article recommends strengthening policies for equitable education, enhancing remote learning technologies, and fostering cross-sector collaboration to create inclusive and sustainable MIPA education.

The web-based land transportation management system is a modern solution for managing transportation operations by utilizing web technology to facilitate monitoring, scheduling, and optimization of fleet usage. This study aims to analyze the strengths, weaknesses, opportunities, and threats in the implementation of a web-based land transportation management system using SWOT analysis. The results of this study are expected to serve as a guide for companies or transportation management agencies in designing and developing efficient and effective systems. Although there are several challenges, such as dependency on stable internet infrastructure and relatively high implementation costs, the potential benefits, such as increased operational efficiency, cost reduction, and improved customer service quality, make this system highly relevant and have strong prospects for application in the land transportation industry.

Character education through Islamic religious education in the digital era focuses on the integration of moral and ethical values ​​in the context of modern technology. Research shows that Islamic religious education plays an important role in shaping students' character by instilling values ​​such as patience, integrity and empathy, which are very much needed in today's digital world. Additionally, approaches that combine technology with religious instruction can increase learning effectiveness and help students face complex moral challenges. Thus, Islamic religious education becomes a pillar in developing the character of the younger generation.    

Data and information play a strategic role in organizational systems theory, particularly in supporting fact-based decision-making processes. In this theory, organizations are viewed as open systems that continuously interact with their environments. Data serves as raw material that, through analysis, is transformed into actionable information to understand the internal and external dynamics of organizations. Accurate and relevant information helps organizations manage complexity, identify opportunities, and address challenges in ever-changing environments. The data management process encompasses collection, storage, analysis, and distribution, enabling integration across organizational units and enhancing synergy. Additionally, information-based feedback systems are vital for measuring organizational performance and driving continuous innovation. The effective use of data and information not only improves operational efficiency but also supports strategic planning and adaptation to market changes. In the context of digitalization, the role of data and information has become increasingly critical, as technology enables the processing of large-scale data more quickly and accurately. This article explores how data and information, as core components of organizational systems theory, can be utilized to create added value and support organizational sustainability in the modern era.      

In this modern era, technological advancements have reached their peak, impacting almost every aspect of human life. In education at schools, educators must also be able to provide innovation to their students so that they are more motivated to learn. To do this, educators can use digital technology to create different and still educational learning content, but there are several obstacles faced at SDN 1 Rejosari, namely the lack of a computer lab, resulting in insufficient implementation of technology in the curriculum. Thus, the goal of this community service is to introduce infographics and advertisements using the Canva application, aimed at enhancing the creativity of the students at SDN 1 Rejosari. This community service activity began with the preparation stage, the implementation stage, and the evaluation stage. The results of the evaluation stage showed a percentage of 90 – 100% in understanding the introduction to the material presented, but in practice, only 65% was achieved. Therefore, further action is needed, specifically continuous training on infographic and advertisement design using Canva.

Advertising tax is one of the significant sources of Local Revenue (PAD) in Sikka Regency, contributing up to 25% of the total PAD. This study discusses the strategies implemented by the Sikka Regency Regional Revenue Agency (BAPENDA) to increase advertising tax revenue annually. These strategies include digitalization of administrative services, intensive socialization to the community, strict law enforcement, and collaboration with related agencies such as Satpol PP and the Prosecutor's Office. The results of the study indicate that optimization of advertising tax revenue can be achieved through simplification of the administrative process, technology-based supervision, and revenue diversification by utilizing the potential of digital advertising. Supporting factors include proactive policies of the local government, while the main inhibiting factors are low taxpayer compliance and lack of socialization. Through a collaborative approach, innovation, and law enforcement, advertising tax is expected to provide a greater contribution to Sikka Regency's PAD, support regional development, and create a more modern, transparent, and sustainable tax management system.

In the digital era of the 21st century, technology continues to develop rapidly, influencing various aspects of life, including business operations. This journal explores the concept of Technology 21 and its application in the development of integrated information systems for modern business. This research aims to understand how technological innovations, such as artificial intelligence, Internet of Things (IoT), and big data, can be integrated in information systems to increase operational efficiency and effectiveness. Through analysis of various case studies, this journal shows that integrated information systems utilizing Technology 21 not only facilitate better decision making, but also improve collaboration between departments and provide competitive advantages. By presenting the main components of an integrated information system, such as hardware, software, data, procedures, and user roles, this journal provides a comprehensive overview of the challenges and opportunities faced by businesses in adopting the latest technology. It is hoped that the findings of this research can become a reference for practitioners and researchers in understanding the importance of technology integration in information management in the modern era.  

The importance of seeking knowledge in Islam is emphasized as one of the means to achieve both worldly and eternal happiness. However, in the digital era, seeking knowledge faces new challenges and opportunities. This study examines the Islamic perspective on seeking knowledge in modern life, focusing on the challenges, opportunities, and the influence of technology on character development in the digital age. The main challenges include the overwhelming amount of information that may not always be of high quality, as well as the distractions brought by technology that can divert attention from the core purpose of education. On the other hand, the opportunities presented by the digital era include easy access to various knowledge sources through online platforms and more interactive and engaging learning methods. This research also identifies the influence of technology, such as social media and educational apps, in shaping an individual’s character through the dissemination of Islamic values that promote good morals. The findings show that although the challenges in the digital era are considerable, technology can be leveraged to enhance the pursuit of knowledge and ethical education when used wisely. Character development, in line with Islamic teachings, can still be achieved through the wise use of technology in seeking knowledge. This study recommends the integration of technological education and ethical education to shape a generation that is knowledgeable, morally upright, and ready to face the challenges of the modern world.

Conflict in organizations is an unavoidable phenomenon, especially in organizations that have dynamic and complex work environments. This study aims to identify and analyze effective conflict management strategies in modern organizations. Case studies were conducted in several organizations with different work structures and cultures. The approaches used in this study include negotiation, mediation, collaboration, and context. The results show that effective strategies depend on the characteristics of the conflict, the role of the leader, and open communication between the parties involved. Technology plays an important role in facilitating conflict resolution, especially in modern organizations that are increasingly digitally connected. These findings are expected to provide guidance for managers and organizational leaders in designing more effective conflict management strategies, increasing productivity, and creating a harmonious work environment.

In the current digital era, technological advances are developing very quickly and have a big influence in various areas of life. One innovation that has received great attention in the architectural industry is BIM (Building Information Modelling) technology. BIM has fundamentally changed the way design and construction are done, having a major impact on improving the efficiency, quality and sustainability of the architectural process. Before BIM, architectural design generally relied on 2D drawings that required complex interpretation and coordination, which often led to errors and delays in construction projects. However, with advances in technology and the adoption of BIM, architects can now create fully integrated 3D digital models. Considering that the earth as a place where humans live has a three dimensional (3D) shape, the nned for 3D information has now become very important to support various human activities. Apart from that, technology continues to develop rapidly, including in the field of mapping, with the emergence of increasingly advanced photogrammetry technology.

The rapid development of technology has significantly influenced various economic sectors, including finance. Digitalization has introduced opportunities to create more efficient, transparent, and inclusive financial services. Within Islamic finance, technological advancements address challenges such as limited access to Sharia-compliant financial services and complexities in applying Sharia principles practically. One notable innovation is Sharia-based financial technology (fintech), which combines Islamic values with modern technology to provide accessible, ethical, and sustainable financial solutions. This study explores the potential and challenges of Sharia fintech in Indonesia, a country with the largest Muslim population globally. Sharia fintech, including crowdfunding, peer-to-peer lending, and halal digital payment platforms, promotes financial inclusion while adhering to Islamic principles. However, its growth faces regulatory hurdles, consumer protection issues, and a lack of public literacy about Sharia-compliant financial products. The research highlights the role of the government and regulatory bodies such as the Financial Services Authority (OJK) in providing a supportive framework, including legal certainty, technological infrastructure, and public education initiatives. The findings emphasize that effective regulations and strategic government support are critical to fostering Sharia fintech as a pillar of the Islamic economy. With strengthened collaboration between stakeholders, Sharia fintech can contribute significantly to financial inclusion and sustainable economic development in Indonesia.

Marriage in the Catholic Church is seen as a sacrament that binds partners in holy and inseparable love, with the primary goals being the well-being of the couple, the birth of children, and their education. This research aims to examine the important role of child birth and education in the context of Catholic marriage through a literature review approach. Data is taken from official Church documents such as Family Partnership, The Most Important Education, and the Code of Canon Law, as well as other academic literature. The analysis shows that the birth of a child is a real manifestation of love which demands the moral responsibility of the couple to educate the child in the Catholic faith, while the child's education is a means of passing on moral and spiritual values ​​to the next generation. Modern challenges, such as the influence of technology and family dynamics, require an active spiritual life in the family to support children's faith education. This research has implications for strengthening Catholic family values ​​in facing the complexity of the modern world, as well as providing a theological foundation for Catholic couples to carry out their role as primary and first educators in the family.    

This research explores the relationship between the dynamics of the literary market, reading culture, and the development of the popularity of the novel genre. In this study, we discuss how social transformation, innovation in publishing technology, and shifts in reader preferences shaped the novel genre from the 18th century to the modern era. A historical approach and literary analysis are used to highlight the important role of publishers, book distribution, and technology in expanding the reach of novels to a wider audience.