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This study aims to examine the effect liquidity risk, credit risk and financial performance, through the application of the catur purusa artha concept as a basis for risk management, at BUMDes Dwi Tunggal, Buleleng Regency. This research use multiple linear regression method. The results of this study indicate that Liquidity risk  have a significant  effect on financial Performance. Credit risk has no significant effect on financial performance. The value of chess purusa artha with dharma as the basis for risk management encourages BUMDes managers to have the same commitment in building risk control awareness. This strategy ultimately reduces credit risk, which results in a decrease in NPL and maintains liquidity risk.

Bankruptcy is a condition of the company that shows the company's inability to operate properly due to severe financial difficulties. The purpose of this research is to know and measure the financial health condition of PT. Smartfren Telecom Tbk using Altman Z-Score, Zmijewski, Springate and Grover methods. The population is 13 years with the period 2007-2019 and the sample is 10 years with the period 2010-2019. This type of research is descriptive research using bankruptcy method and one sample t-test. The result of the study is altman Z-Score method, Springate and Grover predict PT. Smartfren Telecom Tbk does not have the potential to go into bankruptcy while Zmijewski's method predicts PT. Smartfren Telecom Tbk has the potential to go into bankruptcy. Based on the results of one sample t-test test calculation and the amount of standard deviation value obtained Zmijewski method is a relevant and accurate method to predict bankruptcy at PT. Smartfren Telecom Tbk.

This study aims to determine the effect of social media on learning outcomes in PAK (Catholic religious education) learning at Santa Maria Palangka Raya Middle School, especially for class VIII students. Through this research, the researcher wants to see further whether there is an influence of social media on the learning outcomes of Catholic Religious Education. This study uses a quantitative approach. The research location is at St. Catholic Junior High School. Maria Palangka Raya. The research population is all students in class VIII. The research sample is class VIII B and C taken by cluster random sampling technique. Data collection techniques used questionnaires distributed via google form and additional interviews with Catholic religious education teachers. The data analysis technique used Pearson's product moment correlation technique.

Based on the data ofNabire District Health Office concerning findings of cases in 2009 which are recorded as TB type patients: Positive BTA Pulmonary TB 209, Positive BTA relapsed TB 3, Negative BTA but positive Rontgen about 625 cases, Extra Pulmonary Pediatric patients 72 and 175 with total number for all cases of each type of TB patients about 1083 persons. The aim of this study is to analyse the risk factors of home environment Pulmonary Tuberculosis related Prevention Practices in Nabire Regency. The research design was observasionally retrospective study with case control study design. All of the patients who had been diagnosed as Positive BTA Pulmonary TB through microscopic examination both in the hospitaJ or Community Health Center (Puskesmas) laboratory were taken as the sample of the study, in January - July 2010 periode. Matching separation that based on age and gender, the control group member is each person who more or less has the same characteristic with the case group, live at Nabire district and 15 years of aged, as part of the case group neighbours but does not suffer pulmonary TB. The results indicate a signicantly relationship between occupation density (p = 0,001); OR= 4,376), in room ventilation (p = 0,001; OR = 3,541), in house ventilation (p = 0,017; OR= 2,637), in room lighting intensity (p = 0,017; OR= 2,615), in house lighting intensity (p = 0,002; OR= 3,455), in room hwnidity (p = 0,037; OR = 2,406), in house humudity (p = 0,001 ; OR = 4,376), presence of window in room (p= 0,002; OR= 3,500), in room temperature (p = 0,131; OR= 2,143), in house temperature (p = 0,001; OR= 3,984) with incidence of Pulmonary Tuberculosis. There is no relationship between floor type (p = 0,001; OR = 4,376) and separation room (p = 0,851;OR = 0,869) with the incidence of Pulmonary Tuberculosis. It is suggested to attempt the increment of Pulmonary tuberculosis findings, improvement of house environtment condition with emphasized on sanitation aspect of healthy house at the time of build, and increase clean and healthy behaviours.

This study aims to determine the people‟s understanding of the Eucharist, the involvement of the people in the celebration of the Eucharist and to incerease the people‟s understanding of the Eucharist through catechesis at the Santa Maria Assupta Rungun Parish Ave Maria Tanjung Station. Through catechesis, people are expected to understand the Eucharist as the source and peak of Christian life. This type of research is descriptive qualitative. Data obtained by using interviews and documentation. The research was conducted in May at the Santa Maria Asumta Rungun station. There were 10 informants in this study consisting of 1 parish priest, head  of the congregation and 8 people. The data analysis technique uses Miles and Huberman which consists of 3 stages, namely reduction, data presentation, and drawing conclusions.

This  study  aims  to  determine  the  role  of  parents  in  online  learning  on children's cognitive abilities, inhibiting and supporting factors experienced by parents at SDN 1.2 Pangelak. Through this study, it is hoped that parents can realize how important  parental  involvement  in  online  learning  towards  children's  cognitive abilities in Catholic Religious Education subjects during the covid-19 pandemic. The type of research used in this research is descriptive qualitative research. This research was conducted on May at SDN 1.2 Pangelak. The informants are 14 people consisting of the Principal, 1 Catholic Religion Teacher, 6 parents and 6 students. Data collection techniques through interviews and documentation. The data analysis technique used is the model of Miles and Huberman which consists of three stages, data reduction, data presentation and conclusion drawing.

This study aims to determine how important catechesis is in improving the understanding of Catholics, especially the Catechism of the Sacrament  of Penance.  Catechism  as  a  way to  give  understanding  to  the  people  about  the teachings that exist in the Catholic Church. Through this study, it is hoped that Catholics can understand what the Sacrament of Penance is so that the faith of the people will grow and develop. This  type  of  research  is  a  qualitative  research  with  a  descriptive approach. Data obtained by using interviews and documentation. The research was carried out in May 2021 at the St. Petrus Paulus Panaen Station, Santa Maria De La Salette Muara Teweh Parish. There were 7 informants consisting of 1 fellow Pastor, and  6  people.  The data analysis  technique uses the Miles and Huberman model which consists of 3 stages, namely reduction, data presentation, and drawing conclusions.

This study aims to describe the cooperation between catechist and parents in developing the faith of the child in the Stasi of Santo Joseph Batuah, the Parish of Santo Petrus and Paulus Ampah. The reason the researchers raised the title of this study is due to the lack of cooperation between parents and catechisms in developing the faith of children in Stasi Santo Yosef Batuah. This is descriptive qualitative research. Data obtained by interviews and documentation. The study was conducted on May 20 - June 2, 2021. The study was conducted at the Stasi of Saint Joseph Batuah Parish of St. Peter and Paul Ampah with a total of 13 informants. Data analysis techniques use Miles and Huberman's model of 3 stages, namely reduction, presentation of data, and conclusion withdrawal.

Children have rights, both materially and immaterially, as well as the right to protection of honor. The honor of children is a must, especially for girls, if the honor of a child is carried, then the development of the child can be disrupted, because of his unforgettable past. The honor of children who are snatched away by rape makes the writer interested in studying the crime of rape in the city of Semarang. based on the judge's consideration in making a decision against the perpetrators of the crime of raping underage children in the Semarang District Court. This study uses a normative juridical method. The results of the study showed that the judge's basic considerations in deciding the crime of raping minors, the judge considered from three aspects, namely aspects of legal facts, juridical aspects and sociological aspects and considered four things, namely, legal reviews on the basis of legal facts considerations, legal reviews of based on juridical considerations, legal reviews on the basis of sociological considerations and legal reviews on the basis of philosophical considerations, from this study it can be concluded that judges make decisions based on three aspects and 4 things, this is done to achieve justice as stated in the Pancasila ideology of the fifth principle, namely social justice for all Indonesian people.   Keywords: the basis of judge's consideration, perpetrators of the crime of raping minors  

Land* is* a* necessity* that* is* needed* by* every* Indonesian* citizen.* The* purpose* of* this* study* is* to* find* out* and* analyze* the* resolution* of* legal* disputes* against* holders* of* certificates* of* ownership* (double* certificate).* A sense of wanting to have a subject that will eventually lead to land disputes. One of the problems is the emergence of multiple ownership certificate (overlapping). "Double Certificate" can lead to civil disputes between the parties, so to ensure legal certainty over the land it needs to be resolved through a judiciary. Based* on* the* results* of* the* study* indicate* that* the* occurrence* of* double* certificates* caused* by* several* factors,* namely* the* bad* intention* of* the* applicant* for* the* certificate,* an* error* from* the* Land* Office,* namely* in* terms* of* collecting* and* processing* physical* data* and* juridical* data* of* the* land,* and* the* unavailability* of* a* comprehensive* land* registration* map.* Double certificate occur because there are two certificates in one office issued officially by the Land Office. This* research* uses* normative* juridical,* data* sources* collected* from* library* data* and* then* the* data* collection* techniques* used* are* literature* study.* The* formulation* of* the* problem* in* this* research* skirpsi* is*what* are* the* factors* that* lead* to* the* submission* of* dual* certificates,* and* the* legal* protection* that* double* certificate.* Legal protection for holders of land rights is as regulated in Government Regulation No.24 of 1997 and Article 38 paragraph (2) UUPA, Article 32 paragraph (2), Article 23 paragraph (2) and Article 19 paragraph (2) letter c, that the certificates of proof of right act as a strong means of proof. The two rights owners who are the object of the dispute do not receive legal protection if the revocation of the land certificate has been decided. Because the publication system used in Indonesia is a negative publication system that contains positive elements. Settlement* of* land* disputes* can* be* resolved* by* deliberation* by* the* parties* or* mediation* and* through* justice.* On* the* other* hand* there* is* a* need* for* special* procedural* law* provisions* either* through* deliberation* or* mediation* at* Land* Office* and* the* court* if* dispute* resolution* occurs* through* litigation. The settlement of disputes through this court route s generally through several solutions, ths is : 1. Lawsuit to the land office 2. Civil suit in court 3. State admnstrative court 4. Kasasi in the menchanism for resolving land disputes with multiple certificate outside the court route includes the use of legal remedies by mediaton.   Keywords:* Settlement,* Land* Certificate,* Double

One of the problems that often arise in an agreement is default, which can result in the creditor experiencing losses due to the debtor being in default. . In the first trial, the judge usually offers a peace deed. When agreed by the parties, a Deed of Peace is issued by the court. The judge's decision of peace deed has binding power for litigants and there is legal certainty and has executive power, namely the power to carry out what is stipulated in the decision by force by state instruments. Likewise with the decision of the District Court No. 29/Pdt.G.S/2019/PN.Unr. The problem is whether the decision number 29/Pdt.G.S/2019/PN.Unr can be appealed or cassed, how will it be resolved if the defendant in the peace deed does not comply with the contents of the deed. This research uses a normative juridical research type, which is carried out by studying legislation, theories and concepts related to the problems to be studied. From the results of the analysis, it is concluded that the legal force of the peace deed is regulated in Article 1858 of the Civil Code and Article 130 paragraphs (2) and (3) of the HIR. This Peace Deed is essentially irrevocable. Cancellation of the Peace Deed may be requested, if its contents are contrary to the law. The legal basis for the Supreme Court Decision Number 454 K/Pdt/1991. The Plaintiff and the Defendant must comply with the contents of the Deed of Reconciliation, because it is a mutual agreement. The Deed of Peace cannot be appealed or appealed. The legal basis is Article 130 paragraph (2) of HIR. If the defendant does not comply with the decision of the Peace Deed, it can be executed by force through the court. The basis (Article 196 (HIR) and Article 207 Rechtreglement voor de Buitengewesten (RBG).             Keywords: Peace, the Power of Law, HIR and RBG

Permen ATR/BPN 9/2019 is a provision regarding the implementation of roya electronically so that registration and deletion of roya can be reached easily, quickly, simply and at low cost. Roya which is done manually is different from electronic. The difference is that the file from the applicant is scanned and registered through the website and is directly corrected by the roya executor, not through the land counter. So that the Notary/PPAT does not have to come to the Land Office. After obtaining the certificate of land rights then it is given back to the certificate holder in this case is the creditor. If the deletion and registration of roya electronically has not been carried out even though the debt has been paid off, the land title certificate still contains a barcode record of encumbrance of Mortgage Rights. Based on the above, how is the implementation of the elimination of Roya Mortgage Electronically at the Land Office of Batang Regency? And what are the Inhibiting and Supporting Factors in the Implementation of Electronic Mortgage Elimination at the Land Office of Batang Regency?. The research method that will be used in this paper is a sociological juridical research method. The approach that the author uses in this study is a sociological juridical approach. The sociological juridical approach emphasizes research that aims to obtain legal knowledge empirically by going directly to the object. The implementation of the abolition of roya with the HT-el System at the Land Office of Batang City has not all been carried out in accordance with the procedures stated in the Technical Guidelines for HT-el. Application files that do not comply with procedures are known from the results of the inspection of the Land Office, if not checked, the HT-el certificate will be issued automatically on the seventh day. Issuance without any inspection from the Land Office if there is a procedural error, it is feared that it will become a problem in the future. Obstacles in HT registration with the HT-el System occur in PPAT, Banks as creditors and the Land Office. This obstacle arises during the HT registration process, both technically and non-technically. The electronic roya removal is carried out by the applicant, namely the debtor, proxy or representative by filling out an electronic application. If seen in practice, the Elimination of Roya electronically electronically or online is carried out through PPAT intermediaries at the PPAT office because PPAT who has a user name and password when accessing the registration system for the Elimination of Roya electronically in order to serve the needs of the community for the Elimination of Roya electronically through the online system still has both external and internal constraints.   Keywords: Deletion, Roya, Online

                Elderly is a population at high risk of experiencing hypertension due to the aging process. The treatment of hypertension in the elderly is not effective yet, because it only reduces hypertension by 8%, the disease often recurs and requires a long process. Dry cupping therapy is one of the non-pharmacological therapies that are safe and fast through the skin suctioning techniques to reduce blood pressure in the elderly. This study aims to determine the description of the application of dry cupping therapy in reducing blood pressure in the elderly with hypertension in the Rowosari Community Health Center Semarang. This type of research is descriptive research with a case study approach. Subjects used were 2 respondents with criteria of age > 60 years, had first-degree hypertension, and were able to self-care. Blood pressure measurement using a sphygmomanometer. Dry cupping therapy interventions carried out for ± 15-30 minutes once a day. The results of data analysis showed that subject I decreased blood pressure from 150/90 mmHg to 140/90 mmHg and subject II decreased blood pressure from 150/90 mmHg to 140/80 mmHg. The conclusion of this study is dry cupping therapy influences in reducing blood pressure in the elderly with hypertension and is recommended as a nursing intervention in the management of blood pressure in the elderly with hypertension.

The On The Job Training (OJT) activity is an activity that is included in the curriculum of all Study Programs at the Indonesian Tourism Economics College (STIEPARI)  Semarang  and must be carried  out by students  who are currently studying in semester VI. On The Job Training (OJT) is an activity to go directly to the field and apply the things obtained from theory and compared with practice in the field.  From  semester  I to semester  V, students  of the Indonesian  Tourism Economics College (STIEPARI) Semarang have been equipped with various practical skills and solving problems that exist in each study program so as to make it easier for students to practice in their respective fields.

This research was conducted at Lind's Ice Cream and Resto Papandayan Semarang which aims to analyze and explain the influence of location and service quality on guest satisfaction, as well as to determine which variables have the most dominant influence on guest satisfaction. The method used in this research is a survey with quantitative analysis,. The number of samples in this study were 86 respondents who visited Lind's Ice Cream and Resto Papandayan Semarang. Based on the results of SPSS calculations, the hypothesis at the tested level is significant and has a positive effect on the regression equation,And it is proven that the service quality  variable  has  the  most  dominant  effect   on  guest   satisfaction  with  a regression coefficient of 0.794. The conclusion of this study  is that The quality of service that has the most positive effect on guest  satisfaction at Lind's Ice Cream and Resto Papandayan Semarang.

Students are students who hold the highest educational status. The demands of students to complete assignments on time are very high, especially for final year students. Final year students have the obligation to make a final project because it is one of the graduation requirements. The task can be a stressor for students so that students become stressed. This situation, if not handled immediately by students, will result in anxiety and depression, suicidal ideation, poor lifestyle, disturbed sleep patterns, headaches, and feelings of helplessness. Students can face and complete the final project well if students are able to handle stress well. There are several techniques to reduce stress, namely expressive wraiting and laughing. This research was carried out quantitatively using a two-group pre-post test design method. The sample in this study was final year students totaling    

This  research   was  conducted   at  Nostalgia   Restaurant   The  Sidji  Hotel Pekalongan which aims to analyze and explain the influence of food product quality and service on guest satisfaction  which is experiencing  poorly good conditions including color, appearance, portion, tecture, temperature and level of maturity of a food  product  not in accordance  with  guest  expectations  and  there  are some infrastructure services that do not meet the standards in providing services to guests. The research data were obtained through questionnaires and interviews. The sample used in the study was 100 respondents. The research results are expected to provide useful information for the manager and guest satisfaction. The data obtained were processed   using   descriptive   analysis   and   quantitative   statistical   analysis. Quantitative analysis uses multiple regression analysis to determine the effect of the independent variable on the dependent variable, model test, hypothesis testing, and however before the test is carried out, the validity and reliability tests are conducted first. The results of the regression analysis show that there is an increase in the quality of food products and services on guest satisfaction. Then the test results of multiple regression analysis show a significant F value, with a correlation value of determination  R2 square of 0.598. This shows that the quality of food products and services significantly affects guest satisfaction together with a close relationship of 59.8%. This shows that to increase guest satisfaction, it is necessary to increase the quality of products, both food and beverages served to guests, as well as excellent service in accordance with guest expectations.

Sometimes in some educational institutions they use handbooks in the learning process, but it is different in MA SA Darul istqamah, handbooks are only available for teachers. From this statement, the researcher concludes that the media has an important role in learning, so the researcher wants to know how the implementation of media, especially audio lingual media, in increasing maharah istima' at the institution.This study uses a qualitative research type using a descriptive approach. About the results of the study of the implementation of audio lingual media in increasing the special mahrah of class XI science students at MA SA Darul Istiqamah Woro Kepohbaru. In collecting the data, the researcher used observation and interview techniques, including interviews with the teacher in charge of the subject. And researchers used data analysis that was carried out continuously during the research process by reducing data, presenting data, and drawing conclusions.According to the observations that the researchers got, there are several kinds of media used in learning. Especially for istima' skills in Arabic the teacher gives an incomplete text, and later students are given the task of completing the text by listening to the audio that is played. Thus students can train especially in the ability to express words according to what is heard or commonly called maharah istima'.  

This study aims to determine the effect of Lactobacillus casei and Ambon banana flour on the viability of lactic acid bacteria and inhibition of pathogens in yogurt. The studies used the Randomized Block Design (RBD) 2 factor, starter type and ambon banana flour concentration. The starters type consisting of Streptococcus thermophillus and Lactobacillus bulgaricus; S. thermophilus, L. bulgaricus and L. casei.  The banana flour concentration consisting of 0; 2.5; 5.0; 7.5 and 10%. Analyzed used one-way ANOVA and continued with Duncan's Multiple Range Test. Variables observed including the viability of lactic acid bacteria, inhibition of pathogen (Escherichia coli and Staphylococcus aureus), and yogurt preference. The results showed that the addition of L. casei to yogurt cultures decreased the viability of lactic acid bacteria and inhibition of E. coli but increased inhibition of S. aureus. Increasing the concentration of banana flour causes increased viability of lactic acid bacteria, inhibiting against E. coli and S. aureus. The highest lactic acid bacteria viability has resulted in 10% banana flour concentration. Yogurt without the addition of banana flour cannot inhibit E. coli and S. aureus. Increasing the concentration of banana flour added to yogurt causes a decrease in preference.

This study examines the impact of ethical leadership on both employee engagement and organizational behavior through a multilevel analysis. Ethical leadership, characterized by integrity, fairness, and ethical decision-making, is increasingly recognized as a crucial factor in shaping organizational outcomes. Drawing upon data from multiple levels within organizations, including individual employees and their respective teams, this research employs statistical techniques to explore the intricate relationships between ethical leadership, employee engagement, and organizational behavior. Findings suggest that ethical leadership positively influences both employee engagement and organizational behavior at both individual and group levels. Moreover, the study elucidates the mediating role of employee engagement in the relationship between ethical leadership and organizational behavior, underscoring the importance of fostering ethical leadership behaviors for promoting a positive organizational culture and enhancing employee contributions beyond formal role requirements.