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This study aims to analyze the implementation of sanctions against wealthy customers who delay payments in the perspective of DSN-MUI Fatwa No. 17/DSN-MUI/IX/2000. The study was conducted at PT. BPRS Alwashliyah Gunung Krakatau Medan with a normative and empirical legal approach. The results of the study indicate that the application of sanctions against customers who delay payments is an effort by banks to maintain the smoothness of the financing system. The application of the DSN-MUI fatwa provides a legal basis for Islamic banks in imposing sanctions on wealthy customers who neglect to fulfill their obligations. This fatwa also strengthens the position of banks in the Indonesian civil law system.

In the current digital era, technological advances have brought considerable changes, which can be seen in the way individuals gather information, interact, and play an active role in social life. The concept of citizenship is no longer limited to the physical world, but has expanded to the digital. In the digital sphere, everyone has rights and obligations, including maintaining communication ethics, protecting personal privacy and others, and taking part in more positive activities. As in the Islamic view, in the digital world, people must always participate and be based on sharia principles, such as honesty, responsibility, and respect for the rights of others. This study aims to examine the role of digital citizenship in the perspective of Islamic law, which uses a qualitative approach and normative analysis. The results of this study also show that there are several aspects that are influential in the digital era such as the importance of protecting personal data as part of the main objective of sharia, maintaining communication ethics by prioritizing the principles of politeness and honesty, and preventing the spread of hoax information. Islam also strongly emphasizes the importance of hate speech and bullying among virtual communities. In addition, freedom of expression in the digital sphere must be accompanied by moral responsibility to anticipate conflicts.With this understanding, Muslims are expected to contribute to creating a digital space that is safer, healthier, harmonious, and in accordance with sharia teachings

This study examines the transformation of zakat law from a purely textualist Sharia approach to its institutionalization within the framework of the modern state. The research is motivated by the evolving practice of zakat, which is no longer solely based on classical legal texts but is now regulated and managed institutionally by the state to ensure effective and equitable distribution. The aim of this study is to analyze the process and implications of this paradigm shift in zakat law. The research employs a qualitative method through literature review and normative legal analysis of zakat regulations in Indonesia. The main findings indicate that the institutionalization of zakat improves accessibility, transparency, and accountability, while also presenting challenges in maintaining alignment with core Sharia principles. The implications of this research are significant for policymakers and zakat institutions in developing an adaptive and sustainable zakat legal system.

One of the human rights protected by several national and international legal instruments is freedom of opinion. In a democratic country like Indonesia, it is protected under Article 28e Paragraph (2) and (3) of the 1945 Constitution and Article 19 of the Universal Declaration of Human Rights. However, in Islam, freedom of opinion is not absolute, meaning that it has a basis based on Sharia principles to uphold the common good. This study uses a qualitative literary analysis method in conjunction with a descriptive-analytical approach with relevant aspects of Islamic law and national regulations. According to the results of the study, Islam encourages behavior that is consistent with the law and does not conflict with Sharia principles, such as not requiring slander, hoaxes, or division. As stated in positive legal regulations, the state also has an obligation to maintain harmony between individual rights and public welfare. Therefore, it is necessary to align Sharia law and the right to freedom of opinion to create a democratic society that still respects religious norms.

The dual citizenship policy in Indonesia is a complex issue within national law and has various implications, including from the perspective of Islamic law. Islamic law does not explicitly regulate the concept of citizenship in the modern sense but has principles that can be used to analyze this policy, such as al-wala’ (loyalty), mu’ahadah (agreements), and maqasid al-shariah (the objectives of Islamic law). This study employs a normative juridical method with a conceptual and comparative legal approach to understand how Islamic law can contribute to assessing Indonesia's dual citizenship policy. The findings indicate that although Islamic law does not explicitly prohibit dual citizenship, certain principles must be considered, such as loyalty to the state and justice in legal relations. Therefore, the implementation of the dual citizenship policy in Indonesia should take into account aspects of Islamic law to align with the national legal identity based on Pancasila and the values of justice.

Communication has an important role in building awareness of Islamic law among Muslim citizens. Through effective communication, Islamic legal norms and rules can be understood, internalized and applied in everyday life. This article discusses the role of communication in increasing awareness of Islamic law by analyzing various communication approaches, such as da'wah, education, and social media. By using literature review methods from various scientific sources, it was found that modern communication media, such as social media, are increasingly playing a role in conveying the message of Islamic law to the younger generation. In addition, persuasive and educational da'wah has proven to be an effective means of increasing understanding and compliance with sharia law. However, challenges such as disinformation on social media remain obstacles that need to be overcome with digital literacy based on Islamic values.

Al Ghazali and a series of ideas related to Islamic economics discuss usury in terms of achieving an integrated community economy, as well as an analysis of the Kredivo application in that context. Al Ghazali argues that usury is contrary to the function of money as a medium of exchange and a measure of value, therefore causing suffering and accumulating wealth in only a few people. He classifies two types of usury: usury an nasi'ah and usury al-faḍl, both of which are prohibited in transactions between similar goods. Lending money with interest in the context of the Kredivo application certainly violates Islamic law as the first reason, and is also related to the point that usury is contrary to the economic principles stated by Al Ghazali. Al Ghazali shows the sharia attitude that opposes arbitrary control and management of assets by emphasizing awareness of justice. Therefore, through the analyses above, it becomes clear why Kredivo is easily labeled as haram because it has the potential to harm many people, many people who are certainly not supported by welfare.

Financing in Indonesia, especially banks, is very important, especially for business actors, this is a natural thing considering that banks have a strategic role in national development in order to realize a just and prosperous Indonesian society. Regulations regarding Sharia financing are regulated in Law No. 10 of 1945 and Article 1 number 2 of Law No. 10 of 1998 concerning amendments to Law No. 7 of 1992 concerning Sharia Banking (hereinafter referred to as the banking law) defines a bank as a business entity that collects funds from the community in the form of deposits and distributes them back to the community in the form of credit and/or in the form of claims in order to improve the standard of living of the people, but there is an inconsistency in the regulation in terms of guarantees. This legal provision continues until the implementation of the Sharia Banking Law, because there are no legal regulations governing sharia guarantees, therefore in terms of sharia banking practices, the guarantee procedures used by conventional banking are still applied, namely fiduciary guarantees and mortgage rights.

This thesis examines the legal consequences faced by notaries who refuse to draft credit agreement deeds containing elements of usury, with a focus on Tuban City. The study addresses two main issues: whether a notary can lawfully refuse such a deed, and what legal sanctions may apply if they do. Using a normative legal research approach with case, statutory, and conceptual analyses, the study finds that while the UUJN (Notary Law) does not explicitly permit refusal on religious grounds, it also does not prohibit it if the client can be served by another notary. Refusal based on Islamic principles—specifically the prohibition of usury (riba)—does not warrant sanctions under Article 85 of the UUJN, unless the refusal leads to the client's abandonment. In such cases, administrative sanctions may apply. According to the Notary Code of Ethics, acting outside legal provisions may also result in disciplinary action. The study concludes that current laws do not provide sufficient legal protection for notaries who seek to align their professional duties with religious beliefs. It recommends legal reform to ensure notaries have the right to uphold sharia principles without fear of sanctions, through amendments to the UUJN that consider religious freedom and human rights, while still ensuring client access to legal services.

This research discusses how the integration of Islamic values and learning innovation can be applied in Islamic Religious Education in higher education, especially at the Indonesian Education University. The background of this research is the challenges of globalization and technological developments that require Islamic education to continue to innovate without ignoring the principles of sharia. This research uses a qualitative approach with a case study method, involving lecturers, students, and religious leaders as informants. The results showed that the integration of Islamic values in Islamic education is done through the Islamization of science approach, the use of technology in learning, and the creation of a religious academic environment. In addition, innovations such as Problem-Based Learning and Experiential Learning methods proved to be able to increase students' interest and understanding of Islamic teachings. In conclusion, collaboration between academics, students, and religious leaders is very important in creating Islamic Religion Education learning that is relevant, interesting, and still in accordance with Sharia law. This research is expected to provide an overview and strategic recommendations for the development of Islamic education in the modern

Maqashid Syariah, or the objectives of Islamic law, is an important concept in understanding Islamic law that focuses on achieving good and preventing harm. In the period of the Companions and Tabi'in, this maqashid became the basis for legal decision-making and religious practices. This study aims to analyze how the Companions and Tabi'in implemented maqashid sharia in the social, political, and economic contexts of their time. Meanwhile, the research method used in this journal is library research. The findings show that the Companions and Tabi'in did not only focus on legal texts, but also considered the social impact of legal decisions, thus creating justice and social welfare.  

During the time of Rasulullah SAW, Muslims did not need certain rules in understanding sharia law. After the spread of Futuhat Islamiyah, Arab Muslims interacted a lot with other nations who had different languages. On the other hand, the need for ijtihad is very urgent, because there are many new problems that have never occurred before and require clarity in fiqh law. So two large madrasahs emerged that reflected their ijtihad method - the Ahlir-ra'yi Madrasah used more qiyas (analogies) to generate heated debates, thus making the ulama feel the need to create written regulations that were recorded as common law in uniting these two madrasas. The hadith about being more careful in giving fatwas and qiyas gave rise to heated debate, making the ulama feel the need to make written rules which were recorded as joint laws in uniting the two madrasas. Imam Syafi'i was the first person to write a book about ushul fiqh-Imam Syafii was a great mufti of the Muslim community who was also the founder of the Syafi'i school, developing his school in Baghdad. Ushul fiqh is the postulates of fiqh which are global in nature - The object of the discussion is to study the postulates which are still of a general nature seen from their general legal provisions and the ultimate aim of studying them is to protect the Islamic religion from deviations and misuse of the postulates of the Shari'a, so that misleading carelessness does not occur.

The development of modern sharia law requires a multidisciplinary approach to education. This article examines how Islamic education can utilize various disciplines, such as technology, economics, and social sciences, to support a contextual understanding of sharia law. This study also highlights the challenges and opportunities in developing an Islamic education model that is able to face the changing times.

Islamic education plays an important role in providing a deeper understanding of sharia family law to the community. This article reviews the concept of sharia family law, including marriage, divorce, and inheritance, and how Islamic education can be an instrument to improve the community's understanding of these issues. This study also identifies challenges in the implementation of sharia family law materials in Islamic educational institutions.

This article discusses the importance of integration between Islamic education and sharia law in building the character of the young generation who have noble morals and have strong legal awareness. With a theoretical and practical approach, this study explores how the Islamic education curriculum can be aligned with the values ​​of sharia law through holistic learning methods. This study also presents a case study of the successful implementation of this integration in several educational institutions in Indonesia.

The digital era brings new challenges for ulama in teaching Islamic education and sharia law to the community. This article discusses the strategic role of ulama in utilizing digital technology to effectively spread Islamic values ​​and sharia law. This study also includes an analysis of the positive and negative impacts of the digital era on the implementation of sharia law.

This research examines how Islamic education plays a role in raising awareness of sharia law among Muslim communities. Using a qualitative approach, this study explores the methods of teaching Islamic law in Islamic boarding schools, madrasas, and Islamic universities. The results show that Islamic education based on the understanding of the Qur'an and Hadith can increase awareness of sharia law and compliance with Islamic rules in daily life.

This research discusses the role of fatwa of Indonesian Ulema Council (MUI) in the development of Islamic financial products in Indonesia. By using document analysis method and interviews with Islamic scholars and practitioners, this study found that MUI's fatwa has a strategic role in providing sharia legitimacy to various Islamic financial products. However, the main challenge faced is the lack of public understanding of the principles of Islamic finance.

This article discusses the implementation of sharia law in the Islamic economic system in Indonesia, focusing on the challenges and opportunities faced. This research uses the method of literature study and interviews with Islamic economic practitioners. The results show that although the regulation of Islamic economics is growing, there are still challenges in terms of public understanding, limited competent human resources, and competition with conventional economic systems. Therefore, a more effective strategy is needed in improving Islamic economic literacy, strengthening regulations, and developing Islamic financial institutions in order to contribute more to the national economy.

Akad is an essential element in Islamic economic transactions as it serves as the foundation of the agreement between the involved parties. The underlying principles of Sharia in managing contracts include justice, honesty, equality, and trust, with the aim of creating fair transactions in accordance with Islamic law. This article aims to examine the principles of Sharia in managing contracts and their implementation in various forms of Islamic economic transactions, such as Islamic banking, microfinance, and Shariah compliant capital markets. The qualitative approach is used with normative analysis of classical and contemporary Islamic literature, as well as a review of modern practices. The study's findings indicate that proper Shariah-compliant contract management not only ensures the legality of transactions but also enhances trust and blessings in economic activities. By understanding these principles, it is hoped that the community and economic players can implement contracts more wisely and responsibly.