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Diversity in culture, ethnicity, language is not only a wealth or treasure in living together, but can also threaten unity, harmony and harmony. Conflicts between cultures, ethnicities and languages ​​often occur in social life. This had a negative impact not only on inter-ethnic life, but also on religious life. The purpose of this research is to examine the threat aspects of cultural diversity, as an opportunity to build and strengthen a sense of brotherhood, love for one another and uphold mutual respect and respect for differences as a capital of religious and social life by students of SMAK Bhakti Luhur Malang. The method used by researchers is a qualitative method. Researchers use a descriptive approach. Data sources are students of grades 1, II and III. The researcher chose 3 students as representatives of the population. In addition, data was also taken from teachers and school principals. The technique of determining informants uses purposive sampling technique. Researchers also refer to research results that have been published in national journals in order to map the novelty of this research. The data collection technique is an open interview. The instrument used by the researcher is a list of questions. The analysis technique goes through three stages namely reduction, display and data verification. The author concludes that tensions and conflicts are caused by low understanding and awareness in responding to differences in ethnicity, language and culture. Development of local culture in schools as a constructive step in developing religious values. Therefore, it is necessary to revive local cultural values ​​as a living laboratory for students so that they can be used as a basis for developing an attitude of religious moderation in the wider community.

The problem in this study is that the low student learning outcomes are caused by several factors, one of which is the use of inappropriate methods, where the method used is still using conventional methods with the help of printed books, causing students' motivation to take part in religious education learning is low and students tend to be passive during teaching and learning process in the classroom. In addition to the learning method factor, the responsibility factor also affects learning outcomes where student learning responsibility also looks low. From the data obtained from the homeroom teacher of SD Kanisius Kurmosari Semarang, it was found that more than 50% or half of the number of students who did not reach the KKM, namely 80. This study aims to determine the differences in student responsibilities who are taught using the talking stick method and without using the talking stick method to fourth grade students at SD Kurmosari Semarang. And To find out the average learning outcomes in increasing the effectiveness of learning by using the talking stick method in fourth grade students at SD Kurmosari Semarang. The method used in this study is a quantitative method using experimental research. The design used in this research is True Experimental Design. The results showed that there was a difference in the average responsibility of the experimental class students who used the talking stick method and the control class without the talking stick method, there was a positive influence of responsibility on learning outcomes and there were differences in the average learning outcomes of the experimental and control classes as well as amplified by the N-Gain test.

The teaching and learning process is an ongoing interaction between teachers and students to acquire knowledge in accordance with learning objectives. Measuring the success of the teaching and learning process can be seen from the learning outcomes achieved by students. The purpose of this study was to determine whether the snowball throwing method was more effective in influencing student responsibility than the conventional method, the effect of the responsibility of students taught by the snowball throwing method on student achievement, and the effectiveness of using the snowball throwing method in improving student achievement. This type of research is quantitative with a True Experimental research design using a Pretest-Posttest Control Group Design. Data was collected by means of tests, observations, and documentation. After the data was collected, data analysis was carried out so that the average experimental class student responsibility was 3,25 higher than the control class average responsibility of 1,9 so that the snowball throwing method in the experimental class was more effective in influencing student responsibility. Student responsibility is very influential on student achievement of 83,0%. The use of the snowball throwing method was more effective in improving the learning achievement of fifth-graders at SD Kanisius Kurmosari Semarang in Catholic Religious Education subjects by 76,8497 or 76,8%. So, the use of the snowball throwing method is more effective in improving student learning outcomes.

This research includes research on the development of mentoring materials with the research subject being Child Faith Assistance (PIA) using the Research andDevelopment (RND) research and development model. Data collection was carried out on 10 validators consisting of priests, elementary school teachers, PIA and OMK assistants at the Most Holy Heart of Jesus Parish Metro. Data collection techniques used interview methods, questionnaires, validation test I, validation test II and FGD. Children's faith assistance at the Most Holy Heart of Jesus Parish Metro is held 2 times a month on Sundays. The materials used in advocating children's faith during the Advent-Christmas Period that have been used so far do not have a syllabus but have used the liturgical year C. The material for advocating children's faith in the Advent-Christmas material for the liturgical year C through the play method has been proven valid with two stages of validation with results of 3.3 and 3.5 out of a scale of 4. The PIA material for the liturgical year C with the group dynamics method developed in this study is feasible to use because it has gone through a feasibility test using the Forum Group Discussion (FGD) technique

The corona virus outbreak in almost all countries, this deadly infectious disease is a new problem for all mankind in the world. Christians normally perform the Sunday Eucharist in the church, now having to perform the Eucharist online at home. The issue that arises is how the Eucharist is performed online in the widojo ward of saint Joseph building, how the consciousness of the people in following the Eucharist online in the family, to what extent the Eucharist is online in the family's faith. The purpose of this study is to know the extent of the Eucharist's influence online in the lives of the family's faith, the extent of people's awareness in keeping with Eucharist celebrations online, and the positive effects of Eucharist celebrations online in the lives of the united faith. By using a descriptive quantitative approach. Data collection using an angket, and an interview, results from the Eucharist ward in the widojo church of saint Joseph geddon associated with a streamline celebration of the Eucharist online, gives 73% of the human awareness of following Eucharist online, to what extent the Eucharist online in the faith results in 78%.

This study aims to describe the role of Christian Families as Ecclesia Domestica in growing the habit of praying children at Stasi St. Maria Manikam Damai Mandam. This research is based on the problem of difficulty in praying experienced by children at the stasi.  In this case, the family actually has a role as Ecclesia Domestica (Church-Family), which is a place for children to learn to persevere in prayer, through the habit of praying together in family. This study uses a qualitative approach with a descriptive method. The research data was obtained by using the interview method which was carried out together with 5 couples, 5 teenagers, 1 priest, and 1 nun. The data obtained were analyzed using the “Miles and Hubberman” analysis method, which was divided into three stages, namely reduction, data presentation, and drawing conclusions. Based on the results of the study, it was concluded that the role of Christian families in fostering the habit of praying for children at Stasi St. Maria Manikam Damai Mandam has not been implemented optimally. This conclusion is based on the statements of the informants who revealed that they often experience obstacles caused by the busyness of their parents at work, so they do not have time to pray together in the family or to accompany the children in praying. In addition, other factors that also influence are not yet rooted in the Christian tradition and the lack of parental education. Thus, the role to cultivate the habit of praying is carried out by advising and reminding each other.

Environmental ethics in Indonesia or in the world is very important to be maintained and also preserved because this environmental ethics is one of the ethics that has a very positive influence on everyone's life. Environmental ethics is the moral wisdom of humans in dealing with their environment, this environmental ethics is needed by every individual, especially Christians. So that every activity related to the environment is considered carefully so that the sustainability and comfort of the environment are maintained. One of the problems is the issue of environmental ethics, the lack of awareness that it is very important to keep the environment clean in order to maintain the comfort of each individual. As young Christians, we must be concerned about this very deficient state of environmental ethics, because God Himself has given a mandate to young Christians to be good managers of all that He entrusts to believers, including the environment around us. And it is entrusted that the role of youth is very large in environmental ethics.

This research is based on the economic context that occurs in the people of Bangkalan City in the development of Branding with Islamic terms. This study aims to analyze the opinions of religious leaders in the city of Bangkalan regarding Islamic branding, which still has a question mark regarding its urgency and existence among the people of the city of Bangkalan, especially. The researcher uses qualitative methods, namely research methods that focus on collecting data through observations of around Bangkalan City regarding several local brands that use Islamic Branding and on the other hand also focuses on conducting interviews and documentation to collect data about the views of Bangkalan religious leaders regarding Islamic Branding and Islamic Branding. existence in Bangkalan city to several religious figures in Bangkalan city. From the results of the study, the researcher stated and concluded that the views of religious leaders in Bangkalan city were divided into three groups. There are those who are aware of and acknowledge the existence of Islamic Branding in Bangkalan city, secondly there are those who are aware of but acknowledge the existence of Islamic Branding in Bangkalan city, third are not aware of and do not acknowledge the existence of Islamic Branding in Bangkalan city.

Diversity in culture, ethnicity, language is not only a wealth or treasure in living together, but can also threaten unity, harmony and harmony. Conflicts between cultures, ethnicities and languages ​​often occur in social life. This had a negative impact not only on inter-ethnic life, but also on religious life. The purpose of this research is to examine the threat aspects of cultural diversity, as an opportunity to build and strengthen a sense of brotherhood, love for one another and uphold mutual respect and respect for differences as a capital of religious and social life by students of SMAK Bhakti Luhur Malang. The method used by researchers is a qualitative method. Researchers use a descriptive approach. Data sources are students of grades 1, II and III. The researcher chose 3 students as representatives of the population. In addition, data was also taken from teachers and school principals. The technique of determining informants uses purposive sampling technique. Researchers also refer to research results that have been published in national journals in order to map the novelty of this research. The data collection technique is an open interview. The instrument used by the researcher is a list of questions. The analysis technique goes through three stages namely reduction, display and data verification. The author concludes that tensions and conflicts are caused by low understanding and awareness in responding to differences in ethnicity, language and culture. Development of local culture in schools as a constructive step in developing religious values. Therefore, it is necessary to revive local cultural values ​​as a living laboratory for students so that they can be used as a basis for developing an attitude of religious moderation in the wider community.

GEMBALA BANGSA ( Pengembangan Pembelajaran Bahasa Inggris bagi Guru Sekolah Minggu ) merupakan sebuah kegiatan pengabdian pada masyarakat yang dilaksanakan di Desa Letbaun, Kecamatan Semau, Kabupaten Kupang, Propinsi Nusa Tenggara Timur. Tujuan dari kegiatan ini adalah sebagai pengembangan pembelajaran kreatif dan inovatif guna meningkatkan minat belajar serta member pengalaman belajar bagi Guru Sekolah Minggu dan anak-anak Sekolah Minggu khususnya di wilayah pelayanan Klasis Semau Kabupaten Kupang – Nusa Tenggara Timur. Sebagai dasar pelaksanaan pengembangan pembelajaran, metode Total Physical Response (TPR) diaplikasikan melalui permainan dan lagu guna memperkaya kosa kata serta merespon dengan menggunakan bahasa Inggris. Kegiatan dilaksanakan dengan metode ceramah, diskusi, dan latihan. Dalam kegiatan ini, permainan yang dilatih adalah Whisper-Race Game, Stations, River-Back Game, Take Game, dan Preposition Game. Seperti versi Indonesianya, Whisper-Race Game melatih keterampilan mendengarkan dan ketepatan dalam menyampaikan pesan. Stations adalah penamaan objek sekitar dan anak-anak Sekolah Minggu akan berlatih mencocokkan objek dengan nama yang ditentukan. Nama-nama disesuaikan dengan nama tokoh Alkitab versi bahasa Inggris. River-Back Game melatih keterampilan mendengarkan dan konsentrasi. Take Game juga melath keterapilan mendengarkan dan konsentrasi. Preposition Game dilatih sebagai bagian dari kegiatan ini karena anak-anak Sekolah Minggu juga merupakan pelajar pada Sekolah Menengah Pertama yang belajar materi ini di sekolah. Selain permainan, lagu-lagu Bahasa Inggris bertema Alkitabiah juga diajarkan seperti Deep and Wide (Panjang dan             Lebar), Good Is So Good (Allah itu Baik), Read Your Bible (Baca Kitab Suci Doa Tiap Hari) dan The B-I-B-L-E. Secara umum, dapat diterima dengan baik oleh para peserta Guru Sekolah Minggu. Diharapkan dapat membawa dampak positif di lingkungan belajar Sekolah Minggu. Kata kunci : pengabdian kepada masyarakat, sekolah minggu, respons fisik total

This study aims to analyze the effect of the unemployment rate and GRDP on poverty in Banten Province from 2017 to 2021 and identify areas with lagging economic growth and advanced economic growth. In this analysis, another goal to examine is the reason why an area in Banten Province has lagging economic growth. Also, this study aims to design a policy direction for increasing economic growth in Banten Province within a period of five years. This study uses the Panel Data method. Utilization of analytical tools in this study will be used to see and determine which areas have lagging economic growth and which areas have advanced economic growth in Banten Province. In addition, the analysis tools in this study will also provide an explanation of things that can or should be improved in order to increase economic growth in Banten Province.

PT Prambanan Dwipaka continues to invest a lot of time and capital into its workforce, believing that employees are the Company's greatest asset. Intensive job training, safety induction programs, introduction to occupational safety and health, and additional facilities contribute to employee welfare, which in turn translates into good productivity and quality control. The construction sector has a strategic role in driving Indonesia's development. PT. Prambanan Dwipaka has been trusted by the Government of Indonesia to work on major projects, contributing to national growth and infrastructure. PT Prambanan Dwipaka is also known for the quality of its products, both in the government and private sectors. PT Prambanan Dwipaka is committed to creating a work environment that is safe and free from work accidents and environmental pollution, for this reason work safety is a top priority for the company.

This study aims to analyze the effect of education level and population growth on economic growth in Indonesia for the 2017-2021 period. Economic growth is a process of changing economic conditions that occur in a country on an ongoing basis towards a condition that is considered better for a certain period of time. This research is a quantitative study, the data was processed using panel data analysis consisting of cross sectional data from six provinces and time series data for 2017-2021. The best regression model in this research data is the FEM (Fixed Effect Model) regression model. The results of this study show that simultaneously the variables of Education Level and Population Growth have no effect and are not significant on Economic Growth in Indonesia for the 2017-2021 period. And partially the variables of Education Level and Population Growth have no effect and are not significant on Economic Growth in Indonesia for the 2017-2021 period.

This study was compiled to find out the results of an analysis of the factors that influence the human development index in DKI Jakarta Province for the 2017-2021 period. The human development index explains how people can access development outcomes in terms of income, health, education, and so on. HDI is based on three basic dimensions which include: 1. Long and healthy life (a long and healthy life); 2. Knowledge; 3. Decent standard of living. The purpose of this study is to analyze the components of each dimension that underlies the human development index, such as the Morbidity factor which is an extension of the dimensions of longevity and healthy life, the Net Enrollment Rate (APM) factor which is an extension of the education dimension, and the open unemployment rate factor. which is an extension of the dimension of a decent standard of living. These three components are used as independent variables to analyze their influence on the human development index in the DKI Jakarta province for the 2017-2021 period. This study is also used to rank the components that have the most influence to those that have the least impact on the HDI for DKI Jakarta province for the 2017-2021 period. This study uses Eviews-10 with time series data sourced from the DKI Jakarta Central Statistics Agency (BPS) web for the period 2017-2021. The research method used is the VECM (Vector Error Correction Model) which functions as an approach to predict long-term and short-term relationships in one time series data to other time series data. The results of this study say that the TPT variable (open unemployment rate), Morbidity Rate, and Net Participation Rate (APM) only make a small contribution to the Human Development Index in districts/municipalities in the Province of Jakarta. In the analysis results of the f test and t partial test, only two variables namely TPT (open unemployment rate) and morbidity have an influence on HDI. Meanwhile, the APM variable (pure enrollment rate) has no effect on HDI.

One form of progress in the current financial sector is evidenced by the adaptation of Fintech, which stands for sharia P2PL Financial Technology. Financial institutions in carrying out their activities cannot be avoided what is called risk. That's why to gain profit and customer trust, financial institutions are required to have good risk management, especially fintech companies that offer convenience and efficiency in transactions, so they will be very vulnerable to various types of risks in the financing process that can affect the sustainability of the fintech itself. fintech companies, before channeling financing to potential recipients of funds, also need to be able to pay attention to various risks that may arise, both predictable and not, and also have techniques for mitigating risks from all possibilities that may occur in the future, so there is a need for strategic steps and ways to minimize existing risks. This type of research is empirical and uses a qualitative approach with secondary data source. From the explanation, it can be said that PT ALAMI Sharia has carried out Sharia fintech P2PL transactions that are following existing economic principles starting from the identification of potential recipients of funds, analysis carried out by PT ALAMI and risk mitigation carried out by PT ALAMI Syariah.

The health of a company is assessed from the capital adequacy ratio known as the Capital Adequacy Ratio. The Capital Adequacy Ratio serves as a reservoir for the risk of loss that may be faced by the bank. Capital Adequacy Ratio as a ratio that describes the ability of banks to provide funds as reserves in preventing the risk of losses experienced by banks. This ratio is useful for knowing whether a bank has very good, good, fairly good, poor, or bad health which will be very useful for policy makers. This study aims to examine in more detail the effect of the ROA, ROE, FDR, and BOPO variables on the CAR or Capital Adequency Ratio of PT Bank Muamalat Indonesia in 2017 to 2021. The analysis of this study uses a time series using the E-views 12 program and shows the results The research shows that together the ROA, ROE, FDR, and BOPO variables have a positive effect on the profitability of PT Bank Muamalat Indonesia while the variable that has a partially positive significant influence is the ROA variable while other variables such as ROE, FDR, and BOPO have no effect on CAR. or the Capital Adequacy Ratio of PT Bank Muamalat Indonesia.

Implementation of the Cash Budget is a tool that is used as a tool that controls finances by using quantitative research. This study aims to determine the application of the implementation of the cash budget to financial control such as calculating the amount of cash receipts and cash disbursements for five years, namely in the 2017-2021 period, calculating budget differences (Favourable and Unfavourable Variances) and finding causes that can be controlled (Controllable) and uncontrollable or one variance. The main factor that causes the difference or difference (variance) between the budget and the realization of the cash budget is the difference in the realization of last year or the previous year. This research was conducted to find deviations that might occur so that anticipatory and revision actions can be taken immediately by using secondary data and obtained from the financial reports of CV. Garuda Mighty Honda Motor Sibolga 2017-2021. The testing technique used in this study is financial ratio analysis. The results show that jointly calculating the amount of cash receipts and cash disbursements for five years, namely in the 2017-2021 period, calculates budget differences (Favourable and Unfavourable Variances) and finds controllable and uncontrollable causes ( Uncontrollable) or one variant of the calculation, it can be seen that the implementation of the cash budget has been going well which can be seen from efforts to control all activities carried out by the company so that what has been targeted can be achieved.

Working capital is all of the current assets that are used in the company's daily operations, such as advance purchases of raw materials, payment of wages/salaries for employees, laborers, and so on, where the funds that have been issued are returned to enter the company in a not too long period of time. a long time in through the company's sales results. This study aims to describe the working capital turnover of UD. Mak Delpi and to explain the profitability level of UD. Mom Delpi. The research method used is descriptive method with analysis of working capital turnover ratios (ratio of cash turnover, accounts receivable turnover, inventory turnover). The results of the analysis show that UD's working capital turnover. Mak Delpi Lubuk Tukko in 2019-2021 based on the cash turnover ratio and accounts receivable turnover ratio is considered good or effective, and based on the inventory turnover ratio it is so slow that it is considered ineffective.

This study aims to determine the effect of tax planning and profitability on earnings management in the food and beverage subsector manufacturing companies listed on the Indonesia stock exchange.en. The population in this study are manufacturing companies in the food and beverage sector which are listed on the Indonesia Stock Exchange during 2019-2021, where there are 30 companies, while the sample taken is 22 companies with a sampling technique using purposive sampling. The data processed were 66 samples that had been tested for classical assumptions in the form of assumptions of normality, multicollinearity, heteroscedasticity and autocorrelation. Methods of data analysis using multiple regression techniques. The results showed that Tax Planning had a positive and significant effect on Earnings Management, Profitability had a positive and significant effect on Earnings Management.

This study intends to identify the influence of the Independent Board of Commissioners and the Audit Committee on Company Value. The company sample uses the InfoBank15 Index company with an observation period from 2017 to 2021, a total of 6 companies. The secondary database used was obtained from the Indonesia Stock Exchange and the company's official website. The method of data analysis is in the form of multiple linear regression using the IBM SPSS model 26 analysis tool. The results show that partially the Independent Board of Commissioners and the Audit Committee have no influence on Company Value. Simultaneously the Board of Independent Commissioners and the Audit Committee are also unable to influence the InfoBank Index Corporate Value15.