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Training and accompaniment in the financial management of female fishermen in catch processing and marketing groups by accounting lecturers has a significant role in increasing financial literacy in Tasikmadu Village, Prigi, Trenggalek Regency. This community service article discusses the importance of efforts to increase financial literacy. Accounting lecturers provide training on financial management and accounting practices to the Catch Processing and Marketing Group, as well as providing guidance in applying these concepts in daily business operations. Apart from that, lecturers can introduce financial management guidebooks, accounting applications and help business groups understand financial records and create accountable financial reports. The positive impacts include increasing economic prosperity, reducing business risks, sustainable growth, contributing to local economic growth, and improving the overall community economy.

The importance of knowledge related to Islamic finance and management related to Islamic finance, so that people are not trapped in debt, such as online loans, want financial institutions that provide loans with very large interest to the community. The purpose of this community service is to provide knowledge on the importance of sharia financial literacy and sharia financial management procedures. The method of implementing this community service uses the method; FDG: Lectures, Practices and Participant Assistance. The implementation of this community service was on December 16, 2023, at one of the meeting places in Sasa village, independent PKM activities were held in the afternoon at 13.00 Wit until completion. Participants who attended this PKM activity were 25 people consisting of mothers in Sasa village.

Knowledge of finance, understanding of religiosity and security are three aspects that can influence a person's decision to make savings. By understanding these three aspects, it is hoped that the millennial generation will become a generation of quality for the progress of the nation and state. This research is a descriptivequantitative research using primary data. The sample used in this study was 95 millennial generation respondents. Data were obtained by distributing questionnaires both in person and online to respondents who met the qualifications as millennials or those born in 1990 to 2000. The data that was obtained was then processed with statistical software tools, namely SPSS version 26. The results in this study based on the regression test are: first, partially, the financial literacy variable has no influence on saving decisions. Second, partially, religiosity does not have a significant influence on the decision to save in Islamic banks. Third, partially, security has a significant influence on the decision to save in Islamic banks. And fourth, simultaneously, financial literacy, religiosity and security variables significantly influence the decision to save in Islamic banks.

This study aims to determine and analyze the effect of financial literacy and the social environment on the financial behavior of FEBI students at UIN STS Jambi. The method used in this study is a quantitative method, and the data analysis method used is the coefficient of determination test. The samples in this study were 96 samples of FEBI students at UIN STS Jambi class of 2019-2022. The results of the study show that partially, financial literacy has no effect on financial behavior and the social environment has a positive effect on financial behavior. Simultaneously, it shows that financial literacy and social environment variables have a significant effect on the financial behavior of FEBI students at UIN STS Jambi. The results of the calculation of the coefficient of determination show that financial literacy and social environment variables have an influence of 24.8% and the remaining 75.2% is influenced by other variables outside of this study.

Kartika Muda Orphanage, is one of the children's orphanages in Medan City, North Sumatra, located at Jalan Sunan Kalijaga/ Ampera Manunggal Pasar 6. Kartika Muda Orphanage has 25 children with an age range of 6 - 15 years. The aim of this service is to improve the financial literacy skills of the children of the Kartika Youth Orphanage through an introduction to money and its functions, an introduction to financial institutions and the concept of saving. In this service, the PKM Team found that the children of the Kartika Youth Orphanage did not know how to manage their finances well and did not have awareness of the importance of saving.

The involvement of accounting and management lecturers in the training and business support of micro, small, and medium enterprises (UMKM) and Kripik Tempe Rohani plays a crucial role in the advancement of UMKM and the local economy. This scholarly article explores the significance of initiatives aimed at enhancing financial literacy. The lecturer specialising in accounting and management delivers comprehensive training sessions on financial management, taxation, and accounting practices to micro, small, and medium enterprises (UMKM). Additionally, the lecturer offers valuable advice on the practical implementation of these principles within the context of everyday business operations. Furthermore, the instructor has the capability to acquaint UMKM (micro, small, and medium enterprises) with accounting software and provide guidance on comprehending tax responsibilities. The positive effects encompass enhanced economic well-being of micro, small, and medium enterprises (UMKMs), less business risk, adherence to tax responsibilities, sustained growth, heightened competitiveness, and facilitation of local economic progress. The provision of training and support services additionally enhances individuals' financial literacy, thereby playing a significant part in the overall improvement of society's economy.

The development of financial management was pioneered by the behavior of a person in the decision-making process. Financial management must lead to responsible financial behavior so that all finances for both individuals and families can be managed properly. Early financial planning will help a person to realize his life goals. A student is an age at the stage of self-development to establish attitudes and lifestyle behaviors and be able to carry out good financial planning by understanding financial literacy correctly. This research was conducted by distributing questionnaires via Google form to students at SMKN 1 Jetis who met the research criteria, namely ages 16-18 years. The research sample was 1256 students using a purposive sampling technique, so that 93 respondents were needed. The data analysis technique uses multiple linear regression data analysis with the help of SPSS 25. The results show that the financial literacy variable has a positive and significant influence on financial management behavior, lifestyle has a positive and significant influence on financial management behavior, and financial literacy and lifestyle variables simultaneously influence the behavior of financial management.

The purpose of this study was to determine the effect of financial literacy and perceived risk on investment decisions through financial behavior as intervening variables in stock investors in Solo Raya. The method used in the sampling was purposive sampling technique with 400 respondents. Data collection was carried out by distributing questionnaires via the Google form. The analysis technique used is PLS (Partial Least Square) analysis through the Smart PLS 4 program. The results show (1) Perceived risk has a significant positive effect on financial behavior (2) Perceived risk has a significant positive effect on investment decisions, (3) Financial literacy has a positive effect significant effect on financial behavior. (4) Financial literacy has a significant positive effect on investment decisions, (5) Financial behavior has a significant positive effect on investment decisions, (6) Perceived risk has a significant positive effect on investment decisions through financial behavior, (7) Financial literacy has a significant effect significant positive effect on investment decisions through financial behavior, financial behavior.

This study aims to investigate the Effect of Sharia Financial Literacy on the Decision to Choose BMT Rukun Abadi Saving Products. This case study focuses on members of BMT Rukun Abadi Cooperative, which is a sharia-based financial institution in Indonesia. Islamic financial literacy is an important factor in encouraging the growth and development of the Islamic financial system. The research method used is a quantitative approach by distributing questionnaires to members of the BMT Rukun Abadi Cooperative. This questionnaire was designed to measure the level of Islamic financial literacy of the members as well as evaluate the decision patterns for choosing deposit products at BMT Rukun Abadi. The results showed that Islamic financial literacy has a significant influence on the decision to choose deposit products at BMT Rukun Abadi. Members of BMT Rukun Abadi Cooperative who have a higher level of Islamic financial literacy tend to be better able to understand the characteristics and benefits of Islamic savings products, so they can make more informed and effective decisions. These findings provide important implications for BMT Rukun Abadi in improving Islamic financial literacy services and education to its members. By improving Islamic financial literacy, members will be more engaged and involved in utilizing the Islamic savings products offered by this financial institution, thus supporting the growth and sustainability of the Islamic financial system in Indonesia.

This study aims to examine the effect of financial literacy on the use of digital payment shopee paylaters among Uki Toraja Faculty of Economics students. This research is a quantitative research with a survey method. The population in this study were all students of the Uki Toraja Faculty of Economics. With a total sample of 33 respondents who were selected using the Random Sampling technique. Based on the results of the study it can be concluded that financial literacy has a positive effect on the use of digital payment shopee paylater among Uki Toraja Faculty of Economics students with an influence level of 26.6%, while the remaining 73.4% is influenced by other variables not included in this study

The purpose of this study was to determine the effect of financial literacy and self-control on personal financial management. This type of research is descriptive quantitative. The type of data used is primary data, namely data obtained directly from the public through filling out questionnaires and secondary data, namely data obtained from various sources in the form of notes, books, and journals related to research problems. The results of the study partially show that financial literacy has a positive and significant effect on personal financial management, self-control has a positive and significant effect on personal financial management. Through simultaneous tests it was found that financial literacy and self-control simultaneously had a positive and significant effect on personal financial management.

This study aims to determine and analyze the effect of financial literacy and parental socialization both simultaneously and partially on the interest in saving at the Bank in students of the Management Study Program of Bina Sarana Informatika University. This research method uses a quantitative approach with multiple linear regression analysis techniques processed using SPSS version 25. The data collection technique is by distributing questionnaires to 100 students as respondents through google forms. The results showed that financial literacy and parental socialization had a significant influence on interest in saving at the Bank. Simultaneously, financial literacy and parental socialization have a positive and significant effect on the interest in saving at the Bank in Management study program students of Bina Sarana Informatika University.

Referring to the Big Indonesian Dictionary (KBBI), Literacy is the ability to write and read. And based on the Regulation of the Minister of Education and Culture number 23 of 2015, the School Literacy Movement (GLS) strengthens the moral development movement. The School Literacy Movement (GLS), which has been launched by the government, aims to increase interest in reading and familiarize students with reading routines. This research was conducted by the author in order to find out how the process and implementation of literacy programs in several elementary schools in Pekanbaru City and Kampar Regency. Regarding the elementary schools that were used as research objects, namely SDN 024 Tarai Bangun, SDN 037 Karya Indah, SDN 017 Pandau Jaya, and SDIT Az-zuhra. Which of the literacy implementation programs that we observed included Reading-Writing Literacy, Numeracy. Science Literacy, Cultural and Citizenship Literacy, Financial Literacy, and Digital Literacy. By conducting interviews and observations as the method used. The results of this study are intended to add insight regarding the successful implementation of literacy programs, challenges and suggestions.  

This community service activity was carried out by a Team of Lecturers and Students at the Faculty of Business at Mitra Indonesia University (UMITRA) Lampung for Students of Pelita Gedong Tataan Vocational School. This activity discusses increasing the understanding of financial literacy in Pelita Gedong Tataan Vocational School Students. This is done because financial literacy is very important to understand and apply in life, being one of the six basics of literacy. The goal is that every Pelita Gedong Tataan Vocational School student has an understanding of financial literacy that can be used not only at this time, but after they work and even have a household. The method used is socialization by providing motivation with lectures and discussions in the form of question and answer sessions. The results show that financial literacy is still a new knowledge for some students. Even though financial literacy greatly influences positive financial behavior and financial management itself. By participating in this activity, they hope to be able to increase financial literacy, and have an impact on good financial management and avoid various financial crimes.

This study aims to analyse the implementation of literacy programs in three primary schools, namely SDN 8 Bandar Laksamana, SDN 14 Teluk Mesjid and SDN 92 Pekanbaru. The research method used was observation and document analysis of literacy activities conducted by these schools. The results show that the three schools have implemented various types of literacy, such as literacy in reading and writing, digital literacy, science literacy, financial literacy, numeracy literacy and cultural-civic literacy. Through habituation, development and learning, students are given the opportunity to develop literacy skills holistically. Keywords relevant to this study are literacy, literacy program, primary school, observation, document analysis. This study shows that the successful implementation of literacy programs is supported by the commitment and efforts of schools in providing varied literacy experiences and actively involving students. The literacy programs help students improve their skills in reading, writing, using digital technology, understanding science, managing finances, understanding mathematics, and appreciating culture and citizenship. The findings provide important insights for educators and policy makers in improving the quality of basic education and students' literacy development.

The purpose of this study was to determine the effect of intelligence and financial literacy on the financial resilience of Micro, Small and Medium Enterprises in the Jambangan Culinary Tourism Center, Surabaya. This research was conducted on the type of business, namely in the culinary or trading business sector with a sample size of 30 micro, small and medium enterprises. In this study using a quantitative approach method. This study uses multiple linear regression techniques for hypothesis analysis. The results of the study show that intelligence and financial literacy have a high impact of 57,1% on the financial resilience of Micro, Small and Medium Enterprises in the Jambangan Culinary Tourism Center, Surabaya.

The millennial generation connects with massive technological advances and the gigantic use of the internet, this condition requires millennial to make financial decisions quickly and accurately within one click/swab. Without financial literacy, technological advances that bring ease of shopping, ease of using credit cards and pay later will create a consumptive, burdensome debt, unlikely to afford unexpected expense and excessive use of credit cards. This study aims to examine whether financial literacy affects financial behavior of millenial generation with grit as a moderating variable. Using 137 sample of millennials in Semarang, the SPSS 25 analysis was conducted to test hypothesis.  Significant relationship not only found between financial literacy and financial behavior of the millennial generation in Semarang. Furthermore, the findings of this study confirms that grit moderates the relationship between financial literacy and financial behavior.

Aims to determine the effect of financial literacy (X) on the financial management of millennial generation workers (Y) at the Makassar city Construction Services Office using descriptive quantitative methods. The source of the data used is primary data obtained through a questionnaire with a population of respondents, namely millennial generation workers at the Makassar city Construction Services Office. While secondary data is from previous research journals. Data analysis used is hypothesis testing, correlation test and simple linear regression test using SPSS. The results of the study show that the financial literacy variable has no effect on the financial management of millennial generation workers.

The aim of this research is to analyze the influence of financial literacy, investment motivation, and minimum investment capital on Gen Z's investment interest in the Bibit application. The analysis method in this research uses quantitative primary data, the test stages carried out are: validity test, normality test, multicollinearity test, heteroscedasticity test, multiple linear regression analysis, t test, F test, and coefficient of determination test (R2). The data used in this research used a questionnaire instrument, and valid data was collected from 100 respondents. The sampling method in this research is non-probability sampling with a purposive sampling technique. The testing tool used was SPSS version 23. The results showed that investment motivation and minimum investment capital had a partially significant positive effect on Gen Z's interest in investing in the Bibit application, while financial literacy had a partially significant negative effect on Gen Z's investment interest in the Bibit application. Financial literacy, investment motivation, and minimum investment capital simultaneously have a positive effect on Gen Z's interest in investing in the Bibit application and the most dominant variable in investment interest is investment motivation.

The public and entrepreneurs at this time (MSMEs) demand convenience in financial transactions. The public or business people do not need to carry cash for payments or transactions. This has an impact on efficiency and effectiveness for all parties which is the hope of the community itself. Cashless payments are now the demands of various parties for the smooth running of business and daily financial activities. Community financial literacy does not directly affect financial inclusion. The cashless variable is a variable capable of mediating the effect of financial literacy on financial inclusion. The population in this study were all SMEs in Grobogan Regency, Central Java. Collecting samples using accidental sampling technique. After going through the stages of compilation and screening, the samples that can be used are 147 samples. The analysis tool uses multiple multiple regression by carrying out other tests such as the normality test, the classical assumption deviation test, the goodness of fit test and the coefficient of determination test. For the intervening test using the sobel test with the SPSS program and www.danielsoper.com. The results of the study show that financial literacy has a significant positive effect on financial inclusion (H1 is proven) and also has an effect on cashless payments (H2 is proven). Cashless payment has a significant positive effect on financial inclusion (H3 is proven). Cashless payments are able to mediate the effect of financial literacy on financial inclusion in MSMEs in Grobogan Regency