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Speaking ability is one of the important skills in education and daily life, but students often face obstacles such as lack of self-confidence and minimal opportunities to practice. This study aims to improve students' speaking ability through debate and discussion-based training. This activity is designed to provide students with direct experience in constructing logical arguments, conveying opinions effectively, and interacting in formal and informal forums. The methods used include theory training, debate simulations, and group discussions with periodic evaluations through observation and questionnaires. The results showed a significant increase in students' speaking ability, especially in terms of clarity of idea delivery, argument structure, and courage to speak in public. In addition, this training also had a positive impact on students' critical thinking skills, ability to work together, and self-confidence.

Bioinformatics is an interdisciplinary field that combines biology, computer science and statistics to analyze biological data and translate it into effective therapies. With technological advances, such as next-generation genetic sequencing, bioinformatics enables the development of personalized therapies based on an individual's genetic profile. This approach provides more effective treatment and reduces the risk of side effects. In addition, the integration of artificial intelligence (AI) accelerates big data analysis, predicts therapy response and identifies disease biomarkers. Despite challenges such as the need for big data infrastructure and ethical privacy issues, the outlook for bioinformatics is bright. Through global collaboration and a multi-omics approach, bioinformatics is expected to become a key foundation in future medical therapy innovation.

This research aims to identify and synthesize previous research related to optimizing Problem-Based Learning (PBL) in improving students' critical thinking skills in mathematics learning through a systematic literature review. Data was collected from relevant scientific articles published in the last 10 years using certain keywords through databases such as Google Scholar, Scopus, and Web of Science. The results of the literature review show that the application of PBL consistently plays a role in improving students' critical thinking abilities, especially when supported by strategies such as the use of relevant contextual problems, structured feedback, and directed teacher guidance. These findings confirm the constructivist theory which states that meaningful learning occurs when students are actively involved in authentic problem solving. However, there are variations in results across educational levels and countries, indicating the importance of contextual adaptation in the implementation of PBL. In addition, the lack of comprehensive practical guidance and long-term evaluation instruments is a major obstacle. The conclusions of this research emphasize the need to develop clearer PBL implementation guidelines and more accurate evaluation instruments to measure its impact on students' critical thinking abilities, as well as the potential of PBL in improving the quality of mathematics learning that encourages critical thinking skills as an important competency in 21st century education.

The concepts of justice and peace in Islam are fundamental elements that underlie the social, political and moral structure in Islamic society. Justice (al-'Adl) in Islam includes not only legal or distributive justice, but also social and spiritual justice which demands a balance between individual rights and collective interests. This research aims to provide a deeper understanding of the importance of these two concepts in creating a harmonious and civilized society, as well as how Muslims can contribute to creating a better world. This research is descriptive-analytic in nature, namely describing and analyzing in depth how Islam views justice and peace based on available sources. Following are the research steps: Determine the main research theme (justice and peace), collect data sources, read and analyze relevant texts, identify Islamic principles related to justice and peace. These principles of justice are strengthened by the teachings of the Koran and Sunnah which emphasize the importance of equal treatment, eliminating injustice and fulfilling human rights. Peace (as-Salam) in Islam is not only interpreted as the absence of conflict, but as a state of harmony rooted in justice and a sense of social responsibility. This research can provide deeper insight into the concept of justice in Islam. Islam teaches that justice is not only applied in the context of human relationships with God, but also in relationships between humans. This research can examine how these principles of justice can be applied in various contexts of daily life, including government, economics and social relations.

The main purpose of this research is to provide effective solutions in integrating Salaf education and modern innovations in the pesantren curriculum, so as to improve relevance, quality. The object of this research on Salaf education and modern innovations in the pesantren curriculum is located at Darussalam Blokagung Islamic boarding school. Darussalam Blokagung Islamic boarding school is known as one of the leading Islamic boarding schools that has long implemented Salaf education. The design of the research on Salaf Education and Modern Innovations in the Pesantren Curriculum, the method used is a qualitative technique with a case study approach. The data collection techniques in this research are observation, interview and documents. Data collection techniques in this study were observation, interviews and documents. Data analysis in this study used the Spradley model, which is known for its in-depth and systematic approach to understanding culture. This model consists of four stages, namely domain analysis, taxonomy, components, and cultural themes, each of which serves to identify and organize information in a structured way. The results of this research on Salaf Education and Modern Innovation in Pesantren Curriculum resulted in Dynamic Curriculum in Pesantren Education, Critical Learning Module Innovation in Islamic Thought Studies, and Innovation Lab Development for Exploration of Islamic Values through Technology.

This study aims to determine the implementation of the karawitan extracurricular program at MA Al-Muttaqien Pancasila Sakti Klaten. To determine the instillation of Islamic religious education values through the karawitan extracurricular program at MA Al-Muttaqien Pancasila Sakti Klaten. To determine the results achieved in the instillation of Islamic Religious Education values through the karawitan extracurricular program at MA Al-Muttaqien Pancasila Sakti Klaten. This type of research is qualitative research, which is a study aimed at describing and analyzing phenomena, events, social activities, attitudes, beliefs, perceptions, thoughts of people individually or in groups. This study has two objectives, namely, the first to describe and reveal and the second to describe and explain. The type of research used in this thesis is field research, which is a type of research that seeks to collect information data regarding problems in the field. Data collection techniques with observation, interviews and documentation. The location of this research is at MA Al-Muttaqien Pancasila Sakti Klaten. The subjects of this study were the Principal of MA Al-Muttaqien Pancasila Sakti Klaten, the instructor of the karawitan extracurricular program of MA Al-Muttaqien Pancasila Sakti Klaten, the Islamic Religious Education Teacher of MA Al-Muttaqien Pancasila Sakti Klaten and the students of MA Al-Muttaqien Pancasila Sakti Klaten. The results of this study are that the karawitan extracurricular program at MA Al-Muttaqien Pancasila Sakti Klaten aims to preserve Javanese culture, especially karawitan. The implementation of the karawitan extracurricular program at MA Al-Muttaqien Pancasila Sakti Klaten is attended by students of grades X and XI which is carried out routinely once a week every Monday. Learning is carried out both in theory and practice. Supporting factors for the implementation of the karawitan extracurricular program include teachers who are competent in their fields, student interest or enthusiasm, and the existence of a karawitan extracurricular program implementation schedule. The obstacles are the facilities and infrastructure that are not yet complete. instilling the values of Islamic Religious Education through the extracurricular gamelan program at MA Al-Muttaqien Pancasila Sakti Klaten has 3 aspects, namely faith, morals and worship.

The implementation of this community service involves one MSME, namely 'Mask and Furniture Wholesale Shop'. Located in Jayamukti Village, Central Cikarang District, Bekasi Regency or about 4.0 km from Pelita Bangsa University. MSMEs wholesale masks and furniture play a strategic role in meeting community needs, especially during the pandemic and changes in people's lifestyles that lead to online shopping. This service aims to examine the effect of training and e-commerce utilization in improving the competitiveness and operational efficiency of wholesale stores in this sector. Through training that focuses on the use of e-commerce platforms and internet-based marketing strategies, it is hoped that this training can evaluate the impact of digital transformation on the business growth of mask and furniture wholesale stores. The method used is a qualitative method, namely through a case study approach and in-depth interviews with MSME players, with the aim of analyzing the effectiveness of training that focuses on the use of ecommerce platforms and online marketing strategies. The results of the service showed that ecommerce training improved the ability of MSMEs to access a wider market, optimize business management, and increase sales. In addition, MSME players also face challenges such as technology adaptation and logistics management. This study provides recommendations on the importance of continuous training, technological infrastructure support, and collaboration between the government and e-commerce platforms to maximize the potential of wholesale MSMEs in the digital era..  .

This training focuses on efforts to develop the potential of Human Resources (HR) through entrepreneurship training in North Cikarang District with the aim of increasing the entrepreneurial spirit among the local community. Entrepreneurship training is designed to provide an understanding of entrepreneurial concepts, practical skills, and motivation needed to start and manage a business. Entrepreneurship training is expected to be able to change people's mindset to be more innovative and independent in creating business opportunities. The research method used is a qualitative approach by collecting data through observation, interviews, and questionnaires with training participants and related parties. With a participatory approach and structured training, developing human resource potential can be a key factor in strengthening the local economy and increasing people's entrepreneurial knowledge, skills, and attitudes, thereby strengthening their entrepreneurial spirit. It is hoped that this positive impact can contribute to economic growth and community independence and can be developed optimally to support local economic growth through entrepreneurial activities. 

Small and Medium Enterprises (SMEs) play a crucial role in economic growth but often face challenges in expanding their market reach. Utilizing social media as a marketing platform can be an effective and efficient solution to enhance the competitiveness of SMEs. This community service activity aims to optimize the use of social media for product marketing by SMEs in Mekarmukti Village through intensive training. The training covers an introduction to social media platforms, techniques for creating engaging content, digital marketing strategies, and performance analysis. The methods employed include participatory approaches, hands-on practice sessions, and group discussions. The results of the activity indicate an increase in participants' understanding and skills in using social media to promote products. Furthermore, participants are capable of creating creative content and designing more structured marketing strategies. Consequently, this training has a positive impact on the development of SME marketing in Mekarmukti Village and is expected to increase income and business sustainability for SME entrepreneurs..

This study aims to determine the effect of fintech, the amount of money in circulation, interest rates and economic growth on the analysis of digital economic trends on monetary policy in Indonesia. There are four variables in this study, namely fintech, the amount of money in circulation, interest rates and economic growth. The analysis method used is Vector Autoregression with the Impluse Response Function test or abbreviated as IRF and the Forecast Error Variance Decomposition test commonly abbreviated as FEVD, stationarity test, cointegration test, lag structure stability test and optimal lag length test. There is a contribution from each variable to the variable itself and other variables, according to the results of the Vector Autoregression study with a lag basis of 2. In addition, the results of the Vector Autoregression analysis show that the past variable (t-1) contributes to the current variable both to the variable itself and to other variables. The results of the analysis show that there is a reciprocal relationship between the variables. By using response function analysis, we can see if there is a response from other variables to changes in one variable in the short, medium, or long term. In addition, we know that the stability of all variables is formed in the short, medium, and long term. According to the Variance Decomposition Analysis, factors such as Fintech and Money Supply contribute the most to the variable itself. However, other variables that have the greatest influence on the variable itself and are supported by other variables in the short, medium, and long term are economic growth and interest rates are most influenced by Fintech.

Building maritime regional resilience in Indonesia's border areas is a crucial aspect in maintaining national sovereignty and security. Against the background of the potential threats faced, this strategy aims to strengthen Indonesia's position as a maritime country. Implementation of a total war strategy in peacetime emphasizes the mobilization of national resources, improving infrastructure and strengthening international cooperation, apart from that through modernizing the main weapons system (alutsista) so that maritime resilience can be significantly improved. The method used in writing this journal uses a qualitative method with a descriptive analysis approach, which aims to interpret existing phenomena. Writing this journal also highlights the important role of society in maintaining maritime security and the need for a sustainable approach in managing marine resources. It is hoped that the results of this development will create sustainable stability and security in border areas and can support Indonesia's vision as the world's maritime axis.    

Optimizing the distribution of State Revenue and Expenditure Budget (APBN) funds to autonomous regions is a strategic step to accelerate equitable development, improve public services, and encourage regional independence. Fund transfers such as the General Allocation Fund (DAU), Special Allocation Fund (DAK), and Profit Sharing Fund (DBH) play a central role in supporting infrastructure development and developing local potential. However, the implementation of fund distribution faces challenges such as imbalances in allocation between regions, low planning accuracy, and weak synergy between central and regional governments. This research uses normative legal methods to analyze regulations and fund management strategies, with case studies of regions that have successfully utilized APBN funds. The study highlights the critical role of efficiency, transparency, and effective supervision.

his study aims to analyze language errors according to the General Guidelines for Indonesian Spelling (PUEBI) in newspapers amidst the shift in mainstream media to new media. Using a qualitative descriptive approach, this study examines the forms of language errors, such as the use of spelling, punctuation, and sentence structure in newspaper news. The shift in media consumption from print to digital also affects the quality of language presentation. This study found that although digital media facilitates access, language standards are often neglected. This article provides an impression for media development to maintain language quality in facing changes in the digital era.

This study aims to explore the development of student character through the Pancasila Student Profile Strengthening Project at SMA Takhasus Al Quran Wonosobo. This study uses a qualitative approach with a case study method, which involves data collection through interviews, observations, and documentation. The results of the study indicate that the implementation of this project was carried out in two stages, namely the training stage and the work presentation stage, which effectively developed student character in accordance with Pancasila values. In the training stage, students are trained to work together and collaborate, while in the work presentation stage, they are given the opportunity to display work that reflects creativity and independence. In addition, this study also identified supporting factors such as adequate facilities and infrastructure and available budget, as well as inhibiting factors such as the lack of interest of some students in project activities. These findings indicate that the Pancasila Student Profile Strengthening Project is an effective strategy in shaping student character at SMA Takhasus Al Quran Wonosobo, with the hope that it can make a positive contribution to the development of character education in Indonesia.

When making investment decisions, it is crucial for investors to consider various risks that may arise, both in the short and long term. One method to measure risk is through volatility. Volatility represents a statistical measurement of the degree of price variation over a specific period, expressed as volatility (σ) (Aklimawati & Wahyudi, 2013). This study aims to discuss the pricing of European option contracts using Conditional Monte Carlo simulation and the Black-Scholes method. The data used in this study is secondary data obtained from Yahoo Finance. The data consists of quantitative information, namely the monthly closing prices of Toyota Motor Corporation (TM) stock, spanning 5 years from July 1, 2019, to July 1, 2024, yielding 60 data points. In this research, the pricing of European call option contracts was calculated using Conditional Monte Carlo simulation and the Black-Scholes method. The study concludes that European option contract pricing can be determined using two methods: Conditional Monte Carlo simulation and the Black-Scholes method. Conditional Monte Carlo simulation can be employed to calculate European option prices in a structured manner, utilizing stochastic volatility estimated through the Ordinary Least Squares (OLS) method. The two methods yield differing option prices; Conditional Monte Carlo simulation produces lower option price estimates with relatively lower error values compared to the Black-Scholes method at every strike price. The lower estimates from Conditional Monte Carlo simulation are due to its consideration of stochastic changes in volatility, whereas the Black-Scholes method results in higher prices due to its assumption of constant volatility. The comparison demonstrates that Conditional Monte Carlo simulation provides cheaper price estimates under market conditions with non-constant volatility, despite requiring higher computational time compared to the Black-Scholes method.   ,

This study aims to examine the structure of the presentation of Barzanji at the Aqiqah event in Batu Hampa, Koto XI Tarusan District, South Coast, with a focus on the regilius elements and local culture integrated in this ritual. Using a qualitative approach with a descriptive method, data were collected through direct observation, in-depth interviews with artists, religious leaders, and local communities, as well as visual documentation of the Aqiqah event. The results of the study show that the structure of presenting Barzanji consists of five main stages: preparation, opening, reading of the Barzanji text, joint prayer, and closing. The preparation stage involves arranging the venue and inviting religious leaders and the surrounding community. The reading of the barzanji text is carried out alternately by the artists. The joint prayer, led by Ustaz, became the core of the event with the aim of asking for blessings for the newborn. The event ended with a meal together as a symbol of gratitude and togetherness. The reading of Barzanji in the context of Aqiqah not only functions as a religious ritual, but also strengthens social and cultural relations in the community, and as a religious ritual this event is also a means of educating Islamic values for the younger generation and strengthening social ties in the community. This research provides new insights into the importance of preserving the Barzanji tradition in West Sumatra which is rich in regilian and cultural values.

This research discusses the application of McKinsey's 7S model in increasing profitability at PT BPRS Karya Mugi Sentosa Surabaya. McKinsey's 7S model consists of seven main elements: strategy, organizational structure, operational system, leadership style, staffing, skills, and shared values. The research used a qualitative approach with direct observation methods, structured interviews, and in-depth data analysis to evaluate the effectiveness of the model. The results showed that the harmonization of the elements of McKinsey's 7S model contributed significantly to improving profitability, reflected in the increase in assets, growth in the number of customers, and stability of financial statements over the past five years. However, challenges such as HR adaptation to the new strategy and consistency of implementation are concerns that need to be addressed. This study concludes that the implementation of McKinsey's 7S model is able to encourage the strengthening of corporate strategy and competitiveness in the midst of intense competition in Islamic banking.

In the rapidly evolving digital era, effective business models are crucial for sustaining competitiveness. This research explores the application of the Business Model Canvas (BMC) to TemplateKuy, a digital platform providing Notion and Spreadsheet templates. The study aims to identify how BMC's nine components—customer segments, value propositions, channels, customer relationships, revenue streams, key resources, key activities, key partnerships, and cost structures—can be optimized for business growth and sustainability. A qualitative descriptive method was employed, involving interviews, observations, and SWOT analysis to evaluate TemplateKuy’s strategic positioning. The findings reveal that BMC helps TemplateKuy create tailored strategies that align with market demands, improve operational efficiency, and increase value for its users. However, challenges such as resource limitations and market competition persist. These results offer valuable insights for similar businesses aiming to leverage BMC for strategic planning. The study emphasizes the importance of continuous innovation and customer feedback to maintain relevance in the dynamic digital industry.

The principles of chemistry learning emphasize that students study chemical concept in a structure and detailed manner. Until now, chemistry lessons are still a big challenge for teachers, because students often experience difficulties when learning chemical concept such as the concept of stoichiometry. This study aims to determine the level of concept understanding and the percentage of students' concept understanding on stoichiometry material using a five tier diagnostic test. The method used in this research is descriptive qualitative. The results showed: (1) the average level of students' concept understanding is classified in the category of lack of knowledge (LK); (2) the average percentage of students who understand the concept (SC) is 13.0% and the sub-concept with the highest percentage of understanding the concept (SC) is Relative Molecular Mass which is 33.0%. Of the 15 questions tested, question number 1 has the highest percentage of understanding the concept (SC) of 33.0%, while for the other 14 questions the average student is classified in the category of lack of knowledge (LK). It can be concluded that students' concept understanding on stoichiometry material is still classified as very low criteria.

This study aims to analyze the effect of management development on improving service quality in grilled chicken MSMEs. The research method used is a quantitative approach with survey techniques on a number of grilled chicken MSMEs. The results showed that management development, which includes aspects of resource management, operational system development, and customer satisfaction, has a significant effect on service quality. These findings are expected to be a reference for MSME players in increasing competitiveness through structured management improvements. The implication of this study is the importance of continuous management improvement in improving service quality.