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Farida Ayu Avisena Nusantari; Eryco Muhdaliha; Mia Laksmiwati

International Journal of Economic, Social and Development Sciences 2024 International Forum of Researchers and Lecturers

This research explores the factors influencing the adoption of Islamic digital banking among millennials in Indonesia. Employing a qualitative approach through a comprehensive literature review, the study analyzes existing research on Islamic digital banking adoption, focusing on academic journals, conference proceedings, and industry reports. The findings reveal that perceived ease of use and usefulness of digital banking services are crucial. Additionally, social influences, such as peer and family recommendations, and personal factors, including demographics and cultural background, significantly impact adoption rates. This research provides valuable insights for Islamic banks in Indonesia to develop targeted strategies for millennial engagement. By understanding these influencing factors, Islamic banks can tailor digital banking services to meet the specific needs and preferences of this demographic, thereby enhancing market penetration and fostering growth within the evolving digital banking landscape.

Ulfatul Khasanah; Ayu Maretta Maharani

DHARMA EKONOMI 2024 sekolah Tinggi Ilmu Ekonomi Dharmaputra Semarang

Continuous improvements in infrastructure, security measures, and user education can help address these weaknesses and improve the overall effectiveness of QRIS as a digital payment solution. Some of the roles of using QRIS in the millennial generation are convenience. QRIS makes it easy for millennials to make digital payments without the need to carry cash or credit/debit cards. They can simply use their mobile phones to scan the QR code and complete the payment transaction. QRIS transactions are processed in real-time, meaning payments can be completed almost instantly. Many digital payment platforms that support QRIS offer promotions and discounts to users who make payments using their platform. This is especially attractive to millennials who are always looking for ways to save money.

Lafreda Nanda Wibowo; Widarto Rachbini

Journal Economic Excellence Ibnu Sina 2024 STIKes Ibnu Sina Ajibarang

This study aims to analyze the effect of service quality and ease of use on millennial consumer satisfaction on the Tokopedia e-commerce platform. Along with the development of technology, e-commerce has become the main choice for consumers because of its convenience, accessibility, and ease of use. This study uses a quantitative method with a survey approach by distributing online questionnaires to respondents who meet demographic criteria, with a purposive sampling technique. Data analysis was carried out using SPSS, including normality tests, ANOVA, and coefficient analysis to measure the effect of service quality and ease of use on consumer satisfaction. The results of the study show that both variables have a positive and significant effect on consumer satisfaction, so that improving service quality and ease of use is an important strategy in building customer loyalty in the digital era.

Erika Amalia; Hadilla Maryati; Lidia Desiana

Jurnal Bisnis, Ekonomi Syariah, dan Pajak 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

As technology rapidly advances, the internet and social media have become an integral part of everyday life. Social media, which has evolved significantly since the Web 2.0 and 3.0 eras, plays a crucial role in communication and marketing. In this context, Bank Syariah Indonesia utilizes social media as a marketing tool to reach customers, particularly the millennial generation, who are highly reliant on digital technology. This study aims to explore the application of social media in the marketing of Islamic bank products and how brand image influences customer decisions. The use of social media platforms such as Instagram, Facebook, Twitter, and TikTok allows the Islamic bank to introduce products and expand its market reach more efficiently. Furthermore, the research indicates that marketing through social media significantly influences consumer purchase intent and strengthens brand image. The bank's brand image is also influenced by product quality, responsive customer service, and the company's reputation, all of which contribute to increased customer trust. With the right digital marketing strategy, the Islamic bank can enhance operational efficiency, strengthen its market position, and provide better services to customers.

Dhevi Dadi Kusumaningtyas; Dhevi Dadi Kusumaningtyas; Pindo Asti; Yosefa Maria Seran; Endang Kustami +1 more

EBISNIS : JURNAL ILMIAH EKONOMI DAN BISNIS 2024 LPPM Universitas Sains dan Teknologi Komputer

This study investigates the influence of work satisfaction, organizational culture, and communication on employee engagement within private banks in Central Java. The study's population comprised 150 private bank employees in Central Java, categorized as millennials aged 27 to 41, representing the most significant workforce demographic. Utilizing a non-probability sampling strategy through purposive sampling methodology. Data gathering uses a questionnaire method, with each item evaluated using a Likert scale. The study employed the SEM-PLS technique for data analysis, utilizing the SmartPLS 4.1.0.3 tool for data processing. The research findings indicate that communication positively and significantly influences employee engagement and job satisfaction, while organizational culture also positively and significantly affects both employee engagement and job satisfaction. The mediation test revealed that job satisfaction does not mediate substantially the connection between organizational culture and communication about employee engagement in private banks in Central Java.

Natasya Jesica Putri1; Astriwati Biringkanae

Prosiding Seminar Nasional Ilmu Manajemen Kewirausahaan dan Bisnis 2024 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

The purpose of the study was to determine whether there is an effect of Reputation, E- recruitment, and Work Environment on Interest in Applying for Jobs by the Millennial Generation in North Toraja Regency. The data collection procedure of this research is Quantitative method using Multiple Linear Regression method and processed using SPSS This research was conducted around North Toraja, with a sample size of 100 respondents. The results of the calculation with the t test on the Reputation variable t count> t table with a value of (2.947) > (1.98498), on the E-recruitment variable t count> t table with a value of (4.014) > (1.98498), and on the Work Environment variable t count> t table with a value of (3.624) > (1.98498). The conclusion of this study is that Reputation, E-recruitment, and Work Environment have a positive and significant effect on Job Application Interest in the millennial generation in North Toraja Regency.

Dantowi Dantowi

Jurnal Ekonomi dan Keuangan Islam 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The development of digital technology has changed many aspects of life, including in the financial sector, because now there has been a Lending Loan Platform or Financial Technology (Fintech) Lending. Online loans provide easy access and processes, so it becomes an interesting alternative, especially for the Millennial generation. That way the millennials must have the ability of individuals to understand and manage personal finance, which includes skills to identify risk, interest, and obligations in every financial transaction. Then the combination of good financial literacy and stable income is the key to the use of healthy and responsible online loans.

M. Masrukhan; Sinta Nurhaliza; Nur Aminah; Anggy Cindy Agustine

Riset Ilmu Manajemen Bisnis dan Akuntansi 2024 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Accounting makes a significant contribution in organizing finances at the family, community and business levels. The literature review method was used in this research to analyze accounting practices in Indonesia, by collecting secondary data from various sources. The research revealed that in the family sphere, accounting plays an important role in helping millennial couples manage their finances and achieve their financial targets. At the community level, accounting ensures transparency and accountability in the management of social funds such as those allocated to mosques. In the business world, accounting practices involve using codes of conduct, SAKs, and accounting software to ensure financial statements remain accurate. This reflects the variety of accounting practices tailored to the needs and characteristics at the family, community and business levels.

Agung Satya Nugraha; Arif Winanda Panggabean; Dandi Wahyuda; Salman Nasution

Bumi: Jurnal Hasil Kegiatan Sosialisasi Pengabdian kepada Masyarakat 2024 Asosiasi Riset Teknik Elektro dan Informatika Indonesia

This research aims to analyze the role of entrepreneurship socialization and education in fostering the entrepreneurial spirit among the millennial generation, with a case study focus in Kelurahan Perdagangan I, Simalungun Regency. Entrepreneurship socialization and education are crucial steps in fostering entrepreneurial awareness and skills, especially for the younger generation who will face economic challenges in the future. This research used a qualitative method with a case study approach. Data were collected through in-depth interviews with program participants, direct observation in the field, and document analysis related to the KKN program in Kelurahan Perdagangan I. The results showed that the program was successful. The results showed that the entrepreneurship socialization and education program implemented through KKN succeeded in increasing participants' entrepreneurial knowledge, interest, and skills. In particular, SMK students showed increased motivation to start a business after participating in entrepreneurship education. The success of the program was supported by active community involvement and a contextually relevant approach. However, there are some challenges, such as limited access to technology and financial resources, that affect the sustainability of entrepreneurial interest among the millennial generation.

Yetty Yetty; Abi Suar; Abdurrahman Senuk; Firdaus Duko

Jurnal Nusantara Berbakti 2024 Universitas Kristen Indonesia Toraja

Digital literacy for students can be an obstacle in finding information circulating, especially if they cannot filter the information circulating. Therefore, a digital literacy culture in schools is very important to prevent them from negative things obtained from social media. The role of teachers as educators is also very important, so they must be able to become leaders in mobilizing this literacy. The PKM method used is an introduction and training approach. Target achievements (1) This PKM program is able to provide an in-depth understanding of Digital Literacy. community service results Digital literacy training is an important step in increasing understanding in the millennial generation of digital technology. This is the main component that was successfully implemented in this PKM. In addition, this training also helps in the implementation of learning digitization.

Ibnu Putra Surya Danu; Fitria Anggun Wulandari; Firma Dwian Pratiwi; Devina Riska Hapsari; Setya Indah Isnawati

Jurnal Kemitraan Masyarakat 2024 Lembaga Pengembangan Kinerja Dosen

Gebugan Village has the potential to be developed because it is supported by the Natural Resources (SDA) as a place for clove plants with fertile soil and a cool climate. In addition, several village communities have avocado, coffee and rice gardens. Based on the results of the survey and discussions with village officials, there is a main problem faced, namely farmers who cultivate clove plants are only sold to collectors in raw form. The solution to this problem has been prepared together with the PPK Ormawa team to empower Gebugan Village through the theme "Young Farmer Studio". The PPK Ormawa team assists in developing ready-to-use clove products, such as clove oil, herbal drinks, and clove syrup. The aim of the program is to optimize land and clove plants, and to empower the people of Gebugan Village by branding "Gebugan Village as the Millennial Young Farmer Studio" by forming the Young Farmer Studio, creating processed products from the commercialization of Gebugan Village clove plants. The program is carried out using training and mentoring methods to improve the soft skills and hard skills of institutional groups.

Sri Wahyuni; M Sholih Salimul Uqba; Istiadah Istiadah

Akhlak : Jurnal Pendidikan Agama Islam dan Filsafat 2024 Asosiasi Riset Ilmu Pendidikan Agama dan Filsafat Indonesia

The Islamization of science movement is important to study because of Muslim intellectuals' concerns about the scientific crisis faced by Muslims due to the influence of secular Western science. Previous research often only discusses theoretical aspects without linking them to concrete challenges in the millennial era. Therefore, the problem formulation in this study focuses on how Muslim intellectuals respond to the idea of Islamization of science and its relevance in the current social, cultural and technological context. This research used a descriptive-analytical-critical qualitative approach to understand the views of Muslim intellectuals. Data were obtained through document analysis, which were then analyzed using thematic analysis method to identify emerging patterns and themes. The results show that the integration of Islamic values with modern science has significant relevance, especially in providing ethical guidance in dealing with technological developments. A significant new finding is that the Islamization of science can serve as a solution in maintaining cultural and Islamic identity in the midst of rapid globalization. Recommendations for future research include the need for more integrated policy development between Islamic education and modern science, as well as more in-depth analysis of the practical implications of the Islamization of science in the context of Muslim societies.

Noi Gitas Syahlita; Wina Driyan Pradana

Jurnal Manuhara : Pusat Penelitian Ilmu Manajemen dan Bisnis 2024 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

This study aims to determine the effect of perceived value and price on interest in subscribing to Spotify Premium in Indonesia and to test the moderating effect of user age on the model. This study uses a quantitative approach with a non-probability sampling technique (purposive sampling method), involving a total of 118 respondents from Spotify Premium users in Indonesia who belong to the millennial generation and generation Z. For data analysis, this study uses SmartPLS software version 4. The results showed that the variables of perceived value and price can influence the interest in subscribing to Spotify Premium, and the variable of user age (millennial generation and generation Z) can moderate the relationship between the three variables.

Kasmanto Kasmanto; Adams Desto Edison Nasseri; Yani Restiani Widjaja; Purwadhi Purwadhi

Global Leadership Organizational Research in Management 2024 STIKes Ibnu Sina Ajibarang

Leaders can influence individuals or groups to achieve goals. If most of the employees' needs are not met, managers must be able to adjust their leadership style and know how to identify and adapt to changes in employees' needs. Otherwise, employees will not have good prospects in the organizational world. Millennial leaders, who are mostly members of an organization or team, are driven by the millennial generation and face more complex challenges. Because they value freedom, flexibility, open communication, supervisors and colleagues, and the use of technology, millennials are more difficult to retain within a company. The aim of this research is to determine whether adaptive leadership styles are effective in managing the current millennial generation. This study is qualitative and uses data analysis methods in a literature review. The goal is to discover and examine effective leadership styles and techniques for millennials. The results indicate that adaptive leadership approaches are beneficial as they help individuals overcome difficulties and adapt to changes. However, adaptive management theory also has its weaknesses. For instance, it is unclear how the key components of the adaptation process work and how these relationships support the adaptation process. According to Rainer Turangan (2015), a good leader should be able to adapt to uncertain future conditions, work across countries and cultures, and create a creative environment.      

Nurul Humaina; Marsha Driz Calillah; Sofia Sofia; Jamiatul Hasanah; Ahla Cholisatun +8 more

WISSEN : Jurnal Ilmu Sosial dan Humaniora 2024 Asosiasi Peneliti Dan Pengajar Ilmu Sosial Indonesia

The moral crisis that is currently hitting the millennium era has raised deep concerns about the moral values of today's society. The ethical crisis in the millennial era is becoming an increasingly deep and complex problem. Various factors, such as the influence of globalization, technological progress, and social change, have shaped the context of individual behavior and weakened basic moral values. In this context, this review examines the importance of citizenship education as the main solution for forming individual character and social ethics in the  millennium era. This study discusses the concept of citizenship education, the role of educational institutions and the challenges faced in realizing civic values in education. The research results highlight the importance of citizenship education in overcoming the current moral crisis and emphasize the need for cooperation between government, educational institutions and society to achieve this goal.

Efie Linda Kundjarijati; Fibry Jati Nugroho

Coram Mundo : Jurnal Teologi dan Pendidikan Agama Kristen 2024 Sekolah Tinggi Teologi Injili Arastamar (SETIA) Ngabang

Leadership style is the leader's way of influencing the group so that they can work together to achieve the goals that have been set. The millennial generation or what is known as generation Y is a social community whose main characteristics are being literate and familiar with technology. The aim of the research is to determine the leadership style of the pastor and its role in the involvement of the millennial generation in ministry at the JKI Mahanaim Blitar church. This research uses a qualitative approach with a descriptive type of research which aims to find out and describe the role of leadership style on the involvement of the millennial generation in service. Meanwhile, the data collection techniques used in this research are primary data and secondary data obtained through observation, interviews and documentation with pastors, congregation boards, and millennial congregation members. The results of the research concluded that the leadership style of the pastor in leading congregation members at JKI Mahanim Blitar tends to lead to democratic, autocratic and situational leadership styles. This is seen from various aspects, including the pastor's ability to solve problems, the policies taken, and the ability to communicate. The impact of the pastor's leadership style is that the number of millennial congregations involved in ministry increases every year, they have high commitment and loyalty and cadre formation in every field of service is going well.

Yuliasnita Verlandes; Nurdiana Fitri Isnaini; Agoes H. P; Ronny. M. Abar

Jurnal Pengabdian Sosial 2024 Lembaga Pengembangan Kinerja Dosen

Indonesia is a country with the largest Muslim population, but investment in Islamic stocks does not grow as big as convetional stocks. This arises because public investment literacy towards Islamic investment is still low. Therefore, this service activity is carried out with the aim of increasing Islamic investment literacy, especially in the millennial generation. Implementation of activities  is carried out by creating a special class of Islamic capital market with the basics of Islmic stocl investments and tips and tricks for investing in the capital market with limited founds. Community service activities are carried out with partner target students and administrators of the BEM Universitas Islam Majapahit. Activities carried out from March to June 2024. The result of community service av=ctivities are in the form of increasing partner literacy regarding invetments, especially sharia stock investment and being able to create accounts through PT Phintraco Securities as a service partner.

Gayuh Rizki Utomo; Endang Asliana; Lihan Rini Puspo Wijaya

Kajian Ekonomi dan Akuntansi Terapan 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This research aims to find out how digital technostress influences interest in using fintech e-wallets among millennial generation consumers in Lampung Province. The population in this research is generation Z consumers in Lampung Province. The sampling technique was carried out using purposive sampling. Data collection in this study was carried out by distributing questionnaires to 100 respondents. The method used in this research is quantitative research and uses primary data. In this research there are four independent variables, namely complexity, overload, invasion, and uncertainty, while the dependent variable used is intention. This study uses multiple linear regression analysis tools with the help of the SPSS version 23 program. The results of the research show that complexity and overload have a positive and significant effect on interest in using fintech e-wallets among generation Z consumers in Lampung Province, whereas invasion and uncertainty have no effect on interest in using fintech e-wallets. Fintech e-wallet for generation Z consumers in Lampung Province.

Sinta Anzani; Ribhan Ribhan

International Journal of Economics, Management and Accounting 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The purpose of this study is to ascertain how innovatice behavior and creativity affect the productivity of millennial workers in Bandar Lampung's tourist and hospitality sector. In order to accomplish this, a quantitative technique was used in the research, and data was gathered via a Likert scale questionnaire. Because the exact number of population members is unclear, the study used a purposive sampling method to establish the sample size, which amounted to 150 respondents. Software called SPSS 26 was used to examine research data, instruments, and hypothesis testing. This study employed multiple linear regression analysis as its analysis approach. The study's findings demonstrate that innovative and creative behavior benefit millennial workers' performance in the tourism and hospitality sectors in Bandar Lampung. Workers show efficacy in putting ideas into practice, but they are not as proactive in seeking out novel chances. Despite a propensity to be cautious when attempting new ideas, employee innovation has proved to be crucial to organizational success. As a result, encouraging innovation is crucial for raising employee performance and fostering organizational expansion.

Adi Sutrisno; Indra Tjahyadi; Hosnol Wafa; Sri Andayani; Sugeng Edy Mulyono +3 more

Indonesia Bergerak : Jurnal Hasil Kegiatan Pengabdian Masyarakat 2024 Asosiasi Riset Ilmu Teknik Indonesia

This community service aims to introduce the community in Pesisir Village, Sumberasih District, Probolinggo Regency regarding the Sustainable Millennial Integrated Farming System based on local wisdom through community development activities. The urgency of carrying out this activity is so that the people of Pesisir Village, Sumberasih District, Probolinggo Regency can increase sales of their agricultural products by utilizing a comprehensive and sustainable agricultural management system. This community service activity was carried out for six months in Pesisir Village, Sumberasih District, Probolinggo Regency. The method used in this activity is an offline mentoring and tutorial method in Pesisir Village, Sumberasih District, Probolinggo Regency. The highlight of this community service activity is the formation of a comprehensive agricultural management system that is familiar to the Pesisir Village community, and the implementation of a comprehensive, sustainable agricultural management system as an agricultural system in the Pesisir Village community, Sumberasih District, Probolinggo Regency.