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Giro is a modern payment instrument that is currently very widely used in Indonesia because of the ease and security of transactions of buying and selling in a large amount of money. With the Giro masyarakar no longer worry so much money when buying and selling transactions. But because of weak laws governing the Giro, the system of banking that is not good to make Giro much abused in the world trade in Indonesia as ever used for fraud, breach of contract and even being sold paper giro already closed the account but not withdrawn by the Bank concerned, here the Bank's role is very important, but in reality only a Bank Account provider or manager of the Giro and only a block accounts Giro Giro when the Kosong.pengadilan also in deciding the case on the Giro this could happen fault and most of the cases the Giro go to the District Court of the plaintiff's money is not returned and the plaintiffs continue to experience losses. This is what makes Giro is irrelevant used as means of payment in Indonesia.

Pregnancy is a physiological process that occurs due to the process of growth and development of a fetus. During the development of pregnancy there will be physical and mental changes. One of the physical changes that occur during pregnancy is pregnant women experience complaints of back pain, especially in III trimester. Efforts to reduce back pain in third trimester pregnant women are using prenatal yoga. This case study purpose to determine the effect of applying prenatal yoga on back pain in III trimester pregnant women. The method in this study is a case study on clients of III trimester pregnant women. Patients were measured with OPQRSUV and used NRS instrument to determine pain scale before and after prenatal yoga intervention. The intervention was carried out for 3 days with 15-30 minutes every session. The results of this case study showed that prenatal yoga intervention in pregnant women can reduce the level of back pain from scale 4 to scale 2 within 3 days intervention. The implication of this case study is prenatal yoga which consists of 6 effective movements to help reduce the scale of pain in III trimester pregnant women because it can relax the body of pregnant women.

This research is aimed at knowing and analyzing what the teacher's role is in carrying out learning evaluation in schools. This research was carried out using qualitative research using the method of literature study or through literature study, namely collecting information relevant to the topic or problem that is the object of discussion which describes the role of the teacher in the evaluation of learning. The subject of this research is the teacher who plays a role in carrying out the evaluation of learning in schools. The results of this study indicate that in the learning evaluation process, the teacher acts as an evaluator whose function is to find out whether or not a teacher is successful in the learning process, or evaluation can also be said to be a determinant to find out whether the process/method of teaching and learning must be maintained or improved.  

Pancasila as the state ideology is a role model for the Indonesian people in carrying out the life of the nation and state. The purpose of this writing is to find out how far the knowledge of Pancasila values ​​and views on Pancasila values ​​are. The method used is a qualitative approach. From this research it results that the views or opinions given can be concluded that Pancasila is very important as the goal of life for the nation and state. Pancasila is also the goal of the nation's life which is a guide for the good and bad of life in the present.

Budaya adalah suatu hal yang melekat pada diri manusia, manusa tidak dapat telepas dari sejarah karena manusia adalah penggerak dari kebudayaan. diindonesia memiliki ragam budaya yang tersebar di wilayah nya masing masing, salah satunya adalah wilayah provinsi sumatera utara khususnya kota medan memiliki beragam suku dan kebuayaan sehingga kota medan dijuluki sebagai kota multi etnis, ada banyak suku yang dianut oleh nasyarakat yang berada di sumatera utara, namun yang menjadi mayoritas nya adalah suku batak, namun sebelum datangnya modrenisasi suku melayu adalah suku asli dan mayoritas disumatera utara khususnya kota medan namun dengan adanya modrenisasi dan perkembangan budaya suku melayu mulai tersingkirkan hingga sampai saat ini ada banyak 7 hal unsur kebudayaan yang ada mulai dari bahasa, sistem teknologi, agama sistem organisasi, mata pencaharian, ilmu pengetahuan, religi dan kesenin seiring berkembangnya zaman. Dengan adanya modrenisasi memembuat kota medan menjadi kota yang multi etnis atau memiliki banyak kebudayaan, kebudayaan yang menjadi mayoritas dikota medan adalah etnis rumpun melayu yang memiliki banyak kebudayaan. Perubahan akibat dari modrenisasi ini dapat dilihat dri beberapa aspek yaitu aspek Pendidikan, tempat tinggal, pemerintaham dan gaya hidup. Ada beberapa factor yang mempengaruhi terjadinya modrenisasi yaitu karena keberhasilan perusahaan perkebunan, adanya perjanjian politik dan karena adanya pembangunan kota medan. Perkembangan kota medan juga memiliki periode atau pembabakan waktu yaitu yang pertama periode sebelum datangnya bangsa eropa, periode kolonialisme bangsa eropa, periode penduduka jepang, dan periode kemerdekaan republic indonesia  

To enhance breastfeeding practices within Parit Baru village, this research aims to assess the effectiveness of flip sheet-based health counseling on breast milk. The study employed a pre-experimental design consisting of a one-group pre-test and post-test design. Utilizing purposive sampling, a sample size of 34 respondents was selected for the study conducted in Parit Baru village, located in the Kampar district. The measurement tool used was an observation sheet adapted from the Breastfeeding Counseling Training manual. Univariate and bivariate analyses, including dependent t-tests and Wilcoxon tests, were employed for data analysis. The results of the dependent sample t-test yielded a p-value of 0.000, indicating significance at the 0.05 level. As a result, it can be inferred that health counseling on breastfeeding is successful in enhancing breastfeeding abilities in lactating mothers in the hamlet of Parit Baru. The findings of this study advise health professionals to provide breastfeeding women with flip-chart media and practical techniques of health counseling about breast milk so that their breastfeeding abilities can be improved.

The use of Video Telling Story Media is a method that is applied in the English Dormitory listening comprehension class. This research is qualitative research, by conducting descriptive analysis using primary data and secondary data. This study uses data collection methods in the form of interview, observation, and documentation using data analysis techniques in the form of reduction (data reduction), data display (presentation), and verification (conclusion). Based on the results of research obtained in research and discussion, it is known that the implementation of Media Video Telling Story has a good impact on students, Students' listening skills increased rapidly because in the videos they watched there were subtitles that helped students guess vocabulary that was not heard.

This study aims to determine and analyze the position of force majeure in murabahah contracts and how the implementation of force majeure in murabahah contracts in Sharia Financial Institutions. This study uses normative legal research supported by empirical data. Data collection techniques used by the author is the study of literature documents that are examined from books, literature, journals, and legislation. The conclusion of this research is first, the position of force majeure in the murabahah contract is a necessity to anticipate unwanted and dangerous circumstances, which are beyond the authority of the parties in the murabahah contract. In addition, Islamic law also regulates positions related to force majeure that is known as dharurah, which means damaging or giving harm. Second, the implementation of force majeure in the murabahah contract at the Sharia Financial Institution has already been applied in the contract or agreement by the parties. Force majeure clause becomes a reason not to charge the parties for losses arising from force majeure events that occur. Something that is allowed due to dharurah conditions, must be completed according to the required size restrictions.

This study intends to discuss the effect of the number of micro, small and medium enterprises and the level of labor absorption on economic growth in Langsa city. as objectives among others to determine the effect of the number of MSMEs on economic growth in Langsa City, and to determine the effect of the level of employment on economic growth in Langsa City. This thesis uses quantitative data with the Multiple Linear Regression data collection method. Based on the research conducted, the following results and conclusions were obtained: the number of micro, small and medium enterprises and the amount of employment did not simultaneously affect economic growth in Langsa City.

Culture-based education has become a movement to raise public awareness to continue lifelong learning in overcoming all the changing and increasingly difficult challenges of life. In addition, education provides answers and solutions to the creation of culture based on the needs of the community in accordance with the values ​​and systems that apply in it. There are various cultures that can be used as educational media, one of which is a'rupama which is a character education medium for the younger generation, especially elementary school students in the Ammatoa customary area. The role of a'rupama as a medium for character education in the Ammatoa customary area which later became the background for this research. This study uses a mixed method research type, namely research that combines qualitative and quantitative research. This research was carried out in the Ammatoa customary area, the informants and samples in this study were the community and the younger generation, especially school students in the Ammatoa customary area. Data was collected through observation, in-depth interviews, literature study and questionnaires with a total sample of 56 of the 131 population. The data were then analyzed using spiral analysis. Based on the results of the analysis, it was found that a'rupama actually has a role as a medium of character education for the younger generation in the Ammatoa customary area in educating the younger generation through instilling positive values ​​that are considered to be able to shape the character of the younger generation to become a much better generation. The values ​​contained in A'rutama's stories are responsibility, hard work, honesty, communicative, creative, caring for the environment, discipline and curiosity. The presence of a'rupama can be an answer to the increase in educational media that can be used as a medium for character education in elementary schools. In its development, a'rupama experienced a number of obstacles which were feared to threaten the existence of a'rutama. community, indigenous peoples only focus on improving the family economy, a'rupama is not yet part of character education in elementary schools and technological development factors.      

The enactment of Law No. 24 of 2009 concerning Flags, Languages and State Symbols and the National Anthem which is confirmed by PP No. 57 of 2014, Minister of Education and Culture Regulation No. 42 of 2018, and SK No. 0424/I/BS.00.01/2022, of course, must be obeyed by all Indonesian citizens. Governance of correspondence in government agencies is one that is regulated in the law, in particular Article 33 paragraph 1 which reads "Indonesian must be used in official communication in government and private work environments". Meanwhile, linguistic problems, such as spelling errors, word choice errors, sentence meaning errors, sentence composition errors, are rarely considered. There are many versions of letters sent by government agencies, especially at the village/kelurahan level. There are many variations and there is no standard one related to this correspondence because government officials do not yet have standard guidelines. There are so many mistakes made by government officials in making official letters. The target group for this community service is the sub-district in Donorojo Village, Mertoyudan District, Magelang Regency, Central Java Province which consists of 12 hamlets. This community service program will be carried out in three stages, namely planning, implementation, and evaluation. The implementation of the program is planned to last 6 months starting in mid-2023. This implementation begins with planning, implementation, and ends with evaluation.  

The report on the career paths of alums from Public Vocational High School 6 Surabaya between 2019 and 2022 shows that alums pursuing careers as entrepreneurs are lower than those becoming employees. This study aims to determine the intrinsic and extrinsic factors and their simultaneous influence on the interest in entrepreneurship of 12th-grade students in the Culinary  2 class at Public Vocational High School 6 Surabaya. The research used a descriptive method with a quantitative approach and examined the impact of intrinsic and extrinsic factors, both individually and simultaneously, on student's entrepreneurial interests. The population of this study consisted of 30 students in the 12th-grade Culinary 2 class at Public Vocational High School 6 Surabaya. The data was collected using a validated questionnaire comprising 30 items. Meanwhile, the data analysis technique used was multiple linear regression. The results indicated that intrinsic factors did not influence student's interest in entrepreneurship. Contrarily, the extrinsic factors did have an influence. Furthermore, intrinsic and extrinsic factors simultaneously influence student's interest in entrepreneurship. Therefore, students at Public Vocational High School 6 Surabaya tend to be interested in entrepreneurship due to the encouragement they receive from their environment, including their family, community, and school. Moreover, the student's willingness and interest also played a supporting role. Thus, student's interest in pursuing careers as entrepreneurs can evolve if there is support from all parties.

The Islamic capital market is an alternative source of funding as well as an investment vehicle for a company whose operational activities are based on sharia principles. In this case the Islamic capital market affects the level of economic growth of a country.  where when the level of investment is high, the country's economic growth will increase and vice versa. The purpose of this study is to determine the role of the Islamic capital market in increasing economic growth in Indonesia. This research uses the literature study method with sources from articles, books and data analysis using descriptive analysis regarding the role of the Islamic capital market in increasing economic growth in Indonesia. The results of the study show that Indonesia's economic growth is inseparable from the role of Islamic stock investment. Economic growth can be measured with the value of Gross Domestic Product (GDP). GDP  continues to increase over the past few years, as well as the sharia stock market capitalization which is quite stable. Where is the relationship between capitalization Islamic stock market with a positive Gross Domestic Product (GDP).

There is a goal to be achieved in this research, namely to determine the effect of risk management on the financial performance of banks in Indonesia. One of the factors that influence banking financial performance is risk. There is a goal to be achieved in this study, namely to determine the effect of credit risk (NPL) and market risk (NIM) on the financial performance of banks in Indonesia. The sample used in this study is banking financial performance for 3 years which is calculated from 2016 to 2019. In this study the analytical method used is multiple linear regression analysis. The results of the study show that NPL has a negative and significant effect on banking financial performance. Meanwhile, NIM has a significant positive effect on ROA.

The purpose of this research is to find out and describe the effectiveness and efficiency of implementing the siskeudes application as well as the constraints or obstacles to financial management in Rejosari Village, Pakis District. This research uses a qualitative approach with a qualitative descriptive research type. The data used in the study were obtained through interviews and observations at the Rejosari Village Hall office. Data analysis using data reduction, data presentation and verification. The results showed that the implementation of the siskeudes application in Rejosari Village was quite effective and efficient in helping the village government manage its finances. The village financial management procedures that will be carried out include the planning, implementation, management and reporting/accountability stages. However, there are still some problems in its operation but it doesn’t really affect the system used. The village financial system is very important in the village economy, where good and structured village financial management can create optimal accountability and transparency.

This research aims to analyze the conservation or solutions to flood disaster problems as a community need with a healthy environment. The research was conducted in Sukasari District, Bandung City, West Java Province, with an area of 6.27 km2. The method used in this paper is descriptive analysis and the data used is secondary data. Based on the analysis of the flood hazard map for Bandung City, the research results show that the entire area of Sukasari District is highly prone to flooding. Based on the findings, the overflow of the Cidurian, Cipamokolan, and Cibeureum rivers poses a threat of flooding in Sukasari sub-district. Green Open Spaces in Sukasari District consist of 16 location points spread across 3 sub-districts. The utilization of Green Open Spaces serves to maintain ecosystem balance and increase the availability of clean air and water catchment areas. Solutions to reduce flood disasters include reducing the level of risk, decreasing vulnerability, and enhancing community capacity.

This academic study aims to improve the learning quality of class XI IPS 1 students for the 2022/2023 academic year. In addition, it is to find out whether cooperative learning using the STAD method can improve Pkn learning achievement for class XI IPS 1 students in the 2022/2023 academic year. The teacher provides a good, fun, and stimulating learning environment so that students can think and develop according to their needs. Cooperative learning encourages students to work together to achieve goals. It is interesting to observe the extent and understanding of students in class XI IPS 1 about Civics after the STAD-type cooperative learning method was implemented in the 2022-2023 school year. Academic achievement is the final result of learning, which can be measured by the grades or scores achieved by students at the end of a given course. This research involved 36 enthusiastic students of class XI IPS 1. The use of observation sheets and test questions can facilitate data collection. The results showed that student participation in cycle II increased to 75.28, a significant value when compared to the value of cycle I 69.03. It is very encouraging to see an increase in student learning outcomes from 61.11% to 86.11% between cycles I and II. The results showed that STAD group learning increased the academic achievement of class XI IPS 1 SMA Negeri 1 West Malaka.

In a steam power plant, of course, it has a very important prime mover, namely an electric motor, but electric motors are used in a variety of functions, one of the main roles in this electric motor is as a condensate extraction pump in a steam power plant which functions to push materials for power plant production. Steam power, namely sea water, goes to the generator to become a power plant. The method used is qualitative by using observation techniques, interviews and literature studies. This condensate extraction pump (CEP) electric motor can be operated automatically and manually for routine maintenance and good inspection results.    

Coffee shops that use marketing strategies to achieve customer repurchase intention by providing quality service and good taste, namely Nongkasky Coffee and Eatery. The taste of Nongkasky Coffee and Eatery is quite good, including in the processing and selection of ingredients and has a kitchen expert who knows his field. In addition, it also provides friendly service quality, but waiters are less responsive in handling consumer complaints. This research is a quantitative research. The research location is located at Nongkasky Coffee and Eatery, Kec. Wates Kab. Kediri. The population in this study was 900 consumers. The sample in this study were 60 consumers using the Malhotra sampling technique. The analysis technique used is validity and reliability test, classic assumption test, multiple linear analysis test and hypothesis test. Partially the variable of service quality (X1) has a significant effect on the variable of interest in repeating (Y). Partially taste (X2) has a significant effect on repurchase intention (Y). Simultaneously service quality (X1) and service quality (X2) affect customer repurchase intention (Y).    

The industrial sector is a strategic sector in the development of the national economy to address the problem of unemployment. In economic opportunities, being able to provide opportunities related to the management of material, resources, individuals, society, and the state for the welfare of human life so that there are no drastic economic disparities. The purpose of this study is to find out how important the industrial sector is in economic opportunities in the city of Surabaya. The research method used is quantitative method is data measured on a numerical scale (number) for data collection by means of secondary analysis where the data is obtained from other parties and indirectly from the research subject. Usually secondary data in the form of documentation or report data that has been available.