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Solma, Solma; Usdeldi, Usdeldi; Diwantara, Victor

Jurnal Maisyatuna 2023 STAI Denpasar Bali

The background of this research is the inconsistency in previous research which has different research results. The purpose of this study, in addition to strengthening previous research, is also to determine the effect of Liquidity (Current Ratio and Quick Ratio) on Profitability (Return On Assets) in Textile and Garment Sub-Sector Manufacturing companies listed on the Indonesia Stock Exchange with a research period of 6 years, from 2016-2021. The population in this study is 22 companies which are included in the Textile and Garment Sub Sector Manufacturing companies which are listed on the Indonesia Stock Exchange for the 2016-2021 period. The sample selection technique used in this study was a purposive sampling method using certain criteria and assessments in order to obtain a sample of 5 companies. In this study, the data analysis method used includes descriptive analysis, panel data regression test and model testing. Data were obtained from financial reports taken on the idx.co.id website or the company's website, then processed using Eviews 12. The results of this study partially show that Current Ratio (CR) has a significant and significant effect on Return On Assets (ROA), Quick Ratio has no effect and is not significant to Return On Assets (ROA). Meanwhile, simultaneously Current Ratio (CR) and Quick Ratio (QR) have a significant effect on Return On Assets (ROA).  

Fitrotin Ni’ma Intan Sari; Asrul Bahar; Niken Purwidiani; Andika Kuncoro Widagdo

Bhinneka: Jurnal Bintang Pendidikan dan Bahasa 2023 Universitas Palan

Jombang State Vocational School is a vocational education institution which is a vehicle for preparing professionals through various fields of expertise, one of which is the Culinary Department which equips students with skills, knowledge and attitudes in the field of Catering. However, in practical learning, problems were found in the form of low interest and enthusiasm for learning from students so that during practice students did not understand the material being taught. From the problems that occur, a research is carried out with the title Implementation of the Project Based Learning Learning Model on the Skills of Making Petit Fours at SMK Negeri 2 Jombang Using True Experimental Design with Pre-test Post Test Control Group Design to find out the results of the skills of making petit fours on subjects pastry and bakery products in Class XI Catering at SMK Negeri 2 Jombang which gives independent sample t-test results of 0.000 which means H0 is accepted and Ha is rejected so as to improve practical skills for students in developing collaboration, communication, solving and management skills supported by results. Keywords: PjBL, Practice, Improvement, knowledge, skills

Mai Sri Lena; Hana Shilfia Iraqi; Asni Khoiriyah Nst; Hatika Prastiwina Hrp

This article discusses the teacher's perception of Problem Based Learning to improve students' thinking skills. Critical thinking is something that every individual has in developing abilities. This model can be applied to increase student excellence in thinking to find a way out of a problem through direct experience and student knowledge. Problem Based Learning is a learning model that is given based on problems, where students are given a problem and asked to solve the problem critically. Researchers use descriptive qualitative because the information collected is in the form of verbal. Samples were taken from fifth grade elementary school teachers. This study states that students' ability to think in grade V elementary school increases by implementing PBL-based learning. Before using the PBL model in class V students, learning was too monotonous, lack of enthusiasm and passivity, and students also had difficulty understanding the material, less sharp dexterity of opinion, students' excess in thinking was less developed and less flexible. However, after using the PBL learning model, students' ability to think in class V is increasing in solving problems, students also become more responsive to the essence of the problem, students also become creative, active and critical and are increasingly able to find solutions to a problem, as well as students' thinking skills. growing and flexible.

Maria Christina Sri Sunarsih; Tuty Setijani

Konstanta : Jurnal Matematika dan Ilmu Pengetahuan Alam 2023 International Forum of Researchers and Lecturers

Tujuan dari penelitian ini yaitu untuk mengetahui ada tidaknya pengaruh project based learning terhadap kemampuan pemecahan masalah matematika siswa di SDN Dukuh Menanggal 1/424 Surabaya. Penelitian ini merupakan kuantitatif eksperimen semu. Desain penelitian ini adalah nonequivalent posttes-only control design. Populasi dalam penelitian ini adalah seluruh siswa kelas II SDN Dukuh Menanggal 1/424 Surabaya yang berjumlah 72 siswa. Melalui cluster random sampling terpilih sampel kelas II-A sebagai kelas eksperimen dan kelas II-B sebagai kelas kontrol. Teknik pengumpulan data pada penelitian ini yaitu menggunakan tes. Teknik analisis data yang digunakan yaitu dengan menggunakan uji statistika yang terdiri dari uji normalitas, uji homogenitas dan uji hipotesis dengan menggunakan uji-t. Berdasarkan hasil dan pembahasan penelitian maka dapat disimpulkan bahwa ada berpengaruh pembelajaran model project based learning terhadap kemampuan pemecahan masalah pada materi bangun datar siswa kelas II sd di SDN Dukuh Menanggal 1/424 Surabaya. Hasil penelitian ini dapat dijadikan pertimbangan untuk menerapkan project based learning di sekolah dasar

Desy Rahmawati Lukmana; Haniek Listyorini; Ray Octafian; Hendrajaya Hendrajaya

Gemawisata: Jurnal Ilmiah Pariwisata 2023 Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia

This research was conducted at the Grand Dian Hotel Brebes which aims to analyze and explain the influence of service quality, image and function of OTA (online travel agent) which is in poor condition due to lack of updates from OTA (Online Travel Agent) about hotel information, and prices from OTA (Online Travel Agent) is unstable. Research data obtained through questionnaires and interviews. The sample used in the study were 94 respondents. The research results are expected to provide useful information for management and employees. The data obtained were processed using descriptive analysis and quantitative statistical analysis. Quantitative analysis used multiple regression analysis to determine the effect of the independent variable on the dependent variable, test the model, test the hypothesis, and before doing the test, the validity and reliability tests were carried out first. The results of the regression analysis show that the increase in guest decisions to stay is directly influenced by the quality of service, image and function (online travel agent). The results of the multiple regression analysis test showed a significant F value, with a correlation value of determination adjusted R2 square of 0.610. This shows that the quality of service, image and function (online travel agent) significantly influence the decision of guests to stay together with a close relationship of 61.0%. This shows that to improve the decision of staying guests, it is necessary to improve the quality of service, as well as the image and function of a good OTA (online travel agent) in the eyes of the community, it will increase the decision of guests to stay in the next period.

Muhammad Noor Cholis; Enik Rahayu; Renny Apriliyani; Susmono Widagdo; Henry Yuliamir

Gemawisata: Jurnal Ilmiah Pariwisata 2023 Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia

The purpose of this study is to determine the effect of service quality, hotel facilities and prices on customer satisfaction at Hotel Noormans Semarang. Research data obtained through documentation and questionnaires. The sample used in the study was 125 respondents. The data obtained were processed using descriptive analysis and quantitative statistical analysis. The data analysis technique used is multiple linear regression analysis, model testing and hypothesis testing. The results of the analysis show that partially and simultaneously the variables of service quality, hotel facilities and prices affect customer satisfaction at Noormans Hotel Semarang

Nurul Hikmah; Irmawanty Irmawanty; Anisa Anisa

Konstanta : Jurnal Matematika dan Ilmu Pengetahuan Alam 2023 International Forum of Researchers and Lecturers

This type of research is quantitative with a pre-experimental research design in the form of One Group pretest-posttest. This study aims to determine the effectiveness of the guided inquiry learning model by teaching material properties of objects in class V SD Inpres Pare'-pare', in terms of the achievement of mastery of learning outcomes; student activity in participating in learning; and students' responses to the use of inquiry learning models. This study uses two observed variables, namely the independent variable (X) in this study is the learning model, namely the guided inquiry learning model and the dependent variable (Y) in this study is the result of learning science in grade V SD Inpres Pare'-Pare'. The population of this study were fifth grade students of SD Inpres Pare'-Pare'. The sampling technique used is saturated sampling technique, by making the population a sample of 20 students. The research instruments used were learning achievement tests, activity sheets, and response sheets, while the data collection techniques in this study used learning achievement tests, documentation and observation. The data analysis used was descriptive statistical data analysis, activity data analysis and student response data analysis. The results of this study indicate that the average posttest result is 94. As for the percentage of student activity after the use of the guided inquiry learning model is 82% and for the positive response of students to the use of the guided inquiry learning model is 96%. Based on the results of the research above, it can be concluded that the results of research on the use of effective guided inquiry learning models are used in learning science material on the properties of objects in class V SD Inpres Pare'-Pare', Bajeng District, Gowa Regency.

Elyzabeth Eka Nurmelasari; Wahyu Fahrul Ridho

Jurnal Pelayanan dan Pengabdian Masyarakat Indonesia (JPPMI) 2023 Sekolah Tinggi Ilmu Administrasi Yappi Makassar

Utilization in managing plastic bottle waste using an automated Reverse Vending Machine (RVM) machine is a new introduction to society, especially in the city of Yogyakarta. This study aims to reduce plastic bottle plastic waste in the Yogyakarta city environment by operating a Reverse Vending Machine automation machine by describing the linkages with the circular economy at the community level around the city of Yogyakarta. One of the economic models offered by the world is the circular economy model, in which goods that have been consumed can be reprocessed. Meanwhile, plastic waste still has economic value which can be utilized by recycling but is constrained by the lack of public awareness. The purpose of this design is to design a recycling facility with new innovations and the right use to minimize the problem of inorganic waste in an effective way, namely in the form of a Reverse Vending Machine specifically for plastic bottle waste. The conclusion of this design is intended to utilize plastic bottle waste in the city of Yogyakarta which still has economic value by means of the recycling process using a circular economic model based on the canvas business model.  

Silvyana Faridatul Mafluhah; Bagus Setiawan

Bhinneka: Jurnal Bintang Pendidikan dan Bahasa 2023 Universitas Palan

Permasalahan kegiatan pembelajaran yakni menurunnya semangat siswa pada mata pelajaran IPS terdeteksi semenjak mereka masuk offline terutama kelas VII di MTsN 1 Trenggalek setelah adanya pembelajaran online daring (dalam jaringan) selama dua tahun, sebagai akibat dari adanya pandemi covid-19. Hal tersebut merupakan alasan adanya penelitian ini. Sebagai bentuk usaha untuk mengatasi permasalahan tersebut, penelitian menggunakan model pembelajaran Probing – Prompting  dirasa mampu meningkatkan motivasi dan hasil belajar siswa pada pelajaran IPS. Penelitian menggunakan pendekatan kuantitatif deskriptif metode quasi experiment. Peneliti mengambil populasi siswa kelas VII dan mengambil sampel menggunakan teknik Non Probability Sampling dengan metode Purposif Sampling yakni penentuan sampel berdasarkan alasan dan pertimbangan tertentu. Melalui teknik tersebut sampel penelitian adalah kelas VII-H (kelas eksperimen) dan VII-I (kelas kontrol). Pengumpulan data dengan cara observasi, instrumen (post-test, angket), dokumentasi. Analisis data menggunakan uji pra-syarat untuk mengolah data menggunakan uji T-Tes dan uji Manova. Dengan hasil hipotesis Ha keseluruhan dapat diterima.  

Chintya Anggun Lestari

Jurnal Pengabdian Masyarakat Indonesia Sejahtera 2023 STAI YPIQ BAUBAU, SULAWESI TENGGARA

The purpose of this study is to determine the implementation of the 5th generation teaching campus program at SMP Miftahul Ulum Surabaya which refers to the David C. Korten implementation model. This research involved the principal, the 5th generation teaching campus program, and grade 8 students of SMP Miftahul Ulum Surabaya who were selected with snowball sampling techniques. Data collection techniques used in the form of observation, interviews, and documentation. The results of this study showed that the implementation of the 5th generation teaching campus program at SMP Miftahul Ulum Surabaya went well and smoothly and showed an increase in literacy and numeracy in grade VIII students.

Marsyaf, Agesha; Tamtomo, Hario; Dani, Rian

Jurnal Pelayanan dan Pengabdian Masyarakat Indonesia (JPPMI) 2023 Sekolah Tinggi Ilmu Administrasi Yappi Makassar

Pada kegiatan Pengabdian Kepada Masyarakat (PKM) ini kami memberikan pelatihan kepada Masyarakat binaan Mitra Asih pada tanggal 20 Juli 2022 dan Alhamdulillah peserta berhasil melakukan semua latihan dan tugas yang diberikan saat pelatihan dan peserta pelatihan dapat mengikuti semua rangkaian kegiatan praktikum dari sesi pertama sampai sesi akhir dengan baik. Kemudian pelatihan bisnis plan menggunakan bisnis model canvas bisa dipraktekkan oleh Usaha Kecil Menengah (UKM) sehingga usaha-usaha home industri terutama dalam hal memulai unit usaha bisa merencanakan usaha dari tahap awal (bisnis plan) dimana masyarakat disana sebelumnya masih kesulitan dalam merencanakan tahap-tahap dalam berwirausaha, sehingga belum punya sebuah model dalam menjalankan bisnisnya, tidak terarah dan tidak bisa merencanakan apa yang akan dilakukan.

Yolanda Eunike Trihandayani; Ma’ruf Ma’ruf; Anisa Anisa

Konstanta : Jurnal Matematika dan Ilmu Pengetahuan Alam 2023 International Forum of Researchers and Lecturers

This type of research is experimental research with a Quasy Experiment approach. The purpose of this study was to analyze the effect of the Make A Match learning model on student learning outcomes in science learning about plant parts and their functions for class IV MI Al-Abrar Makassar City. The total population in this study was 60 students. The sample used in this study was total sampling, namely 34 students in class IV A and 26 students in class IV B. The research design used is the Nonequivalent Control Group, which divides the class into two groups, namely the experimental class and the control class. The research procedure includes pretest, treatment, and posttest. The research instruments were observation sheets and learning achievement tests. Data collection techniques from this study were observation, tests (pretest-posttest) and documentation. The data analysis technique used is descriptive statistics and inferential statistics. The results showed that the hypothesis test using the t-test. The results of the study obtained tcount = 11.854, ttable = 2.918, so tcount>ttable or 11.854 > 2.918 and the sig (2-tailed) value was obtained 0.00, so 0.00 <0.05 was obtained. So it can be concluded that H0 is rejected, H1 is accepted. Based on the results of the research above, it can be concluded that there is an influence of the Make A Match learning model on student learning outcomes in science learning about plant parts and their functions for class IV MI Al-Abrar Makassar City.

Melly Nur Qurani

Prosiding Seminar Nasional Manajemen dan Ekonomi 2023 Universitas Kristen Indonesia Toraja

Calistung  merupakan  salah  satu  kemampuan  dasar yang perlu dimiliki setiap individu yang  terdiri  dari  kemampuan  membaca,  menulis  dan  berhitung,  dimana hal tersebut sangat  penting  untuk  memudahkan  seseorang  dalam  berkomunikasi  baik secara bahasa, tulisan dan angka. Akan tetapi, kualitas pendidikan di SDN Baruh 3 Sampang bisa terbilang masih rendah terutama pada anak usia sekolah dasar. Berdasarkan permasalahan yang dihadapi oleh penulis pada saat mengajar siswa kelas 2 antara lain, sebagian besar siswa di kelas tersebut masih belum bisa membaca, menulis, dan berhitung dengan baik sehingga mereka kesulitan untuk memahami materi yang disampaikan oleh guru. Kondisi tersebut juga disebabkan oleh pihak keluarga yang kurang mendukung anaknya untuk belajar di rumah serta pihak sekolah yang cenderung kurang bervariasi dalam memberikan metode pembelajaran bagi siswa. Salah satu solusi yang ditawarkan oleh penulis untuk mengatasi permasalahan tersebut yaitu  dengan menerapkan model pembelajaran VAK, dimana model pembelajaran VAK mengoptimalkan ketiga modalitas yang telah dimiliki setiap individu yang bertujuan untuk menjadikan siswa belajar dengan nyaman.  

Syaharani Pratiwi Salam; Asmungi Asmungi

Jurnal Sains dan Teknologi 2023 Fakultas Teknik Universitas Cenderawasih

The objective of this research is to determine the factors that influence consumer purchasing decisions to buy beverages online on marketplaces. The variables used are product, price, promotion, location, service quality, marketplace usability, and trust. The sample consists of 150 respondents. The Likert scale is used as the data collection model, and statistical analysis is conducted using multiple linear regression. After analyzing the data, this research has obtained results indicating that product (X1), price (X2), promotion (X3), location (X4), service quality (X5), marketplace usability (X6), and trust (X7) have a significant impact on buyer's decisions with a magnitude of 0.732 (73.2%), which means that all variables contribute and affect consumer purchase decisions by 73.2%, while the remaining 26.8% is attributed to other factors beyond the scope of this study. The results of the F-test analysis show that collectively, all variables significantly impact consumer purchasing decisions. The t-test analysis indicates that the research hypotheses for variables X1, X2, X6, and X7 significantly influence consumer purchase decisions, while variables X3, X4, and X5 do not significantly affect consumer decisions

Muhammad Alfarisyi; Feri Ferdian

Gemawisata: Jurnal Ilmiah Pariwisata 2023 Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia

The influence of social media on guest decision behavior in booking hotel rooms is increasingly relevant in today's digital era. Social media provides a broad platform for guests to seek information, interact, and make decisions regarding hotel room bookings. Perceived ease of use is an important factor influencing guests' decisions, where an intuitive interface, simple navigation, and a smooth booking process will influence their conclusion to make a booking through social media. In addition, perceived helpfulness is also a key consideration, where relevant information, reviews from previous guests, and useful recommendations on social media can shape positive perceptions and encourage guests to take the next step. Booking intention, as a result of perceived ease of use and usefulness, is also an important variable that influences guest behavior. This research aims to study and identify guests' decisions in booking hotel rooms through social media. One of them is to find out whether social media as a channel for booking hotel rooms is useful, easy to use, and easily accessible to the wider community. the type of research used is a quantitative approach with an explanation (explanatory research). The variables in this study are perceived easy use, perceived usefull, booking intention, and decision to book a hotel room. the population used in this study were UNP Hotel & Convention Center guests. The number of samples used was 111 respondents with purposive sampling technique and describe data from respondents' answers to questionnaires along with inferential statistical analysis techniques using the SEM (structural equilibrium modeling) data analysis method with the PLS (partial least square) approach. SmartPLS 3.intention order application. Booking intention significantly mediates between perceived ease of use and the decision to book a hotel room on social media. Social media. This is because the coefficients from X to M and M to Y are significant in both.

RICKI ADIT YAWIJAYA; SABRUN JAMIL; RAJA FAUZIAH

The purpose of this study is two of them, the first is to determine the influence of the scramble game learning model and conventional learning on the understanding of writing vocabulary and the difference in knowing the influence of the scramble game learning model and conventional learning on the understanding of writing vocabulary at MAN 1 Aceh Tenggara in The 2021-2022 Academic Year. The method used is quantitative. The research design used is one group pretes-posttest design. The population study totaled 272 students while the research sample amounted to two classes, each class consisting of 32 students. The findings of his research can be explained that the results significance Paired Sample T-test that 0,000 (Asymp . Sig) < 0,05 then H0 rejected means there is the difference or the influence of the scramble game model on understanding write vocabulary in experiment class. Results significance Paired Sample T-test that 0,000 (Asymp . Sig) < 0,05 then H0 rejected means there is the difference or the influence of conventional models to understanding write vocabulary in the control class. Results Paired Sample T-test, that if 13,707 (t value) > 2,03011 (t table) it means hypothesis was received at experiment class. Results Paired Sample T-test, that if 13,707 (t value) > 2,03011 (t table) it means hypothesis was received at control class. Results Independent Sample T-test was obtained score significance (2-tailed) is 0.000 < 0.05, then could concluded that " there " difference in average results study student between the scramble game learning model and the conventional model ". Next, for the value of t can be concluded that 11.660 (t value) > 2.03011 (t table), which means the hypothesis was received.

Nur Hidayah

Jurnal Akuntan Publik 2023 International Forum of Researchers and Lecturers

Overconfidence and Investment Decision are very important instruments for individuals, especially investors in the capital market. Overconfidence is the first step if an individual wants to invest, because every investment instrument carries risks. If they have a confident attitude, they will dare to take risks. Investment decisions are very important in investment instruments. Individuals must be able to analyze portfolios by properly weighing risk and return. Overtrust and investment decisions must be determined by financial literacy, because if financial literacy is low, investors can become entangled in illegal investments. The purpose of this study is to empirically prove the effect of financial literacy on overconfidence and investment decisions. The sampling technique in this study used purposive sampling. Test the quality of the data used, namely test the validity and reliability test, test the model and test the hypothesis using multiple linear regression analysis. The results showed that the financial literacy variable had a positive and significant effect on overconfidence and investment decisions

Febrian Ananda; Efrida Yanti; Febrian Rafqi; Feri Ferdian

Jurnal Manajemen Pariwisata dan Perhotelan 2023 International Forum of Researchers and Lecturers

This study aimed to analyze the influence of sharia compliance and customer satisfaction towards Muslim purchase behavior in sharia hotels in West Sumatra. This research uses a quantitative methodology with a causal associative approach. Muslim guests who have stayed at sharia hotels constitute the population, and a purposive sampling technique is used to determine the number of research samples. The sample size for this study was 99 Muslim guests who had stayed at a sharia hotel in West Sumatra. Partial Least Square Structural Equation Modeling (PLS-SEM) is the analytical method used. From the results of research that has been carried out, the variables of sharia compliance and customers satisfaction have a positive and significant effect on the purchase behavior of sharia hotels in West Sumatra. It can be said that based on this research, purchase behavior occurs if the hotel is compliant and guests feel satisfied during their stay, then guests will consider purchase behavior.

Sulaiman Romadhon; Agung Setyawan

Jurnal Inovasi Ilmu Pendidikan 2023 Pusat Riset dan Inovasi Nasional

Penelitian ini bertujuan untuk mengetahui penggunaan Model Project Based Learning berpengaruh untuk dapat meningkatkan hasil belajar PAI materi iman kepada malaikat kelas III di SDN BANYUANYAR 01. Penelitian ini dilakukan guna untuk meningkatkan hasil belajar PAI siswa kelas III di SDN BANYUANYAR 01 dengan menggunakan Model Project Based Learning. Jenis penelitian ini adalah Penelitian Tindakan Kelas (PTK). Penelitian ini dilaksanakan secara 2 siklus . peneliti menggunakan desain penelitian model Kurt Lewin . desain penelitian ini mempunyai 4 aspek yaitu : a). Perencanaan/Planning b). Tindakan/acting c). Pengamatan/Observing d). refleksi/Reflecting . Pelaksanaan Penelitian Tindakan Kelas (PTK) ini dilaksanakan di SDN BANYUANYAR 01. Peneliti mengambil penelitian di kelas III pada mata pelajaran PAI SD. Sekolah ini terletak di JL. Mutiara, Kec. Sampang, Kabupaten Sampang, Provinsi Jawa Timur. Siswa kelas III berjumlah sebanyak 15 siswa. Terdiri dari 8 siswi perempuan dan 7 siswa laki-laki. Pada penelitian ini diperoleh hasil belajar siswa  kelas  III pada materi  Iman  kepada malaikat setelah diterapkannya model pjbl telah mengalami peningkatan. Jika   pada   pra   siklus   rata-rata   nilai   siswa   hanya   mendapatkan   nilai 72,4 (Cukup), maka pada siklus I telah meningkat menjadi 74.8 (Cukup), lalu ditingkatkan lagi untuk mencapai indikator kinerja menjadikan rata-rata nilai siswa  pada  siklus  II menjadi  88,6 ( Baik). dengan demikian, hasil yang diperoleh telah mencapai keberhasilan. dan diharapkan setelah adanya penelitian ini guru dapat menerapkan Model Project based learning pada pelajaran PAI materi Iman Kepada malaikat agar dapat menarik minat siswa serta dapat mengembangkannya menjadi pelajaran yang membuat siswa aktif dalam pembelajaran.

Tazkiyatun Nisa; Slamet Riyadi

JURNAL HUKUM, POLITIK DAN ILMU SOSIAL 2023 Pusat Riset dan Inovasi Nasional

Tujuan dari penelitian ini untuk mengetahui pengaruh struktur modal, profitabilitas, dan tata kelola perusahaan terhadap kinerja keuangan  pada perusahaan keuangan sub sektor asuransi. Data yang digunakan dalam penelitian ini adalah data sekunder yang berupa laporan keuangan tahunan yang dapat diakses melalui website resmi www.idx.co.id. Populasi dalam penelitian ini yaitu sebanyak 17 perusahaan keuangan sub sektor asuransi yang terdaftar di Bursa Efek Indonesia periode 2017-2021. Teknik pengambilan sampel menggunakan purposive sampling dengan kriteria yang sudah ditetapkan sehingga menghasilkan 10 sampel perusahaan keuangan sub sektor asuransi. Penelitian ini menggunakan analisis data Structural Equation Modelling (SEM) dengan alat program dari aplikasi Partial Least Squares (PLS) versi 3.0. Hasil dari penelitian ini menunjukkan bahwa struktur modal tidak berpengaruh signifikan terhadap kinerja keuangan, profitabilitas berpengaruh signifikan terhadap kinerja keuangan, dan tata kelola perusahaan berpengaruh signifikan terhadap kinerja keuangan.