This study aims to analyze the factors influencing the risk perception of stock investments among Generation Z in Indonesia. The research method used is quantitative, employing a survey approach through questionnaires. The analytical technique applied is multiple linear regression. The results of the study indicate that financial literacy, investment experience, and social influence significantly impact risk perception. These findings have important implications for financial education providers and capital market institutions.

This research aims to determine the influence of budgetary goal characteristics and decentralization structure on the performance of the Regional Device Organization Disparpora of Merangin Regency.  The sample in this study is the Health Company using the probability sampling technique, resulting in 35 trial samples and 50 respondents for the research sample.  The analysis methods used in this research are classical assumption tests, multiple linear regression analysis, and hypothesis testing with the aid of SPSS V 27 For Windows software.  The method of data collection was through documentation and literature study.  The research results conclude that the characteristics of the budget and the structure of decentralization together have a significant impact on the performance of the regional device organization of the Department of Tourism, Youth, and Sports of Merangin Regency.

Traffic congestion is a common issue in developing metropolitan areas, impacting both economically and socially. Long vehicle queues result in delays for many vehicles, which increases travel time and contributes to deteriorating air quality due to emissions from motor vehicles at intersections. One of the influencing factors is the non-optimization of intersections due to delays. Previous studies commonly use the Highway Capacity Manual Indonesia, 2023, to analyze intersection optimization. However, this study will utilize PTV Vissim software. In planning the intersection, some factors must be considered, such as capacity, density, speed, and type. An average daily traffic survey and a road geometric survey will be conducted in the field survey. The analysis will be performed using PTV Vissim software to optimize the 3 (Three) Talang Buluh intersection in Banyuasin Regency by examining the impact of vehicle queue length and evaluating policies for improving traffic management. According to the analysis results, the data from the First Scenario shows that the maximum vehicle queue length reaches 124.02 meters, with an average delay of 18.75 seconds from the Palembang direction. In the second scenario, installing traffic signal control devices increased the queue length to 287.95 meters from the Betung direction, with the most extended delay reaching 129.52 seconds. The third scenario, which involved geometric changes at the intersection, successfully reduced the vehicle queue length to just 47.70 meters from the Palembang City direction. Additionally, the most extended delay recorded was only 11.59 seconds, demonstrating the effectiveness of this approach, though it is costly and unsuitable for short-term use. Overall, Scenario 1 can serve as a short-term solution for intersection optimization. However, if road widening improvements are feasible, Scenario 3 is the optimal solution for enhancing traffic efficiency and effectiveness, significantly reducing vehicle queues and delays. This is crucial for implementing long-term traffic management strategies at the Talang Buluh Intersection in Banyuasin Regency.

National resilience is one of the concepts of Indonesian statehood. The resilience of a nation is basically needed to guarantee and strengthen the capability of the nation concerned both in order to maintain its unity, face future threats and seek resources to meet life's needs. The research objective is to determine the urgency and challenges of national resilience and national defense for the Indonesian nation. Research results will be obtained using the Literature review research method, namely a method of collecting library data and information by exploring knowledge or knowledge from sources such as books, journals, written works, lecture notes and several other sources that are related to the research object. The research results show that resilience comes from the word "hold" which means steadfast, strong, able to control oneself, persistent, and never giving up. Resilience means being able, resistant and strong to face all forms of existing challenges and threats in order to ensure survival. Furthermore, according to Law no. 3 of 2002 concerning National Defense, citizens can physically participate in defending the country by becoming members of the Indonesian National Army and Basic Military Training. If the country's economic and financial conditions permit, the possibility of military service can also be considered. Defending the Country Non-Physically, namely: Participating in citizenship education through both formal and non-formal channels. Implementing a democratic life by respecting differences of opinion and not imposing one's will in solving common problems. Sincere devotion to the surrounding environment by planting, maintaining and preserving. Real work for humanity to advance the nation and state. Play an active role in overcoming threats, especially non-military threats, for example volunteering for flood disasters. Participating in spiritual mental activities among the community in order to ward off foreign cultural influences that are not in accordance with the norms of Indonesian life. Pay taxes and levies which function as a source of state financing to carry out development.

This community service program aims to develop nutraceutical-based health products from temu mangga (Curcuma mangga Val.van Zip) and probiotics, called "TEMAPRO". Research and socialization were conducted in Pulau Semambu Village, South Sumatra, targeting village mothers who have limited knowledge about the benefits of herbs and probiotics. Temu mangga, which is traditionally consumed as a salad and herbal medicine, contains various active compounds that have the potential as antioxidants and anti-cancer. Combined with the probiotic Lactobacillus rhamnosus, this product is expected to support digestive health and increase body immunity. Implementation methods include education, training in making temu mangga extract, mixing with probiotics, and product packaging techniques. The results of the activities showed an increase in community understanding and skills in processing local materials into health products with economic value. It is hoped that "TEMAPRO" will not only improve the quality of public health, but also open up business opportunities in the village through local nutraceutical products.

Bisnis kreatif digital mengalami pertumbuhan yang signifikan dalam beberapa tahun terakhir, terutama pada produk stiker kustom yang memenuhi kebutuhan personal dan promosi. Penelitian ini mengkaji penerapan Business Model Canvas (BMC) pada bisnis kreatif digital yang berfokus pada stiker kustom. Metode yang digunakan adalah deskriptif kualitatif untuk mengeksplorasi sembilan elemen BMC, termasuk segmen pelanggan, proposisi nilai, dan saluran distribusi. Temuan menunjukkan bahwa BMC mempermudah identifikasi peluang inovasi, efisiensi operasional, dan strategi keterlibatan pelanggan. Penelitian ini memberikan kontribusi dengan menawarkan rekomendasi praktis bagi pelaku usaha untuk mengoptimalkan model bisnis mereka dan tetap kompetitif di industri kreatif digital.

PT.Eka Multi Logistik is a land and sea transportation management (JPT) service company that has been involved in the field of goods transportation for Export, Import and Local since 2018, located on Jl. Kalimantan NO.65/67 Makassar City, South Sulawesi Consumer or customer satisfaction can be influenced by various factors that are closely related, including price and service quality. The aim of this research is to see whether there is an influence between the independent variables (price and quality of service) on the dependent variable (customer satisfaction). This research was carried out at PT. Eka Multi Logistik using multiple linear regression analysis methods. The research results show the results of the calculated f test (13.350) > f table (3.231) with a significance of 0.000 <0.05, so H0 is rejected and Ha is accepted, so it can be interpreted that the price and service quality variables have a positive and significant effect on customer satisfaction at PT. Eka Multi Logistics.

The problem so far is that there is no determination of how much beef business income, especially in the lower market of Takengon, so to find out the amount of beef business income in the Lower market of Takengon, an analysis of income measured in economic terms is made. The data collection method used is a field study technique, which is research conducted directly on the object by interviewing beef sellers, especially in the lower market area of Takengon which will be analyzed by quantitative methods by comparing field data based on ratio calculations using the income formula. The results showed that the total costs incurred for the beef business within one year reached Rp. 274,700,000 with an average of Rp. 22,891,700 while the amount of production in the beef business within one year reached Rp. 447,600,000 in one year with an average receipt of Rp. 37,300,000 and the net profit received within one year was Rp. 65,300,000 with an average profit per month of Rp. 5,441,000.

This research uses a qualitative method with a descriptive approach and data presentation in the form of Fish Bone diagrams with observation, documentation, and interview methods. The results of this study show that there are problems that occur in the process of extending the safety certificate of tugboats at KSOP Class I Balikpapan, namely in the lack of accuracy, less efficient, and less optimal in the process of extending the safety certificate of tugboats, in the results of the inspection report there is a lack of equipment on the royal tb 7 ship, lack of maintenance of equipment on board. The solution to improve performance in the process of tugboat safety certificate extension at KSOP Class I Balikpapan is by providing evaluation, training to develop skills, in the manual system it is recommended to be changed into an electronic system in order to optimize and streamline time in the payment process, and on the shortcomings on board are given evaluation and training on the importance of sailing safety to reduce the risk of accidents at sea, checking equipment that is almost expired, and conducting regular maintenance.

This study evaluates the financial performance of PT. Garuda Indonesia (Persero) Tbk from 2019 to 2023 by analyzing cash flow statements. It employs a descriptive research design with a quantitative approach, utilizing eight cash flow ratios: Operating Cash Flow (AKO), Fund Flow Coverage (CAD), Cash to Interest Coverage (CKB), Cash to Current Liabilities Coverage (CKHL), Capital Expenditure (PM), Total Debt (TH), Cash Flow Adequacy (KAK), and Free Net Cash Flow (AKBB). The analysis reveals that only the Cash to Interest Coverage (CKB) ratio meets the efficiency standard, while the remaining seven ratios consistently fall below it. Consequently, the financial performance of PT. Garuda Indonesia (Persero) Tbk during this period is concluded to be poor.