The stability of the banking sector is crucial in maintaining a country’s financial system and economic sustainability. This study analyzes the impact of Net Interest Margin (NIM), Non-Performing Loans (NPL), and Capital Adequacy Ratio (CAR) on banking stability in Indonesia. The inconsistency of previous research findings indicates a research gap that requires further exploration. This study employs a quantitative approach using secondary data from financial reports of conventional banks listed on the Indonesia Stock Exchange (IDX) from 2019 to 2023. The sample was selected using purposive sampling, resulting in 39 banks with 195 observations. Data analysis was conducted using multiple linear regression with classical assumption tests, including normality, heteroscedasticity, multicollinearity, and autocorrelation, to ensure model validity. The results show that NIM positively but not significantly affects banking stability, while NPL has a negative and significant effect. CAR also significantly influences banking stability. Enhancing banking intermediation effectiveness through NIM and CAR can strengthen financial stability, whereas increasing credit risk, reflected in NPL, can weaken stability. This study provides insights for regulators and banking management in designing more effective policies to maintain banking sector stability in Indonesia.

This study analyzes the effect of Cost of Debt, Cost of Equity, and Profit on investment decisions in hospitality industry companies listed on the Indonesia Stock Exchange (IDX) during the 2019-2023 period. By using purposive sampling method, this study involved 21 companies as samples, resulting in 105 observation data. Investment decision as the dependent variable is measured using Capital Expenditure (CapEx), while Cost of Debt, Cost of Equity, and profit as independent variables are calculated based on financial statement data. Multiple regression analysis is used to test the relationship between variables. The results showed that Cost of Debt, Cost of Equity, and Profit have a significant effect on investment decisions in the hospitality industry.

This study aims to determine the description of the incoming mail management procedure in the General and Personnel section at the post office. The type of research used is descriptive qualitative, namely the author describes the results of observations, interviews, documentation and analyzes data obtained in the field. The results of the study indicate that the process of managing incoming mail in the general and personnel section, namely incoming mail starts from receiving letters, directing letters, delivering incoming letters, processing letters, storing letters. The letter management procedure at the post office runs optimally.

This research aims to determine the evaluation of the implementation of the stunting reduction program, namely the Healthy Kitchen to Overcome Stunting and Mutual Cooperation to Prevent Stunting program in Tieng Village, Wonosobo Regency, by analyzing the evaluation of input, process and output. The method used is a descriptive qualitative method. The subjects in this research were 11 people consisting of PKK cadres, Posyandu cadres, Tieng Village Midwives, students, nutritionists, village officials and program recipients. Data collection techniques are carried out through interviews and documentation. Method triangulation by conducting interviews with nutritionists at the Kejajar Community Health Center, Tieng Village Officials, and parents of program recipients. Data analysis techniques are carried out through data reduction, data presentation, and verification or drawing conclusions. Evaluation of the DASHAT program shows obstacles to input evaluation in the form of a lack of budget from program organizers, time constraints for program implementation, delays in handling stunted children, as well as the need to improve facilities and infrastructure. The output during the implementation of DASHAT is influenced by input and process, the output from the implementation of the DASHAT program is still not able to reduce stunting cases in Tieng Village. The evaluation of the Gong Ceting program experienced obstacles in the input evaluation in the form of a lack of facilities and infrastructure, long distance from the campus to the focal village, internet network problems when participating in the MURI record zoom, as well as short implementation time, but the output of the Gong Ceting program showed success marked by solutions MURI record by serving 14,000 portions of nutritious food for stunted children and declaring 10 stunting locus villages in Wonosobo Regency. 

Tuberculosis (TBC) is a contagious disease caused by the Mycobacterium tuberculosis bacteria, primarily affecting the lungs but can also spread to other organs. Despite the availability of effective treatment, TBC remains a major global health issue, with Indonesia being one of the countries with the highest TBC burden. Adherence to treatment is a key factor in the success of TBC therapy, yet patient adherence remains low. Family support plays a critical role in improving treatment adherence, as families can provide emotional, practical, and motivational support. This study aims to analyze the role of family support in enhancing TBC patients' treatment adherence in Seumirah Village, a rural area facing social-economic challenges and stigma surrounding the disease. The research uses a qualitative approach with in-depth interviews and focus group discussions, along with quantitative data collection regarding treatment adherence levels. The findings indicate that limited family knowledge of TBC, strong social stigma, and socio-economic factors are significant barriers to supporting adherence. However, families with better understanding of TBC and its treatment provide higher levels of support, which contributes to improved patient adherence. The study suggests the need for better education about TBC, reducing social stigma, and improving healthcare accessibility to support patient recovery. With stronger support from families, healthcare providers, and the government, it is hoped that treatment adherence will improve and TBC-related mortality will decrease).
Keyword: Tuberkulosis, family support, treatment adherence

Tujuan penelitian ini adalah untuk mengevaluasi bagaimana bahan ajar Pendidikan Agama Islam (PAI) berbasis multimedia interaktif dapat membantu meningkatkan minat belajar siswa. Penelitian ini menggunakan metode deskriptif kualitatif. penelitian ini mengumpulkan data melalui wawancara dan observasi yang melibatkan peserta didik dan pengajar. Penelitian yang dilakukan menunjukkan bahwa materi pembelajaran berbasis multimedia interaktif, yang menggabungkan teks, gambar, suara, dan unsur interaktif, efektif dalam mendorong minat belajar siswa. Faktor-faktor yang mempengaruhi efektivitas bahan ajar ini meliputi kualitas konten, desain antarmuka, serta dukungan teknis dan pedagogis dari pengajar. Namun, tantangan seperti keterbatasan akses teknologi dan resistensi terhadap metode pembelajaran baru masih menjadi hambatan dalam penerapannya. Temuan ini diharapkan dapat memberikan masukan bagi pengembangan bahan ajar PAI yang lebih efektif dan menarik, serta mendorong inovasi dalam pembelajaran di era digital.

The purpose of this study is to observe the cognitive development of early childhood in PAUD Sukacita, especially children aged 5-6 years, through learning activities that involve the introduction of body parts and the calculation of numbers. This learning activity is designed to assess children's ability to understand simple concepts, the courage to appear in front of the class, and numeracy skills. The results of the observation showed that the children's responses to the given activities were very different. Some children show good responses, show optimal cognitive development, and show high self-confidence. . However, there are children who have difficulty understanding the material or feel embarrassed when performing in front of their peers. The main causes of this variation are social anxiety, lack of prior stimulation, and differences in confidence levels. These results underscore the importance of methods that support children's emotional and social development and provide appropriate cognitive stimulation to help children maximize their potential.

Penelitian ini bertujuan untuk mengembangkan media pembelajaran Pendidikan Agama Islam (PAI) yang inovatif dan efisien dalam meningkatkan pemahaman serta minat belajar siswa kelas IV di SDIT Semarak Rejang Lebong. Latar belakang dari penelitian ini adalah rendahnya minat dan pemahaman siswa terhadap materi PAI yang disampaikan menggunakan metode pembelajaran konvensional. Metode pengembangan yang digunakan dalam penelitian ini adalah model [sebutkan model pengembangan, misalnya: ADDIE atau 4D], yang mencakup langkah-langkah analisis kebutuhan, desain, pengembangan, implementasi, dan evaluasi. Media pembelajaran yang dikembangkan berbentuk [sebutkan jenis media, misalnya: video animasi interaktif, game edukasi, atau media berbasis multimedia lainnya]. Proses validasi dilakukan oleh ahli materi PAI serta ahli media pembelajaran untuk memastikan kualitas konten dan desain media yang dihasilkan. Uji coba lapangan dilakukan untuk mengevaluasi efektivitas media pembelajaran dalam meningkatkan pemahaman dan minat siswa, dengan menggunakan metode pengumpulan data seperti [sebutkan metode pengumpulan data, misalnya: pre-test dan post-test, observasi, kuesioner]. Hasil penelitian menunjukkan bahwa [sebutkan temuan utama, misalnya: terjadi peningkatan signifikan pada skor post-test dibandingkan pre-test, siswa memberikan respon positif terhadap media, guru merasa puas dengan media yang digunakan]. Berdasarkan temuan tersebut, dapat disimpulkan bahwa media pembelajaran yang dikembangkan terbukti efektif dan layak digunakan untuk meningkatkan kualitas pembelajaran PAI di SDIT Semarak Rejang Lebong. Penelitian lebih lanjut dapat dilakukan untuk mengeksplorasi penerapan media ini pada kelas dan materi PAI lainnya.

Penelitian ini bertujuan untuk mengembangkan media pembelajaran Pendidikan Agama Islam (PAI) yang inovatif dan efisien dalam meningkatkan pemahaman serta minat belajar siswa kelas IV di SDIT Semarak Rejang Lebong. Latar belakang dari penelitian ini adalah rendahnya minat dan pemahaman siswa terhadap materi PAI yang disampaikan menggunakan metode pembelajaran konvensional. Metode pengembangan yang digunakan dalam penelitian ini adalah model [sebutkan model pengembangan, misalnya: ADDIE atau 4D], yang mencakup langkah-langkah analisis kebutuhan, desain, pengembangan, implementasi, dan evaluasi. Media pembelajaran yang dikembangkan berbentuk [sebutkan jenis media, misalnya: video animasi interaktif, game edukasi, atau media berbasis multimedia lainnya]. Proses validasi dilakukan oleh ahli materi PAI serta ahli media pembelajaran untuk memastikan kualitas konten dan desain media yang dihasilkan. Uji coba lapangan dilakukan untuk mengevaluasi efektivitas media pembelajaran dalam meningkatkan pemahaman dan minat siswa, dengan menggunakan metode pengumpulan data seperti [sebutkan metode pengumpulan data, misalnya: pre-test dan post-test, observasi, kuesioner]. Hasil penelitian menunjukkan bahwa [sebutkan temuan utama, misalnya: terjadi peningkatan signifikan pada skor post-test dibandingkan pre-test, siswa memberikan respon positif terhadap media, guru merasa puas dengan media yang digunakan]. Berdasarkan temuan tersebut, dapat disimpulkan bahwa media pembelajaran yang dikembangkan terbukti efektif dan layak digunakan untuk meningkatkan kualitas pembelajaran PAI di SDIT Semarak Rejang Lebong. Penelitian lebih lanjut dapat dilakukan untuk mengeksplorasi penerapan media ini pada kelas dan materi PAI lainnya.

This research aims to implement the marketing strategy of Pempek Palembang FC (Micro, Small, and Medium Enterprises) MSMEs through Instagram social media. Established in May 2022 in Bangka Belitung, Pempek Palembang FC offers Palembang specialty food products, namely pempek and tekwan. Despite its high market potential, this MSME faces serious challenges due to its lack of social media presence, resulting in limited marketing reach. This research used qualitative methods with interviews and observations to explore the problems and solutions faced. The results show that the creation of social media accounts, creative content development, and consistency in uploading can increase visibility and sales. Through digital marketing strategies, Pempek Palembang FC can reach a wider market, build a customer community, and increase competitiveness in the digital era.
Keywords: Pempek Palembang FC, MSME, marketing strategy, social media, Instagram, digital marketing.