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Gestational surrogacy is a form of surrogacy in which a woman carries and gives birth to a child without any genetic relationship to the baby. In this process, the egg from the biological mother and the sperm from the biological father are combined through in vitro fertilization (IVF), and the resulting embryo is implanted into the surrogate mother's womb. After giving birth, the surrogate mother hands the baby over to the couple or individual who arranged the surrogacy, in exchange for financial compensation for her service. Although gestational surrogacy offers several benefits, this practice raises numerous questions from an Islamic perspective, such as its legality, the lineage of the child born, and the social and ethical impact it has on the Muslim community. This paper focuses on analyzing Islamic views on gestational surrogacy and the accompanying implications of Sharia law. The article employs a qualitative method with discussions covering the definition of surrogacy from an Islamic perspective, Sharia legal analysis of surrogacy practices, as well as the social and ethical impact that arises in the Muslim community.

Organizational achievement is influenced by the work environment where employees carry out activities also have an important role in improving their performance. The work environment refers to the material and psychological conditions of employees in the organization. This study aims to determine the effect of work motivation and work environment on employee performance at the Kulon Progo Regency Small and Medium Enterprises Cooperative Office. In this study, the data collection techniques used were questionnaires, observation, documentation and literature study. The analysis used is instrument test, classical assumptions, multiple regression, hypothesis testing, and R2 estimation. Sampling by distributing questionnaires directly to 37 samples. The results of data processing from motivation (X1) have a positive and significant effect on employee performance, namely tcount 2.573> ttable 2.032 with a significance of 0.015 <0.05 and the work environment (X2) has a positive and significant effect on employee performance, namely tcount 2.903> ttable 2.036 with a significance of 0.006 <0.05. Fcount value 7.803> Ftable 3.28, with a significance value of 0.002 <0.05. This means that motivation and work environment simultaneously affect employee performance. The results of the coefficient of determination test obtained an R-square value of 0.315 or 31.5%, which means that the influence of the independent variables on the dependent variable and the rest is influenced by other factors outside the research variables.

This research aims to analyze the legal responsibility of PT Asuransi Jiwa Bersama BUMIPUTERA 1912, Buton Branch, in fulfilling its obligations to the insured parties, as well as the legal remedies that can be pursued by the insured and the insurance company in the case at hand. The research method used is qualitative research. This study employs an empirical legal approach while delving deeper into normative legal principles. The findings reveal that AJB BUMIPUTERA has violated the applicable laws and is contractually liable for the breach of contract (wanprestasi) committed. The legal remedies available to the insured, in this case, parties B and L, include filing a lawsuit in court. Meanwhile, the legal remedy pursued by Asuransi Jiwa Bersama BUMIPUTERA 1912 is to maximize the implementation of the Financial Recovery Plan (RPK). This research contributes to a better understanding of legal protection for insurance service consumers.

This Real Work Lecture (KKN) program was carried out by students of the Muhammadiyah University of North Sumatra in Telaga Pure Village, Langkat Regency. This activity focuses on observing and analyzing the influence of lack of knowledge and saving habits on personal financial management among students. Through this service, students help and educate the public on the importance of knowing and getting used to saving from an early age among students. The main aim of this activity is to increase awareness and knowledge as well as the habit of saving which will have a long-term impact on individuals who implement this. This program consists of several activities, outreach and mutual cooperation activities to maintain a clean environment. The results of this activity show that the impact of the lack of this is still negative and we will continue to try to find a solution. Apart from that, students also succeeded in educating and socializing the importance of knowledge and the habit of saving for personal finances among students. 

Learning is still teacher-focused, students often feel bored in learning, especially learning fiqh, therefore this study aims to increase student activeness in fiqh learning at MTs Islamiyah through the development of learning media in the form animation videos and games “Open the Box”. Learning that still focuses on the teacher causes students to feel bored and lackluster. By utilizing technology, this research develops interesting interactive media to support the teaching and learning process. The method used is research and development (R&D) with the ADDIE model. The results showed that the use animated videos and educational games can increase student motivation and engagement in fiqh learning.

Education standards in Indonesia still face various challenges, especially in Tahai Jaya Village where there are still educational problems such as limited Merdeka curriculum books, unstable lesson schedules, and the low reading ability of grade 3 elementary school students, reflecting broader educational challenges. To overcome this, KKN students took the initiative to carry out free tutoring in Tahai Jaya village. The aim of this free tutoring program is to help improve the quality of education in Tahai Jaya village. The method used is the PAR (Participatory Action Research) method. The results of free tutoring activities in Tahai Jaya Village have succeeded in improving the quality of education in the area. This activity involves active community participation and is carried out for a month using interactive methods. As a result, students show increased motivation and learning abilities, especially in completing school assignments. Parents also felt the positive impact of this activity, because their children were more enthusiastic and eager to learn.

Al-Qur’an, the holy book of Muslims, contains instructions and guidelines for the life of a Muslim. One of the important aspects of Islamic worship is prayer, which is obligatory for every Muslim. During the prayer, a number of surahs of the Quran are read in succession. There are several letters that the Prophet Muhammad SAW read in prayer, one of the letters that must be read in every prayer is the letter Al Fatihah. In addition to Al Fatihah, there are several other letters that the Prophet also recommended to read in prayer, not only about what letters the Prophet read in prayer, but the Prophet also ordered that the prayer readings be adjusted when serving as the priest for congregational prayers. The research shows the themes of hadith concerning what are the letters that the Prophet Muhammad SAW read in prayer and how the ethics are in reading the Koran when he becomes an imam  in congregational prayers.

This research was conducted at the Ar-Rasyid Al-Qur'an Education Park (TPA), Tanjungpinang City, Riau Islands, to overcome problems in learning the Al-Qur'an, especially the pronunciation of hijaiyah letters, recognition of dignity, and the science of recitation. Teachers try to guide children in reading the Koran correctly, assisted by the cooperation of parents at home. The teacher uses the question and answer method to motivate students to understand and instill the laws of recitation. This research is qualitative field research with descriptive methods. Data was collected through interviews, observation and documentation, then analyzed using the steps of collecting, editing, presenting data and drawing conclusions. Data validity testing was carried out through triangulation. The research results show that the tahfidz teacher's strategy in improving Al-Qur'an reading includes utilizing time to read the Al-Qur'an before learning, muroja'ah strategies, and implementing systematic learning procedures. Teachers also carry out final assessments every semester. Implementation techniques include the jama' method for collective memorization and the Iqra' method for reading practice. The Tahfidz teacher evaluation strategy shows the existence of supporting factors and investors, such as laziness and donor coordination between the head of the foundation, teachers and students. The solutions implemented include good time management, motivation and support from TPA, teachers and parents so that students are more enthusiastic about learning the Koran at TPA Ar-Rasyid.

Nosocomial infections are a serious problem that often occurs in hospitals and can have a negative impact on patient safety. The role of nurses, especially in inpatient rooms, is very important in preventing these infections. Preliminary studies found 0.34% of HAIs in hospitals, 0.00% of urinary tract infections, 0.86% of Phlebitis, 0.00% of Ventilator Associated Pneumonia. The aim of this study was to determine the relationship between knowledge and behavior of nurses regarding the prevention of nosocomial infections.This type of research is quantitative research with a cross sectional approach. Data collection was carried out through questionnaires. This population is all nurses in the Inpatient Room at PKU Muhammadiyah Sukoharjo Hospital. The sample for this research was 42 respondents who were selected using the total data saturated sampling technique used, namely univariate and bivariate analysis (Spearman rho test).The results of the univariate analysis research showed that the nosocomial infection prevention process variable, nurse knowledge was in the good category at 100% and the nosocomial infection prevention process variable, nurse behavior was in the good category at 100%. The results of bivariate analysis using the Spearman's rho statistical test show that there is a p-value of 0.000, where this value is smaller than 0.05 with a coefficient value of 0.528. So it can be said that there is a relationship between knowledge and behavior of inpatient room nurses in preventing nosocomial infections at the PKU Muhammadiyah Sukoharjo hospital.In conclusion, there is a relationship between knowledge and behavior in preventing nosocomial infections at the PKU Muhammadiyah hospital. Suggestions: Increase counseling and training on preventing nosocomial infections for nurses and health workers and non-health workers at the PKU Muhammadiyah Sukoharjo Hospital.

Colorectal cancer is a malignant epithelial tumor originating from colorectal mucosa. Clinicopathology factors including age, gender, location, histopathological type, differentiation, depth of invasion, lymph node metastasis, and lymphovascular invasion are known affect the prognosis. This study aims to determine the clinicopathological characteristics of colorectal cancer at Anatomical Pathology Laboratory RSUP. Dr. M. Djamil Padang in 2017-2020 This study was descriptive observational with total sampling technique from medical records. Samples included all colorectal cancer patients in 2017-2020 who were fulfilled inclusion criteria, with total 251 samples. The results showed that the most patiens were female (52.2%), the age group were > 50 years (66.1%), mostly located in the rectosigmoid (71.7%). Most of the histopathological types were adenocarcinoma (79.7%), with low grade differentiation (88.8%). More than a half of tumor invasion was at T3 (58.2%). Mainly metastatic status to lymph nodes was Nx (54.2%) and lymphovascular invasion were positive in 60% samples that included the lymphovascular invasion examination. The conclusion of this study is most of colorectal cancer in Anatomical Pathology Laboratory RSUP. Dr. M. Djamil Padang in 2017-2020 are in advanced stage, Early detection needs to be done so that colorectal cancer can be diagnosed at an early stage.

Football is a team sport played by two teams, each consisting of eleven players, on a rectangular field with goals at each end. The aim of this game is to score a goal by putting the ball into the opponent's goal and preventing the opponent from scoring a goal into their own team's goal. The game takes place in two halves of 45 minutes each, with a break between halves. The team that scores the most goals at the end of the match is declared the winner. If the score is level, the match may go to extra time or a penalty shootout, depending on the competition format. Football is also known by various special terms and rules, such as offside, corner kicks, and yellow/red cards. In addition, football is a very popular sport throughout the world and is often held in various competitions, including domestic leagues and international tournaments such as the FIFA World Cup.

Kuliah Kerja Nyata (KKN) program in Wonorejo Village, Karanganyar District, Kebumen Regency, aims to bridge academic theory with community practice through the preservation of pandan leaf weaving crafts and the strengthening of local SMEs. This program involves students from Universitas Muhammadiyah Purwokerto for 32 days, focusing on increasing youth interest in traditional crafts and innovating product packaging. Methods employed include observation, field research, and training. Results indicate a decline in young artisans and a need for innovative packaging designs to improve product marketing. Social learning and innovation theories are used to encourage youth participation and enhance product appeal. The program faces challenges in attracting youth interest and the need for appropriate training. In conclusion, KKN successfully applies social and economic theories to address local issues, resulting in social changes that include economic development, skill enhancement, and the creation of a sustainable community.

This study aims to analyze the influence of Islamic financial literacy on customer decisions in choosing Islamic vehicle installments in Indonesia. Using a quantitative approach, a survey was conducted on several respondents in five major cities in Indonesia. The results showed that the level of Islamic financial literacy has a significant positive influence on customer preferences for choosing Islamic vehicle installments. Logistic regression analysis revealed that every one-point increase in the Islamic financial literacy score increases the odds of choosing Islamic vehicle installments by 4.9%. Demographic factors such as age, education, and income also have a significant influence. These findings highlight the importance of efforts to improve Islamic financial literacy as a strategy to encourage the adoption of Islamic financing products. Practical implications include the need for targeted education programs, improved product communication, and innovation in the development of competitive Islamic financing products.

Land and Building Tax (PBB) is one of the revenues for local governments which is very important for funding infrastructure development, health services, education and other public services. PBB has a very significant role in community compliance and awareness in paying PBB in various regions is still said to be low. This is usually caused by several factors such as a lack of socialization, minimal transparency in the use of PBB funds, and low public awareness of the use of PBB payments, which is the main cause of low taxpayer compliance. The aim of this research is to identify strategies to be implemented to increase public awareness and compliance in paying PBB. This research uses a qualitative approach using observation and documentation methods. This research shows that the results show that by having regular outreach campaigns or outreach, utilizing information technology in the payment process, as well as developing a compensation and public quality improvement system funded by PPB, it will be an effective step to increase public compliance in paying taxes. Apart from that, involving several community leaders and non-governmental organizations in tax awareness outreach or education is also able to strengthen community responsibility and participation in regional development. By implementing existing strategies, it is hoped that we will be able to overcome problems such as low awareness and low community compliance in PBB payments, which will then be able to support the sustainability of the ability to achieve goals in implementing regional development programs

Customer segmentation plays a pivotal role in driving marketing strategies and improving customer retention across various industries. This study explores the application of the RFM (Recency, Frequency, Monetary) model for customer segmentation in a Software-as-a-Service (SaaS) business, using Python for efficient data processing and analysis. By analyzing one year of customer purchase data, we segmented customers into key groups such as "Champions," "Loyal Customers," and "At Risk." The results highlight that targeted discount strategies significantly affect profitability, especially for high-value customer segments. Furthermore, the research builds upon existing methodologies, demonstrating how Python-based implementations streamline RFM analysis and allow for scalable solutions in business contexts, as illustrated in prior works by Hermawan et al. (2024). This study offers actionable recommendations, including tailored discounting, loyalty programs, and personalized engagement strategies, to enhance customer retention and business profitability. The findings underscore the importance of data-driven marketing approaches for customer segmentation and engagement, reinforcing the relevance of the RFM model in modern business environments.

The disparities in characteristics across regions in Indonesia can lead to unequal development. The central government directs development activities in the regions with a primary focus on villages and underdeveloped areas. The Village Fund, sourced from the state budget (APBN), is allocated to villages and can be used to finance various development activities, which are expected to be a solution to the development disparities in villages and underdeveloped areas. The objective of this research is to examine the impact of the realization of Village Fund Transfers on economic growth in 62 underdeveloped districts.

The use of fossil energy in the maritime industry has become a major source of carbon emissions and vulnerability to fuel price fluctuations. In an effort to overcome these challenges and move towards a more sustainable future, the use of solar energy has emerged as a significant potential solution. Batam City, with its strategic location and rapidly growing maritime interests, has great potential to adopt solar energy in its maritime operations. This study aims to investigate the potential and challenges of developing solar-based sustainable electrical energy in the maritime sector in Batam City. We identify the most suitable locations for solar panel installations, explore efficient energy storage technologies, and analyze reliable maritime grid system integration. Additionally, we discuss personnel training and environmental awareness efforts necessary to support this transition. This study also reviews the role of policy and regulation in encouraging investment in solar energy and encouraging collaboration with relevant stakeholders. The research results show that the use of solar energy in maritime governance in Batam City can reduce carbon emissions, increase energy security and reduce operational costs in the long term. This study provides valuable insights for decision making and strategic planning for local governments, industry players and academic institutions interested in realizing sustainable and future-oriented maritime governance.    

This research aims to determine whether there is an influence of Expertise, Trustworthiness, and Attractiveness (credibility) of Nagita Slavina and Rayyanza, both simultaneously and partially, as brand ambassadors on the purchase intention of followers of the Instagram account @cessa.official. The research utilizes the Source Credibility Theory proposed by Carl Hovland, Janis, and Kelly in 1953. A quantitative method was employed by distributing a questionnaire via Google Forms to 68 research samples online. The results of this study show that the credibility of Nagita Slavina and Rayyanza as brand ambassadors, which includes Expertise, Trustworthiness, and Attractiveness, has a significant influence, both simultaneously and partially, on the purchase intention of Cessa Essential Oil Roll On among the followers of @cessa.official.  

This research implements RFM (Recency, Frequency, Monetary) analysis to perform customer segmentation and evaluate the effectiveness of marketing campaigns in a retail company. Using a Kaggle dataset, this study identifies customers based on purchasing behaviour and assesses marketing campaign responses for each segment. The analysis reveals that Loyal, VIP, and New Customer segments showed the highest responses, especially in Campaign 6. The findings emphasize the importance of targeting resources on effective segments and campaigns to optimize marketing strategies and maximize ROI. Personalized campaigns based on segmentation can enhance customer retention and align product offerings with customer needs.

This study discusses the application of translation methods and strategies in the subtitles of the film Ar Risalah from Arabic to Indonesian. The film Ar Risalah is a religious film that tells the story of the life of the Prophet Muhammad SAW, which has strong historical and cultural values. This study aims to identify the methods and strategies used in translating dialogue sentences in the film's subtitles. Using a qualitative descriptive research method, data were collected through direct observation of the film's dialogue. The researcher classified the translation methods based on Newmark's theory and translation strategies from Pamungkas and Akmaliyah. The results of the study showed that there were seven translation methods used, namely word-for-word, literal, faithful, semantic, adaptation, free, and idiomatic translation. In addition, there were four translation strategies, namely prioritizing and ending, reducing, adding, and replacing. These findings indicate that translators must consider lexical, contextual, and cultural aspects in producing translations that are communicative and in accordance with the target language. This study provides in-depth insight into the complexity of the film translation process, which is expected to be a reference for subtitle translators in the future.