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This study examines the implementation of Qur’anic values in the services of Umrah pilgrims at Safarindo Albarokah Umroh using a Living Qur’an approach based on QS. An-Nahl: 90. The verse emphasizes three core values: ‘adl (justice), ihsan (excellence), and ita’ dzil qurba (social care), which serve as guiding principles in service management. This research employs a qualitative descriptive method using observation, in-depth interviews, and documentation. The findings show that all three values have been systematically implemented in administrative services, religious guidance, accompaniment in the Holy Land, and post-travel services. The value of ‘adl is reflected in transparent pricing and fair treatment of pilgrims, ihsan is demonstrated through excellent, responsive, and continuous service, while ita’ dzil qurba is realized through social programs such as scholarships for underprivileged pilgrims and special services for elderly and disabled pilgrims. This study concludes that Safarindo Albarokah Umroh integrates Qur’anic values into its operational system, contributing to the development of Living Qur’an studies in Islamic business practices.

Mangupa is a traditional ritual that is still preserved by the people of South Tapanuli as a form of gratitude to Allah SWT for success or avoidance of danger. This tradition also aims to return the tondi (soul/spirit) to the body so that a person can return to health. In the Mangupa procession, food is served and "hata pasu-pasu," which is an expression of prayer, advice and hope conveyed by family and traditional leaders. This procession is held at certain moments such as sirian (joy) and siluluton (sorrow), and uses traditional materials that have been determined. This research is descriptive analytical in nature which aims to explain the view of Islamic law regarding the implementation of Mangupa. Through a qualitative approach, the author tries to understand how this ritual is practiced in people's lives and how Islamic law views this tradition. From the research results, the implementation of Mangupa in Paringgonan Village was declared permissible (allowed) as long as it did not contain elements of shirk, superstition, lies or excessive waste. If in the future Mangupa violates religious principles, such as destroying beliefs or causing waste, his legal status could change to makruh or haram. The essence of Mangupa is an expression of gratitude, prayer and advice, which is in accordance with Islamic teachings, so that its practice is still acceptable as long as it does not conflict with the Shari'a.

This study tries to identify the faults and circumstances that lead students to miscalculate when attempting to solve word problems involving a system of linear equations with two variables using Watson's criteria. This kind of study employs qualitative, descriptive research methods. Data was gathered using a variety of methods, including analysis, interviews, documentation, and a written test with five-item description questions. Class VIII students from SMP Negeri 5 Tondano 2022/2023 served as the study's sources and subjects. They were chosen after careful consideration. Data analysis techniques in this study through data reduction, data presentation, and conclusions. The results showed that the students' errors were incorrect data, inappropriate procedures, response level conflicts, and skills hierarchy problems. The causative factors are that students are not careful when writing answers, students think that conclusions do not need to be written down, students forget how to change the story form questions into the form of mathematical models or the principles used are still wrong, students forget to write examples, students are wrong in operating numbers either subtraction, addition, division and multiplication, students forgot to write conclusions, students were unable to write down existing data, students did not know how to answer questions, students forgot to find x and y values using the substitution method, students used wrong marks in mathematics, students ran out of time when solving problems.

This study analyses the transformation of economic policy based on the results of the 8th Ijtima Ulama of the Indonesian Fatwa Commission which aims to achieve national economic independence. This policy focuses on strengthening the use of domestic products, empowering UMKM, protecting the national workforce and strengthening the Sharia Economy. A qualitative approach was used to explore the views of economic experts regarding the implementation of the policy. The results show that the use of domestic products, empowerment of UMKM, and protection of national labour are strategic steps to reduce economic inequality and improve people's welfare. This study underlines the importance of synergy between the government, businesses and the community in creating a fairer and more inclusive economic system, based on sharia principles, to achieve sustainable economic independence. The findings provide concrete recommendations for the development of more effective and equitable economic policies.

Multifaith education has become an essential tool for promoting mutual understanding and coexistence in today’s increasingly pluralistic societies. This article examines the impact of multifaith education programs on fostering tolerance and empathy among students of diverse religious backgrounds. It explores case studies from different countries and provides practical strategies for educators to incorporate multifaith principles into their teaching practices. The findings underscore the transformative potential of religious education in bridging cultural and spiritual divides.

This article explores the role of religious education in shaping students' moral development through a comparative analysis of different educational systems. By examining the curricula and pedagogical approaches in various cultural and religious contexts, the study identifies commonalities and differences in how moral values are taught. The findings highlight the importance of integrating universal ethical principles alongside religious teachings to nurture well-rounded individuals. 

This study aims to explore the perceptions of management students at Universitas Islam Bandung (UNISBA) regarding Islamic banking. A qualitative approach was employed, utilizing in-depth interviews and focus group discussions for data collection. The results indicate that students' understanding of the principles of Islamic banking varies, with some students demonstrating a strong grasp due to formal education, while others exhibit limited awareness. Additionally, factors such as religious beliefs and financial literacy significantly influence their perceptions. Experiences with Islamic banking products also vary, with many students expressing a preference for conventional banks due to convenience. This research suggests the need for enhanced education and marketing strategies by Islamic banks to attract the attention of the younger generation.

Quality in learning greatly affects the level of student success in learning. In improving quality, of course, there must be application in learning, namely by developing functions and benefits in learning media in elementary schools. Media is a teaching tool that presents several messages and information about facts, concepts, procedures, and principles that are under the subject matter. This research uses qualitative methods with descriptive research types. The purpose of this study is to provide an overview and details of field data collected in developing the functions and benefits of the latest learning media at the elementary level. Data collection techniques using literature studies. This research was conducted through several stages, namely: 1) determining the research subject, 2) studying the research topic, 3) collecting research information, and 4) analyzing data. The results of the study are by conveying messages or information in the teaching-learning process which aims to develop learning motivation and attention to students' interest in lessons. As well as in learning media that contain subject matter used by educators in the learning process, and have two components that are very important for learning success, it can be decided that learning media exist in various types and forms, ranging from the easiest to the most sophisticated. Therefore, the choice of learning media must be tailored to learning objectives, student demographics, availability, technical quality, cost, flexibility, user capabilities, and available time. To improve a quality generation in the future, it is necessary to develop the functions and benefits of learning media in the teaching and learning process, especially in elementary schools.  

Comparative analysis between sharia and non-sharia financial reports has become an increasingly relevant topic in the context of continuously developing global financial markets. In this study, we evaluate the differences in approaches, principles, and practices underlying these two types of financial reports. The results of the analysis highlight the implications of these differences in financial practices, economic growth, and financial market inclusivity. The discussion also highlighted the potential for collaboration between the two types of finance to produce innovation and best practices in financial and investment management.    

The purpose of writing this analysis is to investigate the financial performance achievements of Bank Syariah Indonesia (BSI) and Bank Muamalat in the Maqashid Syariah Index, with a focus on profitability, liquidity, asset growth, operational efficiency and sustainable service. The research method used is a literature study, which involves collecting and analyzing data from various relevant and reliable literature sources, including public financial reports, academic books, scientific journals, and other official documents. The research results show that both banks have demonstrated a strong commitment to sharia principles in their operations, with adequate performance in key aspects such as profitability, liquidity, asset growth, operational efficiency and sustainable service. Thus, this analysis provides an in-depth understanding of the contribution of BSI and Bank Muamalat to a sharia-based economy and achieving sharia goals in a broader context.    

This study aims to determine the criminal liability of a Notary who makes an authentic deed based on false information in the Semarang District Court decision Number 773/Pid.B/2021/PN Smg and knows the legal consequences of an authentic deed based on false information. This research uses normative legal research methods or can be called literature law research. This study examines a rule of law, legal principles, and legal doctrines associated with Semarang District Court Decision Number 773/Pid.B/2021/PN Smg to answer the legal issues faced. The types of legal materials used include primary legal materials and secondary legal materials. Meanwhile, the technique of collecting legal materials uses literature study techniques by collecting and reviewing the contents of legal materials in the form of books, laws and regulations, legal journals, legal articles, and previous research related to the problems to be researched and the data analysis techniques used are qualitative data analysis with document analysis methods, namely reviewing the Semarang District Court Decision Number 773 / Pid.B / 2021 / PN Smg with reference to the legislation relevant. The results showed that the Panel of Judges based on Semarang District Court Decision Number 773/Pid.B/2021/PN Smg in imposing criminal sanctions against Notaries who commit the crime of forgery of authentic deeds is based on the Criminal Code (KUHP). This is because the Notary Office Law (UUJN) is not specifically regulated regarding criminal sanctions. The legal consequence of an authentic deed based on false information is that it does not automatically become null and void. The annulment of an authentic deed becomes the authority of the civil judge. The mechanism for cancellation of a deed is by a party who submits a lawsuit for cancellation to the court

The formulation of Pancasila is contained in the Preamble to the 1945 Constitution. Pancasila has officially become the basis of the state, the state ideology, and is a source of law in statutory regulations. As a state ideology, the values of Pancasila principles must be instilled in the nation from an early age. This is important to preserve culture and maintain the integrity of the Republic of Indonesia from threats from state ideology. Education about Pancasila is an example and way to instill moral and broad-minded individuals in the life of the nation and state. With the erosion of Pancasila values in people's lives, it triggers the threat of loss of national character and other forms of threats such as threats from within the country and from abroad which of course can be detrimental to the people of the nation and state. Threats can be physical or non-physical threats that can occur at any time and can attack anyone. Therefore, it is important for the Indonesian people to explore the nation's ideology, namely Pancasila, and make it a guideline for national life in order to advance general welfare.

Learning is a complex process that involves various factors, including learning principles and theories. Understanding these principles and theories is very important for educators to design and implement effective learning. Understanding learning principles and theories can help educators to create a conducive learning environment, choose appropriate learning strategies, and assess student learning progress. Thus, learning principles and theories are an important foundation for effective learning practices. The method used is the literature method which explores various sources and literacy related to the material.

The purpose of the study was to analyze how the role of Civil Service Cooperatives Medan city government in improving the welfare of its members. This research is in the form of descriptive qualitative research. Researchers conducted observations, notes, and interviews during the data collection process. From the results of the study shows that the cooperative civil servants (KPN) Medan City Government has a very large role in the welfare of its members. The benefits include the provision of ease of Business Financing assistance services, educational scholarships for family members and the provision of training/workshops to improve the ability of human resources (HR). And also advised to cooperatives should cooperatives always improve and maintain the efforts that have been made in improving the welfare of members who are members and always make improvements to the efforts that the target has not been achieved. cooperatives always remain guided by the principles, foundations, principles, and goals of cooperatives in improving the welfare of cooperative members.    

The world history of Justice Collaborators began in 1963 when the United States federal government awarded facilities or awards to a winner named Joe Cago. Cago was a member of a criminal organization whose members were Italian immigrants or descendants of Italians living in the country. The reason is, every member of this criminal organization who is arrested will still uphold omerta, or the culture of silence in the mafia network, and they never leak information about their organization to the authorities, making it difficult for the authorities. The research method used is normative juridical. The use of this type of normative juridical research is because the object of study is related to legal principles and principles as well as theories and opinions of legal experts. Criminal Law that include Justice Collaborators in criminal activities are inadequate, so that law enforcement officials cannot legally rely on this system. It turns out that there are many things that need to be set aside to achieve justice collaborator status, in terms of relevance. Many legal experts have expressed the same thing, the use of justice collaborator status is only to show appreciation for criminals who actively participate in cases that are difficult to prove.

In the literature study related to evaluating the efficiency and profitability of Islamic insurance through financial statement analysis, previous studies highlighted various methods and approaches used to measure the performance of Islamic insurance companies. Financial statement analysis is the main focus in identifying factors that affect the operational efficiency and profitability of Islamic insurance companies. Some studies have used traditional financial ratios such as solvency, liquidity, and profitability ratios to evaluate the performance of Islamic insurance. However, due to the unique characteristics of Islamic insurance, studies have also proposed the development of specific metrics that take into account sharia principles, such as sharia compliance ratios and fairness ratios. In addition, non-financial approaches such as technical efficiency and allocative efficiency analysis have also been used to evaluate the operational efficiency of Islamic insurance. This research shows that factors such as scale of operations, business diversification, and managerial efficiency can contribute to the efficiency performance and profitability of Islamic insurance companies. Although there have been many studies conducted in this domain, there is still a need for more in-depth follow-up research to better understand the factors that influence the efficiency and profitability of Islamic insurance. With a better understanding of the performance of Islamic insurance companies, regulators and practitioners can develop more effective strategies to improve the stability and growth of this industry.

This research aims to explain to us the importance of Christian religious education theology in shaping children's character. By being based on moral values ​​and religious principles, Christian religious education provides a solid foundation for children's spiritual growth. Through a deep understanding of love, compassion, integrity, and responsibility, children can develop strong and responsible characters in the future. The research method used is literature analysis from theological and educational sources, as well as tracing empirical studies that support the relationship between Christian religious education and the formation of children's character. The results of this research indicate that Christian religious education plays a key role in shaping children's character, by providing a sustainable moral framework for their growth and development. The practical implication of this research is the importance of integrating religious values ​​in children's education to ensure sustainable and holistic character formation.

The research focuses on conducting a comparative study of social representation in two famous Indonesian novels, namely, "Ronggeng Dukuh Paruk" written by Ahmad Tohari and "Bumi Manusia" by Pramoedya Ananta Toer. The research explores the implications of the novel for Indonesian language teaching materials in secondary schools, which were revised by the Ministry of Education and Culture in 2018. These literary works, the abundance of value contained in social, cultural, and historical significance, are regarded as valuable assets that can enhance literary teaching with the aim of growing students' understanding of various aspects of Indonesian society. Qualitative methodology was used in this study to investigate how the integration of these two novels into the Indonesian language curriculum could enhance students' understanding of principles such as justice, identity, and social interaction. The study revealed that the inclusion of these novels in literary education not only expanded students' awareness of social and cultural issues but also increased their capacity for critical analysis and empathy. It is recommended that educators adopt an interdisciplinary approach when teaching literature, linking texts to broader social, historical, and cultural frameworks to facilitate students in developing a deeper understanding of their community and its underlying principles. The results of this research are expected to offer a new perspective on improving the curriculum of literature and pedagogical strategies in Indonesia, in particular in cultivating the social and critical awareness of students through literary studies.    

This research aims to explore how Christian Religious Education Theology plays a key role in shaping the foundation for the development of a modern education system based on Christian principles. This theological foundation includes an understanding of Biblical teachings on education, the role of Jesus Christ as the primary example in education, and the Christian perspective on character formation. Its impact involves the application of Christian moral and ethical values in the educational environment, the formation of personalities based on love, and the development of curricula that integrate knowledge with spiritual values. With the proper understanding and application of Christian religious education theology, modern education can produce individuals who are not only academically intelligent but also have strong moral and spiritual integrity, ready to face the challenges of this era. The purpose of this research is to enable students to understand and grow in Christ, so that they can achieve spiritual maturity and be protected from the negative influences of their environment on their faith. The method used is qualitative, where every observed phenomenon in society is described in detail. Data are collected through observation, books, PDF, journals, and documentation. The results of the research show the importance of teaching the divine aspects of Christ in the curriculum of Christian Religious Education.

Awareness of potential hazards, risks of accidents, and the need for preventive measures is a must to create a safe and healthy working environment for all workers.  The choice to implement a hydrant system is seen as an effective preventive measure in addressing potential fire risks, which are a major threat to the warehouse environment.  Thus, this research planning has not only a purely academic purpose, but also seeks to make practical contributions to strengthening the application of the Principles of Occupational Safety and Health in the industrial sector.  The planning research was done by jumping directly into the field and the data source was obtained from interviews with local authorities.  This research describes the design of the hydrant system in order to be able and meet the safety standards set by the NPFA. The results of the conservation of the warehouse of PT. Putraduta Buanasentosa then the author was able to describe the building based on the construction of the building. The warehouse PT. Putraduta Buanasentoza requires hydrant boxes of 6 pieces. The water requirements for the fire protection system based on NFPA have been calculated by considering the building size as well as the risk of fire with hydrant 6 pieces and 1 hydrant pillar, requires 4800 liters of water/minute and to extinguish the fire in the event of a fire requires a time of 15 minutes where the required water requirements in 15 minutes is 72.000 litres of water.