This study is motivated by the phenomenon that many micro and small business actors are trapped in easy online loans but pay high interest. In addition, in the business they own, product pricing is oriented towards general conditions so that labor costs are rarely taken into account. As a result, they often make mistakes in measuring business productivity which ultimately leads to business decline. The problems that are often faced are more in financial management due to low financial literacy, lack of experience in finance and lifestyle. This study aims to test and analyze the influence of financial literacy, financial experience and lifestyle on the financial management behavior of MSE’s actors. Data were obtained from questionnaires to 100 respondents which were processed using multiple linear regression analysis. The results of the study stated that financial literacy, financial experience have a positive and significant effect on financial management behavior while lifestyle does not have a significant effect on financial management behavior.

This study aims to examine the effect of idle time on the productivity of dry bulk loading and unloading activities at the Java Integrated Industrial and Port Estate (JIIPE). The research employed a quantitative correlational approach, with data collection techniques including observation, documentation, and company records. The research sample consisted of 12 vessels engaged in loading and unloading at Java Integrated Industrial and Port Estate (JIIPE) port during the period from January to July 2024. The analysis revealed a correlation coefficient of -0.16, indicating a very weak negative relationship between idle time and productivity. The coefficient of determination, at 2.56%, suggests that idle time contributes only marginally to productivity, while the remainder is influenced by other factors. The factors affecting idle time include weather conditions, equipment failures, and truck delays. The conclusion indicates that while idle time does impact productivity, the effect is not statistically significant..
 
 

Patient interest in herbal inpatient services at RSU Holistic Purwakarta has decreased compared to conventional services, despite the hospital's strengths in integrative approaches and competent medical professionals in the herbal sector. The low level of public literacy, lack of effective promotion, as well as the absence of a clear service package are the main challenges affecting patients' decision-making to choose herbal services. Therefore, this study aims to analyze the factors that influence patients' purchase intention towards herbal inpatient services and formulate appropriate marketing strategies to increase patient interest. To formulate the proposed strategy, the researcher conducted an internal and external analysis. The internal analysis included Marketing Mix (7P) evaluation and STP (Segmenting, Targeting, Positioning) analysis. External analysis includes consumer analysis, PESTLE, and competitor analysis. This research uses a mixed method, with a quantitative approach as the main method and qualitative as a complement. Quantitative data was collected through distributing questionnaires to 220 respondents who fit the population criteria. The questionnaire was designed based on the constructs of the 7P Marketing Mix theory and the Theory of Planned Behavior (TPB), which includes attitude, subjective norms, and perceived behavioral control. Data were analyzed using the Structural Equation Modeling-Partial Least Squares (SEM-PLS) method to test the relationship between research variables. The results showed that product, price, promotion, people, and process variables had a significant effect on purchase intention, while physical evidence had no significant effect. In addition, TPB variables consisting of attitude, subjective norms, and perceived behavioral control also show a significant influence on patient intention. Based on these results, a marketing strategy was formulated using the TOWS Matrix approach classified in 7P elements and designed into three main solution pillars: (1) Public Awareness Strategy that includes public education through social media and community seminars, (2) Strategy to Strengthen Service Quality and Promotion Integration that focuses on strengthening service quality, developing clear service packages, and integrating cross-channel promotions, and (3) Personalized Service Development Strategy that tailors services to patients' needs and preferences. This strategy is expected to increase public awareness, form positive attitudes, and encourage patient decisions to use herbal inpatient services at Holistic Purwakarta Hospital.

The speaking skills of seventh-grade students at SMPN 27 Satu Atap Lappawarue are still considered low.This is caused by the students' low self-confidence in speaking in public and the use of teaching methods that do not encourage active participation.This study aims to determine the extent of the influence of the Role Playing learning technique in improving students' speaking skills in the Indonesian language subject. The type of this research is Pre-Experiment.The research design is a Pretest-Posttest Design, which is an experiment that involves only one class as the experimental class without a comparison class (control class).The subjects used in this study were 12 students. The results of the descriptive statistical analysis show that the use of the Role Playing learning technique has a positive impact on the improvement of students' speaking skills.The average speaking skill scores of the students increased from 44 during the pretest to 79 after the posttest.This shows that after the Role Playing technique was applied, the students' speaking skills experienced a significant improvement compared to before the technique was implemented.The results of the inferential statistical analysis using the t-test formula show that the calculated t-value obtained is 9.358 with a frequency (df) = 12 – 1 = 11.At a significance level of α = 0.05, the t-table value obtained is 2.200.Thus, t calculated > t table, so the null hypothesis (H₀) is rejected and the alternative hypothesis (H₁) is accepted.This proves that there is a significant influence of the Role Playing technique on the speaking skills of seventh-grade students at SMPN 27 Satu Atap Lappawarue, Mallawa District, Maros Regency.

The purpose of this study is to ascertain the development and productivity of Odot grass in the presence of fermented cow dung. This study used a completely randomized design (CRD) non-factorial research method consisting of 4 treatments and 5 replications. An experiment was conducted using the parameters of odot grass plant height, number of odot grass leaves, fresh forage production, and dry forage production to ascertain the impact of feeding fermented cow feces on the growth of odot grass (Pennisetrum purpureum Cv.Mott) in order to yield the best results. When odot plants are treated according to the level of need, the best treatment is the provision of fermented cow feces fertilizer. This has a significant impact on the growth and productivity of odot grass, allowing it to produce maximum results in terms of plant height, number of leaves, fresh forage, and dry weight. 200 grams, one odot grass cutting, 100 milliliters of water, and a polybag with a 1:10:50 fermentation ratio.

This paper analyzes the development of the concept of the Kingdom of God in the teachings of the Apostle Paul based on his letters. The Kingdom of God is understood not only as an eschatological reality that will be fully realized at the second coming of Christ, but also as a spiritual reality that is already present today through the saving work of Christ and led by the Holy Spirit. Paul emphasizes the duality of the Kingdom of God as a reality that is already possessed by believers and a hope for its fulfillment in the future. This study also examines the social, political, and cultural factors in the Roman era that influenced the spread of the teachings of the Kingdom of God developed by Paul. This study makes an important contribution to the understanding of eschatological theology and Christian ethics and their implications for the lives of believers at that time and today.

TikTok has become one of the most popular social media platforms with more than 2 billion monthly active users. This makes TikTok a very potential digital marketing tool for various brands and products. One of those TikTok accounts is @hedonestate, an account from a culinary brand that is currently a hit among generation Z with more than 40 thousand followers. This research aims to formulate the right content and engagement management strategy on the @hedonestate TikTok account in order to increase brand awareness and sales of promoted products. The research method used is a qualitative approach with a case study on the @hedonestate account. Data collection is carried out through in-depth interviews with the @hedonestate account manager and a number of his followers, as well as content analysis of the 50 latest TikTok videos uploaded to the account. The data obtained is then analyzed qualitatively to produce content strategy recommendations that are in accordance with the Elaboration Likelihood Model theory, as well as engagement strategies to increase user engagement such as the number of likes, comments, and shares so that it has the potential to encourage product purchase decisions. The results of this research are expected to provide recommendations for effective social media marketing management strategies on the TikTok account @hedonestate, so that it can increase brand awareness and sales of promoted products.

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Increased global mobility has made foreigner surveillance a strategic issue in Indonesia's immigration policy. This research aims to analyze how the principles of Collaborative Governance are applied in the supervision of foreigners by the Directorate General of Immigration, as well as identify the actors involved and the forms of collaboration that occur. Using a descriptive qualitative approach through documentation studies and literature review, this study found that collaborative governance has been implemented in various forms such as joint operations, data exchange, and community engagement. The collaboration involves both state (DG Immigration, Police, BIN, Ministry of Foreign Affairs) and non-state actors (media, NGOs, communities). Despite its effectiveness, collaboration still faces obstacles such as sectoral ego and the absence of a strong regulatory framework. The results of this study indicate the importance of institutional strengthening and cross-sectoral integration systems to encourage adaptive and sustainable immigration control.

This study aims to analyze the suboptimal performance of hydraulic pump system on hatch cover performance on MV. Emerald Indah using USG (Urgency, Seriousness, Growth) method and data collection techniques in the form of observation, documents, and interview. The purpose of this study is to determine the causes, effect and efforts in solving the problems discussed. The results of the study indicate that several factors cause the hydraulic pump system to not function optimally , including dirty filters, leak in the hydraulic pump and pipe, and operation that is not in accordance with procedures. The effect of the suboptimal hydraulic pressure which ultimately becomes the main problem that inhibits the hatch cover opening process. To overcome this problem, improvements are needed such as periodic filter cleaning, replacement of leaking components, and increasing crew understanding of operational procedures. This research is expected to provide insight for related parties in improving the performanceof the hydraulic pump system and the efficiency of the loading and unloading process on ships.