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DHARMA EKONOMI 2026 sekolah Tinggi Ilmu Ekonomi Dharmaputra Semarang

This study aims to analyze the effect of financial literacy on financial management behavior through financial attitudes among students of Universitas Kebangsaan Republik Indonesia (UKRI). The background of this research is the increasing importance of financial understanding among students in managing their personal finances effectively. This study uses a quantitative approach with a survey method, where data were collected through questionnaires distributed to UKRI students. The data were analyzed using statistical methods to examine both direct and indirect relationships between variables. The results indicate that financial literacy has a positive and significant effect on financial management behavior. Furthermore, financial attitudes are proven to mediate the relationship between financial literacy and financial management behavior, indicating that better financial knowledge shapes positive attitudes, which in turn improve financial behavior. The findings imply that improving financial literacy and fostering positive financial attitudes are essential in promoting better financial management among students. Therefore, educational institutions are encouraged to enhance financial education programs to support students in achieving financial well-being.

Ratna Sari Dewi; Seftika Sari; Risa Zahra; Robiatul Adawiyah; Rozalifah Bella Syafitri +5 more

Jurnal Pengabdian Sosial dan Kemanusiaan 2026 Lembaga Pengembangan Kinerja Dosen

Medication adherence among the elderly is an important factor in achieving successful therapy, particularly during the month of Ramadan when changes occur in meal patterns and medication schedules. Elderly patients with chronic diseases often experience difficulties in adjusting their medication timing, which may lead to poor adherence. This study aimed to implement a smart pill boxwith educational labels to improve knowledge and medication adherence among elderly individuals during fasting. The study involved 40 elderly respondents in a social care institution. The intervention consisted of training on the use of the smart pill box, educational labeling, and evaluation through observation, interviews, and checklist forms. The results showed that most respondents took medication twice daily (42.5%) and adjusted their medication schedules to sahur and iftar (45%). Before the intervention, 57.5% of respondents had not received information about medication use during fasting. The implementation of the smart pill boxwith educational labels improved the elderly’s understanding of medication use and supported better medication adherence during Ramadan.

Indri Eka Lestari; Habibah Habibah; Anna Shofiatun Nisa; Seftiana Anindya Narfa; Nurriyanti Nurriyanti +2 more

Jurnal Inovasi Pendidikan 2026 Lembaga Pengembangan Kinerja Dosen

This study examines teachers’ understanding of the basic concept of school community relations from an outcome prespective in elementary schools. The relationship between schools and the community plays an important role in supporting the effectiveness of educational programs and improving the quality of learning outcomes. Theacers act as key actors who connect schools with parents and the surronding community. Therefore, understanding the concept of school and community relations is essential to build effective communication and collaboration. The researgh used a qualitative approach with a literature study method. Data were collected from relevant academic sources such as journal articels, book, and previous reaseacrh related to school and community relations and educcational management. He collected data were analyzed using descriptive qualitative analysis through data reduction, data presentation, and conclusion drawing. The results of the study indicate the techers’ understanding of the concept of school and community relations countributes significantly to strengthening cooperation between schools and the community. Effective collaboration can increase community partisipation, support school programs, and create positive educational outcomes for students and institutions. Thus, strengthening teachers’ understanding of school and community relations is important to improve the quality and effectiveness of education in elementary schools.

Seftiani Futri; Talitha Darda Yusna; Ina Nurvina Sopiana; Lina Marlina

Jurnal Ekonomi dan Keuangan Islam 2026 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Digital technology has, in many ways, altered the manner in which businesses function. This transformation touches on aspects like how products are developed, delivered, and sold. It opens up a range of possibilities for business owners to broaden their markets, boost profits, and make better use of online tools. At the same time, however, the digital age introduces certain difficulties. These include increased competition as well as risks related to practices that may conflict with sharia law—for example, charging interest, engaging in transactions with unclear risks, or producing counterfeit goods. The focus of this study is to examine the opportunities and challenges that businesses encounter in today’s digital world, viewed through an Islamic lens. The approach taken involves a review of existing literature, drawing from various sources dealing with digital commerce and Islamic economic principles. The results suggest that digital business ventures hold considerable promise, provided they are conducted with honesty, fairness, and transparency, while avoiding activities disallowed by sharia. This way, entrepreneurs can not only generate income but also develop their enterprises in a way that aligns with ethical and religious values.

Atri Rudtitasari; Arum Seftiani Lestari; Dian Ika Pratiwi

Jurnal Pelaksanaan Pengabdian Bergerak bersama Masyarakat 2026 Asosiasi Riset Ilmu Kesehatan Indonesia

Menopause is a natural phase marked by the cessation of menstruation for 12 months due to estrogen deficiency, which is often accompanied by challenging physical and emotional symptoms. With the increasing population of women aged over 50 years (reaching 26% in 2021), challenges related to access to information and awareness of menopausal changes have become crucial to ensure that quality of life is maintained. Objective: This community service activity aimed to improve knowledge and prepare mothers from an early stage to face menopausal changes and manage the associated discomfort. Methods: The activity was conducted at SDN 9 SP I Pandan and involved nine participants. The educational intervention was carried out in three stages: introduction and pre-test, delivery of material using PowerPoint and leaflets, and an interactive discussion session. The materials covered the definition of menopause, its stages, common symptoms, health risks, and preparation strategies through healthy lifestyles and medical check-ups. Results: The counseling session was conducted smoothly in the hall of SDN 9 SP I Pandan. Participants showed high enthusiasm, with five out of nine actively asking in-depth questions related to preparing for the menopausal transition. Through this educational activity, participants gained a comprehensive understanding of symptom management, including hot flashes, sleep disturbances, and mental health. Conclusion: This community service activity successfully provided new insights for mothers regarding the importance of preparing for menopause. The positive response from participants indicates the need for similar educational activities to be carried out regularly to build a sustainable support system for women during perimenopause and menopause.

Made Iska Aprilita Wardani; Kristin Juwita; Sarlotha Selan; ABD Ghofar; Ainur Rahim Setiawan

Jurnal Pengabdian Masyarakat dan Transformasi Kesejahteraan 2025 Lembaga Pengembangan Kinerja Dosen

Elderly people are individuals aged 60 and over who have equal rights in community life. The emotional state of the elderly is a psychological state that encompasses the ability to think, feel, and act, as manifested through behavior. To stabilize the emotions of the elderly, cadres and their families must have an adequate level of emotional intelligence. One non-pharmacological approach currently being studied is the Spiritual Emotional Freedom Technique (SEFT), an emotional healing method that combines spiritual elements, positive affirmations, and stimulation of the body's meridian points. SEFT is believed to reduce psychological stress that contributes to high blood pressure. This therapy is easy to learn, can be performed independently, and requires no special equipment, making it highly suitable for use in elderly communities with limited access to advanced medical services. At this event, counselors provided support in delivering material on Motivation and Prevention of Psychological Disorders in the Elderly using the SEFT. The purpose of this material is to provide motivation, reduce, and prevent psychological impacts. Participants benefited from the material, knowledge, and experience sharing, as well as solutions, resulting in a better understanding of motivation, reduction, and prevention of psychological impacts. This community service program was conducted with approximately 33 participants in the "Teratai" elderly group. It is hoped that this community service program will be beneficial and provide considerations for solutions and decisions, adding information and insight related to motivation, reduction, and prevention of psychological impacts.

Silvia Mona; Kiki Rizki Dasaryandi; Susanti Susanti; Siti Haminah; Selvi Novira

Jurnal Pengabdian Masyarakat Terapan 2025 Lembaga Pengembangan Kinerja Dosen

Postpartum anxiety is a psychological problem that often occurs after childbirth and can have a direct impact on decreased breast milk production. Non-pharmacological efforts that can help overcome this are Spiritual Emotional Freedom Technique (SEFT) therapy and Endorphin, Oxytocin, and Suggestive Massage Stimulation (SPEOS). This community service activity aims to improve comfort, calmness, and increase breast milk production through the application of a combination of SEFT and SPEOS therapy to postpartum mothers in the Sambau Community Health Center, Batam City. The activity method is carried out through education, demonstrations, and direct practice with postpartum mothers given to 48 postpartum mothers. The results of the activity showed an increase in mothers' knowledge about SEFT and SPEOS relaxation techniques, about managing anxiety, and how to increase breast milk production as obtained from the results of qualitative evaluations through interviews and group discussions. This activity received a positive response from participants and local health workers, and is recommended for routine implementation in community midwifery services.

Lisdayanti Tinambunan; Selvia Selvia; Delon Josephine Efrata; Vanesa Seftilavika; Elma Purwantie +1 more

Damai : Jurnal Pendidikan Agama Kristen dan Filsafat 2025 Asosiasi Riset Ilmu Pendidikan Agama dan Filsafat Indonesia

Learning strategies are both a systematic approach and an art for managing the learning process so that learning objectives can be achieved effectively and efficiently. As a method, learning strategies are designed based on specific principles and rules derived from learning theory and educational research. This makes learning strategies a distinct field of knowledge that can be studied, developed, and applied scientifically. As an art, learning strategies demonstrate an educator's ability to creatively and flexibly utilize various learning resources, methods, and media according to student characteristics and the learning environment. A teacher who possesses sensitivity and intuition in managing learning can create a pleasant atmosphere and motivate students to be active and independent in their learning. Without a clear and directed strategy, the learning process tends to be haphazard, unfocused, and difficult to achieve. Therefore, planning and implementing appropriate learning strategies are crucial factors in the success of the educational process, as they determine the extent to which teaching and learning activities can proceed optimally and produce meaningful learning outcomes for students.  

Seftian Rusditya; Dewa Gede Hendra Divayana; Gede Indrawan

Modem : Jurnal Informatika dan Sains Teknologi 2025 Asosiasi Profesi Telekomunikasi Dan Informatika Indonesia

The use of technological resources, especially the internet, has a very important role in supporting the effectiveness of the implementation of the flipped classroom model. Through internet access, students can prepare before face-to-face learning by watching learning videos, reading materials, or doing exercises independently. This allows the classroom teaching and learning process to be more interactive, where face-to-face time can be focused on discussion, problem-solving, and application of concepts. Based on survey data collected from students of SMK Dewata Bali Denpasar, it is known that optimal use of the internet helps increase students' understanding and interest in learning science subjects. However, as time went by, it was found that some of the material was still difficult for students to understand and remember. Therefore, educators need to choose the learning platform that is most effective in supporting the implementation of this model. Using the ELECTRE (Elimination and Choice Expressing Reality) method, this study assessed various platforms such as features, price, ease of use, and user survey results. The results show that Google Classroom is the most suitable and efficient platform to support reverse learning because of its ability to integrate various learning media, ease of access, and support for interaction between teachers and students.

Miftah Chairunnisa; Arum Seftiani Lestari; Paskalia Tri Kurniati; Khairulisni Saniati; Atri Rudtitasari

Jurnal Pelaksanaan Pengabdian Bergerak bersama Masyarakat 2025 Asosiasi Riset Ilmu Kesehatan Indonesia

The Triple Elimination Program is an important initiative to prevent the transmission of HIV, Hepatitis B, and Syphilis from mother to child during pregnancy, childbirth, and breastfeeding. The goal of this program is to improve the well-being of mothers and babies, while reducing the transmission rate of these diseases that can endanger the health of both. This community service activity was carried out in Sungai Maram Village, Sintang, on July 16, 2025. The main target of this activity was 40 pregnant women, who were the objects of the infectious disease education and prevention program. To ensure the effectiveness of this activity, participant knowledge was measured using a pretest and posttest method. The pretest was conducted before the material was delivered to determine the participants' initial level of knowledge, while the posttest was conducted after the material was delivered to measure the extent of the participants' understanding of the information that had been presented. The material presented in this activity covered the three main diseases that are the focus of Triple Elimination, namely HIV, syphilis, and hepatitis B. In addition, participants were also provided with information on ways to prevent transmission of these diseases during pregnancy, childbirth, and breastfeeding. In addition, participants were taught the importance of regular checkups, proper medication use, and steps to protect the health of mothers and babies. The results of this activity are expected to raise awareness among pregnant women about the importance of preventing infectious diseases and provide useful information to maintain their health and that of their unborn babies. Thus, this program not only prevents disease transmission but also contributes to the overall well-being of the community. Furthermore, this activity also aims to strengthen community participation in preventing the transmission of HIV, Hepatitis B, and Syphilis.

Dina Amalia Putri; Naza Sefti Prianita; Elkin Rilvani

Jupiter: Publikasi Ilmu Keteknikan Industri, Teknik Elektro dan Informatika 2025 Asosiasi Riset Ilmu Teknik Indonesia

The issue of determining the number of students' graduation times is one of the important indicators in transmitting the quality and effectiveness of the higher education process in universities. The rate of on-time graduation not only impacts accredited institutions, but also becomes a concern for campus management in designing learning strategies and academic guidance. This study aims to apply and compare two classification algorithms in data mining, namely C4.5 and K-Nearest Neighbor KNN, in predicting the accuracy of students' graduation times. Predictions are made based on academic attributes such as Grade Point Average GPA, number of credits that have been achieved, and Semester Grade Point Average IPS as input variables. The method used in this study is Knowledge Discovery in Database KDD which includes data selection, preprocessing, transformation, data mining, and evaluation of results. The study was conducted using the RapidMiner tool, with a dataset of 279 Informatics Study Program students from the 2015 to 2019 intake. The data was classified into two categories: "graduated on time" and "not graduated on time". The test results showed that the KNN algorithm provided better performance compared to C4.5. KNN produced an accuracy of 76.08%, with a precision of 73.11% and a recall of 41.92%. Meanwhile, the C4.5 algorithm produced an accuracy of 73.49%, with a precision of 64.62% and a recall of 41.89%. This difference in accuracy indicates that KNN is more effective in capturing patterns in the data and providing more accurate predictions in this context. Thus, the KNN algorithm can be considered a more optimal method to assist universities in predicting potential student admissions in a timely manner, thus enabling early intervention for students at risk of late graduation. This research also contributes to the development of data mining-based academic decision support systems in higher education.

Meizi Tri Andani1; Sindy Monica; Sefti Fitriyani; Vinda Fristiani; Karima Mufidah

Journal of Student Research 2025 Pusat Riset dan Inovasi Nasional

This research aims to synthesize the results of previous research regarding Environmental Performance and Financial Performance through a Systematic Literature Review (SLR). This research uses SLR to present qualitative data to determine developments in Environmental Performance and Financial Performance issues. There are several parameters used, namely journal sources, variable and theory mapping as well as fields of science, research approaches and companies.  The results of this research show that there are 30 articles originating from accredited and national journals during the 2020-2024 period. Financial performance topics are linked to environmental performance, company value, stakeholder theory is the most widely used theory and the dominant use of qualitative methods in research on environmental performance and financial performance.  Manufacturing companies are companies that research a lot of environmental performance and financial performance issues.

Seftia Wulan Ayu Ningrum; Taswirul Afkar; Salsa Devista Mayangsari

Jurnal Kajian Ilmu Pendidikan, Bahasa dan Komunikasi 2025 Asosiasi Periset Bahasa Sastra Indonesia

This study examines cultural conflict in language interaction within the Korean drama Pyramid Game through an ethnolinguistic approach. The main focus of the research is to analyze how language is used as a tool of power, domination, and resistance within the socially hierarchical context of a school setting. Data is derived from the dialogues and actions of key characters such as Baek Ha Rin, Sung Soo Ji, and Seo Do Ah, which reflect power dynamics and efforts to resist oppressive systems. The analysis reveals that language functions not only as a means of communication but also as an instrument for asserting authority and mobilizing solidarity. Baek Ha Rin employs intimidating speech to maintain her position at the top of the social pyramid, while Sung Soo Ji uses language to build a collective movement against injustice. The drama also illustrates symbolic violence through nonverbal communication forms such as exclusion and social gestures. These findings affirm that language in Pyramid Game reflects cultural conflict embedded within an unequal social system and has the potential to generate real-world impacts on society.

Taufiq Hidayat; Taswirul Afkar; Seftia Wulan Ayu Ningrum; Falah Arifbillah Subagio

Jurnal Ilmu Bahasa dan Pendidikan Guru Sekolah Dasar 2025 Asosiasi Periset Bahasa Sastra Indonesia

This study aims to examine the realization of Grice’s cooperative principles in transactional speech acts between sellers and buyers at the Depo Air Minum Isi Ulang Sehat Lestari (Healthy Refill Drinking Water Depot). The cooperative principles consist of four maxims: quantity, quality, relevance, and manner. The research is motivated by the importance of effective communication in sales interactions, particularly to avoid misunderstandings in conveying intentions and information. A qualitative descriptive method was employed, with data collected through participatory observation and recorded conversations. The findings indicate that all four maxims were naturally realized in daily interactions. Utterances such as “Mas, air satu” (“One gallon, please”), “Air galon segar loh” (“The water is fresh”), and “Tolong kirim air 10 galon” (“Please deliver 10 gallons”) reflect contextually appropriate and functionally effective applications of the maxims. Furthermore, the use of concise, clear, and straightforward speech structures shows that the cooperative principles are not only evident in content but also in the linguistic form used. These findings highlight that communication in micro-level services such as water refill depots tends to be pragmatic, efficient, and shaped by local social norms and contextual understanding.

M. Nur Kholis; Wawan Hermawan; Seftia Wulan Ayu Ningrum; Mukhammad Aqmal Azis

Song lyrics are often a vehicle for creatively conveying messages and social criticism. The song Peradaban by Feast is one example, where various forms of satire are delivered in a sharp and meaningful style. This study aims to identify and analyze the use of sarcasm in the song. Using qualitative descriptive methods and semantic approaches, the researcher examines the forms of sarcasm and the meaning behind the lyrics used. The results show that the song contains various types of language styles such as sarcasm, hyperbole, irony, and metaphors that convey concerns about injustice, colonialism, and social identity crises. This study shows that song lyrics can be a powerful medium for voicing social criticism in a subtle but still effective manner.

Diva Ayu Pertiwi; Sefti Afrillia; Zakia Anggraini; Oki Iqbal Khair

Journal Economic Excellence Ibnu Sina 2025 STIKes Ibnu Sina Ajibarang

The increasing consumer awareness of environmental issues has encouraged culinary Micro, Small, and Medium Enterprises (MSMEs) to adopt green marketing strategies as an effort to build competitive advantage. Bandung City, as a creative city with strong local culinary potential, is the focus of this study to analyze the implementation of green marketing in the MSME culinary sector. This study aims to analyze the utilization of green marketing by local-based culinary MSMEs in Bandung, identify the driving and inhibiting factors of its implementation, and measure its impact on business performance. The research applied a qualitative approach by conducting a survey with 150 culinary MSMEs and in-depth interviews with 20 business owners. The findings indicate that 68% of MSMEs have implemented at least one green marketing element, focusing primarily on the use of environmentally friendly packaging (72%) and local raw materials (65%). The main driving factors were consumer demand (78%) and government regulations (56%), while the primary barriers included limited capital (65%) and lack of knowledge (58%). Although the implementation of green marketing among culinary MSMEs in Bandung is still in its early stages, the trend is positive. Government and institutional support is needed to enhance MSMEs’ capacity in developing sustainable marketing strategies. 

Shofi Robiatul Adawiyah; Toyibatul Mu’alimah; Sefty Hasan Khusaini; M. Fauzi

AL-MUSTAQBAL: Jurnal Agama Islam 2025 STIKes Ibnu Sina Ajibarang

This article was written as an effort to publish information about the habits practised by students in order to prevent radicalism, using the method of madrasah diniyah or madin habits every Monday to Thursday. The widespread dissemination of radicalism, which is not only present in society but is also spreading to the realm of education, makes it very important to provide positive activities as a means of prevention. Therefore, madin habits have been made into a programme that is expected to be able to achieve this. Therefore, it is crucial to select appropriate and suitable habits that can shape students into religious individuals free from radical ideologies. The method used in this study is a qualitative approach with data collection techniques through literature review or library research, where the author gathered various references from journals, articles, and other sources. From this study, appropriate strategies for enhancing religious literacy can be identified. Through the weekly Thursday religious study sessions, the desired character traits that are expected to emerge in students at MA Ash-Shomadiyah are religious and civilised character traits without radical ideologies.

Seftiani, Afifah Tri; Isnaeni, Devit Ruman; Zuhwa, Unfah Ziyan; Shafrani, Yoiz Shofwa

Jurnal Ekonomi, Bisnis dan Manajemen (EBISMEN) 2025 FEB Universitas Maritim Semarang

The study analyzes the business strategy of UPC Pegadaian Pasar Bumiayu using the SERVO approach (Strategy, Environment, Resources, Values, Organization). The findings indicate that Pegadaian has developed adaptive and innovative strategies through service digitalization, sharia-based products, as well as public education and strategic partnerships. Both internal and external environments are managed responsively, utilizing human resources and technology effectively. Organizational values promote a collaborative work culture and inclusive leadership. The evaluation shows that the SERVO approach helps Pegadaian remain competitive and relevant in the modern financial industry.

Muhammad Syahruddin Hidayat; Rafa Septiyana; Sefta Monaliza

Jurnal Ekonomi dan Keuangan Islam 2025 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Micro, Small, and Medium Enterprises (MSMEs) play an important role in the Indonesian economy as labor absorbers and drivers of the local economy. However, this sector often faces various challenges such as limited access to financing, infrastructure, and policy support. This study aims to analyze the role of fiscal policy in encouraging the growth of MSMEs in Indonesia. The methods used are literature studies and secondary data analysis from various official sources, including government reports and national statistical data. The results of the study indicate that fiscal policy instruments such as tax incentives, subsidies, and state spending for MSME empowerment programs have a positive impact on increasing MSME productivity and competitiveness. However, the effectiveness of these policies is highly dependent on targeted implementation and synergy between related institutions. Therefore, a more inclusive, transparent, and adaptive fiscal policy formulation is needed to encourage sustainable economic growth

Moh. Wahyuddin S. Adam; Ade Seftiyani Botutihe; Maysaraswati Biko; Nurain Mohammad

SOSIAL: Jurnal Ilmiah Pendidikan IPS 2025 Asosiasi Peneliti Dan Pengajar Ilmu Sosial Indonesia

A hoax or fake news on social media refers to information that is spread with the intent to mislead or confuse people, often without valid factual basis. This phenomenon has become increasingly prevalent, especially on platforms like Facebook, where information can spread quickly. Therefore, the way to recognize and combat hoaxes on social media, particularly Facebook, is by carefully checking the source of information, verifying facts through trustworthy websites, and being cautious of sensational headlines and images that seem relevant. Additionally, checking the date and time of the information is crucial to avoid falling for outdated or manipulated content. In this context, verification plays a vital role in helping users be more discerning when filtering news and preventing the spread of hoaxes. If we fail to recognize or combat hoax dissemination, the impact can be highly detrimental to individuals and society, leading to confusion, panic, and both material and psychological harm. Therefore, raising awareness and media literacy among the public is essential to reduce the negative impact of hoaxes, encouraging people to be more critical and responsible in sharing information.