📅 31 May 2023
DOI: 10.36694/jimat.v14i1.438
LITERASI KEUANGAN DAN PERILAKU KEUANGAN: PERAN VARIABEL MODERASI GRIT
Jurnal Ilmu Manajemen dan Akuntansi Terapan
Sekolah Tinggi Ilmu Ekonomi Totalwin
📄 Abstract
The millennial generation connects with massive technological advances and the gigantic use of the internet, this condition requires millennial to make financial decisions quickly and accurately within one click/swab. Without financial literacy, technological advances that bring ease of shopping, ease of using credit cards and pay later will create a consumptive, burdensome debt, unlikely to afford unexpected expense and excessive use of credit cards. This study aims to examine whether financial literacy affects financial behavior of millenial generation with grit as a moderating variable. Using 137 sample of millennials in Semarang, the SPSS 25 analysis was conducted to test hypothesis. Significant relationship not only found between financial literacy and financial behavior of the millennial generation in Semarang. Furthermore, the findings of this study confirms that grit moderates the relationship between financial literacy and financial behavior.
ℹ️ Informasi Publikasi
Tanggal Publikasi
31 May 2023
Volume / Nomor / Tahun
Volume 14, Nomor 1, Tahun 2023
📝 HOW TO CITE
Rohmawati, Lilik; Amaliyah, Erlina Dewi Endah; Prabasari, Bonita, "LITERASI KEUANGAN DAN PERILAKU KEUANGAN: PERAN VARIABEL MODERASI GRIT," Jurnal Ilmu Manajemen dan Akuntansi Terapan, vol. 14, no. 1, May. 2023.
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