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Money is an important component of existence. We call the system created by the exchange of certain contracts a financial transaction. These exchanges are simply an attempt to meet basic needs. Muhammad Baqir Ash Sadr consistently discusses the state of Islamic economics in his writings, consistently stating his rejection of colonial economics (conventional economics). The traditional economic perspective on economics and the true understanding of economics are not the same. This view is based on the scientific theory of economics which argues that scarcity of resources in the economy causes economic problems. According to M. Umer Chpra, everyone who pursues entrepreneurship is naturally influenced by their worldview and assumptions about the nature of the universe and human existence.

PT Agincourt Resources is a mining company based in Indonesia engaged in the exploration, mining and processing of gold and silver bar minerals. The company PT Agincourt Resources received rejections from the community so that the demonstration occurred due to the disposal of waste which would be directed to the Batangtoru River and other issue that could cause a decline in the company’s image. So that from this incident the Community Relations departement formed a Socializations and Communication Program as a bridge and forum for the community so that misunderstandings in communications and cons from the public against the company do not occur. The aim of the Socialization and Communications Program is to provide positive informations to the community related to mining through socialization activies which explain that the waste dischargerd into the Batangtoru River is not waste but residual water from the processing process.

The potential for natural resources is very abundant, especially geothermal energy on Flores Island which is being sought after by investors. Apart from the very diverse diversity of the people. Therefore, the conflict that occurred on Flores Island resulted in rejection of the geothermal development project and how to analyze the protection of the rights of indigenous peoples on Flores Island based on the theory of justice (John Rawls). The research method used in this research is a normative juridical research method. This research is prescriptive in nature, offering a concept for solving a problem (problem solving) and not just descriptive (just to describe something as it is). The data sources used in this research are secondary data collected through literature (documentary research) and legal approaches. Traditional law communities on Flores Island always live side by side with nature. The country is supposed to protect its people through policies that are just and pro-people, but in reality at this time, their lives have been disturbed by the Geothermal Power Plant construction project carried out by the Indonesian government.

The importance of applying Christian values is very necessary in improving social harmony. Because our country is a country that has many differences in ethnicity, race, culture, language, and religion. With these differences, it triggers conflicts and disputes. As has happened recently, there have been many rejections of minority individuals. This happened in high school, where there was rejection at school. And not only in certain schools, but also in churches that interfere in politics. Therefore, we need to maintain Christian values for the harmony and integrity of our country.

This article is based on research that aims to describe the implementation of civil case decisions at the Semarang District Court and its constraints. This type of research is descriptive qualitative. It was found that the implementation of civil case decisions in the Semarang City court began with the indictment or submission of execution by the appellant and ended with the execution of confiscation. The obstacles are (1) the high cost as a guide for the Petitioners; (2) the lack of qualified personnel; and (3) competition or rejection of the accused. Efforts to overcome these obstacles are: (1) the head of the district court encourages both parties to compromise between the initiator of the indictment and his opponent (the accused) amicably; (2) sending confiscation replacement personnel to summon the conflicting parties and proposed additional personnel but was not successful; and (3) confiscation officials inform or send unresolved issues via electronic devices to the City of Semarang to postpone implementation.

The main aim of this study was to assess the efficacy of the Inquiry technique in improving reading comprehension skills.   This study utilized a quantitative and pre-experimental methodology for the purpose of conducting tests. The pre-experimental design included two evaluations: an initial pre-test and a subsequent post-test carried out following the intervention. The study's sample size comprised 30 students in the eighth grade. The results demonstrated a significant rise in the scores achieved post-test, surpassing the scores achieved pre-test.   Furthermore, when the significance level is established at 0.05%, the t-score is considered to be less than the corresponding number in the t-table. The study resulted in the adoption of the Alternative Hypothesis (Ha) and the rejection of the Null Hypothesis (Ho). Hence, it is advisable for educators and students to utilize this method to augment reading comprehension.

The aim of this research is to determine the achievements of classroom management carried out by PAK teachers in increasing the learning interest of class XI students at SMA Negeri 2 Tebing Tinggi for the 2023/2024 academic year. The research hypothesis is that classroom management by PAK and Budi Pekerti teachers will increase the learning interest of class. Hypothesis testing using the t test formula obtained the value tcount=4.091>ttable=2.021. The tcount value is in the curve area of ​​rejection of H0 and acceptance of Ha. Thus, it can be concluded that the research hypothesis is accepted, namely classroom management by PAK and Budi Pekerti teachers in increasing the interest in learning of class The achievement of classroom management by PAK and Budi Pekerti teachers in increasing the interest in learning of class.

The purpose of this research is to determine the effect of learning videos on conscience material: choosing the right on student learning outcomes in Christian Religious Education and Character Education subjects in class VII SMP N 4 Pahae Julu. The research hypothesis is: "There is a positive and significant influence of learning videos on the material of conscience: choosing the right on PAK and Characteristics learning outcomes in class VII of SMP Negeri 4 Pahae Julu, North Tapanuli Regency for the 2023/2024 Academic Year." The population is all students in class VII of SMP Negeri 4 Pahae Julu, totaling 110 people. The research sample was determined purposively, namely 36 students in class VII B as the experimental class who used video and class VII A, totaling 39 people as the control class who did not use video. The research approach uses a true experimental design method (experiment) with a post-test only control group design. The instrument used in this research was a test with 25 questions. Research data for the test questions were analyzed using the Pooled Variance t test formula. From the calculation results, the value of tcount = 6.483 > ttable(α=5%) = 2.000. The tcount value is in the curve area of ​​rejection of H0 and acceptance of Ha. Thus, it can be concluded that the research hypothesis is accepted, namely that there is a positive and significant influence of learning videos on the material of conscience: choosing the right one on PAK and Characteristics learning outcomes in class VII of SMP Negeri 4 Pahae Julu, North Tapanuli Regency for the 2023/2024 Academic Year. The difference in PAK and Characteristics learning outcomes in class VII of SMP Negeri 4 Pahae Julu, North Tapanuli Regency for the 2023/2024 academic year is known from the average Christian Religious Education learning outcomes for students using learning videos on conscience material: choosing the correct one is 0,79 is higher than the average PAK and Characteristics learning outcomes for students who do not use learning videos on conscience material: choosing the right one, namely 0.67.

The purpose of this research is to determine the effect of learning videos on conscience material: choosing the right on student learning outcomes in Christian Religious Education and Character Education subjects in class VII SMP N 4 Pahae Julu. The research hypothesis is: "There is a positive and significant influence of learning videos on the material of conscience: choosing the right on PAK and Characteristics learning outcomes in class VII of SMP Negeri 4 Pahae Julu, North Tapanuli Regency for the 2023/2024 Academic Year." The population is all students in class VII of SMP Negeri 4 Pahae Julu, totaling 110 people. The research sample was determined purposively, namely 36 students in class VII B as the experimental class who used video and class VII A, totaling 39 people as the control class who did not use video. The research approach uses a true experimental design method (experiment) with a post-test only control group design. The instrument used in this research was a test with 25 questions. Research data for the test questions were analyzed using the Pooled Variance t test formula. From the calculation results, the value of tcount = 6.483 > ttable(α=5%) = 2.000. The tcount value is in the curve area of ​​rejection of H0 and acceptance of Ha. Thus, it can be concluded that the research hypothesis is accepted, namely that there is a positive and significant influence of learning videos on the material of conscience: choosing the right one on PAK and Characteristics learning outcomes in class VII of SMP Negeri 4 Pahae Julu, North Tapanuli Regency for the 2023/2024 Academic Year. The difference in PAK and Characteristics learning outcomes in class VII of SMP Negeri 4 Pahae Julu, North Tapanuli Regency for the 2023/2024 academic year is known from the average Christian Religious Education learning outcomes for students using learning videos on conscience material: choosing the correct one is 0,79 is higher than the average PAK and Characteristics learning outcomes for students who do not use learning videos on conscience material: choosing the right one, namely 0.67.

The purpose of this study is to investigate the concept of justice according to Amos's perspective and how to identify concrete methods of its implementation for the church today. This research uses Thematic Method with literature study, to analyze relevant texts from the Book of Amos in the Bible. The analysis focused on identifying central themes related to justice from Amos' perspective. In addition, the research also incorporates relevant theological and social literature to understand the context of the implementation of the principles of justice of Amos in the modern church. The results revealed that Amos emphasized the importance of social justice, rejection of economic injustice, and an active role in combating oppression in society. Implementation of these principles in today's church involves a variety of actions, including proactive social service, advocacy for structural change, and education of church members on issues of justice

The aim of this research is to determine the difference in learning motivation of students who are taught using the snowball throwing learning model and those who are not taught using the Snowball Throwing learning model at SMP Negeri 1 Sipoholon for the 2023/2024 academic year. The method used in this research is a quantitative research method with a pre-experimental design research type in the form of a one-group-pretest-posttest design. The population was all class VIII students at SMP Negeri 1 Sipoholon, totaling 188 people and the researchers determined a sample of 32 people using a purposive sampling technique. Data was collected using a positive closed questionnaire with 27 items. Research data for the questionnaire was analyzed using the related sample formula. From the calculation results, the tcount value = -29.052<ttable 2.039 with a 2-party test (α/2=0.05/2=0.025)= 2.039. The tcount value is in the curve area of ​​rejection of H0 and acceptance of H1. Thus, it can be concluded that the research hypothesis is accepted, namely that there is a difference in the learning motivation of students who are taught using the snowball throwing learning model and those who are not taught using the Snowball Throwing learning model at SMP Negeri 1 Sipoholon for the 2023/2024 academic year. The difference in learning motivation for Christian Religious Education and Characteristics of Class VIII Students at SMP Negeri 1 Sipoholon for the 2023/2024 Academic Year can be seen from the average scores of X1 = 77.0 and X2 = 88.3.

The aim of this research is to determine the role of knowledge played by Christian Religious Education teachers as mentors in efforts to overcome students' learning difficulties in class VIII of SMP Negeri 2 Muara for the 2023/2024 academic year. The research hypothesis is that the role of Christian Religious Education teachers as mentors in efforts to overcome the learning difficulties of class VIII students at SMP Negeri 2 Muara for the 2023/2024 academic year is > 75% of what was expected. The population is all students in class VIII of SMP Negeri 2 Muara for the 2023/2024 academic year who are Protestant Christians, totaling 102 people. The research sample was determined by random sampling at 35% from 102 people, namely 36 people. This research method is a descriptive quantitative inferential method with a research instrument using a questionnaire. Hypothesis testing using the t test formula obtained a value of tcount=10.576>ttable=2.042. The tcount value is in the curve area of ​​rejection of H0 and acceptance of Ha. Thus, it can be concluded that the accepted research hypothesis is that the role of Christian Religious Education teachers as mentors in efforts to overcome the learning difficulties of class VIII students at SMP Negeri 2 Muara Belajar in 2023/2024 is > 75% of the expected 84.84%. However, there are several teacher roles that must be improved, including: 1) The role of providing reinforcement in the form of enthusiasm, with a value of 3.22. 2) Role in helping students to make good friends with other friends, with a value of 3.08. 3) Role in providing feedback to students who are slow in learning, with a value of 3.19. 4) Role in using media or learning tools, with a value of 3.17. Some of these roles are in the good category and it is hoped that teachers will be able to achieve their achievements so that they become very good.

The purpose of this study is to determine the positive and significant differences in Christian Education learning motivation in students using a scientific approach with Christian Education learning motivation in students using a conventional approach in class XI majoring in Culinary Engineering of SMK Negeri 1 Siatas Barita Learning Year 2023/2024. This research method is a quantitative approach with quasi-experimental methods and with post-test only control group design. The population is all students who are Christians class XI of the Department of Culinary Engineering of SMK Negeri 1 Siatas Barita for the 2023/2024 Learning Year which amounts to 63 people. The research sample was determined by Saturated Sampling, namely class XI Culinary 1 students totaling 32 people as an experimental class using a scientific approach and class XI Culinary 2 totaling 31 people as a control class using a conventional approach. The instrument used in this study was a questionnaire item of 32 items. The research data for the questionnaire were analyzed using the Separated Variance t-test formula. From the calculation results, tcount = 5.0448 > ttable (α/2=0.05/2=0.025) = 1.999. It turns out -tcount < -ttable (-5.0448 < -1.9996). The calculated value is in the area of the rejection curve H0 and acceptance Ha. Thus, it can be concluded that the research hypothesis is accepted, namely that there are positive and significant differences in the motivation to learn Christian Education in students using a scientific approach with the motivation to learn Christian Education in students using a conventional approach in class XI majoring in Culinary Planning, SMK Negeri 1 Siatas Barita Learning Year 2023/2024. The difference in motivation to learn Christian Education in grade XI students of the Department of Culinary Engineering of SMK Negeri 1 Siatas Barita, North Tapanuli Regency for the 2023/2024 Learning Year is known from the average motivation to learn Christian Education in students with a scientific approach is 89.9063, higher than the average motivation to learn Christian Education in students with a conventional approach, which is 82.6452.  

The aim of this research is to determine the positive and significant difference between active learning in Christian Religious Education in students who are taught without the use of Audio Visual Media and active learning in Christian Religious Education in students who are taught using Audio Visual Media in Class VII of SMP Negeri 1 Sitio- tio Samosir Regency 2023/2024 learning year. The method used in this research is a quasi-experimental method with a pre-test and post-test only control group design. The population is all class VII students of SMP Negeri 1 Sitio-tio Samosir Regency for the 2023/2024 academic year, totaling 100 people and the research sample was determined using purposive sampling, namely class VII-B students totaling 32 people. Data was collected using a positive closed questionnaire with 20 items. The results of data analysis show that there is a positive and significant difference in the learning activity of Christian Religious Education in students who are taught without using Audio Visual Media and the Active Learning in Christian Religious Education in students who are taught using Audio Visual Media in Class VII of SMP Negeri 1 Sitio-tio Regency. Samosir 2023/2024 academic year: 1) Data analysis test: a) significant and influence test obtained -tcount= -29.41< -ttabe(=0.05/2=0.025,dk=n-1=3l) = -2.039. The tcount value is in the curve area of ​​rejection of H0 and acceptance of Ha.

The aim of this research is to find out that the learning outcomes of students taught with Microsoft Power Point media are higher than the learning outcomes of students taught without Microsoft Power Point Media for class VIII SMP Negeri 1 Sianjur for the 2023/2024 academic year. The research hypothesis is: "The learning outcomes of students in Christian Religious Education who are taught using Microsoft Power Point media are higher than the learning outcomes of students who are taught without Microsoft Power Point media in class VIII of SMP Negeri 1 Sianjur starting in the 2023/2024 academic year." This research method is a quantitative approach with a true experimental design method in the form of a Posttest-Only Control group design. The population is all Class VIII students of SMP Negeri 1 Sianjur Mulamula as many as 151 people and the sample was determined using a purposive sampling system, namely students in class VIII-4 totaling 30 people as an experimental class using Microsoft Power Point media and class VIII-5 totaling 30 people. as a control class that does not use Microsoft Power Point media. The instrument used in this research was a test with 33 questions. Research data for the test was analyzed using the Pool Variance t test formula. From the calculation results, the value of tcount = 4.941 > ttable(α=5%) = 1.671. The tcount value is in the curve area of ​​rejection of H0 and acceptance of Ha. Thus, it can be concluded that the research hypothesis is accepted, namely that there is an influence of Microsoft Power Point learning media on the learning outcomes of Christian Religious Education for class VIII students at SMP Negeri 1 Sianjur Mulamula for the 2023/2024 academic year. The difference in PAK learning outcomes in class VIII of SMP Negeri 1 Sianjur for the 2023/2024 academic year is known from the average Christian Religious Education learning outcomes for students using Microsoft Power Point media which is 0.80 higher than the average PAK learning outcomes for students. by not using Microsoft Power Point media, namely 0.71.

Multipurpose financing is comprehensive financing where this financing is very much needed by the community where the financing is a consumer financing facility based on a Murabahah contract or multi-service ijarah contract for the purpose of purchasing halal goods and services obtained according to sharia, usually such as building materials, for house renovations, motorbike ownership. , education costs, and home equipment. This research aims to find out a procedure for having multipurpose IB Muamalat financing and to find out the steps taken to minimize the risk of customers defaulting on Muamalat financing. This research aims to describe several things, which include procedures for providing Multipurpose financing, problems in providing Multipurpose financing, and solutions to problems that occur in Multipurpose financing (PMG) at PT. Bank SUMUT Syariah Medan Katamso Branch Office. This research uses a descriptive method. The data source used is secondary data. The type of data used is qualitative data with the documentation used is a flowchart of procedures for granting Multipurpose Credit, and direct interviews by holding questions and answers to the head of the marketing division at PT. Bank SUMUT Syariah Katamso Branch Office. Based on the results of the analysis from this research, it can be seen that the procedure for providing Multipurpose Financing to PT. Bank SUMUT Syariah Medan Katamso branch office goes through several stages that have been determined by the bank. The stages in granting Multipurpose Credit are application/submission of financing, investigation and analysis of financing, financing decisions, rejection and approval of financing, binding of collateral and realization of financing

Rejection is a speech delivered by the interlocutor as a rejection reaction to the speech spoken by another person. Rejection utterances will be threatening and slap the speaker's face if delivered with impolite sentences. This research was conducted to find out the forms of speech acts of refusal in the Dayak Maanyan language. Based on the research, the research results obtained by the researcher are (1) There are five forms of speech acts of refusal in Ma'anyan Dayak language in residential areas, namely: (a) expressive refusal speech acts using the word puang 'no' in Ma'anyan language (b ) expressive refusal speech acts using reasons in Ma'anyan language, (c) expressive refusal speech acts using thank you in Ma'anyan language, (d) expressive refusal speech acts using praise in Ma'anyan language, (e) expressive refusal speech acts using criticism in Ma'anyan. This is caused by the context spoken by the interlocutor. The most frequent speech acts are caused by the influence of the age of the interlocutor and also the topic of conversation triggers rejection.

The political policy of the local government in establishing the Regional Revenue and Expenditure Budget (APBD), is an Annual Financial Plan (RKT) prepared by the local regional government and jointly approved by the Regional Head (KDH) and the Regional People's Representative Council (DPRD). There are certain obstacles such as the emergence of executive dominance or legislative domination in designing, discussing and approving the APBD. The purpose of this study is to analyze the political policy model of the local government (Grobogan Regency) in determining the APBD. This study uses a qualitative method whose analysis is descriptive. Researchers use naturalistic and normative juridical approaches. The data used are primary and secondary data. Data collection techniques using interviews, observation and documentation. Data analysis techniques go through four stages, namely gathering information, data reduction, data presentation, and drawing conclusions. The results of this study conclude the political policy model of executive domination that occurred in Grobogan Regency. Facts on the ground show that the political policies implemented by the Grobogan Regency DPRD have the authority to approve the RAPBD determination, as well as the authority to reject the proposed RAPBD through the factions in the DPRD. However, this rejection never occurred during the research period (2021-2022). Even if this can be done when the DPRD has valid data regarding irregularities committed by the Regional Government. This diametrical position and role relationship is because there are legal consequences if the RAPBD is rejected by the DPRD. The legal consequence is that the implementation of government activities in the institution cannot be carried out properly and it will also have fatal consequences for slowed development in its territory. However, in the end, the DPRD, through a plenary meeting, even though it was difficult, had to give approval for the determination of the APBD, which paid little attention to benefits for the community.