Literasi  keuangan  adalah cara  mengetahui  mengelola  uang  dengan  bijak.  Pada kenyataannya banyak  orang  kesulitan  dengan  literasi  keuangan.  Hal  ini  sering  kali  disebabkan  oleh  kesalahpahaman  atau  kurangnya  pemahaman  tentang  apa  yang  dimaksud  dengan  literasi  keuangan. Dengan demikian literasi keuangan memiliki arti penting bagi semua orang terkait dengan kondisi keuangan individu, keluarga, dan masyarakat. Untuk itu diperlukan pelatihan literasi keuangan untuk indivisu, keluarga, ataupun masyarakat agar semua individu dan yang terlibat di dalamnya memiliki keterampilan literasi keuangan. Menyadari hal tersebut, salah satu lembaga yang biasa disebut dengan FPBN atau  Forum Pendamping Buruh Nasional mengadakan pelatihan literasi keuangan untuk para pendamping sehingga pendamping dapat membagikan pengalamanannya kepada siapa saja yang diampingi. Pelatihan literasi keuangan dimaksudkan agar para peserta memiliki pemahaman tentang keuangan, mengetahui cara menyusun anggaran, melek finansial, dan mempraktikkan pengelolaan keuangan dalam hidupnya. Semua peserta yang hadir dalam pelatihan mengikuti beberapa langkah. Pertama, semua peserta diajak berefleksi tentang keuangan berdasarkan spiritualitas keuangan. Kedua, peserta diajak untuk memahami tentang keuangan dan pengelolaannya. Ketiga, peserta diajak mempraktikkan bagaimana cara mengelola keuangan. Proses pelatihan literasi keuangan ini melalui beberapa tahap, yaitu 1) Tahap persiapan, 2) Merefleksikan pengelolaan keuangan dari sisi spiritualitas, 3) Mengikuti pelatihan, 4) Menyusun perencanaan pengelolaan keuangan. Akhirnya, diharapkan para peserta yang merupakan para pendamping buruh dapat menularkan pengetahuan pengelolaan keuangan kepada para dampingannya.

Generally, students stated that the concepts in physics, especially on the material of distance, speed, and acceleration, are difficult to understand. This causes low student motivation and learning outcomes. In order to increase student motivation, understanding of concepts, and learning outcomes, it is necessary to use visual media so that learning is active and enjoyable. The use of visual media, one of which is education game-based learning media, is very helpful for students in understanding physics concepts, especially on the material of distance, speed, and acceleration. The purpose of this study was to determine the study of the use of visual media based on education games that can improve students' understanding of the material of distance, speed, and acceleration. This research method uses the library research method. The form of research uses literature studies with qualitative data acquisition. To obtain data using two databases, namely Google Scholar and Sinta, with document analysis first carried out to identify relevant literature studies. Based on the results of the preliminary study conducted, it was obtained that the use of visual media based on education games is good and flexible. With the use of visual media based on education games, students find it easier to understand the material of distance, speed, and acceleration. In addition, it makes it easier for teachers to carry out learning activities. Learning is more interesting, students are more motivated so that students' understanding, abilities, and learning outcomes increase.

English as an international language is an important language to be proficient in since it is used all over the globe. English is not an easy language to learn. Understanding phrases or expressions is very important when speaking English. The foundation for making sentences in English is to first understand words that are often used in everyday life (everyday vocabulary) and being able to effectively construct sentences that can be understood by others is a prerequisite for being able to compose sentences in English. The method used in the implementation of community service at SMPI Darul Muminin Bekasi school is the visual method and English card. The method of forming sentences using English cards emphasizes the ability of students to understand sentences using learnt vocabulary that is used to be assembled in a plot of a story. The application of the game technique method of composing sentences using English cards is considered very effective and fun, it is hoped that one day this method can be used as a model to develop learning activities in the classroom.

Kader merupakan individu dalam suatu organisasi atau kelompok, yang menjadi penggerak dalam berbagai aspek kehidupan sosial masyarakat. Kader diharapkan menjadi contoh dalam organisasinya. Kader di rukun warga maka pribadi tersebut menjadi contoh untuk kehidupan warga. Sebagai contoh maka kader sudah semestinya memiliki banyak pemahaman terkait dengan kehidupan warga. Salah satu pemahaman yang sebaiknya dimiliki kader adalah kewirausahaan atau entrepreneurship. Salah satu pelaksanaan pelatihan entrepreunership dilaksanakan di Rukun Warga (RW) IV  Jl. Maspati IV Bubutan, Surabaya mitra Universitas Katolik Darma Cendika (UKDC) guna upgrading dan mempersiapkan kader untuk semakin mantap berwirausaha. Para kader RW IV telah memiliki berbagai usaha untuk mendukung ekonomi keluarga namun masih perlu terus didorong agar semakin maju dan mantap dalam beriwirausaha. Semua peserta yang mengikuti pelatihan entrepreunership melalui beberapa langkah. Pertama, para kader diajak brainstroming terkait dengan kebutuhan mendesak yang diperlukan sebagai bekal dalam menjadi kader. Kedua, para kader diajak memetakan kebutuhan. Ketiga, para kader diajak mengambil keputusan pelatihan yang terpenting yang akan dilakukan. Keempat, para kader diminta mengusulkan teknik pelatihan yang sebaiknya digunakan. Pelatihan para kader RW 1V Bubutan, Surabaya ini melalui tahap-tahap, yaitu 1) Tahap persiapan, 2) Menghadiri pelatihan, 3) Merefleksikan pelaksanaan entrepreunership 4) Menyusun perencanaan yang akan dilaksanakan untuk perbaikan. Target pelatihan ini adalah peserta dapat merintis usaha kecil menengah yang dikelola di dalam keluarga sehingga perekonomian keluarga teru terjaga.

The productivity of meat rabbits in producing meat is higher than beef livestock. Meat rabbits are also an alternative source of animal protein that can be utilized by the Indonesian people. Rabbits have great potential to be developed in Indonesia. The aim of this writing is, among other things, to determine the effective level of productivity for meat rabbits and the sustainability of the rabbit market share which will be well supported by good marketing strategies, actors, marketing channels so that the competitiveness of rabbit meat commodities can be competitive and innovative with competing commodities. This systematic review of identification of national and international articles is divided into 2 clusters with production and marketing. The results of the discussion from this article for effective product quality need to pay attention to seeds, feed, and also cages and for marketing there are several patterns of marketing actors who carry out planning and determining prices and distribution of meat rabbits.

This study aims to examine the meanings contained in the poem "Bunga Gugur" by W.S. Rendra using a semantic approach. Poetry was chosen as the object of study because of its ability to reflect human life and feelings through poetic symbols and language. The analysis focused on four types of meaning in semantics, namely lexical, grammatical, referential, and figurative meaning. The research method used is qualitative descriptive with literature study techniques. The results of the analysis show that this poem is rich in lexical and figurative meanings, which strengthen the message of loss, love, and the transience of life. The use of symbols such as "bunga", "gugur", and "asmara" emphasizes the emotional devastation caused by death. With a semantic approach, the hidden meaning in the poem can be revealed systematically, thus helping readers understand the depth of the message the poet wants to convey. This research is expected to enrich linguistic studies in the analysis of literary works and increase appreciation for modern Indonesian poetry.

This study explores high school students' perceptions and awareness of human rights violations (HRV) on social media. Using a mixed-method approach involving interviews and questionnaires with 100 students from five schools in Pekanbaru, the research reveals that the majority of students recognize various HRV issues such as hate speech, cyberbullying, discrimination, and privacy violations, and understand their impacts. Approximately 75% of students feel responsible to report HRV incidents, though some hesitate due to fear or perceived helplessness. While most students are familiar with the term HR, only 60% can accurately define protected rights like privacy and freedom from bullying. The average awareness score is 7.5 out of 10, influenced by socio-economic background and parental education. Findings indicate that 70% have witnessed hate speech, 55% have experienced or observed cyberbullying, and 60% acknowledge that spreading hoaxes infringes on the right to information. A significant majority (85%) agree that HR education should be integrated into school curricula. Despite high awareness levels, students' understanding of the boundaries and consequences of digital expression remains limited, highlighting the need for ongoing educational interventions and curriculum development in digital ethics and human rights. The study emphasizes the importance of continuous literacy programs and recommends further research with broader geographic scope and qualitative methods to deepen understanding.

The concept of management in guidance and counseling is the process of planning, designing, organizing, and directing in the process of providing guidance and counseling services in a school or an organization. The method used in this research is the literature study method, which is a written summary that includes articles from journals, books, and other documents that define theories and provide information. The results of this study include: (1) the concept of management in counseling guidance, (2) the principles of applying guidance and counseling management, (3) organizational patterns in guidance and counseling, (4) stages of applying management in guidance and counseling, and (5) forms of evaluation in the process of guidance and counseling services.

This study aims to analyze the implementation of the Business Model Canvas (BMC) at the Purwokerto branch of PT Jamkrindo Syariah in addressing competitiveness within the Islamic finance sector. The BMC is a strategic framework consisting of nine building blocks: customer segments, value propositions, channels, customer relationships, revenue streams, key resources, key activities, key partnerships, and cost structure. This research employs a qualitative approach with descriptive analysis, utilizing observation and unstructured interviews with relevant stakeholders as data collection techniques. The findings reveal that the application of BMC at PT Jamkrindo Syariah has been optimal and has positively impacted the company’s operations, particularly in market penetration, customer relationship management, and cost efficiency. Furthermore, partnerships with both private and governmental institutions serve as critical elements for ensuring business sustainability. The study recommends that the company continuously pursue product innovation, strengthen digital channels, enhance human resources, and regularly evaluate its business model to remain responsive to market changes. Effective implementation of BMC can serve as a strategic tool to boost the company’s competitive advantage.

The purpose of this study is to analyze consumer protection for Pineapple Chips UMKM that do not register SNI and BPOM, and to find out the process of determining SNI and BPOM certification for Pineapple Chips UMKM products that can provide legal certainty for business actors. Consumers have the right to comfort, security, and safety in consuming goods and/or services, products that must register SNI and BPOM to ensure consumer safety and security. The urgency of this research for consumers is the importance of choosing certified products. As well as for business actors to realize legal awareness in registering their products, in order to create legal protection, and as an evaluation of the government to provide counseling and guidance to MSMEs in registering their product certification. The research method used is sociological research with a statutory regulatory approach. The novelty of this research lies in the importance of legal protection for consumers by registering SNI and BPOM, as well as the determination or process of SNI and BPOM that should be carried out by the pineapple chips UMKM to create legal certainty. The results of the study showed that there are two forms of legal protection for consumers, namely preventive protection by conducting supervision once a year at the factory where the product is made, before it is distributed. BPOM carries out licensing by testing product content, product specifications, and processed materials used before being distributed. As well as repressive legal protection through litigation and non-litigation, if there is an unlawful act or a criminal act.
 
Tujuan dari penelitian ini yaitu untuk menganalisis perlindungan konsumen terhadap UMKM Keripik Nenas yang tidak mendaftarkan SNI dan BPOM, dan proses penetapan sertifikasi SNI dan BPOM pada produk UMKM Keripik Nenas yang dapat memberikan kepastian hukum bagi pelaku usaha. Konsumen berhak mendapatkan hak atas kenyamanan, keamanan, dan keselamatan dalam mengkonsumsi barang dan/atau jasa, hal ini dibuktikkan dengan produk harus mendaftarkan SNI dan BPOM untuk menjamin keamanan, keselamatan konsumen. Urgensi penelitian ini bagi konsumen pentingnya dalam memilih produk yang telah tersertivikasi. Serta bagi pelaku usaha untuk mewujudkan kesadaran hukum dalam mendaftarkan produknya, demi terciptanya perlindungan hukum, serta sebagai evaluasi kepada pemerintah untuk memberikan penyuluhan, dan pembinaan kepada UMKM dalam mendaftarkan sertifikasi produknya. Adapun metode penelitian yang digunakan adalah penelitian sosiologis dengan pendekatan peraturan perundang-undangan. Kebaharuan penelitian ini terletak pada pentingnya perlindungan hukum bagi konsumen dengan mendaftarkan SNI dan BPOM, serta penetapan atau proses SNI dan BPOM yang seharusnya dilakukan UMKM Keripik Nenas untuk menciptakan kepastian hukum. Hasil penelitian menunjukkan ada dua bentuk perlindungan hukum bagi konsumen, yakni perlindungan preventif dengan melakukan pengawasan satu kali setahun di pabrik tempat pembuatan produk, sebelum diedarkan. BPOM melakukan perizinan dengan menguji kandungan produk, spesifikasi produk, bahan olahan yang digunakan sebelum diedarkan. Serta perlindungan hukum represif melalui litigasi dan non litigasi jika terjadi perbuatan melawan hukum, ataupun tindak pidana.