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In general, insurance is providing risk protection to the insurer, namely an insurance organization and an agreement agreed upon for a certain period of time. PT Sun Life Syariah Medan Branch is a Sharia general insurance organization located on Jl. Captain Jumhana No. 127, Sukaramai II, Kec. Medan Area, Medan City, North Sumatra. The aim of this research is to find out how to increase the efficiency and quality of superior Sharia general insurance products at PT Sun Life Syariah Medan Branch. The research method uses qualitative methods. The research results obtained are that the level of efficiency of an organization is not determined by the amount of total income, total expenditure, or the total capital owned by the company. However, on the contrary, it is influenced by the business's ability to maximize profits through the effective use of its own resources, which determines the level of efficiency. For this reason, it can be concluded that the Sun Life Financial Syariah Medan Branch organization has better management skills than traditional insurance organizations to design products optimally and minimize the costs required.  

Companies such as financial institutions in carrying out operational activities always want to obtain high profits such as profit engineering. Earnings engineering is one of the contemporary issues in finance, especially in Indonesia. In several reports in a large company there are 77% of senior managers involved in unethical behavior by carrying out scandals that are motivated by earnings management. This is problematic for the development of accounting, especially sharia accounting. Study aims to analyze the implementation of Islamic earnings management in Islamic accounting. In this study teh method use is the literatur review by collecting secondary data from various related journal. The results show that there are still earnings engineering practices in companies and financial institutions in Indonesia. For this reason, sharia principles really need to be emphasized in order to improve the quality of sharia accounting that is completely free from fraudulent practices. One of the appropriate efforts is to apply sharia accounting in conducting profit-sharing financing, proper and effective monitoring must be carried out with adequate supervision and reporting, so that companies such as Islamic banks or companies can avoid earning management and profit engineering. Financial institutions that apply sharia accounting principles are required to implement Islamic earnings management as a profit management practice in accordance with Islamic religious rules and ethics.

Digital literacy is becoming increasingly important in today's education, especially in developing student profiles that are independent, critical reasoning, and creative in the context of Pancasila. This study aims to describe the role of digital literacy in strengthening the profile of Pancasila students in these three dimensions. This research uses literature method to collect information from various related sources. The results showed that digital literacy has a significant role in strengthening and developing the profile of students who are independent, critical reasoning, and creative in the context of Pancasila. Digital literacy enables learners to access, evaluate, create, use information wisely, and communicate effectively through a variety of digital media. Thus, the integration of digital literacy in education can help strengthen the profile of Pancasila students in the independent, critical, and creative dimensions.

Technology has undergone significant and rapid change with the transition from self-managed data centers to visualized infrastructure. Data archiving has a very important role because it can make it easier to process data quickly and accurately. Web-based information systems have become an integral part of digital transformation in various industrial sectors. By providing centralized access to computing resources, data storage, and applications over the internet, the cloud provides significant freedom and flexibility. Web-based information systems bring great benefits to organizations that successfully adopt them. While challenges such as security and regulatory compliance need to be overcome, the opportunities for innovation and operational efficiency make cloud-based information systems a strategic choice in a company's digital transformation roadmap. Several institutional companies and individuals have used web-based archiving but it has not been effective. For this reason, a good archiving system is needed that makes it easier to search and process data. Web-Based Archiving Management Information System which will provide convenience in processing data to be more effective and accurate. Apart from that, it can also save time and better manage reports and decision making within the Company.

The challenges faced by Bojonegoro and Tuban counties are high poverty rates and inadequate infrastructure, which continue to occur year after year. The large budgets for Regional Original Income (PAD), General Allocation Funds (DAU), Special Allocation Funds (DAK) and Balancing Funds (DP) are some of the reasons why Bojonegoro Regency and Tuban Regency have infrastructure and poverty problems. This research is quantitative using panel data regression and processed using E-Views 12 to examine the relationship between variables. The results of this research are that the levels of Regional Original Income (PAD), General Allocation Funds (DAU), Special Allocation Funds (DAK) and Balancing Funds (DP) have a significant positive impact on regional spending.

This research was aimed at analyzing the enhancement of students' mathematical reasoning abilities through problem-based learning. The experimental design was pre-post control group design. The research population was all junior high school student of SMP Al-Muhajirin Purwakarta. The research sample was taken randomly, was the class VIII C students as the experimental group who participated in instruction with problem-based learning and the other class VIII D as control group who participated in instruction with conventional learning. Data was collected through test and questionnaires. The statistical analysis used is the Gain test for the results of students' mathematical reasoning ability tests. The analysis of gain score showed that the enhancement of students’ abilities who participated in instruction with problem-based learning was better than those who participated in instruction with conventional learning. Problem-based learning in mathematics lessons shows a positive response which shows that students like the method used.

Tender offer below 80% HPS can cause concerns during the implementation of the work, including the quality of work that does not meet the standards in the contract, delays to contract termination. The purpose of this study is to analyze the evaluation of price reasonableness, time performance, quality performance and describe the quality of work. The research variable is Quality of Work (X). The research method used is Quantitative Descriptive Analysis using SPSS version 26. Data collection methods using interviews and questionnaires. The analysis used is Price Fairness Evaluation Analysis, Time Performance Analysis, Quality Performance Analysis, and Quantitative Descriptive Analysis. The results of the fairness evaluation analysis show that the total bid without VAT is more than the total clarification price so that the bid is declared reasonable. Time Performance Analysis shows the acceleration of the project against the plan, Quality Performance is more than the quality of the plan. Descriptive Analysis of the quality of the Log Cs Bridge Construction work is Good. The price quote of PT Tantu Konstruksi Engineering is declared reasonable. Time Performance is Good, Quality Performance is Good. The quality of work on the construction of the Log Cs Bridge is good.

This research is intended to: (1) find out how the review of the imposition of criminal sanctions for abuse of authority by village officials is based on the Gorontalo District Court Decision Number 1/Pid.Sus TPK/2020/PN Gto, and (2) find out what factors influence the imposition of crimes on Gorontalo District Court Decision Number 1/Pid.Sus-TPK/2020/PN Gto. This research uses a type of normative legal research that uses legal norms, including statutory regulations, doctrine, and judge's decisions as a foundation for providing arguments. The approach models used are the statutory approach, case approach and conceptual approach. The research results show: first decision no. 1/Pid.Sus TPK/2020/PN Gto, is not completely correct because prison sentences tend to be low and do not comply with legal principles and harm the sense of justice in society. Apart from that, the implications of the judge's decision in decision no. 1/Pid.Sus TPK/2020/PN Gto, if examined from the perspective of the principles of justice, expediency and legal certainty, these principles have not been fully implemented because it can be seen from the low number of judges' sentences against defendants. Second, the factors influencing the imposition of criminal sanctions in case no. 1/Pid.Sus TPK/2020/PN Gto, it was the absence of aggravating reasons applied by the panel of judges, and the public's perception or opinion of the defendant not being considered, which resulted in the sanction imposed being only 3 (three) years in prison.

The growth in population and the usage of private automobiles in Semarang City have an impact on the operation and performance of the Mangkang Terminal with Type A, namely the terminal's class, service evaluation, and performance. The purpose of this study is to identify terminal class criteria, service enhancements, and operational performance that requires improvement at the Semarang Terminal. For this reason, the terminal class is created in accordance with rules governing technical guidelines for defining terminal class criteria, and service and terminal performance are assessed using the IPA method. A Google form with as many questions regarding services as an evaluation of satisfaction and interest is issued to terminal users, with the primary goal of improving and determining terminal class being to identify 5 indications that are tailored to current circumstances. According to the findings of the terminal class study, the Semarang Terminal is in class 1, which is the highest priority for developing and delivering services to road passenger terminals.

Termination of employment is the end of an employment relationship due to certain things that cause the end of the rights and obligations between workers/laborers and employers. What are the company's obligations, one of which is paying severance pay as compensation for termination of employment (PHK). Termination of employment is regulated in the Job Creation Law no. 11 of 2020 due to several reasons that give rise to termination of employment based on law, which aims to obtain the rights obtained for workers regarding the severance pay they receive.

Occupational safety encompasses a range of practices adopted to protect the health and safety of employees. In the construction and industrial sectors, employees may be exposed to various risks such as falls, impacts, temperature changes and the effects of chemical substances. For this reason, personal protective equipment (PPE) is an important element for protecting employees against risks. The effective use of equipment such as a hardhat, mask, and vest makes an important contribution to the prevention of occupational accidents and health problems by ensuring the safety of employees. This study conducted three separate experiments investigating the potential of deep learning methods on occupational safety. In the first experiment, the YOLOv5n and YOLOv8n models were trained on the same data set with ten classes, and their performance was compared. In the second experiment, the YOLOv8n model was trained on a 2-class dataset to examine how the number of classes affected the model's performance. As a result of the experiments, it was seen that it emphasized the potential of deep learning and object detection methods to quickly and effectively monitor and evaluate the use of personal protective equipment.

Coffee is one of the leading commodities in the plantation subsector in Indonesia which can compete in quality globally, so coffee has a strategic role in the national economy. Until now, coffee demand shows a positive trend, not only domestic demand but also global demand, which is increasing at a rate of 14% increase in coffee consumption every year. Coffee is an agricultural product that relies on quality and taste aspects. The quality and taste of coffee is influenced by many factors, one of which is the level of ripeness of the fruit at harvest time. Improper harvesting will affect the quality and taste of the coffee, for this reason it is necessary to test the sensory characteristics of Robusta Coffee based on the level of fruit ripeness. The research used a Completely Randomized Design (CRD) with three (3) treatments based on the composition of fruit maturity levels, namely 95% red fruit + 5% green fruit (M1); 85% red fruit + 15% green fruit (M2); and 75% red fruit + 25% green fruit (M3). The testing method used is a cupping test which follows SCA (Specialty Coffee Association) rules with 20 semi-trained panelists. Based on the Robusta coffee cupping test, the highest total score of 78.86 was obtained from a composition of 95% red fruit + 5% green fruit (M1), followed by a composition of 85% red fruit + 15% green fruit (M2) with a total score of 77.57. , and the lowest in the composition of 75% red fruit + 25% green fruit (M3) with a total score of 71.38. The results of the panelists' assessment of Robusta coffee at various maturity level compositions are still not included in specialty coffee.

Entering the era of regional autonomy, delegating the regent's authority to the Camat as an administrative extension at the sub-district level is very important. The delegation of authority can assist the duties and responsibilities in implementing government. In addition, the delegation of authority is also a benchmark for improving employee performance, especially at the sub-district level. The objectives of this study are: 1) how much influence does the implementation of the policy of delegation of authority of the Regent of Lebak to the Sub-District Head have on employee performance? 2) How much influence does policy implementation have through basic measures and policy objectives and sources, inter-organizational communication, implementation activities, implementing agency characteristics, economic, social, and political conditions, and implementing tendencies? 3) inhibiting indicators in implementing the policy of delegating part of the regent's authority to the Sub-District Head and the efforts made in overcoming these obstacles. The findings of this study are based on the reliability results, which show that the standardized item alpha of the Policy Implementation variable and the Employee Performance variable are in the reliability index standard. The data is declared reliable and can be considered representative, or at least close to the measured variable. Then, the results of the Regression equation show that there is a significant influence of 27.2%, meaning that the Policy Implementation variable on the performance of Bayah District employees, Lebak Regency, Banten Province have a strong enough so that other factors that are not measured have a reasonably weak influence. Then, based on the Coefficient of determination, it shows that the implementation of the policy of delegation of some authority affects the performance of employees in Bayah District and has a strong influence.

In this article, we illustrate the importance of combining logic and Christian faith in everyday life, as well as the challenges and benefits associated with this. This article emphasizes that logic is a powerful tool in strengthening religious beliefs. By using logic, one can critically consider religious teachings and seek a deeper understanding of one's beliefs. This is one of the things that helps a person feel more confident in his faith because he understands the reasons behind that belief. This article shows the challenges faced when combining logic and Christian faith. Sometimes religious beliefs seem to conflict with logic or rationality and can cause internal conflict within a person. The method used is library research based on qualitative methods. This research aims to contribute thinking about the role of logic in the perspective of Christian faith, by reviewing its benefits and challenges.

Logic is a fundamental tool for developing critical thinking and strong analytical skills. For the younger generation, the ability to think logically is crucial in facing various challenges and complexities in the modern era. Logic is not only useful in academic fields but can also be applied in various aspects of everyday life. Through logical reasoning, young people can make more rational decisions, solve problems systematically, and develop effective communication skills.Furthermore, logic is highly important for young people as it equips them with logical thinking skills, which are expected to help develop strong character, enhance competitiveness, and prepare them to become visionary and integrity-driven future leaders.This article aims to reflect the importance of applying logic in the lives of young people and its positive impact. Through this writing, it is hoped that the critical and analytical thinking abilities of young people will increase, encouraging them to think objectively and rationally, improving their communication and argumentation skills, and most importantly, preparing them to face future challenges

This research aims to find out and describe the Toba Batak Community's Perception of the Single Status of Women in Lumban Ratus Hamlet, Pansur Napitu Village, Siatas Barita District, North Tapanuli Regency. This research uses a qualitative research method using an interpretative descriptive qualitative approach method through participant observation and in-depth interviews. Primary data was obtained by researchers directly from data sources, namely village officials, community members and women who were still single in Lumban Ratus Hamlet. Secondary data is supporting data obtained by researchers from interviews, observations and documentation. Meanwhile, the data analysis techniques used are data reduction, data presentation, Spradley model analysis and drawing conclusions. The results of this research show that 1). The Toba Batak community's perception of single women in Lumban Ratus hamlet, Siatas Barita District, North Tapanuli Regency considers that it is not good for a woman to live alone, the community considers that unmarried women are called spinsters, unsold and too picky. One of the reasons why single women feel they haven't found the right soul mate. Society believes that not finding the right soul mate is not an excuse for single women if there is no interest in marriage and society also believes that the reason why women are single is also due to the influence of negative thoughts which influence the mindset of women who feel traumatized by other people's lives and their personal lives. 2). Various factors influence the perception of the Toba Batak community in Lumban Ratus hamlet towards single women in Pansur Napitu village, Siatas Barita sub-district, North Tapanuli Regency, including perpetrators of perception, being targets and objects as well as the influence of the situation.

This research aims to determine the existence of marsiadapari and its relevance to solidarity theory in Batumanumpak Village, Pangaribuan District, North Tapanuli Regency in 2023. This research uses qualitative research methods, to gain an understanding of social or human problems conducted in a natural research setting. Data collection in this research used observation, interview and documentation techniques. The results of this research show that the existence of the local wisdom culture of marsiadapari is a local wisdom of the Toba Batak community which still exists from ancient times to sekran in Batumanumpak Village. marsiadapari is a system of mutual cooperation carried out by a group of people in an activity or job. This work is carried out by a group of people in agricultural land work activities. In the midst of the sophistication of the times, marsiadapari has not been abandoned and forgotten by the people of Batumanumpak Village, even though its implementation is not completely carried out as traditionally as before. The reason marsiadapari is still carried out is because marsiadapari is a legacy of local wisdom from ancestors that must be preserved and a tool to increase solidarity, tolerance and togetherness and also save costs for the people of Batumanumpak Village. Marsiadapari activities contain moral values ​​that are firmly held by the people of Batumanumpak Village and are believed to be a guide to a good life for the people of Batumanumpak Village.

Violations in conversation are found not only in everyday life when people interact with other people, but also, in drama and films performed by characters, in novels, interviews, debates, and other forms of social interaction performed for various reasons. This study examines the violations of Grice's Maxim in the movie Jack Reacher: Never Go Back, focusing on the characters' conversational utterances. Using observation method and note-taking technique, the descriptive qualitative method was applied, analyzing data using the Theory of Cooperative Principles and Context of Situation. The results showed twenty-nine data of conversation were violated by the characters in the movie. Maxim of Quality (51,7%), Maxim of Quantity (13,8%), Maxim of Relation (10,4%), and Maxim of Manner (24,1%).  

The relationship between philosophy and Christianity is a complex subject that has been the focus of debate for centuries. Essentially, both philosophy and religion play important roles in shaping human thought and worldview. However, there are various views and approaches to the relationship between them. On one hand, there is a traditional view among some Christians who see philosophy as something potentially dubious or even threatening to faith. They may argue that Christianity is the primary source of truth, and therefore, efforts to understand reality through the lens of philosophy may lead to deviations from religious teachings. On the other hand, philosophers often question the compatibility between philosophical intellectualism and religious belief. They may emphasize the importance of using reason and rational methods to achieve a deeper understanding of the world and truth, which may not always align with religious dogmas.History records attempts to reconcile philosophy and Christianity. Some figures such as Justin Martyr and Clement of Alexandria sought to integrate ideas from classical Greek philosophy into the framework of Christian thought. They viewed philosophy as a useful tool for defending and explaining the truth of the Christian faith to skeptics or critical thinkers. However, not all Christians embraced this approach warmly. Some believe that such efforts could cause confusion or even undermine the authenticity of Christian teachings. This could lead to conflict between those who adhere to the traditional approach and those who are more open to dialogue between philosophy and religion. Nevertheless, the debate between philosophy and Christianity continues to this day. Despite tensions between them, this interaction has also enriched our understanding of both fields. Through continuous dialogue and reflection, we can gain deeper insights into the origins, meanings, and relevance of Christian teachings in the context of the modern world.    

The scientific paper with the title arranging the song I want to follow Jesus in the quarted band ensemble playing in the GPdI Agave Bangun Service is research that discusses how to apply the branch of arrangement, namely reharmonization, to the composition I want to follow Jesus. This research uses qualitative research methods using observation, interviews and documentation. Arrangement comes from the Dutch word Arrangement, which means adjusting a musical composition to the number of singers' voices or musical instruments based on an existing composition so that the essence of the music does not change. The arrangements influence the formation of the rhythm and harmony produced by the quarted band ensemble at GPdI Agave Bangun. The results of the research show that the problem of this research is that the drum and bass, which are the main components in the quarted band ensemble, are out of sync between the two instruments which will affect the quality of the arrangement. The piano is often melodic but can also be an accompaniment instrument, the piano playing pattern becomes a rhythmic fulcrum that will change the character and dynamics of the song. Reharmonization of the piano chords is the main reason the writer arranged the song I want to follow Jesus by changing the character of the song from sad to straightforward. Substitution chord theory, voicing and slash chord techniques are the main ingredients for researchers in composing. The type of research used in this research is qualitative research, with the data collection techniques used are observation, interviews and documentation. The final result of this research is as reference material for church musicians to increase their repertoire of playing variations to accompany worship in the church.