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The rapid development of digital technology and the increasing complexity of financial products, from digital wallets and bank loans to cryptocurrency and investment platforms, highlight the urgent need for financial literacy education, particularly for vocational high school (SMK) students in Indonesia. Many SMK graduates directly enter the workforce or pursue entrepreneurship without attending university, making financial decision-making skills crucial. This article explores the potential of Android-based e-books as an innovative and accessible learning medium to enhance students’ financial literacy. Designed to be interactive, contextual, and engaging for Gen Z learners, the proposed e-book serves as a pedagogical supplement, not a replacement, to classroom teaching. Drawing from literature reviews, examples of existing apps, and relevant educational frameworks, the article emphasizes the importance of developing localized, curriculum-aligned digital resources. The paper concludes with suggestions for evaluating financial learning apps and recommends steps for integrating them effectively into SMK education.

This article examines the implementation of digital literacy within the Islamic Religious Education (PAI) curriculum as a response to educational transformation in the digital era. The study aims to analyze strategies for integrating digital literacy into the PAI curriculum, identify the challenges of its implementation, and formulate a contextual model for developing PAI learning based on digital literacy. Using a qualitative research method with a literature review approach and analysis of current curriculum documents, the study found that the implementation of digital literacy in the PAI curriculum remains partial and unsystematic. The findings indicate the need to reformulate the PAI curriculum by comprehensively integrating digital literacy competencies through digital project-based learning, online collaborative learning, and the use of social media for reflective learning. The implications of these findings highlight the urgency of transforming the PAI curriculum to prepare students to become critical, creative, and ethical digital Muslims in the era of technological disruption.

Strengthening student literacy is one of the important aspects in improving the quality of education in Indonesia. Literacy is not only the ability to read and write, but also the ability to understand, analyze, and apply information. In this case, the role of teachers is also very much needed. The ability of teachers to manage and implement the learning process or the process of strengthening literacy is also very much needed. Therefore, it is necessary to have an understanding and mastery of various innovative approaches to improve students' literacy skills. This article aims to describe how teachers can apply various innovative approaches in order to improve student literacy at SMA N 6 Purworejo. The method of community service activities is carried out in the form of socialization, discussion and question and answer. The results of community service activities, various innovative approaches that can be applied by teachers, including, namely, innovating teacher involvement in reading activities before learning, involving technology in literacy learning, implementing project-based learning, and implementing collaborative approaches and thematic learning in the learning process.

This study aims to determine the effect of implementing differentiated learning on improving students' literacy skills in the Indonesian language subject, Chapter 3. Differentiated learning is an approach that considers differences in methods, materials, and assessments based on each student's initial understanding and characteristics. The learning process begins with explaining the objectives, observing students' initial understanding through pre-assessment or questionnaires, exploring learning needs, facilitating learning activities according to students' needs, and ends with reflection and planning for further learning. This research was conducted in Grade 1 of SDN Latsari Tuban with a total of 28 students. The method used was classroom action research (CAR), carried out in two cycles. The results showed an improvement in students' literacy skills, both in terms of the average score and the percentage of mastery learning achievement, although the increase was not very significant. These findings highlight the importance of adapting the learning process to students' initial understanding and individual characteristics to support more effective literacy development.

This study aims to determine the role of technology-based learning media 5.0 in improving digital literacy in social studies learning in elementary schools. The presence of the use of learning media in the digital era 5.0 is a place for skills in the use of technology and information with digital-based media in various areas of life, including in the process of learning activities in schools. The development of digital literacy mastery in learning is expected to be a supporter in developing students' abilities and preparing students who are able to face the demands of the times. The research method used is a qualitative research and development method. This research method was chosen to produce certain products and test the effectiveness of these products. Based on the results of the research and discussion, it can be concluded that in the Era Society 5.0 the role of teachers has shifted with the presence of technology. An interesting learning strategy is needed so that teachers have the role they should. There are five learning strategies that can be applied in Era 5.0, namely helping students learn, providing opportunities for students to develop and excel, strengthening character education, being technologically literate, and becoming effective teachers.

This study aims to explore the strategy of literacy-based learning in Islamic Religious Education (IRE) to enhance students' understanding of Islam. Through a literature review approach, this research analyzes various sources related to the implementation of literacy in IRE teaching and its impact on students' comprehension of Islamic teachings. The findings indicate that literacy-based learning enhances students' critical skills in understanding religious texts and enriches their understanding of Islam in a practical context. Moreover, this strategy plays a key role in character building, fostering moral values, raising social awareness, and improving communication skills. The teacher's role as a facilitator guiding students in developing religious literacy skills is also crucial for the success of this approach. This study aims to contribute to the development of a more relevant and effective IRE teaching model in the digital era.

Artificial Intelligence (AI) in learning can serve as a tool for students to acquire knowledge. However, the understanding and use of AI in education still face various challenges. Some universities have started integrating AI learning into their curricula, but its implementation remains limited and uneven across different institutions. Additionally, the level of AI literacy among students in Indonesia is still relatively low. Adequate AI literacy is crucial for students to optimize the use of this technology without excessive dependence and to understand its ethical implications.This research aims to assess students' understanding of AI literacy and explore how AI literacy education can be integrated with the European model. A mixed-method approach is used in this study, combining quantitative research through questionnaires and qualitative research through interviews. The results indicate that students in Indonesia have a fairly good understanding of AI literacy. However, several challenges remain, including students' dependence on AI and ethical issues related to its use.Therefore, collaboration among various stakeholders, including universities, the government, and industry, is essential to enhance students' AI literacy skills. Efforts can include training programs, providing access to AI resources, and adopting AI-based learning models that have been implemented in Europe. Through these measures, it is expected that students' AI literacy will improve, supporting the advancement of technology-based education in Indonesia.

The study focuses on the significance of Indonesian language literacy in the context of the digital era, highlighting the complexities and challenges in learning and practicing literacy due to technological advancements. The primary objective is to identify effective methods for enhancing literacy skills amidst the proliferation of misinformation and hoaxes, emphasizing that literacy extends beyond reading and writing to include critical thinking skills necessary for evaluating valid information. This article employs a qualitative approach through literature review, presenting various strategies such as integrating technology into learning, promoting a reading culture, developing digital content in Indonesian, and systematically instilling digital literacy. The key findings underscore the essential role of multiple stakeholders in fostering a literacy culture that adapts to contemporary challenges. Ultimately, this research aims to serve as a reference for developing more effective literacy policies and programs that enhance Indonesian language literacy skills in the face of rapid technological advancements.

Digital literacy plays an important role in the psychological development of elementary school children, both from cognitive, social, and emotional aspects. This study aims to analyze the influence of digital literacy on child psychology by highlighting the positive and negative impacts it causes. The research method used is a literature review with reference to various previous studies on digital literacy and its development in children. The results of the study show that digital literacy can improve critical thinking skills, creativity, and expand children's social interactions. In addition, access to technology can also help children understand the world more broadly and increase empathy for social issues. However, excessive use of digital technology without adequate supervision can have negative impacts, such as addiction to gadgets, decreased social interaction, and impaired concentration in learning. Exposure to age-inappropriate content and the risk of cyberbullying are also threats to children's mental health. Therefore, an active role of parents, educators, and policymakers is needed in supervising and guiding children in using digital technology wisely. This study confirms that digital literacy has a complex impact on child psychology. With proper guidance and supervision, the benefits of digital literacy can be optimized, while the negative impact can be minimized. Therefore, a balanced approach in the application of digital literacy is needed to support the optimal development of children's psychology.

The Community service is a community-based education that aims to hone students' thinking skills in socializing in the general public based on religious, social, cultural, aspirational, and potential characteristics. The Amborgang Elementary School Literacy and Numeracy Improvement Program through Learning Assistance that the author conducted was intended as part of the process of educating the nation's life as mandated by the 1945 Constitution of the Republic of Indonesia. This activity was carried out for 10 days along with the implementation of the HKBP Nommensen University Medan Community Service Practice Lecture program which lasted 14 days. This activity is targeted for grade I to grade VI elementary school. The implementation methods used include pre-assignment, assignment, observation and direct assistance in the field. The location of community service activities at Amborgang Elementary School, Amborgang Village, Porsea District, Toba Regency, North Sumatra Province. The form of assistance provided focuses on literacy and numeracy activities. The results of the learning assistance carried out were well received by all students of Amborgang Elementary School, this can be seen from the participation of elementary school students who participated during the companion teacher's learning and many students were able to read and count.

This study aims to identify and analyze language errors at the syntactic level in the article entitled "Improving the Literacy Culture of Reading and Writing Through Students' Habituation in the Classroom." The focus of the research is on errors in sentence structure, punctuation, and other syntactic issues that may hinder effective communication in academic writing. This study employs a qualitative approach with a descriptive method, aimed at providing a systematic, factual, and accurate description of a particular object. The data collection technique used in this research is reading and recording techniques, where the article is analyzed thoroughly to identify any linguistic mistakes. The findings of the study revealed several types of errors in the analyzed article, including spelling errors, improper use of punctuation, ineffective sentence structures, mischoices of words (diction), and inconsistencies in language usage. These errors affect the clarity and professionalism of the article. Based on these findings, this study emphasizes the importance of understanding and applying the Indonesian language rules as outlined in the General Guidelines for Indonesian Spelling (PUEBI). By adhering to these guidelines, writers can improve their writing skills, making their academic papers more effective, clear, and in accordance with established language norms. This research contributes to enhancing the quality of academic writing by highlighting areas where language proficiency is crucial in conveying ideas clearly and accurately.

This service aims to identify factors that influence literacy and numeracy and evaluate the effectiveness of the literacy and numeracy improvement program in Nelela Village, SD N 173653. This study uses a quantitative descriptive approach with samples of students in grades 4, 5, and 6. Data were collected through literacy and numeracy tests, questionnaires, observations and interviews. The results of this service indicate that the average achievement of students in literacy and numeracy is still below the national standard, and the proportion of achieving the standard is still low. Factors such as limited resources, lack of teacher training and minimal parental support are cited as the main obstacles in improving literacy and numeracy skills. The literacy and numeracy improvement program implemented has succeeded in increasing the average student achievement, although there are still some obstacles that need to be overcome. The data shows that the average literacy and numeracy scores of students increased significantly after participating in this program. In addition, this service found that interactive learning methods and the use of educational technology have great potential to increase student interest and motivation. This service provides practical advice on improving literacy and numeracy in primary schools, including providing adequate learning resources, teacher training and development, using technology in learning and increasing parental involvement and support. By implementing these recommendations, it is hoped that the literacy and numeracy skills of students at SD N 173653 will improve significantly so that they are better prepared to face the next stage of education and academic challenges in everyday life.

This study aims to analyze the science literacy skills of students in primary schools in Medan City. The method used was a quantitative approach with a descriptive design. Data were collected through a science literacy test given to 31 students from 3 primary schools. The results showed that students' science literacy skills were still at a low level, with only 28% of students achieving an adequate level of literacy. The findings indicate the need for improvement in science teaching in primary schools to improve students' science literacy skills. This research is expected to provide insights for educators and policy makers in formulating more effective strategies to improve science literacy among primary school students.

This study aims to analyze the science literacy skills of students in primary schools in Medan City. The method used was a quantitative approach with a descriptive design. Data were collected through a science literacy test given to 31 students from 3 primary schools. The results showed that students' science literacy skills were still at a low level, with only 28% of students achieving an adequate level of literacy. The findings indicate the need for improvement in science teaching in primary schools to improve students' science literacy skills. This research is expected to provide insights for educators and policy makers in formulating more effective strategies to improve science literacy among primary school students.

This training on creative writing and writing scientific journal articles aims to improve literacy at the Integrated Islamic Junior High School Bakti Ibu Madiun, especially improving writing skills. The participants of this activity amounted to 20 people. The methods in this training activity are lectures and questions and answers, practice and mentoring. The lecture and question-and-answer method was used to deliver materials related to creative writing and scientific journal articles. The creative writing materials presented included: hierarchy of writing, including ideas consisting of imaginary and factual. Scientific journal article writing materials presented include: the definition of scientific articles, scientific articles for journals, and journal article outlines. The practice and mentoring method was used to follow up on the material that had been delivered in the previous method. This training activity provides benefits, among others: teachers get assistance in creative writing, namely writing interesting experiences when teaching or other activities related to activities at school and writing scientific journal articles, namely writing research related to the learning process at school. The teachers were also given examples and several ways to find references for writing materials used through searches on Google Scholar, mass media or journals in universities.

Community service activities are one of the compulsory courses to train students to establish the knowledge and skills they have in a learning process according to their respective fields of study. The purpose of the mini PkM is to improve children's literacy and numeracy skills in Namo Suro Baru Village, Sibiru-Biru District, Deli Serdang Regency, by using a more contextual and applicable nature-based learning approach, encouraging children to be more active and creative in the learning process through direct experience in nature, so that they can understand and apply the concept of literacy and numeracy in their daily lives, increase children's concern for their environment, through learning that utilizes nature as a learning medium, and introduces them to the importance of biodiversity and good environmental management. So that the results of this PkM are that children show an increase in reading simple words and sentences. They also began to be able to write basic words better. Children who were initially only able to count numbers in a limited way, are now able to do simple calculations faster and more accurately. Activities carried out outdoors make children more active and enthusiastic in learning. Keywords: Numeracy, Literacy, Natural Environment.

Teachers in education play a significant role in the quality of classroom learning. Although teachers are not the only factor influencing educational success, they are an essential component of the overall educational process. This study aims to assist teachers in improving basic literacy and STEAM (Science, Technology, Engineering, Art, and Mathematics) skills in early childhood education at the RA Al-Mahir Foundation. The research seeks to explore the improvement of basic literacy and STEAM in early childhood learning, the stages and implementation of these improvements, and the challenges teachers face in enhancing literacy and STEAM at the foundation. The subjects of this study were classroom teachers and school principals. This research adopts a descriptive qualitative approach, collecting data through observation, interviews, and documentation. The results show that there are two key aspects: first, teacher performance in improving basic literacy and STEAM at the RA Al-Mahir Foundation has been excellent, particularly through the use of methods like reading, singing, and experimental play. Second, the activities aimed at improving literacy and STEAM have been effective and well implemented. The learning process at the RA Al-Mahir Foundation is running smoothly, with teachers successfully increasing children's interest in literacy and STEAM. This includes improved reading interest, focus during reading and experimental activities, politeness in the learning process, and good behavior, all contributing to a positive learning environment.

Literacy and numeracy programs play a crucial role in improving education quality, especially at the elementary school level. This study aims to optimize literacy and numeracy programs through a structured mentoring approach at SDN Grujugan Larangan, Larangan Luar Village, Larangan Subdistrict, Pamekasan Regency. The research method used is action research with qualitative and quantitative approaches. The qualitative approach is used to understand teachers' and students' perceptions of the mentoring program, while the quantitative approach is applied to measure the improvement in students' literacy and numeracy skills after participating in the program. The results indicate that structured mentoring significantly enhances students' literacy and numeracy skills, as evidenced by the increased average scores in reading, writing, and arithmetic. Furthermore, active teacher involvement in the mentoring process contributes to the program's success. Thus, implementing a structured mentoring program can be an effective model to improve the quality of primary education in rural areas.

This study aims to identify the factors causing difficulties in reading Arabic texts and to explore the learning strategies applied in teaching maharoh qiroah (reading skills) at Madrasah Diniyah Darul Lughah Wal Karomah Putra. The research questions in this study consist of two main aspects: first, the factors causing difficulties faced by students in reading Arabic texts; and second, the learning strategies used to develop reading skills in Arabic. This study uses a qualitative method with a triangulation approach, namely interviews, observations, and documentation, to obtain more valid and comprehensive data. The results show that the factors causing difficulties in reading Arabic texts at this madrasah include a lack of basic understanding of the Arabic language, insufficient structured reading practice, and limited mastery of vocabulary and Arabic grammar. Meanwhile, the maharoh qiroah learning strategies applied include the use of interactive methods, such as contextual-based learning, repeated reading techniques, and the use of supportive media. With the implementation of these strategies, students are expected to overcome difficulties in reading Arabic texts and significantly improve their Arabic literacy.

The accuracy of qibla direction remains a significant challenge for Muslim communities, particularly in educational institutions where misconceptions about qibla measurement methods persist. This community service program addressed the need for accessible astronomical literacy among students at Pondok Pesantren As'ad Jambi by introducing protractor-based qibla measurement techniques. Implemented on November 11, 2023, the program engaged 90 participants comprising Madrasah Aliyah students and Ma'had Aly Ibrahimi students through an integrated approach combining theoretical exposition and hands-on practice. The intervention utilized a dual-method framework: interactive lectures elucidating Islamic jurisprudence and astronomical principles of qibla determination, followed by direct application of protractor measurement techniques. Evaluation through participant observation and post-activity assessment revealed substantial knowledge enhancement and practical skill acquisition among attendees. Participants demonstrated improved understanding of qibla direction concepts and gained confidence in applying measurement techniques independently. The program's success manifested in heightened enthusiasm for astronomy-based religious practices and increased capacity for autonomous qibla verification at household level. This initiative contributes to bridging traditional Islamic scholarship with contemporary scientific methodologies, fostering critical thinking in ritual observance while preserving religious authenticity.