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This research explores the influence of financial literacy, self-confidence in managing personal finances, and the use of fintech payments on the personal financial management of Sharia Financial Management students at UIN Sayyid Ali Rahmatullah Tulungagung. This research is motivated by students' lack of understanding regarding personal financial management, which has the potential to affect their readiness to face financial challenges in the future. Through good financial literacy and self-confidence in managing finances, students are expected to be able to manage their finances more wisely. On the other hand, the use of fintech payments is also thought to have an influence on students' financial management behavior. This research uses a quantitative approach with associative methods and purposive sampling techniques, involving 86 students from the class of 2020-2022. Data was collected via questionnaire, then analyzed using multiple linear regression via SPSS-26. The research results show that financial literacy, financial self-efficacy, and payment fintech together have a positive and significant influence on personal financial management, financial literacy has a positive and significant influence, financial self-efficacy has a positive and significant influence, and payment fintech also has an influence positive and significant on students' personal financial management.

Artificial Intelligence in STEM education has gained attention because it has the potential to transform the learning and teaching process. The study aims to systematically analyze the application of AI technology in STEM education, focusing on the impact on student engagement, learning outcomes, and teaching methods. The study used the Systematic Literature Review (SLR) method with PRISMA guidance, Articles published in the last ten years, to ensure the selection process on the latest trends. The main findings show that AI-based tools, such as adaptive learning systems, intelligent tutoring systems, and automated assessment platforms, significantly enhance the personalized learning experience and encourage students' critical thinking skills in STEM learning. Challenges such as ethical considerations, data privacy issues, and the digital divide are still issues that need attention. Overall, the study shows that AI has a crucial role in STEM education in the future and recommends a strategic framework to overcome the challenges of AI implementation. The main findings of the article provide a basis for educators, policymakers, and researchers to develop and implement AI-based innovations effectively in STEM education.

Tofu is a traditional food popular in Indonesia due to its delicious taste, affordability, and high nutritional content. However, tofu production in Indonesia is still dominated by simple technology, leading to low efficiency and less competitive selling prices. Product diversification efforts are needed to increase added value, such as processing raw tofu into tofu crackers. This Community Service activity aims to develop entrepreneurship among students of the Agribusiness Management Study Program at Jember State Polytechnic, particularly in the production of tofu crackers. The methods used include providing entrepreneurship materials, training in tofu cracker production, and conducting discussions and evaluations of the results. The activity outcomes indicated a shift in students' mindsets from job seekers to job creators, accompanied by high motivation for entrepreneurship. Students also learned tofu cracker production techniques, starting from material grinding, mixing, steaming, to frying, resulting in a nutritious, crispy product that meets consumer preferences. The feasibility analysis of the tofu cracker business showed profitable results, as seen from the indicators of BEP (unit), BEP (price), R/C Ratio, and ROI. This activity successfully enhanced students' skills, motivation, and knowledge while opening potential business opportunities for the surrounding community. It is hoped that the outcomes of this community service will benefit the community and MSME actors.

This article aims to explore the opportunities of optimizing Artificial Intelligence (AI) in supporting adaptive, inclusive, and innovative learning in the Society 5.0 era. With its potential to revolutionize education through content personalization, responsive learning, and administrative efficiency, AI is the key to future education transformation. The research approach is qualitative through literature analysis and case studies, covering the implementation of AI in adaptive learning, educational chatbots, and virtual reality technology. The researcher's review of several studies revealed that AI not only eases the administrative burden on teachers, but also provides individually tailored learning plans and improves students' digital literacy. However, the integration of AI in education faces challenges such as resistance to change and disparities in access to technology. To overcome these challenges, the development of inclusive policies as well as AI-based training for educators is recommended, thus ensuring the ethical and effective application of technology, in line with the humanistic and future-oriented vision of Society 5.0.

This article explores the impact of Critical Multilingual Literacy Awareness (CMLA) on enhancing critical thinking skills among literature students. By integrating multilingual texts with critical literacy practices, CMLA fosters a more nuanced approach to literary analysis, encouraging students to engage deeply with diverse linguistic and cultural perspectives. The study employs a qualitative case study methodology, involving 30 undergraduate literature students from varied linguistic backgrounds, and utilizes classroom observations, interviews, and written assignments to assess outcomes. Findings reveal significant improvements in students' abilities to conduct comparative analyses, understand contextual nuances, and engage in reflexive thinking. The results underscore the transformative potential of CMLA in literature education, advocating for its broader implementation to cultivate critical thinking and intercultural competence in an increasingly interconnected world. This research not only contributes to the academic discourse on multilingualism in education but also provides practical strategies for educators seeking to enrich their teaching practices.

The 65-day Merdeka Belajar Kampus Merdeka (MBKM) activity at SMP Sahabat Alam aims to support the development of students' character and skills through an Islamic education approach. The main activities include *Qur'an Time*, congregational dhuha prayer with students as the person in charge, class rule discussions, phonics journals, and learning assessments. The author also contributed to special activities such as being a camping committee, Qur'an Night, parenting, and Liqo. Through this approach, the MBKM program has succeeded in creating a conducive and inspiring educational environment, supporting students in developing their academic, social, and spiritual potential. This program also shows the importance of integrating character education into the school curriculum to form a generation that is independent, disciplined, and has an Islamic character.

The rapid development of science and technology has driven increasingly intense global competition, demanding educational institutions to play an active role in developing human resources (HR). Higher education serves as a platform to enhance students' competitiveness, not only through academic education but also through student organizations such as the Student Executive Board (BEM). This organization provides opportunities for students to develop social skills, leadership, and other soft skills that are highly essential in the professional world. STMIK Widuri, as one of the higher education institutions in Indonesia, integrates academic education with students' personal development through organizations like BEM. This study aims to evaluate the level of satisfaction among the academic community regarding activities organized by the BEM of STMIK Widuri during the 2023–2025 period using the Service Quality (SERVQUAL) approach. This method measures service quality based on five key dimensions: reliability, responsiveness, assurance, empathy, and tangible aspects. Data were collected through interviews, observations, questionnaires, and literature reviews, with a total of 51 respondents comprising students, lecturers, and staff. The results of the study indicate that all data are valid and reliable based on the Cronbach Alpha test, with values exceeding 0.6. Analysis using SPSS software shows a gap between respondents' perceptions and expectations of the services provided by BEM. These findings are expected to provide insights for the BEM of STMIK Widuri to improve service quality and design programs that better align with the needs of the academic community. Thus, BEM's role as a facilitator of student potential development can be further optimized, supporting the achievement of STMIK Widuri's vision as a globally competitive educational institution.

Evaluation in the Philosophy of Islamic Education has a crucial role in measuring the success of the learning process and achieving the educational goals that have been set. This journal examines in depth the nature of evaluation in the perspective of Islamic Philosophy of Education. Through literature review, this study analyzes the concept of evaluation in the Qur'an and Hadith, as well as the thoughts of Islamic education figures. The results of the study show that evaluation in Islamic Education has unique characteristics rooted in Islamic values, such as justice, integrity, and the development of individual potential. In addition, this study also identifies challenges and opportunities in the application of evaluation in the context of modern Islamic education. Evaluation is an assessment process that aims to measure the progress and achievement of students in various aspects of life, including mental-psychological and spiritual-religious aspects. Evaluation in Islamic education aims to ensure that students not only have a religious attitude, but also have the knowledge and skills necessary to do charity and serve God and society. which covers all relevant aspects of life and also involves measuring students' attitudes, moral values, skills, and religious spiritual abilities.

Excessive caffeine consumption among university students can lead to negative health effects such as sleep disturbances, anxiety, and dependency. To address this issue, a workshop was conducted to introduce infused water as a healthier alternative to caffeinated beverages among students at the Faculty of Public Health, Halu Oleo University. The program aimed to increase awareness about the benefits of infused water in supporting hydration and energy levels naturally, without caffeine's side effects. The workshop utilized three methods: lectures, practical training, and informational leaflets. Lectures provided insights into the adverse effects of excessive caffeine intake and highlighted infused water's benefits, including improved hydration and detoxification. Practical training allowed participants to create infused water using natural ingredients such as lemon and cucumber, fostering hands-on engagement and encouraging immediate application of the knowledge gained. Leaflets were distributed to reinforce the material and served as a take-home guide for participants to share with others. Evaluation of the program showed a significant improvement in students' knowledge about the health risks of caffeine and their interest in adopting infused water as an alternative. Positive feedback indicated that the materials were informative and practical for daily use. Despite challenges such as limited time for practical demonstrations, the workshop successfully achieved its objectives of promoting healthier beverage choices and equipping students with practical skills to support long-term behavior change. This program demonstrates the potential of integrating educational and interactive methods to encourage healthier lifestyle habits, positioning students as agents of change within their communities.

Tonga Village is home to a significant number of carving craftsmen in North Toraja, who are renowned for their unique carving art. However, there is a growing concern that the younger generation is not fully aware of the cultural and historical significance of Toraja carvings. By employing qualitative research methods, including interviews, observation, and documentation, this study was able to identify several key issues. One such issue is the lack of regeneration of craftsmen, which has led to a decline in the number of individuals engaged in this practice. Additionally, there is a dearth of cultural socialization about Toraja carving in formal education, which has contributed to a lack of understanding about the significance and meaning of these motifs. In light of the aforementioned issues, there is a clear necessity for the establishment of an information medium that can elucidate the meaning and significance of Toraja carving in a comprehensive manner, with film serving as a potential conduit for such an endeavor. One potential solution is the use of a documentary film. The research method employed in this study is qualitative, employing a linear strategy as a creative strategy in media design. It is anticipated that the information will be conveyed in greater detail, in accordance with reality, and structured in a narrative that is aligned with the target audience, namely students and students. The implementation of the media will occur on a digital platform, thereby facilitating the dissemination of information on a wider scale and effectively increasing cultural knowledge through the use of attractive visuals, clear audio, and integrated narratives. The result of this research is the potential production of a documentary film that can function as a conduit of information, providing education to the community and thus serving as a resource for the public.  

In the digital era, food literacy—an essential competency for making informed dietary choices—has gained significance in enhancing not only individual health but also communication skills. This study investigates the role of the Google Fit application in improving food literacy and its subsequent impact on positive communication among university students. Utilizing a qualitative case study approach, we explored how the use of Google Fit influenced the understanding of food literacy and fostered supportive, constructive interactions among 20 English Literature students at UNIMED. Findings reveal that Google Fit’s features, such as calorie tracking and activity monitoring, significantly enhance students' awareness of nutrition and healthy eating behaviors. Furthermore, improved food literacy encouraged participants to engage in data-driven, empathetic dialogues, thus fostering positive communication. The results highlight the potential of mobile applications to serve as effective educational tools, not only for promoting health literacy but also for cultivating essential interpersonal skills. These findings underscore the importance of integrating digital tools into academic practices to bridge the gap between personal health education and broader social competencies.

In today's digital era, social media, especially Instagram, has become the main platform for spreading information and messages, including da'wah. Students as the young generation who actively use social media have great potential to receive and spread da'wah messages. This study examines the extent to which da'wah delivered through Instagram can influence students' understanding of diversity, both in terms of ethnicity, culture, religion, and other perspectives. The method used is a survey by distributing questionnaires to students from various universities. The results of the study indicate that da'wah on Instagram has a positive influence in increasing students' awareness and understanding of the importance of diversity, as well as encouraging an attitude of tolerance and mutual respect. However, the effectiveness of this da'wah is influenced by the quality of the content, consistency of delivery, and audience involvement. This study concludes that Instagram da'wah can be an effective tool for promoting diversity values ​​among students, with the note that there is an appropriate strategy in delivering da'wah messages

This study explores the perspectives of literature students on utilizing ChatGPT, an AI-powered tool, in creative writing. Focusing on 30 English literature students from Universitas Negeri Medan, the research examines the effectiveness of ChatGPT in fostering creativity, its perceived benefits and challenges, and its role in the writing process. Data were collected via questionnaires and analyzed thematically. The findings reveal that ChatGPT significantly enhances creativity, with students rating it highly for its ability to inspire ideas and improve the writing process. The tool was praised for accelerating the writing process and improving writing confidence. However, challenges such as the need for revisions and limitations in contextual understanding were also noted. Despite these drawbacks, the overall sentiment remained positive, with many participants feeling that the benefits of using ChatGPT outweighed its limitations. This study underscores ChatGPT’s potential as a valuable tool in literary education, supporting students' creative autonomy and enriching their writing experiences. This is evidenced by data highlighting the effectiveness of ChatGPT in speeding up the writing process (60%), increasing creativity (46.67%), and increasing confidence in writing (40%), despite challenges such as unmet expectations (46.67%) and requires a lot for revision (33.33%).    

Education is the key to all quality progress and development, because with education humans can realize all their potential both as individuals and as citizens of society. The low quality of the teaching and learning process and outcomes indicates that the interaction between students and learning resources, such as teachers and the environment, is not effective so that the learning outcomes achieved are not optimal, resulting in low educational quality. Education is a process for someone to gain knowledge, experience and behavior. Apart from that, the role of education is also an important factor in a person's ability to solve problems in their life with the values ​​in society.

Study explores the integration of eco theology into Christian higher education curricula, focusing on the role of faith based environmental education in fostering environmental stewardship. Introduction: As the global ecological crisis intensifies, there is a growing need to incorporate ecological ethics into religious education, preparing future leaders to address environmental challenges. By integrating eco theology with sustainability practices, students are encouraged to view environmental stewardship as a spiritual responsibility grounded in biblical teachings. Literature Review: Previous studies emphasize the success of faith based educational approaches in raising ecological awareness and fostering sustainable practices, particularly in Islamic and Christian communities. Eco theology combines theological principles with environmental ethics, offering a holistic perspective on sustainability. Materials and Method: This study employs a mixed methods approach, combining qualitative and quantitative data from interviews, surveys, and focus groups with students and faculty members at Christian institutions that integrate eco theology into their curriculum. The research examines changes in students' attitudes toward sustainability before and after participation in eco theology courses, focusing on practical applications of creation care. Results and Discussion: The findings indicate that the integration of eco theology significantly enhances students' ecological awareness and commitment to sustainability practices. Students report an increased understanding of the ethical and moral responsibility to care for creation, as well as greater engagement in community based conservation efforts. The results highlight the potential of eco theology as a transformative model in Christian higher education, equipping students with both ethical and practical tools to address the global ecological crisis.

This community service aims to develop students' writing literacy. The main focus of this service is training in effective sentence writing and the application of punctuation. This writing training involved 15 MPI students of the Faculty of Islamic Religion, Islamic University of Balitar Blitar. The training was held for 2 meetings within 1 full day in November 2024. The training in writing scientific papers and journals for students of the Faculty of Islamic Religion (FAI) Unisba includes several stages, namely pretest (writing papers), identification of academic vocabulary, analysis of scientific sentence structure, analysis of the use of punctuation, intensive practice in the preparation of vocabulary, sentences, and punctuation marks according to academic rules, and posttest (writing papers or journals). This activity is carried out in groups and individuals by applying learning strategies and media that are interesting and relevant to the academic needs of students. After participating in the training (posttest), 80% of students were able to reach a proficient and proficient level in writing scientific papers and journals. These results show a significant increase compared to the achievement before the training (pretest), where 73% of students were only able to reach the basic level.  Based on these results, it is recommended to the Faculty of Islamic Religion Unisba to intensify the academic literacy training program, especially in writing scientific papers and journals. Students who have the potential to excel in academic writing need to continue to hone their skills through continuous coaching, while students who still need special assistance can be given additional programs to improve the quality of their skills.

Education plays a crucial role in optimally developing and directing students' potential. In the current educational context, learning outcomes are assessed based on students' abilities to solve problems, reason, communicate, and demonstrate knowledge and attitudes. However, preliminary studies at MAN 1 Banjarmasin revealed that only 62.85% of the XI Agama class students met the Minimum Completeness Criteria (KKM) of 75 in Fiqh subjects, while the rest failed. This study aimed to improve learning outcomes in the topic of Mawaris by using an Android-based learning media, the "Kalkulator Waris" application. This Classroom Action Research (CAR) was conducted through two cycles following the model proposed by Arikunto, comprising planning, action, observation, and reflection phases. In the first cycle, the average student score was 73.63 with a 62.85% success rate. After refining the learning process, the second cycle showed significant improvement: the average score rose to 88.17, and all students (100%) achieved mastery. The use of the "Kalkulator Waris" application facilitated students’ understanding of complex inheritance calculations, enhanced learning engagement, and fostered a more active, creative, and problem-solving learning environment. The findings suggest that appropriate use of Android-based educational applications can significantly enhance learning outcomes, particularly in complex subjects like Islamic inheritance law.

This community service article discusses the contribution of students from the Impactful Campus Competition Program (PKKB) in improving the quality of education through coaching and training activities in sports in Semoyang Village, Praya Timur Subdistrict, Central Lombok Regency. This activity was carried out using a participatory action research method involving three main stages, namely planning, preparation, and implementation. In the planning stage, students and the community worked together to identify the needs and objectives of activities relevant to local potential. The preparation stage focused on developing training strategies, providing facilities, and coordinating with relevant parties. The implementation stage was carried out through sports coaching activities for children and adolescents using an educational and participatory approach. The results of the activity showed an increase in community awareness of the importance of sports from an early age, as well as a growing concern for environmental cleanliness and health. This program also played a role in strengthening social interaction, building a spirit of togetherness, and fostering community independence in managing sports activities. Overall, the PKKB activities in Semoyang Village have succeeded in creating positive synergy between universities and the community in supporting the development of healthy, competitive, and characterful human resources.

The rapid development of digital technology has reshaped communication practices in online learning, particularly in language education. Emojis, as a visual symbol widely used in digital interactions, have the potential to enrich emotional expression and participation, but their role in educational contexts remains insufficiently explored. This study aims to investigate how emojis influence students’ emotional expression, engagement, and digital literacy in online language classrooms. To achieve this, a qualitative observational design was employed, focusing on university students participating in online language courses. Data were collected from authentic digital interactions, including chat messages, discussion forums, and collaborative platforms, and were analyzed through content analysis to identify the communicative and pedagogical functions of emojis. The findings indicate that emojis help clarify emotional expression, support comprehension of messages, and encourage active student participation in online discussions. These results demonstrate that emojis not only serve as supplementary tools for digital communication but also contribute to creating a more engaging and supportive learning environment. Synthesizing the main ideas, this study extends the understanding of digital communication theory by highlighting the pedagogical value of emojis beyond their informal use on social media. In conclusion, emojis play a crucial role in strengthening interaction, fostering emotional presence, and enhancing learning outcomes in online language education. The study recommends integrating emojis into digital teaching practices while encouraging further research on cultural variation, learner levels, and diverse digital platforms to maximize their educational potential.

This study aims to analyze the role of teachers in developing students' creativity in poetry lessons in the Deep Learning curriculum. The curriculum emphasizes deep understanding and learning that focuses on the student experience. In this context, teachers play an important role as facilitators who not only teach poetry writing techniques, but also provide space for students to express their creative ideas. This study uses a qualitative approach by collecting data through observation, interviews, and documentation studies. The results of the study show that the role of teachers is very vital in creating a learning environment that supports students' creativity, both in providing inspiration, guidance, and creative freedom. In addition, teachers must also be able to recognize students' potential and encourage them to think critically and innovatively in creating poetry works.