On the one hand, amid the digital transformation of the financial sector, opportunities have increased for Micro, Small, and Medium Enterprises (MSMEs); on the other hand, challenges remain in technology adaptation and sustainable financial management, especially in a post-crisis era. Thus, given the ongoing push toward strengthening economic resilience, an urgent need arises to examine how far digital financial intelligence may act as a key for the survival and growth of MSMEs. The focus of this study is to examine the impact of digital financial intelligence-the financial literacy, attitude toward financial technology, and capability to use digital financial applications-on MSME economic resilience. Data were collected for the survey using a quantitative approach, which consisted of an online questionnaire administered to 220 MSME actors in Indonesia, who were digital financial services users for a minimum of one year. Participants were selected based on purposive sampling, while data analysis was performed using Structural Equation Modeling (SEM) based on Partial Least Squares (SmartPLS) supported by SPSS, Tableau, and MonkeyLearn. The results of the analysis reveal that all dimensions of digital financial intelligence have a significant relationship with economic resilience, particularly in the tactile domains of crisis adaptation, recovery, and strategic decision-making. Overall, these results now show life documents the need for greater emphasis on literacy and digital readiness as the bedrock of MSME sustainability. This academic contribution is theoretically developing an integrated model of technology and finance while practically implementing the policy implications that would strengthen an inclusive and adaptive MSME digital ecosystem.

Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan dan gaya hidup terhadap pengelolaan keuangan pada generasi sandwich. Metode yang digunakan adalah kuantitatif dengan pendekatan analisis regresi linier. Hasil penelitian menunjukkan bahwa literasi keuangan berpengaruh positif dan signifikan terhadap pengelolaan keuangan, ditunjukkan oleh nilai signifikansi 0,000 dan t-hitung 11,420 > t-tabel 0,195. Demikian pula, gaya hidup juga berpengaruh positif dan signifikan dengan nilai signifikansi 0,000 dan t-hitung 3,700 > t-tabel 0,195. Secara simultan, literasi keuangan dan gaya hidup memberikan pengaruh signifikan terhadap pengelolaan keuangan generasi sandwich, dengan nilai signifikansi 0,000 dan F-hitung 27,226 > F-tabel 3,09. Nilai koefisien determinasi (R²) sebesar 0,360 menunjukkan bahwa kedua variabel tersebut mampu menjelaskan 36% variasi dalam pengelolaan keuangan, sementara sisanya dipengaruhi oleh faktor lain di luar model. Temuan ini menegaskan pentingnya peningkatan literasi keuangan dan pengelolaan gaya hidup dalam mendukung kestabilan finansial generasi sandwich.
 

Efforts to diversify corn-based processed products have not been widely carried out by the community, including LMDH in Candisari village, Lamongan Regency. This is due to the lack of knowledge and skills in the community regarding innovations in corn-based food processing, and people are more likely to sell corn directly to middlemen to make ends meet. The main aim of this socialization is to provide LMDH with a solution on how to use sweet corn in the Candisari Village area to process it into marketable food products using simple technology. This is the basis for socialization activities and the use of corn processing carried out in Candisari Village, Sambeng District, Lamongan Regency. The result of the socialization is an increase in community knowledge and skills in innovation in corn pudding processing and product marketing.

When making a decision to purchase a motorcycle, it is necessary to consider several criteria. These include price, environmental impact, fuel consumption, design and technology, performance and power, availability of spare parts, after-sales service, warranty on spare parts and distance to the nearest service centre. This research aims to help consumers make informed decisions when buying motorbikes by using the Multi-Objective Optimisation by Ratio Analysis (MOORA) method. The MOORA method was selected because it can handle many criteria efficiently and simply, and produce very objective decisions. Nine criteria were used with four alternatives: motor A, motor B, motor C and motor D.
The MOORA calculation results ranked motor C as the highest with a value of 1.90, motor B as the second highest with a value of 1.77, motor A as the third highest with a value of 1.25 and motor D as the fourth highest with a value of 1.20. This research proves that the MOORA method can effectively and accurately provide recommendations for making decisions about purchasing motorbikes with many criteria.

Due to the variety of types of flowers that exist and having and tracking each variety, making plant lovers and cultivators difficult to distinguish in determining the type of flower, it takes a very long time to find out the type of flower if you only rely on the five senses. With the application of the K-Nearest Neighbor algorithm and feature extraction of color and texture, it is very helpful in image processing to identify flowers more easily and shorten the time, with the greatest accuracy of 71% using the K-7 value, the flower was successfully carried out.

This research compares the techniques used in the file system structures of Windows and Linux. Each operating system employs distinct approaches to data organization, access, and management, as reflected in their respective file systems: NTFS for Windows and ext4 for Linux. The study explores the strengths, weaknesses, and applications of these systems under various conditions. By analyzing both theoretical documentation and empirical experiments, this research highlights the technical and philosophical aspects influencing the design and performance of file systems in Windows and Linux. The findings provide insights for selecting an appropriate file system based on specific requirements, emphasizing performance, reliability, and usability.

Empowering an effective work culture is the key to improving team performance to achieve the vision and mission of the Student Activity Unit (UKM), especially UKM Sakuntala. In improving the performance of the Sakuntala UKM team, they often face several challenges in terms of communication, motivation, training, performance monitoring and giving awards. To overcome these challenges, training was carried out using counseling and question and answer methods, presenting material on the concept of effective work culture in improving team performance. The research results show that an effective work culture, such as effective communication, teamwork, and motivation, has a significant impact on the performance of the Sakuntala UKM team. Material includes Empowering an Effective Work Culture, Collaboration and Teamwork, and the Role of Leaders. The results of this outreach show that all members of UKM Sakuntala have a fairly good understanding of effective work culture and understand enough about improving teamwork. This counseling also emphasizes the importance of harmonious relationships between leaders and subordinates, as well as a conducive work environment. It is hoped that this counseling can help Sakuntala UKM members develop a more effective work culture, improve communication skills, strengthen the performance of the Sakuntala UKM team, and provide insight into facing the challenges that exist in the organization. This provides a strong foundation for empowering a more effective work culture in the future for Sakuntala.

"Pluang" is a mobile investment innovation product featuring various assets such as gold, stocks, cryptocurrency, mutual funds, and indices. Initially introduced to the public in 2019, its adoption saw significant growth over the first three years. However, concerns emerged as user growth slowed down and complaints escalated due to perceived burdensome product innovations. Consequently, ensuring sustained adoption across diverse user groups necessitates immediate implementation of enhanced management strategies. This study aims to identify influential factors in adopting "Pluang," including reputation, self-efficacy, usage behavior, innovation, attitude toward use, intention to use, and ease of use using the Modified Technology Acceptance Model (M-TAM). Purposive sampling gathered responses from at least 200 users considering twice the minimum data required for variable interactions and anticipating data errors during processing. Analyzed via PLS-SEM (Partial Least Square - Structured Equation Modeling), the study revealed six significant correlations among nine hypotheses—particularly involving reputation, innovation, self-efficacy—and user attitudes toward use. These findings stress the importance of boosting application reputation, promoting continuous innovation, and optimizing training/promotional campaigns for better conversion of positive attitudes into strong usage intentions

Juvenile criminal justice in Indonesia is an important aspect of the justice system that focuses on protecting the rights of children in conflict with the law. One of the efforts regulated in Law Number 11 of 2012 concerning the Juvenile Criminal Justice System (SPPA) is diversity, which aims to prevent children from the judicial process that can harm their future. This study aims to analyze the protection of children's rights in the criminal justice process, as well as the implementation of diversity in the juvenile criminal justice system in Indonesia. The method used in this study is a qualitative approach with descriptive analysis, through literature studies and interviews with various related parties, such as judges, prosecutors, and community counselors. The results of the study indicate that although there are efforts to protect children's rights in criminal justice, the implementation of diversity still faces a number of challenges, including a lack of understanding among law enforcement officers, limited facilities, and a mismatch between policies and practices in the field. This study suggests the need to increase the capacity of law enforcement officers and other stakeholders in understanding and implementing diversity efforts optimally, as well as the need for policy evaluation to improve the effectiveness of child protection in criminal justice.

This research aims to find out the legal status of uncertified land that is disputed by the heirs and the community of Tolitehuyu village, Monano District, North Gorontalo Regency and to find out the form of legal settlement by the Tolitehuyu Village Government regarding disputed uncertified land. This research uses empirical methods. The results of this research show that the legal status of land ownership by the people of Tolitehuyu Village, Monano District, North Gorontalo Regency, some have a certificate and some do not have a certificate for the land they own. Where those who already have a legal status certificate are already the property of that community. Furthermore, for those who do not yet have a certificate, the legal status of their land is unclear or still weak. So the legal status must be registered with the National Land Agency of North Gorontalo Regency in accordance with the provisions of the applicable laws. The role of the Tolitehuyu Village Government in resolving uncertified land disputes in the community can be achieved by mediating through an intermediary called a modiator. The process of resolving land disputes by the Tolitehuyu Village Government is carried out in stages, namely submitting a complaint to the hamlet head, head The village presents the parties to the dispute, collects data, mediates and reads the decision.