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The purpose of writing is to determine the development of PT Bank Syariah Indonesia Tbk (BSI) financing in encouraging the growth of Micro, Small, and Medium Enterprises UMKM. The method applied in this research is a descriptive method with a qualitative descriptive research type, which utilizes a literature study approach. The data source used in this research is secondary data. The research results show that PT Bank Syariah Indonesia Tbk (BSI) gives a big priority to funding for the Micro, Small, and Medium Enterprises (UMKM) sector, which is a type of productive financing, namely IDR 41.91 trillion from the previous year in 2021 of IDR 39. 4 trillion. This is in line with the Indonesian Banking Architecture (API) framework, the pillars of which are to encourage a national banking structure through financial support for UMKM financing. However, if you look at the percentage development of PT Bank Syariah Indonesia Tbk (BSI) financing for UMKM, it has decreased, from 8.36% in 2021 to 6.37% in 2022. This shows that the financing channeled by bank mergers in PT Bank Syariah Indonesia Tbk (BSI) experienced a decline. Correspondingly, there are around 60 million UMKM in Indonesia. As many as 77.6 percent or 46.6 million of the 60 million UMKM have not had access to bank financing.

This study aims to analyze the management of village fund allocation in village development and identify factors that encourage and hinder its implementation. The research method used is a qualitative descriptive approach, with a case study conducted in Minta Kasih Village located in Salapian District, Langkat Regency. In this study, researchers analyzed the implementation of village fund allocation and its impact on village community empowerment. The research approach includes interviews, observations and document analysis to obtain information on the use of village fund allocation. The results showed several obstacles in accountability for village fund allocation, especially related to reporting and monitoring. In addition, there are gaps in community accessibility and understanding of village fund allocation programs that have the potential to affect the effectiveness of village development. From the results of the study, it is known that the factors that support the implementation of village fund allocation in the development of Minta Kasih Village are community support in infrastructure development, education, health, and the development of micro and small enterprises in the village. However, inhibiting factors include the government's inability to optimize budget use and delays in preparing village fund allocation accountability reports (ADD).

A UMKM in West Kalimantan account for 98% of the total number of businesses in West Kalimantan. UMKM is the smallest level of business, namely micro business with a percentage reaching 81%. The Trade Sector such as Retail, Repair, Maintenance of Cars and Motorcycles has around 138 thousand UMKM businesses or reaching 47%. The Drinking Food Provision sector amounted to 62 thousand businesses reaching 21%. In Ketapang Regency, UMKM business actors are also one of the drivers of the economy. This study is to determine the partial and simultaneous effects of financial literacy variables, business capital, and survival strategies on the sustainability of UMKM businesses in Ketapang Regency. The results of this study indicate that the financial literacy and survival strategy variables partially have a positive and significant effect on the sustainability of UMKM businesses, and the business capital variable partially has a positive and insignificant effect on the sustainability of UMKM businesses. Also, simultaneously the variables of financial literacy, business capital, and survival strategies have a significant effect on the sustainability of UMKM businesses.

contributing to the global burden of type 2 diabetes, cardiovascular diseases, and other metabolic complications. This bibliometric study aims to analyze trends, thematic focuses, and collaborations in scientific publications related to insulin resistance in adult obesity, utilizing data from the Scopus database covering the period from 2019 to 2025. Bibliometric tools such as RStudio, Biblioshiny, and VoS Viewer were employed to extract and visualize findings from 8,037 publications. The results reveal that research activity peaked in 2021, followed by a decline in subsequent years. Dominant keywords, such as "insulin resistance," "obesity," and "metabolic syndrome," highlight the clinical and metabolic focus of current research. Biomolecular markers, such as "glycated hemoglobin" and the "triglyceride-glucose index," reflect a growing interest in more precise diagnostic tools. The United States, China, and Italy emerged as major contributors, with journals like Nutrients and Frontiers in Endocrinology leading in publications. Despite significant progress, there remains a considerable gap, particularly in exploring the role of epigenetics and the microbiota in insulin resistance. Additionally, cross-disciplinary collaboration and participation from institutions in developing countries remain limited. This study emphasizes the importance of global, interdisciplinary efforts to address these gaps and drive innovation in interventions, providing a foundation for future research aimed at reducing the impact of insulin resistance in adult obesity.

This investigation aims to explore the multifaceted impact of entrepreneurship education, AI integration, microfinance, and financial knowledge on micro, small, and medium enterprises (MSMEs). Employing a qualitative research design, the study utilizes purposive sampling to gather data from a diverse pool of MSME owners and stakeholders. Through thematic analysis, the study examines the interplay between these factors and their implications for MSME growth and sustainability. Preliminary findings suggest that entrepreneurship education fosters innovative thinking, while AI integration enhances operational efficiency. Microfinance serves as a crucial resource for MSMEs' financial needs, complemented by adequate financial knowledge for effective management. The study sheds light on the intricate dynamics shaping the MSME landscape, offering insights for policymakers, educators, and practitioners to bolster MSME development strategies.    

Latar belakang penelitian ini adalah adanya kebutuhan para peternak akan adanya sistem pemantauan gas berbahaya untuk kandang peternakan ayam. Setiap harinya ayam mengeluarkan kotoran 0.1 kg/hari untuk setiap satu ekor ayam yang jika menumpuk dan tidak didaur ulang akan menyebabkan polusi udara, serta terbentuknya gas berbahaya yaitu amonia dan metana. Gas amonia yang berlebihan dapat mempengaruhi kesehatan ayam dan juga manusia di sekitarnya. Sedangkan gas metana dapat mencemari udara serta merupakan salah satu gas rumah kaca. Dengan kondisi tersebut diperlukan sistem monitoring kondisi udara agar tidak kadar kedua gas berbahaya tersebut tidak berlebihan. Penelitian ini mengusulkan pemantauan gas berbahaya  tersebut menggunakan sensor dan berbasis Internet of Things (IoT). Tujuannya agar peternak dapat melakukan pemantauan dari jarak jauh dengan menggunakan perangkat smart phone. Perangkat yang digunakan dalam penelitian ini adalah sensor MQ-4 untuk deteksi metana, sensor MQ-135 untuk deteksi amonia dan ESP8266 sebagai microcontroller untuk perangkat IoT. Hasil penelitian ini dapat membantu peternak untuk menjaga kualitas udara di lingkungan kandang peternakan ayam yang dikelolanya.

Digitalization of MSME Marketing is a change from conventional to digital systems as an effort to increase the effectiveness and efficiency of business processes and MSME operations and make MSME business actors change their business management, especially in the field of marketing from conventional to modern practices. MSME stands for Micro, Small and Medium Enterprises, which is one of the models in trading activities, usually carried out by individuals or individuals with business entities that are smaller in scope. Cikawung Village as one of the villages where some of the people, apart from farming, are also MSME players, feels the need for digital technology for business continuity and economic improvement of the village community.

The Qur'an is the holy book of Muslims which functions as a way of life and guidance for humans in living their lives in the world. The Qur'an contains many aspects and parts of life, including worship, muamalah, warnings and knowledge. -The Al-Qur'an is a revelation whose truth is absolute, so from a scientific point of view, both science and society must be in harmony with the information contained in the Al-Qur'an. Science, especially science, is related to events in the universe. Nature and humans are sources of knowledge which are often referred to as the macro world and the micro world. However, there are other sources of knowledge, especially those that come from revelation or the Koran. Not all verses of the Koran touch on natural issues, of the 6,236 verses there are only 800 verses. These verses became known as kauniyah verses. There are several patterns of explanation of the Qur'an in these kauniyah verses. One example of the Islamization of science is the Islamic insight into nerve cells in the brain. The interaction of cells, tissues, organs and organ systems in the human body cannot be separated from the existence of nerve cells. The human nervous system consists of the central nervous system and the peripheral nervous system. The central nervous system is divided into two parts, namely the brain and spinal cord. The brain as the central nervous system has a central role in regulating body functions. The Qur'an mentions brain neurons.

This study aims to analyze the double burden (double burden) of women. The development of the times has transformed the thoughts and movements of women so that they do not only function in the domestic sphere but also in the public sphere. Even though this is a form of gender inequality in one sex. This is very interesting to study using socialist feminist theory and the position of women in Islam in terms of gender analysis of the position of women in the household. The purpose of this research is to look further at the views of feminists and Islam in the double burden experienced by women in various regions. Data analysis techniques in this study used the analytical techniques proposed by Miles and Huberman, namely: data codification, data presentation and drawing conclusions. The result of this study is that the dual role of women in various areas carried out by previous research occurs because there is no knowledge and awareness that there is oppression that they experience, so that its continuity is considered normal. Islam views women and men as having an equal position even in matters of household which must be based on equal principles and an agreement between the two parties. The significance of this study is to offer a micro snapshot of the problem of multiple roles at certain loci and can provide a glimpse into the potential for similar research in other areas.    

This study aims to analyze the effect of employee training and compensation variables on employee performance variables. The type of research used is quantitative method with descriptive analysis. The data collection technique was carried out online in the form of a questionnaire with the help of the Microsoft Forms application using a Likert scale of one to five and obtained by a simple random sampling method on 32 respondents with the criteria of office workers or employees. The data analysis techniques used in this study are: Outer Model with the calculation of Convergent Reliability, Discriminant Validity, Composite Reliability, Cronbach's Alpha, VIF and Inner Model with calculations on R-Square, Adjusted R-Square, and f-Square hypothesis testing on the calculation of T statistic, P-Value, and Original Sample using SmartPLS (Partial Least Square) software version 4. The results showed that: 1) Employee training has a positive and significant effect on employee performance with t test results of 3,774, p-value 0.000, and positive Original Sample. 2) Compensation has a positive and significant effect on employee performance with a t-test result of 3.454, p-value 0.001, and positive Original Sample. 3) Employee training and compensation together have a positive and significant effect on employee performance with an R-Square result of 0.650 or 65% influence. Recommendations from this study are to add independent variables and expand the population area for better results.    

Magnetic Resonance Imaging (MRI) is a diagnostic examination modality in medical science using a magnetic field without using X-rays. MRI has the advantage of being able to create images and showing clearer and more sensitive anatomical differences in soft tissues in the body such as the extremities, brain, bone marrow and musculoskeletal to establish a clinical diagnosis, one of which is Supraspinatus Injury to the Shoulder. Supraspinatus is a tear or rupture of the tendon of the supraspinatus muscle. The supraspinatus is part of the shoulder rotator cuff. Most of the time, it is accompanied by another rotator cuff muscle tear. This can occur due to trauma or repeated microtrauma and appears as a partial or full thickness tear. The rotator cuff is a fibrous connective tissue that surrounds the top of the humerus bone and functions to maintain the stability of the glenohumeral joint by pulling the humerus towards the scapula. The research method used is qualitative descriptive research with an observational approach. Data collection was carried out from 08 August 2023 to 07 September 2023 using the Mri Philips Achieva 1.5 Hestia aircraft. The patient sample used in this study was a patient with shoulder complaints. Data collection was carried out through observation, interviews and documentation. Shoulder MRI examination in Supraspinatus Injury Cases using a Philips 1.5 Hestia MRI aircraft has an examination procedure with a sequential design Survey, STIR_TSE_Tra, T1W_TSE_Tra, T1W_TSE_TRA_FS, STIR_TSE_Cor, COR_T2W_FFE, STIR_TSE_Sag, T1W_TSE_Cor, PDW_TSE_Sag

In recent years, the development of information technology has changed the global marketing paradigm, introducing a digital era that opens up new opportunities for Micro, Small and Medium Enterprises (MSMEs). However, MSME owners in Kebon Agung Village, Sukodono District, Sidoarjo Regency still face obstacles in understanding and utilizing the potential of digital marketing to increase the visibility of their products. To overcome this problem, students of the Real Work Lecture (KKN) at Sunan Giri University Surabaya held an entrepreneurship seminar. The seminar was designed to provide MSME owners with an understanding of the importance of digital marketing and human resource innovation in improving product quality and competitiveness. The study results indicated that MSME owners in Kebon Agung Village can increase their income through the implementation of effective digital marketing strategies.

This research aims to find out whether accounting based on the Financial Accounting Standards for Micro, Small and Medium Entities (SAK EMKM) has been implemented and whether the use of accounting information in Micro, Small and Medium Enterprises (UMKM) in Laut Dendang Village has been implemented. This research was conducted using qualitative methods with a descriptive approach. Data collection techniques in this research used observation, interview and documentation techniques. The types of data used are primary and secondary data as research data sources. The analysis technique used is data reduction, data presentation and drawing conclusions. Based on data analysis, the research results show that accounting based on the Financial Accounting Standards for Micro, Small and Medium Entities (SAK EMKM) has not been applied to MSMEs in Laut Dendang Village. Even though MSME actors already have financial report records, the recording carried out is still simple and only in accordance with the understanding of each MSME actor. Several MSME players have also implemented the use of accounting information as evaluation material and consideration in making business decisions.

. Helminth infection is one of the health problems in all tropical countries in the world including Indonesia. Ascaris lumbricoides is one of the Soil Transmitted Helminths (STH). Stunting are the age group that is vulnerable to helminth infection including ascariasis. A. lumbricoides infection can cause serious effects if not treated and without a clean and healthy lifestyle. Therefore, it is necessary to conduct research on the prevalence of A. lumbricoides infection and hemoglobin (Hb) level in its infected hosts. The design of this study was observational analytic with cross sectional study. The subjects of the stunting in Bone Village. The sample technique used in this method is the total population. Diagnosis was performed microscopically by Kato-Katz method and Hb levels were measured using a hematology analyzer. Microscopy examination found 6.4% eggs of A. lumbricoides and a low hemoglobin level of 22,5%, students infected with A. lumbricoides in Bone Village with very low hygiene and sanitation.

Financial institutions have played a very large role in the development and growth of modern industrial society. BMT is included in the Sharia Financial Institutions which are operated on the principle of profit sharing, trying to grow and develop micro, small and medium enterprises, in order to raise the level and dignity and defend the interests of the poor. The aim of this research is to determine the role of BMT in empowering micro businesses and the potential of businesses financed at Baitul mal wa tamwil (BMT) to develop economic activities so that they provide positive, prosperous and of course more independent results. This research is qualitative research with a descriptive research type, and the research data is taken from first-hand data, namely customer perceptions and second-hand statements that can be trusted. Data collection techniques include interviews, observations and information from books, articles, journals and theses. Research findings show that BMT plays an important role in empowering micro businesses by providing financing in accordance with sharia and cooperative work operational agreements. That way, MSMEs will become more advanced and able to absorb workers, which of course will help a lot in economic development and alleviating poverty due to reduced employment opportunities.

Abstract. The development of MSME-scale industries (Micro, Small and MediumEnterprises) is an effort to determine the achievement of the goal of increasing the welfareof people in rural areas. Human resources are a very valuable asset for everyorganization and make a major contribution to the organization because employees workand act to achieve organizational goals. The aims of this study are 1. To find out whetherthe recruitment of freelance workers can increase the income of MSME actors 2. To Knowthe constraints in recruiting casual daily workers. The method used is a literature studywith a descriptive exploratory approach. The population in this study is cracker SMEs inKrembung District, Sidoarjo. This study uses non-probability sampling, namelypurposive sampling with the provision that SMEs have freelance daily workers. It can beconcluded 1. That the recruitment of freelance workers can increase the income ofKrupuk Krembung Sidoarjo MSME actors by 10-15%, in this case Cracker MSME actorscan employ freelance workers in the production process to the product packing process2. Constraints faced by Krupuk MSME actors related to the recruitment of casual dailyworkers, namely the difficulty of finding casual daily workers, the available workers workregularly and are paid monthly. To find freelance daily workers, usually cracker MSMEactors look for workers outside the Krembung sub-district Keywords: MSMEs, Income, Recruitment.  

To find out whether margin level, service quality and promotion simultaneously influence customers' decisions on murabahah financing for micro businesses in the trading sector. The type of data used in quantitative data research is primary data sources obtained from questionnaires and interviews with the bank. The objects used in this research are murabahah financing customers of BPRS Puduarta Insani. The results of this research show that Margin Level has a significant effect on Customer Decisions. Based on the value of Tcount > Ttable or 2.988 > 1.66827 and the significant value of the Margin Level variable (X1) is 0.004 > 0.050, it can be concluded that the Margin Level partially has a significant positive effect on customer decisions. Based on the value of Tcount > Ttable or 2.516 > 1.66827 and the significant value of the service quality variable (X2) is 0.003 > 0.050, it can be concluded that service quality partially has a significant positive effect on customer decisions. And promotions have a significant influence on customer decisions. Based on the value of Tcount > Ttable or 2.321 > 1.66827 and the significant value of the Promotion variable is 0.003 > 0.050, it can be concluded that the Promotion Variable partially has a significant positive effect on customer decisions.

The activities of the University of Madura Real Work Lecture Program (KKN) in Taro'an Village, Tlanakan District, Pamekasan Regency, East Java Province had a positive impact on the development of MSMEs in Taro'an Village. One aspect that is very important in the development of MSMEs is business legality. Business legality has an important role because the legality of a business is a form of granting permits for organizers of business activities that are granted by the competent authority to business actors. With the Online Single Submission web, it makes it easier for business people to make NIB. In Taro'an Village there are 2 excellent SMEs, namely Kripik Tette and Traditional Jamu such as sinom and betel keys. The purpose of this study is to provide an explanation of the importance of making a Business Identification Number (NIB) as an activity for micro, small and medium enterprises (MSMEs) in Taro'an Village. Community Service Lecture (KKN) activities will help provide understanding to the community and introduce NIB. The method used in this activity is to provide an overview of the Business Identification Number (NIB), to help register the Business Identification Number (NIB) on the OSS website for MSME actors in Taro'an Village in order to obtain a Business Identification Number (NIB), and submit Identification Number Business (NIB) for MSME actors in Taro'an Village

The type of research applied in this research uses quantitative descriptive. This research was carried out at the Kediri City Micro Business and Manpower Service. The research sample for a population of 230 and the 90% confidence level is 70. The results of this study show that the tax rate change variable (X1) has a partially significant effect on taxpayer compliance (Y). This shows that the significant value of the tax rate change variable is 0.001< 0.05, then H1 is accepted and H0 is rejected. The tax sanctions variable (X2) has a partially significant effect on taxpayer compliance (Y). This shows that the significant value of the organizational commitment variable is 0.000 < 0.05, so Ha2 is accepted and H0 is rejected. Tax payment awareness variable (X3 ) has a partially significant effect on taxpayer compliance (Y). This shows that the significant value of the organizational culture variable is 0.000<0.05, so Ha3 is accepted and H0 is rejected. The variables changes in tax rates (X1), tax sanctions (X2) and awareness of tax payments (X3) have a significant effect simultaneously on taxpayer compliance (Y). This is shown by the significant value of the solidarity, organizational commitment and organizational culture variables of 0.000<0.05, then Ha4 is accepted and H0 is rejected.

This study aims to determine the effect of price, service quality, consumer trust on usage decisions with customer satisfaction as a moderation for online transportation services, in this case Go Car. The population in this study are all customers who have used Go Car online transportation services. The sampling technique in this study was accidental sampling or accidental sampling so that there were 95 respondents. This study uses statistical tools, namely SmartPLS and Microsoft Excel as tabulation data processing. The results showed that during a pandemic, people chose to stay at home, and would only travel in very important conditions. So that consumer trust is one of the factors that can influence the decision to use Go Car online transportation services