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In a school, the most crucial decision-maker is the principal. The principal as the main leader has the responsibility to direct, improve and manage the quality of education of the school he leads in accordance with the vision and mission of the school. Many cases that occur in schools discuss the role of the principal as the highest leader in the school in making decisions for mutual progress. The purpose of this study is to identify cases that are ethical dilemmas at SDN 004 Teluk Durian to find out the methods/steps/procedures carried out by the principal of SDN 004 Teluk Durian in making decisions, to find out the challenges faced in decision-making in cases of ethical and disciplinary dilemmas, to find out the factors that facilitate or help the principal of SDN 004 Teluk Durian in making decisions. This study uses literature study research, by conducting an analysis by comparing the results of previous research through journals that are relevant to the study of the problem being studied. The subject of this research is the principal at SDN 004 Teluk Durian, Anambas Islands Regency, Riau Islands Province. From the results of the research that has been carried out, it was found that Mr. Muhammad Rauf, S.Pd.SD as the principal of SDN 004 Teluk Durian, the methods/procedures/steps carried out in decision-making consist of several ways, namely (1) Identifying problems, (2) classifying problems, and (3) Practice decision-making. The principal also makes decisions that are in line with the knowledge of 4 paradigms, 3 principles and 9 steps of testing and has a paternalistic type of democratic leadership style. Several efforts made by Mr. Muhammad Rauf, S.Pd.SD as the principal at SDN 004 Teluk Durian in implementing the code of ethics at school for the problem of late attendance at school, students were sanctioned and in line with the violations that had been committed. The challenge faced by the principal of SDN 004 Teluk Durian is that the local culture of the school is still very thick, such as the use of Indonesian language is very minimal in school and the use of technology in accordance with the development of the times is still relatively low so that it is not able to compete with schools in urban areas. The conclusion of this study is that Mr. Muhammad Rauf, S.Pd.SD as the principal of SDN 004 Teluk Durian, the methods/procedures/steps carried out in decision-making are in line with the knowledge of 4 paradigms, 3 principles and 9 testing steps and have a paternalistic type of democratic leadership style.

Physical modification of starch using microwave heat treatment (MHT) technology serves as an efficient and environmentally friendly alternative to enhance the functional properties of starch without chemical additives. This article aims to examine the influence of microwave power and heating duration on the swelling power and solubility of various starch types, including tapioca, taro, sago, and lotus rhizome. A review of four studies revealed that power and time parameters significantly affect the crystalline structure of starch granules, resulting in either enhancement or reduction of their functional properties. High power or prolonged heating may decrease swelling power due to crystal restructuring and granule disruption, while solubility increases as a result of amylose and amylopectin degradation. MHT has proven to accelerate the heating process in a volumetric and efficient manner, improving water absorption capacity and viscosity. Despite its drawback of uneven heat distribution, this method remains relevant as a physical modification technique aligned with green processing principles in the food industry.

This study aims to analyze the use of interactive E-Modules in the course Development of Children with Special Needs and its effect on increasing student learning motivation in inclusive classrooms. The research employed a quantitative experimental method with a paired pretest-posttest group design. The subjects consisted of 40 students from the Special Education Department at Sultan Ageng Tirtayasa University. Data were collected through a learning motivation questionnaire and analyzed using the Shapiro-Wilk normality test and the Paired Sample T-Test. The results showed a significant increase in student learning motivation after the use of the E-Module, with a p-value < 0.05. The E-Module was inclusively designed using the principles of Universal Design for Learning (UDL) and multimedia technology, enabling appropriate access and learning interaction for all students. These findings indicate that the interactive E-Module is not only effective in enhancing learning motivation but also supports adaptive and inclusive learning in higher education.

This study aims to analyze the effectiveness of murabahah financing distribution on net profit growth at Bank BJB Syariah Lippo Cikarang Branch Office (KCP). The method used in this study is a descriptive qualitative method with a case study approach. Data were obtained through in-depth interviews with internal bank parties, direct observation, and documentation of financial reports and murabahah financing data from previous years. The results of the study indicate that murabahah financing distribution at Bank BJB Syariah KCP Lippo Cikarang has a significant contribution to increasing net profit, especially because of the characteristics of murabahah which provides a fixed profit margin for the bank. However, financing effectiveness is also influenced by external factors such as macroeconomic conditions, people's purchasing power, and the bank's ability to analyze financing risks. Overall, the strategy of murabahah financing distribution that is right on target and good risk management has been proven to be able to increase bank profitability. This study is expected to be a reference for management in improving the quality of financing distribution and financial management based on sharia principles.

This study examines the implementation of a hybrid learning model to enhance sharia marketing skills through social media and mobile applications among creative economy actors. By combining online and face-to-face learning, the model aims to provide flexibility and a comprehensive learning experience aligned with sharia principles such as honesty and business ethics. This literature review analyzes supporting factors, challenges, and the effectiveness of hybrid learning in the context of sharia-based digital marketing. Findings indicate that hybrid learning significantly improves digital competencies and sharia marketing skills, provided there is adequate technological infrastructure, adaptive curriculum, and sufficient mentoring. Social media and mobile applications are proven effective tools for market expansion, yet challenges in technology access and digital literacy must be addressed to fully optimize digital marketing potential in accordance with Islamic values. The study offers strategic recommendations for developing relevant and practical sharia marketing training in the digital era.

This research examines the criminal liability of debt collectors involved in forcibly seizing motorized vehicles from consumers. Such actions, often conducted by third parties representing finance companies, frequently occur without proper legal procedures and involve violence, coercion, or violations of consumer rights. The study responds to ongoing incidents where debt collectors act with force, while legal enforcement remains insufficient. Utilizing an empirical normative legal approach, the study combines a review of relevant laws—such as the Criminal Code (KUHP), Consumer Protection Law, and Financial Services Authority regulations with field research, including interviews with victims and observations in Kayubulan Village, Limboto Subdistrict, Gorontalo Regency. The findings reveal that debt collectors who repossess vehicles without official documentation, prior notification, or through intimidation may be committing criminal acts under Article 368 of the KUHP (extortion) and Article 335 (unpleasant acts). These actions clearly conflict with legal norms and consumer protection principles. The study recommends that finance institutions strengthen oversight of third-party collectors and ensure all collection activities comply with legal and ethical standards. Additionally, raising public legal awareness is essential, particularly regarding consumer rights and available legal remedies against coercion or unlawful conduct during debt collection. This dual strategy enhancing institutional accountability and empowering consumers aims to bridge the gap between law and practice, ensuring justice and legal protection in financial transactions.

This research is motivated by the decision of the Kalianda District Court Number 20/Pid.Sus-Anak/2023/PN Kla which imposed a sentence to return the child who committed the crime of theft with aggravation to the parents. The purpose of this study is to analyze the basis for the judge's considerations legally, philosophically, and sociologically in making this decision. The research method uses a normative legal approach with a study of court decision documents and analysis of related literature. The findings show that legally, the judge considered the provisions in the Juvenile Criminal Justice System Law which prioritizes the principles of restorative justice and child protection. Philosophically, considerations are based on the child's right to grow and develop in a family environment and the importance of recovery, not retaliation. Sociologically, the judge pays attention to the family's condition, the child's social environment, and the recommendations of the Community Guidance Officer who assesses that the child can still be fostered under the supervision of parents. The implications of this study emphasize the importance of a multidimensional approach in handling children's cases, so that court decisions not only fulfill legal aspects, but also support the growth and development and social reintegration of children in society.

It is essential to have a correct understanding of the true meaning of worship, according to Psalm 95:6-7. The concept of worship in the book of Psalms is more related to the closeness of the people's hearts to God than just rituals or outward ways. In this text, all people are invited to come with sincere respect and worship to God, as a recognition of His power and sovereignty. Understanding that worship is not just a task or routine is part of kuni in applying the correct understanding of the meaning of worship. In the book of Psalms, God is described as a shepherd who cares for His people. This shows that people perform worship in response to God's love and providence. As a result, a transformational approach must involve a change of mind and heart. In the context of Psalm 95:6-7, the transformational strategy in question involves fostering the spiritual character of the people through in-depth teaching and the application of spiritual principles in daily life. This strategy includes understanding the importance of sincerity in worship, not just following established forms of worship. In this regard, spiritual leaders and church leaders have an important role in providing guidance, teaching the faithful to understand the meaning of true worship, and helping them avoid the bonds of worship formalities. In addition, transformational strategies in worship also include the participation of the faithful in social life that reflects values such as love, justice, and sacrifice, which are at the core of worship itself.

This study aims to evaluate the implementation of Good Governance principles in the development management of Silawan Village, Tasifeto Timur Subdistrict, Belu Regency, located on the Indonesia–Timor-Leste border. The research focuses on aspects of participation, transparency, accountability, and effectiveness, as well as the supporting and inhibiting factors in their implementation. Using a qualitative approach, data were collected through observation, interviews, and document analysis. The results indicate that Good Governance principles have begun to be applied through community deliberations, budget transparency, and public oversight of village programs. Although governance has been relatively effective due to the support of community leaders and local infrastructure, challenges such as low citizen participation and slow response from the regency government remain significant obstacles.

Tenure conflicts in forest areas are long-standing structural issues in various regions of Indonesia, including Popayato Sub-district in Gorontalo Province. These conflicts arise from overlapping land claims between local communities, companies, and the state, directly affecting the socio-economic and ecological conditions of surrounding populations. This study aims to analyze the social and environmental impacts of tenure conflicts in Popayato's forest areas and assess the roles of stakeholders in seeking sustainable solutions. A qualitative case study approach was applied through in-depth interviews, field observations, and thematic analysis. Findings reveal that communities face restricted access to productive land and forest resources, disrupting livelihoods and local cultural sustainability. Ecologically, tenure disputes have triggered illegal land clearing and significant forest degradation. Local governments have made mediation efforts, yet face challenges in coordination and policy inconsistency. Civil society organizations play a crucial role in advocating community rights through participatory mapping and the promotion of legal recognition via social forestry schemes. This study recommends resolving tenure conflicts through collaborative approaches that uphold principles of social and ecological justice, including strengthening local institutions, participatory boundary mapping, and developing inclusive conservation-based business models. In doing so, sustainable forest management can be achieved by recognizing local rights and enhancing community participation in decision-making processes.

This research examines the interaction between Paul's understanding of the Kingdom of God and Batak cultural values, especially in the social and spiritual aspects of Batak society. Paul taught that the Kingdom of God is not just a hope for the future, but a reality that is present in the lives of believers through righteousness, peace and joy. present in the lives of believers through righteousness, peace, and joy by the Holy Spirit. by the Holy Spirit. Meanwhile, Batak culture is shaped by principles such as Dalihan Na Tolu, the spirit of gotong royong (marsiadapari), and respect for ancestors, which form the basis of their social and ethical order. their social and ethical order. This research uses a literature study with a theological approach theological approach to examine the harmony and potential tensions between Paul's teachings and Batak customs. and Batak customs. The results of the analysis show that the encounter between the two can create a mutually enriching integration, where Batak customs can be given new meaning by the values of the gospel without losing the meaning of the gospel. given new meaning by gospel values without losing its cultural identity. Practically speaking, this dialogue encourages Batak Christians to apply the values of love, justice and service in the context of the Gospel. love, justice, and service in their cultural context, so that the Kingdom of God can be realised in everyday life that is relevant and down to earth. and down to earth.

Pegadaian Syariah plays an important role in strengthening the people's economy through the provision of financial services in accordance with Sharia principles. This study aims to analyze the pricing and distribution strategies of Pegadaian Syariah products and their impact on the economic growth of the community. The research method uses a qualitative approach based on literature studies and secondary data analysis. The results of the study show that Pegadaian's Sharia pricing strategy pays attention to the principles of justice and affordability, while product distribution is carried out through service digitalization, expansion of branch office networks, and strategic partnerships. The use of these two strategies has proven effective in increasing the accessibility of Pegadaian Syariah services, accelerating financial inclusion, and encouraging the growth and empowerment of micro, small, and medium economies based on Sharia.  

Zakat is one of the pillars of Islam that must be carried out by Muslims who have met certain requirements. Zakat management is very important so that its distribution is right on target and can realize social justice. In the authentic hadith narrated by Imam Bukhari and Muslim, zakat is managed by amil who is responsible for distributing it to eight groups of recipients. In Indonesia, zakat management is also regulated in Law No. 23 of 2011. Articles 1, 2, and 5 of the law explain the definition of zakat, management principles, and authorized institutions. This article examines the conformity between the principles of zakat management in the hadith and the law, and how the two can support each other for effective zakat management in accordance with sharia.

This research aims to analyze the management of Islamic educational institutions from the perspective of educational management. Using the literature study method, this research examines various literatures related to strategic planning, organization, Islamic leadership, human resource management, and the implementation of holistic and integrated learning. The research results indicate that the management of Islamic educational institutions requires an integration between modern managerial principles and noble Islamic values, to create institutions that excel not only in academic aspects but also in character and moral development of students. Furthermore, the principles of accountability and transparency in supervision and evaluation are key factors in ensuring the sustainability and success of Islamic educational institutions. This research contributes to understanding the managerial concepts based on Islamic values in managing quality Islamic educational institutions.    

Competition within Indonesia's banking landscape, specifically at BSI KCP Purwokerto Karangkobar, necessitates flexible strategies to stay relevant. This research assesses how the utilization of SERVO (Strategy, Environment, Resources, Value, Organization) analysis impacts the performance of the firm. Employing qualitative descriptive techniques, information was gathered through comprehensive interviews, observations, and document reviews. Results reveal that strategies focusing on digital advancement, community engagement, and operational effectiveness are vital components. Cooperation among departments, particularly between gold services and microfinance, fosters social bonds and enhances transparency. The teller and security teams uphold service excellence through the consistent application of Standard Operating Procedures. The SERVO framework has shown to be effective in merging digital advancements with sharia principles within company operations, which enhances customer satisfaction and boosts competitiveness. Proactive modifications in response to evolving customer demands are essential for enhancing institutional effectiveness.

This study aims to analyze the competitive advantage strategy of Islamic Banks using the Porter's Five Forces approach, which is used to understand the competitive position of Islamic Banks in facing the dynamics of the financial industry that continues to grow. This study includes qualitative research methods with the approach of Field research and Library research, which are supported by interviews or observations as the main data collection techniques. The results of the study indicate that the Threat of New Entrants BSI Karang Kobar is aware of the threat of new entrants and faces internal challenges, especially in the marketing aspect which is still low. Customer strength is shown through the influence of satisfaction with products and employee behavior on loyalty, especially on flagship products such as KPR, gold installments, and micro financing. Supplier strength shows that there is a great opportunity for suppliers to establish partnerships with Islamic financial institutions. The threat of substitute products has not been found directly, but digital transformation to the Byond By BSI platform is a concern. In industrial competition, BSI Karang Kobar admits that it still faces challenges, such as limited economies of scale compared to conventional banks. Thus, the application of sharia principles in the formulation of business strategies allows Islamic banks to build customer loyalty and create sustainable competitive advantages. Porter's Five Forces approach has proven to be relevant and effective in helping Islamic banks formulate adaptive and valuable strategies in facing competition in the modern financial industry.

This study aims to analyze the legal protection of customers within the Islamic banking system in Indonesia, both normatively and practically. In Islamic economic principles, customer protection is not merely a legal obligation, but a moral and religious responsibility rooted in the values of maqāṣid al-sharī‘ah, particularly in ensuring justice (al-‘adl), trust (tsiqah), and protection of wealth (ḥifẓ al-māl). This research applies a qualitative-descriptive approach through literature review and normative juridical analysis of statutory regulations, DSN-MUI fatwas, and relevant Islamic legal doctrines. The findings indicate that although legal frameworks such as Law No. 21 of 2008, DSN-MUI fatwas, and OJK regulations offer a substantial basis for customer protection, implementation faces several challenges. These include information asymmetry between banks and customers, low Islamic financial literacy, insufficient monitoring of standard contracts, and limited access to Sharia-based dispute resolution mechanisms. Therefore, the study recommends reformulating contract structures, strengthening the role of the Sharia Supervisory Board (DPS), and enhancing public education regarding their rights as Islamic banking customers. Legal protection must be both formally legal and ethically grounded in Islamic justice.

This study employs a qualitative method with a literature review approach to examine how the optimization of marketing skills contributes to enhancing customer loyalty in Islamic banking. Based on a review of various national journals and theoretical references, it was found that personal selling skills, interpersonal communication, understanding of sharia-compliant products, and the ability to build long-term relationships with customers play a significant role in maintaining loyalty. Amidst the competition between digital and conventional banking, Islamic banks are required to prioritize service values aligned with sharia principles and optimize human resource capabilities in delivering educational, solution-oriented, and consistent approaches. Effective marketing skills not only create a positive customer experience but also enhance trust in Islamic financial institutions.

This study examines the development of Christological understanding in various cultural, historical and social contexts. Christology, as the study of the person and work of Jesus Christ, is central to the Christian faith and influences mission and religious practice. This study analyzes the basic understanding of Christology, its relationship to mission, its role in cultural contexts, and its development from the first Christian generation to contemporary life. Christological challenges identified include the tension between Jesus' humanity and divinity, and the contextualization of Christ's teachings in a pluralistic society. The findings show that a comprehensive christological understanding can bridge cultural differences and enrich interfaith dialog. The study also underscores the importance of applying Christological principles in daily life to create positive social impact and strengthen mission commitments.

In order to meet the difficulties of digital transformation and contemporary market dynamics, organizational innovation is essential.  The main concerns of organizational innovation are discussed in this article, along with obstacles such a lack of digital skills, high implementation costs, change aversion, and inflexible company culture.  A literature review using a qualitative methodology is the research strategy employed to examine sources pertaining to innovation, drivers, and inhibitors.  The findings demonstrate that technological integration, flexible leadership, a positive company culture, and efficient human resource management (HRM) procedures are all necessary for innovation to succeed.  Islamic principles like accountability (amanah), consistency (istiqamah), and honesty (shiddiq) also support the innovation culture. According to the article's conclusion, responsive HRM, adaptive culture, and controlled innovation can all help organizations become more resilient and competitive in the digital age.