Online sexual abuse and exploitation of children is a serious global issue nowadays. In Indonesia, data from the Ministry of Women’s Empowerment and Child Protection (KemenPPA) shows that the number of reported child violence cases reached 24,158 in 2023. Of this total, sexual violence was the most common, with 10,932 cases. The key problem lies in the gap within the Legal Framework for addressing Child Sexual Exploitation in Indonesia. The issue is becoming more serious because the financial sector also plays a role, as perpetrators use financial means to carry out their actions. This has not been adequately addressed by Indonesia’s legal framework. Although Indonesia has prohibited and imposed penalties for perpetrators of child sexual exploitation and online sexual exploitation (for example, through the Criminal Code, Child Protection Law, Law on Sexual Violence, Pornography Law, and Electronic Information and Transactions Law), efforts to address the misuse of the financial sector by perpetrators have not been reflected in laws governing the financial services sector (such as the Indonesia Financial Services Authority Law, Banking Law, Indonesia Financial Services Authority Regulations, etc.). This paper, through a doctrinal research approach, examines the extent to which Indonesia’s legal framework addresses child sexual exploitation in accordance with international standards, conventions, trends, and developments. By analyzing how other countries—such as England, Wales, Sweden, the United States, and Australia—handle child sexual exploitation, particularly in relation to financial service providers, Indonesia can learn valuable lessons. In conclusion, this paper finds that Indonesia’s legal framework is insufficient to address child sexual exploitation and abuse involving financial means.

Property business is the activity of buying and selling a plot of land or house involving 2 (two) parties between the seller (business actor) and the buyer (consumer), in its implementation gives birth to legal relationships carried out through agreements. Quality in running a property business, business actors selling their plot of land to consumers are inseparable from the fact that the business actor gets the land previously from the landowner to then sell it to consumers. The method used in this study is Normative Juridical. The legal protection of agreements made by business actors and consumers in the property business is guided by articles 1320 and 1338 of the Civil Code. Breach of promise not to carry out the agreed is a form of default committed by one of the parties to the agreement as regulated by article 1234 of the Civil Code which can be resolved with a "win and win solution" through negotiations so that business actors and consumers are protected. Consumer protection in property business agreements starts from the beginning of the purchase, making the agreement, payment to the sale and purchase deed agreement. Consumers who have signed the agreement means that they have agreed to all the terms and conditions that have been set. All of these agreements, both oral, written, and deed are not authentic. Authentic deeds that are carried out legally, as long as consumers have fulfilled their achievements by making payments in full, not negligently, in accordance with their rights and obligations in Law no. 8 of 1999, consumers are obliged to get legal protection.

This research aims to analyze the implementation of Know Your Customer (KYC) through Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) in the efforts to prevent and combat money laundering and terrorism within the financial services user base. In this study, the research method employed is literature review. The findings of this research can be utilized to support the development of policies and strategies for the prevention and eradication of money laundering and terrorism within the financial services user community. The application of KYC through CDD and EDD is crucial in reducing malicious risks, preventing theft of funds, and maintaining integrity and transparency in financial transactions. Therefore, it is essential for financial institutions and stakeholders to continuously develop and manage the KYC processes effectively and sustainably. 

Penelitian ini bertujuan untuk menelaah tentang penerapan kurikulum ISMUBA pada lembaga pendidikan Islam berbasis Muhammadiyah. Metode penelitian menggunakan penelitian lapangan (field research) dengan menggunakan pendekatan kualitatif. Pendekatan ini digunakan untuk mengkaji dan memperoleh makna secara mendalam tentang pengembangan dan implementasi kurikulum PAI di SMP Muhammadiyah 2 Curup. Hasil dari penelitian bahwa pengembangan yang dilakukan di SMP Muhammadiyah Curup dilakukan dalam dua aspek, yaitu pengembangan di dalam kelas dan pengembangan di luar kelas. Pengembangan kurikulum di dalam kelas dilakukan oleh guru ISMUBA dengan mengembangkan proses belajar mengajar yang meliputi strategi pembelajaran, metode, dan media pembelajaran. Sementara itu, pengembangan kurikulum ISMUBA di luar kelas dikembangkan dengan menciptakan suasana religius untuk lebih memaksimalkan proses internalisasi nilai-nilai karakter dan agama kepada peserta didik. Implementasi kurikulum ISMUBA di SMP Muhammadiyah Curup, salah satu guru masih menggunakan kurikulum KTSP 2013 meski kurikulum sekolah secara umum menggunakan kurikulum Merdeka. Dalam implementasi di kelas, guru PAI tidak begitu maksimal menyiapkan perangkat pembelajaran. Akan tetapi hal tersebut dapat diatasi dengan tetap profesionalnya guru dalam mengajar.

Pendidikan tidak lepas dari peranan seorang guru, peserta didik dan kurikulum. Sebab tiga komponen tersebut merupakan komponen utama dalam sistem pendidikan nasional.menjadi seorang guru harus memerlukan keahlian khusus dalam melaksanakan tanggung jawabnya sebagai seorang guru. Tujuan dari penelitian ini adalah untuk mengetahui kendala implementasi kurikulum pai di MTs. Muhammadiyah Curup. Penelitian ini menggunakan jenis penelitian studi riset kepustakaan (Library Research). Hasil penelitian menunjukkan bahwa Berdasarkan hasil penelitian tentang Problematika Implementasi Kurikulum PAI Dan Upaya Pengentasannya di MTs. Muhammadiyah Curup maka dapat disimpulkan bahwa kurikulum telah diimplementasikan pada aspek: penyusunan Rencana Pelaksanaan Pembelajaran (RPP) yang meluas, pembelajaran tematik, bertambahnya jam pembelajaran, metode pembelajaran student center, serta penerapan penilaian autentik. Untuk mengatasi problematika Implementasi Kurikulum PAI di MTs. Muhammadiyah Curup, yaitu dengan cara meningkatakan kreatifitas dan keterampilan dalam proses pembelajaran dan teknologi, melakukan kolaborasi antar guru atau mengadakan Musawarah Guru Mata Pelajaran (MGMP). Serta bekerjasama dengan orang tua siswa, peserta didik, dan guru lainnya dalam mengatasi problematika yang dihadapi

artikel ini membahas mengenai bagaimana konsep  pengembangan kurikulum pada pendekatan kurikulum. tujuan dari penelitian ini adalah untuk menganalisis konsep pengembangan kurikulum pada pendekatan kurikulum dan mengidentifikasi pendekatan-pendekatan pengembangan kurikulum tersebut yang relevan dengan pendidikan saat ini. penelitian ini mengunakan metode pendekatan analisis literatul dengan mengumpulkan dan menganalisis sumber-sumber data yang relevan pokok bahasan. untuk memastikan bahwa pendekatan kurikulum relevan dan sesuai dengan kebutuhan yang aktual, sangan penting pendekatan pengembangan kurikulum yang sistematis dan komprehensif. hasil dari penelitian ini menunjukkan bahwa terdapat televansi konsep pengembangan kurikulum pada pendekatan pengembangan kurikulum di era modern ini. penelitian ini mempunyai peran penting dalam memberi pemahaman bagaimana pentingnya pendektan pengembangan kurikulum. pendekatan pengembangan kurikulum sangat penting untuk menyesuaikan sistem pendidikan dengan kebutuhan yang berubah serta meningkatkan kualitas dan kesetaraan pendidikan.

This study aimed to investigate the use of digital information and communication technology in the form of crypto assets as proceeds of crime in money laundering action, due to the multi-layered security of the blockchain. This phenomenon was presented on a global scale in transnational crimes, providing challenges for Indonesian law enforcement officials in hunting the crypto assets scattered outside its legal jurisdiction. The results showed that Police Investigators and General Prosecutors utilizing penal and non-penal approaches in performing the crypto assets tracing, seizing and recovering, which shows the importance of maintaining formal and informal cooperation with other countries through the Financial Intelligence Units (FIUs) and Interpol, besides developing domestic regulations in controlling the crypto assets physical trading. Due to legal uncertainty of storing and releasing crypto assets, the investigators and the prosecutors faced disagreement in determine the procedures, which then affected the asset recovery process of Indra Kesuma case. This study proposed potential models for effective management on confiscated crypto assets that law enforcement officials could adopt in recovering these assets such as seizure orders, confiscation orders, and pre-confiscation sale. This was a legal study conducted by collecting data through literature reviews and interviews.

This study investigates the effectiveness of community-based interventions in addressing health disparities in maternal and child health. By implementing programs focused on education, nutrition, and access to healthcare services, the research assesses changes in health outcomes among low-income families. The results demonstrate that community engagement and tailored interventions can significantly improve maternal and child health indicators, reducing disparities in health access and outcomes.

Provision of good working hours in accordance with standards must be maintained by businesses to fulfill all their goals, including the Indonesian manufacturing industry. The manufacturing industry in Indonesia must prioritize work standards, because these factors greatly affect a company's ability to achieve its goals. The purpose of this study was to determine the effect of working hours and overtime on resource management with industrial relations, to analyze working hours to attract employees and to analyze the calculation of employee wages. The author uses a qualitative descriptive method in this study. The result of this research is that everyone involved in industrial relations must understand the rules of the game and other regulations that apply in Indonesia. In terms of working hours or overtime policies, developing the quality of human resources, absenteeism and leave policies, and salary increases that are in accordance with industry standards, can improve employee welfare and productivity and maintain competitiveness in a company.

Career management is an ongoing series of activities that must be prepared, developed, implemented and monitored by employees or Organizational involvement. The key to creating professional HR lies in recruiting, selecting, training, and developing employees. Therefore, in this study the authors wanted to examine HR analysis related to recruitment and career management. The type of research used by the author is qualitative research, which is carried out based on scientific objects. In this study, the data collected is secondary data. The researcher uses the Observation method, which is the act of analyzing, keeping detailed records of the observable changes that occur in the subjects studied. The author finds that HR Analytics can be used to make a significant difference in business, particularly in the manufacturing sector. These procedures can help businesses grow by reducing the impact of human fatigue on all aspects of business operations and enabling more effective data-driven decision-making.