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This study explores the relationship between financial literacy, consumer communication, and financial decision-making among English Literature students at Universitas Negeri Medan. Using surveys with 40 participants aged 20-24, the research assesses students’ financial literacy levels, preferences for communication formats, and their impact on financial behaviors. Rsults indicate that while most students have a basic understanding of financial concepts, gaps exist in budgeting, selecting financial products, and seeking assistance. Visual formats like videos and infographics are the preferred communication channels, while social media, though widely accessed, often lacks clarity. Only a portion of students applies financial literacy effectively in decision-making, such as evaluating financial products critically or avoiding unnecessary spending.  The findings emphasize the importance of integrating tailored financial education programs with effective communication strategies. Enhancing financial literacy through practical and accessible learning methods can empower students to make informed and strategic financial decisions.

Stand-up comedy has evolved into a dynamic platform for the treatment of complex social and environmental issues, combining entertainment and education. However, little is known about how stand-up comedians manage the balance between entertainment, education, and ethical responsibility when addressing environmental challenges. This study aims to understand how humor functions as a tool for raising environmental cultural awareness and promoting positive behavioral changes. The study employs a case study methodology in conjunction with a qualitative approach. The analysis will be carried out through discourse analysis to uncover the underlying themes, ethical considerations, and communication techniques embedded in Pandji Pragiwaksono's humor. The findings from this study will not only enhance our understanding of humor's role in environmental communication but also provide practical insights for comedians, environmental educators, and communicators who are trying to effectively engage audiences while maintaining ethical integrity across different cultural contexts.

This study explores the effectiveness of StudyTok, a TikTok-based educational initiative, in fostering media literacy among university students. Using a descriptive quantitative approach, data were gathered from 40 students to evaluate the platform's impact on engagement, reading comprehension, writing proficiency, and critical thinking. Results revealed that 85% of participants found StudyTok engaging, with notable improvements in reading comprehension (70%) and critical thinking (75%). However, only 60% reported significant enhancement in writing skills, indicating room for more structured content in this area. The study highlights generational differences in platform navigation, with digital natives adapting seamlessly compared to digital immigrants who faced initial challenges. Guided by Potter’s Media Literacy Theory, this research underscores StudyTok’s potential to bridge digital literacy gaps and recommends its integration into educational curricula to foster inclusive, critical media consumption skills.

Environmental degradation caused by excessive exploitation and natural damage has become increasingly concerning in the modern era. To address this issue, madrasahs, as Islamic educational institutions, play a crucial role in instilling environmental conservation values based on the teachings of the Qur'an and Hadith. This study aims to explore the Qur'an and Hadith-based educational approach implemented at Madrasah Ibtidaiyah Ihyaul Islam Pakuniran in fostering students' awareness of their responsibilities toward environmental conservation. The study employs a qualitative method with a descriptive approach, aiming to deeply understand the teaching processes and the application of environmental education. Data were collected through interviews with the headmaster, teachers, and students, complemented by classroom observations and analysis of curriculum documents and teaching materials. Data validity was strengthened using triangulation to ensure the accuracy and reliability of the findings. The results show that integrating the teachings of the Qur'an and Hadith, such as the concept of maintaining environmental balance (mizan) and the prohibition of environmental destruction (fasad), successfully enhanced students' awareness of the importance of environmental preservation. Activities such as tree planting and waste management, in which students actively participate, reinforced their sense of responsibility toward environmental sustainability. This study concludes that the Qur'an and Hadith-based educational approach holds significant potential in shaping environmentally conscious generations capable of fulfilling their role as guardians of nature in accordance with Islamic teachings.

This article discusses Human Rights (HAM) as a Foundation for Peace according to Pacem in Terris, an encyclical made by Pope John XXIII. This encyclical emphasizes that real peace can only be achieved through respect for human dignity and rights, which is the main basis for building a just social order. This study applies qualitative methods with a descriptive-analytical approach to investigate the concepts of human rights and peace in both global and local contexts, especially in Indonesia. The main source of this research is the text Pacem in Terris, which is analyzed to understand the relationship between human rights and peace, as well as its relevance in facing modern challenges such as social injustice and conflict. In addition, this study also involves interviews with religious figures, human rights activists and academics to deepen understanding of the implementation of Pacem in Terris principles in diverse societies. The findings of this research confirm that respect for human rights, as described in Pacem in Terris, plays a crucial role in realizing sustainable peace. This article also offers suggestions to the government, Church and society to be more proactive in prioritizing human rights as a foundation for peace, both at the domestic and global levels.

This research aims to analyze the relationship between private property rights and social solidarity as reflected in the encyclical Quadragesimo Anno published by Pope Pius, The method used in this research is qualitative analysis of the text Quadragesimo Anno, highlighting Pope Pius XI's thoughts on the role of property rights in promoting social welfare. The findings of this research emphasize the importance of social solidarity and the moral obligation of property owners to share for the common good. The implication of this research is the importance of applying principles in the contemporary economic system to reduce social inequality and improve the welfare of society as a whole  

Entrepreneurship is a creative and innovative form that is used as a basis, tips and resources for seeking opportunities for success. The research discusses effective management and marketing which will not only increase sales but also strengthen J.Art's brand image in the handicraft market. This research uses data analysis techniques used in this research, namely descriptive qualitative, namely the researcher collects data obtained from observations of the craftsmen. The results of the research are that this business converts waste into high-value goods through the use of natural materials and biochemicals to ensure safety and sustainability. Commitment to quality is realized through team training, strict quality control and responsiveness to customer feedback.

Leadership in the context of education plays a crucial role in determining the direction and quality of decision-making in the school environment. This study aims to describe the concepts of educational leadership and authority, and analyse the dynamics of power in school decision-making. Using a literature review approach, this research identifies various factors that influence decision-making by school leaders, such as sources of authority and power dynamics. The results show that effective leadership in education depends not only on formal authority, but also on the ability to manage power wisely. The implications of this study provide recommendations for school leaders in improving the quality of leadership and decision-making and offer important insights for the development of better education policies in the future.

This study aims to analyze the impact of product quality and customer satisfaction on the competitiveness of KFC and Sabana, considering the implementation of ISO 9000 standards. Using a survey method, data were collected from 30 respondents who are customers of both brands. The analysis results indicate that product quality has a significant effect on customer satisfaction, which in turn contributes to enhancing the competitiveness of both companies. KFC, known for its consistency and product innovation, demonstrates higher competitiveness compared to Sabana. However, Sabana also shows commendable efforts in improving quality and customer satisfaction. These findings emphasize the importance of implementing ISO 9000 quality management standards in enhancing product quality and customer satisfaction as key factors in maintaining competitiveness in the fast-food industry. This research provides insights for companies to focus more on quality improvement and service for long-term success.

The Halal Industrial Estate (HIE) in East Java has enormous potential to capitalize on the global trend of increasing demand for halal products. As a country with the largest Muslim population in the world, Indonesia is expected to seize this opportunity through regulations that support the development of HZs, which can not only improve the competitiveness of local products but also expected to contribute to overall economic growth. However, challenges in the development of HEC need to be overcome through close cooperation between the government, industry players, and the community. Socialization of the importance of halal certification and its benefits for Micro, Small and Medium Enterprises (MSMEs) should also be improved to motivate business actors. This study takes a qualitative approach and literature review to understand how government regulations can support the development of the halal industry in Sidoarjo. The findings show that with the right regulations, KIH can function as a halal industry center that meets local needs and can compete in the global market. The strategic steps recommended by the government include increasing local production capacity, strengthening the halal ecosystem from upstream to downstream, and creating a competitive market environment. With these strategic steps, it is expected that East Java can optimize its role in the halal industry.

Integration between Islamic economy and green economy in the context of sustainable development. In this modern era, environmental challenges are increasingly pressing, and a holistic approach is needed to overcome these problems. The concept of maqashid sharia, which includes the protection of religion, life, reason, property and descendants, provides a comprehensive framework for integrating social, economic and environmental aspects in development. Education and environmental awareness based on Islamic values ​​are one of the important pillars in creating a society that cares about the environment. Several mosques in Indonesia have implemented environmentally friendly principles by optimizing the use of renewable energy and managing waste effectively. This shows that religious institutions can play an active role in supporting the green economy. However, there are still many challenges faced in implementing a green economy in Indonesia, including a lack of environmental literacy in society and human exploitation of other humans. Therefore, this paper aims to find strategies and recommendations that can be implemented to integrate Islamic economics within a sustainable development framework, so as to create synergy between economic growth, social welfare and environmental preservation. Therefore, it is hoped that this paper can contribute to the moral and material development of Islamic society and encourage active participation in environmental conservation efforts. Criticism and suggestions from readers are highly welcomed for future improvements.

Surya Mobil is an MSME in the service and automotive sector in Batam City that was established in 2000. MSMEs experience problems related to inefficient manual financial recording, recording errors, and inaccurate data. The main objective of the service is to help digitize MSME financial recordings with spreadsheets. Data collection is carried out using the interview method with the owner, as well as observation and documentation of the location and operational activities of Surya Mobil. Activities produce general, purchase, and sales journals for data entry. In addition, there are automated ledgers and financial reports that can be accessed in real-time. The post-implementation impact received positive feedback from the owner so that it can help businesses achieve efficiency in the financial recording process.

Manual financial management often hinders the efficiency and accuracy of financial reporting in micro, small, and medium enterprises (MSMEs). Cafe Abang, an MSME in Batam, faces challenges in maintaining effective financial records, which leads to delays and inaccuracies in its financial reports. The purpose of this community service project is to implement Manager.io accounting software as a digital solution for the financial system, enabling the management team to generate accurate and timely basic financial reports. The methods used in this activity include observation, interviews, and training on the software for the owner and manager of Cafe Abang. The results of the service showed that after the implementation of Manager.io, the owner and managers were able to generate income statements, balance sheets, and cash flow reports automatically and accurately, reducing recording errors and enhancing financial transparency.

This service program aims to provide training and assistance to Micro, Small and Medium Enterprises (MSMEs) actors at Rudy's Restaurant and Cafe Luku Ndalu, located in Karanglo Village, Argomulyo, Sedayu District, Bantul Regency, Yogyakarta. The main focus of the training was the preparation of digital-based financial reports using the Kledo application. This activity took place on September 2-6, 2024, through three stages: 1) survey, 2) training and mentoring, and 3) evaluation. Evaluation was carried out by comparing the results of the pre-test and post-test of the same 15 questions, as well as post-activity supervision. The results showed an increase in participants' understanding of MSME financial statements, from 25% to 95%. In addition, all participants understood the features of the Kledo application in depth, including how to use it, and successfully applied it in recording their business financial statements.

There are two reasons that can drive companies to participate in CSR. Certain companies believe that performing customer service (CSR) will allow the company to achieve better economic outcomes (Resource Based Theory), while other companies believe that doing so will give them a competitive advantage that sets them apart from their competitors. Stakeholders’ expectations, so CSR and their reports serve as legitimization to demonstrate their compliance with those expectations (Legitimacy Theory). Using legitimacy theory, this study aims to find empirical evidence on how international experience, consumer perspective, and the acquisition of environmental certifications impact the extent of CSR disclosure. A sample of 168 company-years was obtained using the target population of publicly listed manufacturing companies on the IDX that made CSR reports in 2011 and 2012.  

This study aims to evaluate the financial performance of PT Kalbe Farma Tbk between 2021 and 2023 through the analysis of financial ratios, including liquidity, solvency, activity, and profitability ratios. The method used is a descriptive quantitative approach, utilizing secondary data from the company’s financial statements to conduct time series analysis. The study calculates and analyzes financial ratios to assess the company’s performance over the specified period. The results show significant changes in PT Kalbe Farma’s financial condition, with a notable increase in total assets and equity, although net profit experienced a significant decline in 2023. The liquidity ratios indicate that the company maintains strong financial stability and can meet its short-term obligations, while the solvency ratios reflect a prudent approach in debt management and a reduction in reliance on external financing sources. These findings highlight the importance of effective financial management in maintaining corporate stability amidst the challenges faced in the pharmaceutical sector

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The success of Meranti Islands Regency after the expansion of Bengkalis Regency which occurred on December 19 2008, with a focus on the economic sector and public services. Even though there are several indicators of better economic performance compared to the parent region, the overall economic growth of Meranti Islands Regency is still lagging behind. On the public service side, even though it shows more positive results, there are several indicators that are still lower than Bengkalis Regency. This research uses literature studies to identify the challenges and performance of the Meranti Islands Regency, including the problem of fiscal dependence and suboptimal regional financial management. Public services in this area have not been effective due to inefficient use of funds, lack of public service energy, and service utilization that has not been maximized. Despite the accessibility of public services.

This research discusses the impact of post-regional expansion on community welfare, with a case study in North Musi Rawas Regency, South Sumatra Province. Regional expansion aims to improve public services and community welfare through decentralization. This research method uses a qualitative approach with library research analysis. The research results show that expansion has succeeded in reducing unemployment rates, increasing access and quality of public services, as well as improving education and health facilities. However, there are challenges such as decreasing agricultural productivity and low community participation. Overall, regional expansion can be an effective tool for improving community welfare, provided there are appropriate policies and active participation from all elements of society.

This study examines efforts to strengthen Islamic traditions at Ma'had Putri Nurul Hasan MAN 2 Probolinggo as an important part of building the character of religious, disciplined, and noble students. The Islamic traditions implemented include various routine activities such as studying the yellow book, dhikr together, reading the maulid, praying in congregation, and other daily practices. These activities are designed not only to strengthen students' understanding of Islamic teachings but also to create a spiritual environment that supports character formation based on Islamic values. With a qualitative-descriptive approach, this study describes in depth the implementation of Islamic traditions, the challenges faced, and their impact on the formation of students' characters. The results of the study show that strengthening Islamic traditions at Ma'had Putri Nurul Hasan not only succeeded in forming the religious character of students but also had a positive influence on their social and emotional lives. Traditions such as studying the yellow book using the bandongan and sorogan methods, as well as the integration of Islamic-based activities in the education curriculum, have been proven to be able to improve the discipline, responsibility, and social awareness of students. On the other hand, this study also found significant challenges in the implementation of Islamic traditions, including the influence of modernization and globalization that bring popular cultural values ​​that are less in line with Islamic teachings, limited infrastructure, and lack of family involvement in supporting Islamic education. This study concluded that despite facing various challenges, Islamic traditions at Ma'had Putri Nurul Hasan can remain relevant by adopting an innovative and collaborative approach. The use of digital technology, increasing teacher capacity, and strengthening synergy with families and the community are strategic steps that can support the sustainability of this program. This study not only contributes to the development of Islamic education in Indonesia but also becomes a model for other Islamic educational institutions in maintaining Islamic traditions as the identity and strength of the people in the modern